Usually bankruptcy is avoidable if the debts are sorted out earlier rather than later.

How does credit card debt relief fit into the protests against very uneven wealth distribution in this country .

Hey REISkills, thanks for the video response. Here's what happens: most people think disputing is all about firing off template dispute letters they d/l off some Internet website. What they don't realize is that the Big 3 know the templates floating around the Internet - they always have been rumored to plant some of them. When Big 3 receive template dispute, they label the dispute as "frivolous" or instantly respond with a "verified as accurate" letter. Guess what happens next? They give up!