How to Avoid Credit Card Debt

[fosterslover]

Nothing wrong with having a credit card as long as you're responsible

[ownerowner100]

i PAY MY CARD OFF EACH MONTH, AND I GET CASH BACK - AND THEY NEVER CHARGE ME A FEE

[nickitheninja5]

Ginger alert

[KevinWebb22]

This video could have been 10 seconds long. How to Avoid Credit Card Debt. ANSWER: Don't get a credit card.

[miesrah12]

if you have money (any form)

your in debt

because

MONEY=DEBT

with noe debt there is no money

watch the zeitgeist movies

[actorben]

Speaking as someone who's trying to dig and scratch their way out of debt, credit cards are one of the worst abominations to ever come across humankind since the A-bomb!

[alander86]

It sucks in the US because in order to do anything you have to have good credit. In order to do that you have to build a credit history. And the easiest way to do that is to get a credit card. That's why I'm looking at this vid trying to figure out how I can do this without getting into debt.

Word to the wise is to have a job and to to know that you'll have extra money to pay off any fees at the end of the month.

[ph0eix]

the main thing i hear about credit cards, are credit card deb

[GTRockero]

just use cash!

[Xaphirox]

I don't need this tip yet, but its better to plan for the future.

[snoopyloopy]

good advice, but not the best. shred the cards, but maybe put something like a magazine subscription or something that'll periodically renew itself just so that the card stays open. and also don't lower the limit. the more unused percentage of available credit you have, the better.

[ndcritic]

Who makes these videos?

[starkist1480]

Howcast does

[MusicBits]

The economics of banking is counterfeiting. Real advice: Don't use credit cards as they are all FRAUD!! NO equal consideration NO lawful terms NO full disclosure = 666!!

[rdaws73]

How about you don't buy shit you don't need and can't afford???

[unnamednewbie13]

Eh, that's pretty much what this video tells you.

[aussiexoxox]

dont get a credit card theres a reason why you cant pay for the thing your buying

[beastking816]

Exactly! Who really needs a credit card anyway?

[inkey2]

to Raspberrydoe: LOL...Banker? no...I am an electric guitar tech & watch maker.

[Muffehz]

Unghoh

[SuperBlueJeans]

watching How to Avoid Credit Card Debt did that umm no I just think your as stupid spammer.

[J0rdan691]

My advice: 1.DONT GET A CREDIT CARD!

[starkist1480]

Only use it in case of Emergency

[ijustkeepitreal]

Yeah me too!

[BlueMonsoon35]

credit cards are fine to have and actually help in building some credit. As long as you pay them off in a timely fashion and pay more than the minimum you will be fine. I have good credit because always pay the company the total balance I have used when the pay period comes to an end.

[inkey2]

to JOrdan691: in regard to your statement "don't get a credit card"....I know what you mean "emotionally" but in this day and age you really "have to have one". In order to some day buy a home you will need good credit. Unless you are Donald Trump most people by a home/condo etc with a mortgage. Also to rent a car, or rent anything you will need a credit card. Remember....."debt is not bad"......only the inability to pay the debt back is bad.

[debilchan]

I hate credit cards.

[AndrewXAnarchy]

Don't get a credit card

[PunkPrincessPirate]

I already do the thing with the change. Every month I put away about $150 just in change ^^

[nightcrawler2099]

so?