Credit card companies are awful. They are like loan sharks, oh and raising interest rates won't help people who can't make the minimum payments, pay any faster. It'll make the problem worst, I think.
WRONG! The highest rate often isn't the best, generally the best debt is the one with the lowest balance, put any extra money towards it to pay it off quick, then take the extra money AND the payment for that and apply it to the next debt, and so on, its call a debt rollup and debt councellors use them often, google it. About the only time to really factor in the interest is if you have 2 debts with similar balances.
WRONG! The highest rate often isn't the best, generally the best debt is the one with the lowest balance, put any extra money towards it to pay it off quick, then take the extra money AND the payment for that and apply it to the next debt, and so on, its call a debt rollup and debt councellors use them often, google it. About the only time to really factor in the interest is if you have 2 debts with similar balances.
ok guys this is optional advertising. you dont have to watch it so if u whine about it then just go away. CH doesnt make you watch it and they make some $ of it to make sure they have $ to spend. So bitch about it all you want but crucial man isnt that bad and it helps CH make more good vids.
@xnightkillerx I'm a pretty bisexual woman, and I think she's attractive, but she keeps doing things with ehr face that make it look like she's scowling at you.
@SerenityM16 Yeah, her expressions could use a little work, but she is by far the best part of these videos. I'm kind of sorry these were made under the College Humor name. They're usually pretty reputable as far as comedy goes, but Crucial Man just blew.
What I am trying to say is that f**ck is a word. If you know the meaning and understand when and how to use it then it is fine to say it. There is nothing bad about it. It is only a word. I will teach my children by the age of 8 what f**ck means as language is important to understand.
... I don't know what's worse, the fact you're giving life advice to 20-somethings that they should have learned by 5th grade. or the fact they found a genetic replica of Turtle from Entourage to give life advice to 20-somethings that they should have learned by 5th grade.
if you are not in college you dont get to have an opinion on whether or not college humor should be making videos teaching college students life skills
I'm a big fan of collegehumor but this show - "The Crucial Man" , suck's balls , it's not funny , it's not interesting , it's just a ugly ass bearded guy telling you stuff that you will never have to use in real life. That's just my opinion .
Heah , i've learned soooo much out of the crucial man (that was sarcasm) . And taking financial tips from a woman ??? WTF ??? This bearded dude is a moron .
People, stop coming to crucial man and saying ,,cancel it" because he gets views when you do this. Just ignore it, and the show will get canceled when it's views are low.
well, if someone came here and thought it's stupid they should stand for the view they had just made :) CH will see the comments and make their decision.
jesus christ, whats with all the bitching? dont like it? watch another fucking video. Youtube isn't only for comedy and video parodies like some people apparently think, its to provide entertainment. Don't find it entertaining? Choose one of the other couple billion videos on this goddamn site.
why is everyone's first reaction to bitch and moan?
I agree with many of the posts. These vids are informative not humorous, so does not really belong on the "collegehumor" channel. I can see how some of the advice is helpful to some people but overall the tips are either easy to gain knowledge (via the internet) or to vague/lacking to be considered useful advice. It is annoying for this vid to take up my sub spots because I cant just unsub it like any other channel that turns out to be lame, I love pretty much all other college humor episodes.
I think this is a great and informative show. I wish that the CH channel could let you subscribe to specific shows though. Also wish YT let you mark shows as "viewed" so they disappeared off of your subscription list.
It is automatically flagged as viewd when you view it. However sometimes it glitches and comes back on your list. If it never leaves your list then you have a technical problem you should take up with YouTube support.
This isn't funny at all, why do they put these up? It's supposed to be College HUMOR...I dunno, but that kinda implies that their videos should be funny...
doesn't everyone know about all this stuff? C'mon... at least give some new information or some new strategies. Don't expect "pay your bills on time" to get a big wow factor.
Wow that was really informative, I had no idea than when you take debt you have to pay interests, who could have guessed? I am running to buy the book!
I used to be a crucial man hater but they are telling us how to better our futures, free of charge, in a "creative" way, they didn't throw in alot of humor, because theres nothing funny about the recession, nor debt.
Good stuff CH, i didn't see what you were going for but now i do.
this is soooo funny lol i cant stop laughing ^_^ im so glad i spend my time watching this! (read my lips not ^_^ this is so very serious) (rof esoht fo uoy ohw dekil ym tsal ecnamrofrep ni msacras dna sdrawkcad txet ereh uoy og ^_^)
Guys, the crucial man is NOT MEANT TO BE FUNNY. It's meant to be a informative 3-5 minute short to help you out in your future. Because lets face it, we can't be in college the rest of our lives. I for one am grateful that they're taking the time to show us these little tips and tricks that will help me in the future.
If you want something funny watch something else then.
I am too. They are helpful. Most people cant understand that just because collegehumor makes humor videos, doesn't mean they cant also have some helpful tip videos to help you in life.
To all you girly ass winers out there: Maybe CH is trying to help some of it's college aged viewers (the population they started their site for) with some tips through this show. Grow up and stop your bitching. Go get some sun light instead of bitching about a youtube video that you don't have to fucking watch. -_-
Credit card companies are awful. They are like loan sharks, oh and raising interest rates won't help people who can't make the minimum payments, pay any faster. It'll make the problem worst, I think.
hotgirlsarehot 1 week ago
This has been flagged as spam show
WRONG! The highest rate often isn't the best, generally the best debt is the one with the lowest balance, put any extra money towards it to pay it off quick, then take the extra money AND the payment for that and apply it to the next debt, and so on, its call a debt rollup and debt councellors use them often, google it. About the only time to really factor in the interest is if you have 2 debts with similar balances.
drm31415 3 months ago
WRONG! The highest rate often isn't the best, generally the best debt is the one with the lowest balance, put any extra money towards it to pay it off quick, then take the extra money AND the payment for that and apply it to the next debt, and so on, its call a debt rollup and debt councellors use them often, google it. About the only time to really factor in the interest is if you have 2 debts with similar balances.
drm31415 3 months ago
...Lexi is FUCKING BEAUTIFUL!
RonnyWho 4 months ago in playlist More videos from collegehumor
Is he Gigi the "almost american" guy?
RecklessBullet 7 months ago
omg lexi is fucking gorgeous!!
17bread 9 months ago
Lexi is H.O.T !
I only watch The Crucial Man to see her <3
Ayoubsss 9 months ago
@Ayoubsss second
Inidiom 9 months ago
Funny in these vid's that all of the advice for how to be a man is from women (the feminine kind)?
spyfreakm16 1 year ago
This has been flagged as spam show
If you need to meet Russian women online this is your chance gettop5.info
DesgWamrt 1 year ago
This has been flagged as spam show
Travel around the world with and Russian women gettop5.info
JessaWefgdhjfew 1 year ago
more dislikes....
CheeseGenius 1 year ago
these actually help me wow i think ima geta philips phone
xecidex 1 year ago
shes hot but she only has size a boobs
chocolatebeags 1 year ago
@chocolatebeags like u can do any better, guy with only "faggot" and "get a life" on his page =P
CaptainFluffy6644 1 year ago
@CaptainFluffy6644 touche, one of those is my friend though
chocolatebeags 1 year ago
is this a real show ?
it looks like a joke somehow..
GolzeD2009 1 year ago
she's hot
aaarodell 1 year ago 4
if only lexi had bigger boobs
pakattack69 1 year ago
sexy lexi!!!!
youngfinnias 1 year ago 5
I agree GWR4079
XD
hugfranco 1 year ago
god that co-host is hot!
GWR4079 1 year ago 6
ok guys this is optional advertising. you dont have to watch it so if u whine about it then just go away. CH doesnt make you watch it and they make some $ of it to make sure they have $ to spend. So bitch about it all you want but crucial man isnt that bad and it helps CH make more good vids.
afroebob 1 year ago
lexi is hot but he sucks at acting
MonopolyIsAwesome 2 years ago 3
lexy is HOT! whys she not in any of the other vids
ualp90 2 years ago 6
Jon is trying too hard to be funny. He'd be a lot better if he'd just be himself and then add a little deprecating humor in now and then.
gizmo2084 2 years ago 2
U know why i watch these crucial man videos? cuz Lexi is on the thumbnail and she's damn pretty.
jimmy9258 2 years ago 29
Anyone that doesn't watch these videos for Lexi is either gay or without any sense of humor. Guaranteed.
Oh, hold on, my Philips phone is ringing.
xnightkillerx 2 years ago 43
@xnightkillerx or looking for information vs humor :P
dreamkacher4 1 year ago
@xnightkillerx These arnt suposed to be funny...
nosamnosam123 6 months ago
@xnightkillerx I'm a pretty bisexual woman, and I think she's attractive, but she keeps doing things with ehr face that make it look like she's scowling at you.
SerenityM16 4 months ago
@SerenityM16 Yeah, her expressions could use a little work, but she is by far the best part of these videos. I'm kind of sorry these were made under the College Humor name. They're usually pretty reputable as far as comedy goes, but Crucial Man just blew.
xnightkillerx 4 months ago
"my philips phone is ringing" oh man.........
stoker48 2 years ago 3
Ive now watched all of these...and the only reason is to see lexi....i skip through the video to find lexi...the rest of this is just pathetic
Pablos420 2 years ago
@Pablos420 lol me too
vegetablex2 2 years ago
for some reason, how she sits and the way she crosses her legs is kind of sexy O_o
Her being smart too and knows not to SPEND MONEY vigorously is just a bonus....
..i'm just saying....
kyl64 2 years ago
BEGGININGS SUCK ABUT THE REST IS OK
hipness1 2 years ago
@hipness1 captain caplock much?
thedude1414 2 years ago
lexi is hot o.O
doodledeedah 2 years ago 4
yeah i know
thecomputerist 2 years ago
ditto!!!!
elavate7 2 years ago
chick is sooo epicly hot
konfusionirl 2 years ago
Lexi is so fuckable. Fuck, i jizzed in my pants.
TheLoner1987 2 years ago
yeah me too .
thecomputerist 2 years ago
can i get you a smoothie?
ewebb16 2 years ago
i declare bankruptcy in like a week because thanks to the fraternity i joined, wooooo
didsomebodysayme 2 years ago
its your fault not the fraternity. stop blaming others for your problems.
PennMu307PDT 2 years ago
This has been flagged as spam show
if you want to see amazingly funny videos then go to my channel
snailhunter66 2 years ago
The thumbnail to this video... oh mah gawd! D:
TheFlow666 2 years ago
Born in labor, live in debt, die in silence. Thanks for the advice on this one
ScreamingAtaSloth 2 years ago 2
The book girl is ugly
StealthyBoy09 2 years ago
Lexi fuck fine ass hoe lets fuck
bornevol09 2 years ago
Damn Lexi is soooo fine/hot/sexy I think I'm in lov
water4life25 2 years ago
yes lexi is hot, but c'mon every 13 year old has to comment it?... book lady is hot too :p... good god i owe soo much to the bank t_t
gvcorp 2 years ago
I don't think 13 years old kids know the word "F**k" (except me ) bot anyways
thecomputerist 2 years ago
Sorry kid. Most people know f**k when they're in grade 4. If you live in a bad area of town by the age of 6.
clintkyksa 2 years ago 3
So, what you're saying that 6 years old kids should know the word " F*ck" and know what it means, sorry but it don't think thats how things work!
thecomputerist 2 years ago
What I am trying to say is that f**ck is a word. If you know the meaning and understand when and how to use it then it is fine to say it. There is nothing bad about it. It is only a word. I will teach my children by the age of 8 what f**ck means as language is important to understand.
clintkyksa 2 years ago 2
That'll backfire. You may THINK they'd know when to say it but you'll probably turn around & hear: "Mom, where's my fucking dinner!"
6Shooter28 1 year ago
@thecomputerist i knew what that meant when i was 7? so what u talking about?
badger12boi 2 years ago
oh, ok you knew what that means before me, i knew it when i was 8.
thecomputerist 2 years ago
no, he's clearly stating that most kids younger then 13 know the word fuck, but not that they should. Learn to read kiddie.
pugsley141 2 years ago
ok, ok we are over that subject, but yeah thats what i was saying.
thecomputerist 2 years ago
Comment removed
DaMrChAzMaN 2 years ago
Lexi reminds me of the main girl in Zombieland. Black hair on the right woman is hot. Well I guess any color hair on the right woman is hot?
datherax 2 years ago 3
I was thinking the same thing except the hair thing but she dose look like that hot chick from Zombieland .
thecomputerist 2 years ago
"The modern girls guide to spending less, and saving more." .........lolwut.
Still, I'd go all night with Lexi
theguil 2 years ago 3
The show might suck but I'd totally tap Lexi.
GiefGoldPlx 2 years ago 2
... I don't know what's worse, the fact you're giving life advice to 20-somethings that they should have learned by 5th grade. or the fact they found a genetic replica of Turtle from Entourage to give life advice to 20-somethings that they should have learned by 5th grade.
maxdecphoenix 2 years ago 2
that chick has some nice legs
killaboming227 2 years ago 5
amen
0987654321hotmail 2 years ago
man, i love lexi's sexy husky voice.
Stagbee 2 years ago
that girl is hot...
Shaney1337 2 years ago
Norelco is pissing me off! ... LoL
MystikWolf83 2 years ago
GOD this vids suck!
Stop it!
All about the views...
Whoot18 2 years ago
if you are not in college you dont get to have an opinion on whether or not college humor should be making videos teaching college students life skills
CrunkRockSteadyEvan 2 years ago 2
This has been flagged as spam show
Check out my new video! Melvin Has Phone Sex!
I'm The Doofus Boy!
TheDoofusBoy 2 years ago
this is common sense lol
sparelead777 2 years ago
hey =]
PIXELSACTION 2 years ago
shemale alert!
MrWTFisthisshit 2 years ago
I'm a big fan of collegehumor but this show - "The Crucial Man" , suck's balls , it's not funny , it's not interesting , it's just a ugly ass bearded guy telling you stuff that you will never have to use in real life. That's just my opinion .
Punkanr 2 years ago
youll never have to learn how to buy a suit that fits or how to enjoy wine
or get a job?
or work out?
enjoy leeching off your parents for the rest of your life
CrunkRockSteadyEvan 2 years ago 4
Heah , i've learned soooo much out of the crucial man (that was sarcasm) . And taking financial tips from a woman ??? WTF ??? This bearded dude is a moron .
Punkanr 2 years ago
@Punkanr
idk if you could exactly call THAT a woman...
Shaney1337 2 years ago
THIS IS USEFUL INFO. NOT EVERYTHING HAS TO BE FUNNY. Stop being retards and don't watch it if you're too young to understand the tips.
arkmalfius 2 years ago
what are you on about. the channel is called COLLEGE HUMOR!!!
MattAyroli 2 years ago
They have the humor part covered with their other videos. I guess this covers the college part.
arkmalfius 2 years ago 6
Haha ^_^ arkmalfius+1
Kebabsoup 2 years ago
this isnt suppposed 2 b funny u idiots...they made it pretty clear that they're trying 2 make u a man. if u dont want the info then leave it alone
RevelationB 2 years ago
I watch this show just because of the super hot chick. Dudes kinda funny sometimes but my God that chick is hot
Saible91 2 years ago 5
This has been flagged as spam show
I really like this show.
saifrizwan 2 years ago
I like these videos... If you don't want to watch... dont! Some of these tips may help you guys more than another episode of Jake and Amir!
dfsuperstar 2 years ago
Crucial man is ruining college humor.
zclark1994 2 years ago
People, stop coming to crucial man and saying ,,cancel it" because he gets views when you do this. Just ignore it, and the show will get canceled when it's views are low.
See ya
losmi85 2 years ago 2
well, if someone came here and thought it's stupid they should stand for the view they had just made :) CH will see the comments and make their decision.
edv11nas 2 years ago
boring get rid of the crucial man
besides that hot chick
dududey 2 years ago
please stop showing the crucial man. I don't want to have to unsubscribe.
dansummerfield 2 years ago
i know!
jake and amir is the best!!
felixthemaster1 2 years ago
jesus christ, whats with all the bitching? dont like it? watch another fucking video. Youtube isn't only for comedy and video parodies like some people apparently think, its to provide entertainment. Don't find it entertaining? Choose one of the other couple billion videos on this goddamn site.
why is everyone's first reaction to bitch and moan?
theoblivion87 2 years ago
Says the guy that bitch and moan about people bitching and moaning;)
henan8 2 years ago
touché
theoblivion87 2 years ago
zzzzzzzzzz
xNippleWaferx 2 years ago
some is good most r bad.
cazyassassin 2 years ago
gay
mejeffy5 2 years ago
please. stop. your vids suck!
the good ones are jake and amir and other parodies
felixthemaster1 2 years ago
they're informative, not a parody.
you ass.
yemenohman 2 years ago
no i mean thier movie parodies
felixthemaster1 2 years ago
its not a parody dumbass!
qwertyman233 2 years ago
there informative and sophisticated humor ;P and i like 'em
MrWright2012 2 years ago
I agree with many of the posts. These vids are informative not humorous, so does not really belong on the "collegehumor" channel. I can see how some of the advice is helpful to some people but overall the tips are either easy to gain knowledge (via the internet) or to vague/lacking to be considered useful advice. It is annoying for this vid to take up my sub spots because I cant just unsub it like any other channel that turns out to be lame, I love pretty much all other college humor episodes.
Chipwhitley274 2 years ago
i'd watch this just to see Lexi...she is HOT
warbringerx 2 years ago 2
@warbringerx hell yeah same here
InTrenches12 2 years ago
i love this show!
dont know why its rated low!
LOVE
TheMaxExpress 2 years ago
i like as well
angryJackel 2 years ago
Man, I'm subscribed because college humor is usually funny. This is not funny.
liquidpromises 2 years ago 3
Drop "The Crucial Man".
This is a retarted series, very lame.
You are killing your subscribers who want to watch the decent shows on CollegeHumor.
"Jon" who hosts this show, is terrible.
grizzam12345 2 years ago 3
I think this is a great and informative show. I wish that the CH channel could let you subscribe to specific shows though. Also wish YT let you mark shows as "viewed" so they disappeared off of your subscription list.
bitmap 2 years ago 2
It is automatically flagged as viewd when you view it. However sometimes it glitches and comes back on your list. If it never leaves your list then you have a technical problem you should take up with YouTube support.
Chipwhitley274 2 years ago
these vids arent funny, stop having them show up in my subscriptions! college HUMOUR, not college RETARDED TIPS!
humbugger8124 2 years ago 4
this is crap. college humor hasnt been good ever since street fighter the later years.
BYOSProductions 2 years ago
so unsubscribe.
This series is dumb as fuck, although Jake and Amir and a few others are why I'm subscribed, not this "crap".
Zeemis 2 years ago
i no jake and amir and some of the other stuff is funny
BYOSProductions 2 years ago
why is funny one of the tags? this realy isn't
originalpleb 2 years ago 2
This isn't funny at all, why do they put these up? It's supposed to be College HUMOR...I dunno, but that kinda implies that their videos should be funny...
Monicaisnotcrazy 2 years ago 2
my god the girl in the beginning was hawt <3!
5/5stars for her :D
080TIGER080 2 years ago
Lexi the co-host <3
pwnoftheages 2 years ago
this is SHIT! Why do they keep putting these up?!!?!
SomeInterestingCrap 2 years ago
because Philips sponsor this shit.
iDenmark 2 years ago
Do they not care that most subscribers dont want to watch this?
Good job college humor.
I WILL NEVER BUY PHILIPS NORELCO BECAUSE OF THESE VIDEOS!
myimaginaryhero 2 years ago 2
good tips
GrayFox2k8 2 years ago
"Mr gabrus no en casa ahora, el va a la playa" HAHAHHAA
MrBrendann 2 years ago
even college humor knows this crucial man thing sucks just look at the description
Decker695 2 years ago
good stuff
Rustomac 2 years ago
doesn't everyone know about all this stuff? C'mon... at least give some new information or some new strategies. Don't expect "pay your bills on time" to get a big wow factor.
kcybii 2 years ago
This comment has received too many negative votes show
The video was worth -3 stars, but the dark haired girl was worth 5...
2 stars overall ... these vids suck ass.
Codiisright 2 years ago
. stop making these .
girl2h4u 2 years ago 3
imo that philip is well hilarious.
ninjabob2456 2 years ago
This is Bullshit
Lacey210 2 years ago
lexi ritsch is hot. have her host the show.
revolvolut1on 2 years ago
This whole series is a buzz kill
MarbleScratch 2 years ago
This has been flagged as spam show
@TW33kSt4 she's not that hot.
treytrey3 2 years ago
LAME!@#$%^&*()
adisman123 2 years ago
LAME!!!! ^^
TheJASstudios 2 years ago
Production value is high,
Content quality is... medium
Total product = Mmmmm..............
Mandalorx10 2 years ago
This has been flagged as spam show
HAHAHA this is hilarious
Lazymewe 2 years ago
This has been flagged as spam show
HAHAHA this is hilarious
Lazymewe 2 years ago
you'd have to be a legit retard to call this crucial fag shit informative
normandie350 2 years ago
is this supposed to be funny? im confused
munchkinmonkey100 2 years ago
go away crucial man
whatwallace 2 years ago
love the series
awesomer22 2 years ago
Wow that was really informative, I had no idea than when you take debt you have to pay interests, who could have guessed? I am running to buy the book!
MastermindX 2 years ago
THIS FAILS SO HARD!
gh33t0 2 years ago
im not a man so...this is ghey.
mananabutnuffin 2 years ago
these videos are sp crap, theyre almost kinda good
lshay24 2 years ago
Incredibly informative.
I used to be a crucial man hater but they are telling us how to better our futures, free of charge, in a "creative" way, they didn't throw in alot of humor, because theres nothing funny about the recession, nor debt.
Good stuff CH, i didn't see what you were going for but now i do.
Keep it up.
ipk4du 2 years ago
the girl is hot, the video sucks ass
eddieguerrerorules 2 years ago 3
lame
marvelious92 2 years ago 2
When I see this douche bag it makes me want to unsubscribe but then I remember that your other content is quality. Ditch this stuff.
Madisonmofo 2 years ago
I Hate the crap Phillips advertisements in this series.
RandomNameName 2 years ago
get debit card dummies, not credit card
madamElsa 2 years ago
I wounder if they're going to change name to CrucialmanHumor after this
Arandomfigure 2 years ago
Why would she turn down a smoothie?
pyr0static 2 years ago
this is soooo funny lol i cant stop laughing ^_^ im so glad i spend my time watching this! (read my lips not ^_^ this is so very serious) (rof esoht fo uoy ohw dekil ym tsal ecnamrofrep ni msacras dna sdrawkcad txet ereh uoy og ^_^)
Dartinin 2 years ago
Guys, the crucial man is NOT MEANT TO BE FUNNY. It's meant to be a informative 3-5 minute short to help you out in your future. Because lets face it, we can't be in college the rest of our lives. I for one am grateful that they're taking the time to show us these little tips and tricks that will help me in the future.
If you want something funny watch something else then.
vincentsclone 2 years ago 4
I am too. They are helpful. Most people cant understand that just because collegehumor makes humor videos, doesn't mean they cant also have some helpful tip videos to help you in life.
ddenman60 2 years ago 2
@ddenman60
thanks man
dragon112109 2 years ago
Horrible advice and a totally annoying little chicky thing. Fail.
canubelieve 2 years ago
its a joke
ILLINOISLOYALTY1 2 years ago
I like these vids :)
Way to be well-rounded college humor
lilballetblonde6 2 years ago
I don't think they can stop this. I think it's some sort of sponsorship they have going.
boomingbullet 2 years ago
that one was better
DRATER469 2 years ago
dumb as hell
chabelardo 2 years ago
Ok, so... they've posted like 5 of these now. If you thought any one of them was boring, why do you keep clicking on the next one?
I think they are pretty good, good tips n stuff.
Shadowsonggg 2 years ago
Keep the crucial man, keep the people employed! Plus i find it interesting.
nachoman147 2 years ago
Holy shit. This is so fucking stupid.
farrahness 2 years ago
NO ONE LIKES THIS. STOP THE CRUCIAL MAN!
eww i feel like a troll
zengle5 2 years ago
booooooooooooo
aveahhmight 2 years ago
i like it, it actually was helpful
SpeakUp91 2 years ago
why does he need ham?
RCSDrummer4Life 2 years ago
To all you girly ass winers out there: Maybe CH is trying to help some of it's college aged viewers (the population they started their site for) with some tips through this show. Grow up and stop your bitching. Go get some sun light instead of bitching about a youtube video that you don't have to fucking watch. -_-
oOscURvyOo 2 years ago 3
this is gay
Drybones2k7 2 years ago