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From: wisted
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  • great video. lol

  • 'the housing market is good'... yeah right!! houses are priced 3x what they are actually worth and rents are sky high thanks to lender bailouts. now very few ppl can afford the type of home they could have 20 years ago. ppl shouldn't be allowed to be in politics unless they have a clear understanding of economics

  • You're, not your.

  • Our Schools should be taught history from the library of congress...and the Presidents Journal writings through out the history and regrets of their decisions.

  • Perfect vid- Good Day Tea Party Libertarians!!!

    Lets keep doing what we can.

  • @DoctorDoubleX How so? 

  • @DoctorDoubleX I agree with wisted, prove it. Can't, can you....

  • Stossel for president.

  • John Stossel is the man!

  • @08madiallo I would go for vice president.

  • One Problem is for generations Americans have been raised on Credit being necessary as a way of life...

    and now those Children Are Leading the Country.

    I am Proud to have never had or used a credit card...Emergency's? A Sharp mind can handle a emergency better than any Credit card.

    Credit gives the illusion of Security...leaving most very insecure sadly.

    CUT THEM UP...

  • I wish more people had common sense like Stossel. But there's that saying "It turns out common sense isn't all that common"

  • We need to start using the phrase "tar and feathers" in our public speech more often, and in a slightly more than conversational tone.

  • Search youtube for

    Fannie Mae, Freddie Mac Scam

    you will see (in their own words) who was for regulations.

  • @bass109 - You mean the invisible master of your delusions. Just like I a mayor of Narnia!

  • @WillShakespeare2007 Make Jesus lord and savior. I know Jesus loves you forever! God bless in Jesus name!

  • Can't fuck with the mustache

  • politicians are self important morons who are only interested in staying in the public view.

  • stossel is a rockstar....the media never does more than 10 minutes of research...finally sound thought

  • Gov. is like a thug: First he beats the crap out of you, then he tells you he needs to help you...

  • "It was evident to Elias Tate that this was the government. First they shake hands with you, he thought, and then they murder you."

    -Philip K. Dick "The Divine Invasion"

  • we've got to stop.....er bail out the banks.

    fuckin sell out nigger

  • Walter Williams is the best. He is one of my favorite economist.

  • obviously the push for so many housing loans during stronger economic times was a huge mistake. looks like both Clinton and W pushed for it. point taken. the problem i have with John Stossel is that he is basically the conservative Michael Moore. He's starting out trying to push his political ideology and only showing you what he wants you to see. his argument against deregulation is "Bush didn't do it." Then he moves on to Fannie and Freddie. That's an entirely different issue.

  • clinton and the bozo democrats pushed for all that shit. not the pubs.

  • this is so correct

  • God I love this guy, I'm from NZ and I never watch our television because it's just as vacuous and foments as much bigotry as the embarrassingly low calibre of NZ can offer to the public given that TVNZ is taxpayer funded.

    We had this silly old sot descrying a lack of alcoholic temperance when the man's drinking subsidizes half of New Zealand's economy just because it was his turn to present.

    Thank you free enterprise and esp. Adam Smith for blowing these charlatans out of the water.

  • and again it was just lending instittions oh no it did not have nothing to do with oil goingto 147 a barrel come on people bush and company are rich and screw you

  • we are doom!? hehe not really maybe another war will be good?

  • another war will be good?? fucking idiot go join da marines you'll c a lot of action dat aint worth shit, what god u say?? like u really care failure da devil would love u in his domain XD!!

  • trust me there always going to be a war. It was a question btw. I didn't mean to say i wanted other war.

    all i can say to you is you have a dirty mouth!

  • btw I dont trust u not how ur pathetic mind thinks & i know wars r gonna keep going on until da NWO steps in 2 play, but saying i have a dirty mouth when i just said shit c'mon r-u really dat sensitive kid

  • alright sir! i'll leave you alone.

  • ok kid hopefully u get a girlfriend lol which i highly doubt buh bai now

  • Comment removed

  • bye! please don't forget to wash those dirty mouth!

  • good one moron learn how 2 spell later

  • fucker learn to stop! lol

  • bitch learn 2 stfu XD!!

  • congressman Cummings comments speak volumes about the toxic mindset of most Washington Politicians: "Its my duty to get goodies for my constituents". No its your duty to uphold the Constitution not to continually seek free handouts for your community at the expense of the taxpayer. Such thinking undermines our economy, and in turn, our freedom. We are now heavy in debt to China and other nations ... and they thus, they have a say in our affairs. We have lost our national sovereignty.

  • test

  • makes you want to check out the Libertarian Party doesn't it?

  • King: you could not have made a better comment! I have always considered myself a Republican leaner, but as of late, I am seeing politics in a whole new light. Libertarians are more and more appealing to me everyday and if ever there was a time for a 3rd party to finally rise and take office-this is the moment!

  • BADASS!

  • Yay John Stossel. Outstanding work again. Amazed ABC hasn't freaked out and canned your ass for telling the truth on MSM.

  • tin: I guess you made this comment BEFORE ABC canned Stossel. I knew when he took on the NEA 2 years ago that his days at ABC were coming to an end. I am surprised he lasted this long. I love him!

  • when is God coming?? to set the ppl str8??when is God coming?? to set the ppl str8??when is God coming?? to set the ppl str8??when is God coming?? to set the ppl str8??when is God coming?? to set the ppl str8??when is God coming?? to set the ppl str8??

  • what god?

  • Dodd and Frank are two of the people most to blame with the failure of Freddy and Fanny. Then they stand up and say it wasn't me it was someone else. Most polticians just make me sick.

  • yep, and obama is the leader

  • This video is the truth.

  • The Chinese and other foreigners lent us their money to prop up our standard of living for the last two credit bubbles. Now we're out of weath and we're bankrupt. The party is over and our consumer economy is finished. Time to reboot and become productive again, though it will be a real shake-up for people when they realize their standard of living will decline 20 - 30% for a generation or longer. Lots of interesting times to come.

  • Stossel kicks butt!

  • "Let the bubble pop - then we can begin again."

    Word! Especially since the money that inflated the bubble was taxpayers' money spent by government.

  • john is the man

  • The duopoly works more for themselves than they ever have - $188K per man women and child is owed to the shylock private FED.

    Just google & read Greenspan's 1967 essay "Gold and Economic Freedom". It is a true tell all of the fraud govt has become primarily started in the progressive era and the global Marxian mindset that "planners" know better how we should live than we want to.

    See "The Insiders" too, right here on the Utoob, it exposes the bastards for what they are, liars & thieves.

  • Govt is nothing but the forced "services" at the barrel of a gun, posing as the "common good" for them to skim all the cream from.

    It is in the Founder's estimation the negation of freedom - hence a minimalist limited govt of strict enumerated powers and no more.

    The bastardization of the Commerce, Gen'l Welfare and Equal Protection clauses, now stands their do-no-harm founding intent on their heads. All for elites to fleece and use us as cannon fodder for profit. Ike & JFK warned us.

  • I love Walter Williams. You keep doing your thang honey. Guy next to you can too.

  • All I see is people being dependent on someone or something else to do everything for them. Instead of learning some self-reliance. Yeah, we had greedy people do stupid thing's, But socializing everything will not help.

  • lol Pelosi at 3:26 - "Look at my shiny new bailout bill! Isn't it nice!?"

  • "I just asked for a really big number, and there it was!"

  • "maybe the government should do nothing." Heheheheh!

  • lol...deregualation was implemented by Bill Clinton....lol....

    those congressmen are probably not economist nor business specialist!

    ignor-anus'!!!!

    GM...regardless of the money given to them...are still shutting down.....unemployment....the fat cats of course will take their share......

  • Vote all of the old ones OUT... VOTE ...

  • Wow, i am surprised something like this was on mainstream media, john is pretty good.

  • Exactly

  • Missing the point entirely by not talking about the privately owned system of money creation by the federal reserve and fractional banking system that has usurped the one thing government should be doing for the benefit of all. The focus on the pros and cons of the bailout are merely a distraction from the real issue. If government had been in charge of creating money there would be no federal debt, little taxation and financiers would not have been running the country and would not need bailout

  • I agree. I ask you, do you think the bankster controlled media would allow that reality to be played on ABC?

    I say no.

  • sicario,  the name awaits the whole issue

  • STOSSEL is KING! His reports make more sense than anybody on T.V. I wish he would narrate more 2020 shows. He only does one once in a while.

  • Still, I have to agree with the experts here: the bailouts we've been passing are ridiculous. Let the bubble burst and we can start over.

  • who were the affiliates who would not air this?? does anyone know??

  • good

  • It's nice when members of the media start to get a little educated about the stuff they talk about.

  • - but it is true that Bush can't be honestly accused of massive deregulation. He was not even close to a free-market guy. Always remember that only government can create the atmosphere which allows a large corporation to grow and exist--and get out of hand. (Because the gov't officials are in bed w/ the corp. people)

  • Uh, John. the operative word here is "ENCOURAGED." Did the law state that these baniks HAD to give out loans to people who had no credit? If so, you have a point. If not, it's still the fault of the banks. I may be encourage to smoke pot, but it's still my choice whether to do it! The government may have encouraged banks to loan money, but the banks are the ones who loaned the money. That make it the fault of the banks. Nice try!

  • nice try, Its wasn't encourgaement, it was pressure

    google these 2 articles:

    Digg - Clinton Administration Pressured Banks On Sub-Prime Loans

    Obama, ACORN Pressured Banks to Make Unsafe Subprime Loans

  • Yeah, I actually found that out after I posted this comment. I was going to retract it, but you caught me in the act first.

    Sorry I made a mistake! Good job calling me on it! :)

  • However, I still think that completely deregulating the economy would be as disastrous as having the government control all of it. And I maintain that there needs to be some kind of compromise. After all, it was the government that demanded companies cap off the work day at eight hours in the early 1900's, and without minimum wage laws, those of us with jobs wouldn't be able to afford much. Though to be fair, things have changed a lot in the last hundred years.

  • Oh, all we need is more government right?

    Oh Jeebus!

  • Am I understanding correctly?

    The goal for this fuckup- producing myths about deregulation, insisting banks to accept incompetent consumers, bailouts - are all steps to allow government to strengthen their hold over money & people?

  • Great Video.

  • this whole crisis is because politicians who don't understand a shit about economy set up market deteriorating laws and allocate resources falsely etc. ....check the CRA

  • Comment removed

  • i liked this, good upload

  • The people that took on sub-prime loans didn't want the interest rates automatically rising, the banks insisted on it. The bank got greedy. Wall street got greedy. If the loans were not automatically set to increase the interest rates, the people that had been making the payments would still be making the payments. The fact remains that the Bush administration deregulated the banks just like they did the Savings and Loans during the great Reagan administration.

    This all was intentional.

  • What! The banks were forced to take bad loans and the rates were made up out of thin air by the government.

  • This is a great special! Finally someone has the guts to say that government is largely the problem-not the solution. LET FREE MARKETS WORK!! Anyone who thinks that the free market was what got us into this mess obviously didn't watch this special or has a fundamental misunderstanding of how our economy works.

  • What do they say at 1:16 (rsponsible home buyers and ... banks?) and 3:49 (Cummings ... Maryland)?

  • american accents are so annoying

  • its funny how people probably watch this video and think john stossel is crazy...this is common sense

  • Your right! Common Sense left the Building along with Elvis!

  • "Government is not reason; it is not eloquent; it is force. Like fire, it is a dangerous servant and a fearful master."

    - George Washington

  • we need people to start thinking for themselfs

  • Again, extremely facile commentary from Mr Stossel, the real reason for loose lending was the securitization of American mortgages by Wall Street I-Banks. This documentary is already grating as a rant.

  • Thank you for posting these. Good series.

  • Take power away from private bankers and politicians. The middle class needs to be reinstated.

  • Walter Williams is the man

  • Excrepts from from an Idb editorial, read more from their site -

    "Nearly 4 in 10 subprime loans between 2004 and 2007 were made by CRA-covered banks such as Washington Mutual and IndyMac. And that doesn't include loans made by subprime lenders owned by banks, which were in effect covered by the CRA."

    "What's more, the biggest subprime lender, Countrywide, while not subject to the law, still came under federal pressure to make risky loans in minority communities."

  • Every taxpayer should watch these six segments.

  • We need some truly educational people who will follow the Constitution to get into Washington. The clowns we have now arent going to change shit. Dem or Rep doesnt matter.

  • there are some things government should be in charge of; national security, the war in iraq ect but really this just goes to show you what happens when the government gets control of something that was doing fine before they stepped in. If you give them an inch they become a ruler

  • An analysis of Home Mortgage Disclosure Act (HMDA) data in the country's 15 biggest metro areas found that 84.3 percent of the high-cost loans made in 06 were originated by non-CRA lenders—including 83 percent of high-cost loans to low- and moderate-income individuals. The Federal Reserve notes that, across the country, non-CRA lenders were twice as likely as CRA lenders to issue subprime loans to vulnerable borrowers.

  • Furthermore, the Fed also reports that responsible mortgages made by CRA lenders have about the same low rate of foreclosure as other traditional mortgages.

  • lol, "The Fed" reports. Please, like the Fed is going to admit that the CRA was a bad idea. Government never admits it's fuck-ups.

  • DURRR!

  • This is like an episode of Penn & Teller's Bullshit, only without the swearing and naked chicks.

  • haha, nice observation.

  • I miss the swearing and naked chicks.

  • What news show were you watching?

  • Ron Paul is a racist?

    You should tell the black people who have made youtube videos in support of him.

  • that's what happens when you give a house to someone who works at mcdonalds

  • i reckon the world should instigate a super-massive deathmatch where combatants use only there fists and the last man standing gets to be president

  • How the hell can Ron Paul racist? See that black gentleman in the video, his name is Dr. Walter Williams. Ron Paul named him as someone he'd want in his cabinet.

    Guess that blows the racist smear out of the water.

  • pay attention

  • RP isn't racist, and he didn't write what you were talking about. He also publically dicredited those claims that were in the newsletter.

  • I LIKE EGGS!

    And so does me!

  • precisely. I voted for RP in the primaries...disgusted that he wasn't taken seriously.

  • is he a racist, do you have facts i dont? or do you just find that his facts dont support your midset? i believe in the latter.

  • Too bad you don't have a source for that BS. Liars like yourself have destroyed America.

  • get the fuck out then

  • government regulation has its ups and down, one is communism and facism and the other is favoritism we shouldnt rush into this it could be very bad

  • I like how this report comes out. Where was this video when Ron Paul was running for the primary? He was the only politician who would tell the actual truth and didn't give popcorn promises.

  • Part 2 is a letdown, pinning the mortgage crisis on first-time borrowers, rather than the buyers and sellers of mortgage-backed securities palmed off as nearly risk-free investments. He's building a simple-minded case of "the less regulation, the better." But the KIND of regulation also matters: pro-consumer or pro-bank. Guess which kind we have.

  • Your economics are backwards. Mortgage-backed securities failed because they depended on the revenue streams generated by the mortgages themselves. A failure in the secondary market (the securities) wouldn't necessarily collapse the primary market (the mortgages). However a failure in the primary market will ALWAYS collapse the secondary one.

  • This is not fully true. Government took down the regulations that protected investors from fraud, which is what the only job of the government. The system does not trust itself because there is no way to see who is committing fraud. The government by interfering with a bailout is going to make the problem many times worse.

  • Everyone in this country needs to watch this! Pass this video to everyone you know. John Stossel, you rock!

  • no more NWO, vote for Ralph Nader!

  • Obama will be the death of this country.

    8 years of dumbass Bush followed by 8 years of mr know-it-all-but-don't-know-shi­t Obama. Our ENEMIES are cheering DUMBASSES! Should've picked hilary. Now McCain is best choice.

  • Hilary is the same as Obama and McCain. They are advised, sponsored and work for the same people. If you want something real then you need people like Ron Paul, Cynthia McKinney or Ralph Nader. These are the people that can really change the system.

  • Uh-huh: three cranks, two of which are racists--awesome!

  • John Stossel is a libertarian that always blames government, he's just an seemingly unbiased version of Michael Moore, with a purely slanted view.

  • He doesn't blame government for no reason, he used to be an award-winning consumer advocacy reporter. During his reporting, he came to realize that government causes more problems for consumers than do corrupt corporations. This led him down the path of Libertarianism and Austrian economics, which has accurately predicted over and over that govt. intrusion into the free market rarely achieves its stated goal and always has unintended consequences. How many times will we make the same mistakes?

  • libertarianism is an ideology that used skewed statistics to prove it's point. Case in point, they talked about celebrities and charities doing a better job thin the government in rebuilding for Katrina after helping to build about EIGHTY or so homes... quickly glancing over the fact that the government is helping to rebuild thousands. It's pure slant.

  • You believe only 80 houses total have been rebuilt by private groups in N.O.? That was ONE chapter of Habitat for Humanity Stossel was referring to. Nevertheless, lets do the math. I volunteer for Habitat in my city and we are raising $10 million to build (coincidentally) 82 homes. That works out to $122K per home, all costs included. The Feds pledged $60 BILLION to rebuild N.O. Even if they rebuilt 50,000 homes (lol), this translates to $1.2 million per home. Still think govt. works well?

  • The flaw in the argument is this: The government is not building enough houses. Therefore government cannot build enough houses. The implied part of your argument is that government IS NOW doing whatever it is CAPABLE of doing. But that's nonsense. Government is unresponsive to citizens, but that is a political problem for us to solve. It is not proof that government always stinks.

  • Actually, my argument was about government waste and inefficiency. Even if they rebuilt "enough" houses, it would take 10 times the time and money. Government is inherently unresponsive to the people because it has been allowed to grow far beyond its Constitutional boundaries. We the People elect a grand total of about 550 reps on the federal level but the Feds employ MILLIONS of bureaucrats and thugs who have power over our lives. Still think you can "fix" it by electing the right 550 people?

  • The government is indeed flawed, however that doesn't mean that they shouldn't play a role. If they rebuilt 50,000 homes, do you think if you cut out government, private charity would have rebuilt those 50,000 instead?

    Why not rally to make government better, instead of believing that government must be inefficient. Bill Clinton reduced the size of government by making it more efficient, we need a leader that does the same.

  • The question should really be whether that many homes should be rebuilt at all - government, in responding to political expediency will of course say, "We will rebuild everyone's life just like before!" The private sector, responding to market forces, might say, "Sorry, it doesn't make sense to rebuild homes in a bowl that's just going to flood again." This would promote the efficient reallocation of people and resources away from a flood zone. Over time, this organic process benefits everyone.

  • you're constantly reframing your argument. The argument was about private industry being better to rebuild homes than the government. When I point out that the government has done more than private charity, you shift the argument to be about whether the homes should be rebuilt at all. If you are against the government doing anything for the people, any argument is circular and therefore useless. It's just ideology that justifies itself, regardless of the facts.

  • Incorrect. The question was whether private sector solutions are more EFFICIENT. I proved they are. Of course the private sector could rebuild 50,000 homes, but only if market forces showed that it was beneficial to do so. Govt. starts with the foregone conclusion, "Houses are good. Houses were destroyed, therefore we will rebuild those houses." Govt. gets to ignore market forces telling them their behavior isn't sound, because they coerce compliance, and so we rebuild N.O. to be flooded again.

  • As I've said, we aren't arguing about the same thing. In your opinion, everything should be determined by the market, and not whether or not government can do more to help people in disaster (which they do), but whether or not they are more efficient (which I never argued against).

    Your ideology dictates that any government action is coercive and thus wrong, so it's pointless as pointless to argue with libertarians as it is to argue with communist or a religious zealot.

  • Name a government activity that doesn't involve coercion and your point about my zealotry will be valid. Good luck.

  • I didn't say governments didn't involve coercion. I've had discussion with many libertarians, I was simply stating the circular nature of this conversation.

    There is no real statistic, or argument that could win against an ideal. John Stossel made it seem like private industry did more to help than private charity, I pointed out that it is false (government did more), you switch subjects and talk about some free market BS. Communistic apologists and libertarian apologists have much in common.

  • Private industry did a whole lot more to help during the Hurricane Katrina fiasco.

  • also, do me this favor, point me to governments which enact your philosophy that have a more thriving economy than the US

  • If i hear one more person tout Keynes one more time im gonna scream.

    Tell me, when was the last time you heard his name before this year? Oh 1930.

    No government enacts Libertarian ideals. Tell which governmnent has MORE regulations with a higher standard of living than in America?

    Everytime a new government uses Friedman, their economies surge sky high, then the new government starts regulating and disaster strikes. (Chile and Iceland.)

  • Where did they get those money for the 50,000 homes? Money grow on trees? Well, they do print money on paper processed from trees. Look up inflation tax if you have not heard of that term. What do you think government is... who spend without making a dime. What's better than self-governed? Don't be surprised with the same amount of money, private charity could have build twice the amount of housing.

  • study Keynesian economics instead of parroting such simplistic arguments.

  • If people are too selfish/stupid to be able to trade their own property justly...

    ...how can they be expected to vote on OTHER peoples property properly?

  • Probably the best and yet most underrated journalists.

  • Whos the black man johns interviewing?

    Id vote for him as President over McCain or Obama.

    Seem pretty smart!

  • I think he might be the college professor at George Mason that some thought would be a good pick for Ron Paul's VP. I'm not sure though, anybody know? Yes, definitely would be better than McCain or Obama and I don't need to know much about the man.

  • His name is Walter Williams. He's a very intelligent, well-spoken man, with a firm grasp of sound economics and Constitutional principle.

  • Democrats caught in a bold face lie by 20/20!!!

  • its people like you that hold our country back. stop thinking in terms of republican and democrat. it doesnt matter. political parties serve the interest of corporations, not the constituents. 3rd parties ftw

  • Shocking Liberals hate Bush so much and are too dumb to realize he spent about 7 years doing everything they wanted. Dear god we are screwed over the next 2 years.

  • The horrible thing is that this so called credit crisis is the third trillion-dollar plus fraud driven financial meltdown in twenty years and apparently no one in the financial district, government or even citizens can see the over all deception.