Don't mess with Car title loans or Payday loans.

[zappy158]

Thats why u do not deal with those kind on places unless u are sick, medical emergency or about to get evicted from your place!

[cgaston0514]

Pay day loans and title loans should be illegal

[007MrBear]

Take care of your credit and you wouldn't have to worry about going to one of these places. It's better to do without instead of going for a title loan. Everyone should read the contract before signing.

No one screwed this guy. He's just a little uneducated when it comes to dealing with money. No offense to him, but it's obvious.

[delacruz6241]

What a sad man! I work for a finance place we do title loans and payday loans, interest is high but sometimes people need fast cash my advise to you is get a job and stop getn loans u can't afford I hate people like you.

[majinspy]

@delacruz6241 I bet you would view Marcus Licinius Crassus as a model businessman.

[angelo3718]

well i pawned my car twice paid the money no problem so whats did u do wrong? you probably borrowed too much money more than u can pay back

[Tomkes100HoleStuffer]

COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT COCKSUCKING PIECE OF SHIT EATING SHIT

[JRussoBuffaloNY]

@Tomkes100HoleStuffer "antisemitic Nazi",lol. is there really any other type lol. they must really be worse than those pro Jew Nazis lol. also why do you degrade homosexuals in every commentary, u r filled with so much hatred. perhaps u have an undercurrent of homo in urself that u hate & that is why u hate others. this hatred for homos is what u have in common with the Nazi regime, they persecuted homos also. so to u I say Hail Victory, I hope u find w/e it is ur looking for.

[suntanbeautiful]

@Tomkes100HoleStuffer.MAY THE SPIRITS OF DARKNESS REST UPON YOUR HEAD UNTIL THE DAY...YOU...DIE.

[katimere2]

The reason people don't sell their cars is because they still need them to get around. Car tittle loans are a last resort. Right now tell me who will give you the real value of your vehicle even if you wanted to sell it? EVERYONE IS BROKE AND TRYING TO SURVIVE. Its all about to collasp America as we know it is over.

[eshamo2006]

Dam I thought student loans were the only debt that could not be filed during bankruptcy. I don't mean any harm but I'm looking to see on the news someone done bombed a pay day or a title loans building because people need every penny they can get.

[bohicadeus]

And nico, I love your vids man, but why do they always cut off at the end before you finish a sentence? I always feel like I'm missing you saying something important. =(

[GhostOfACPast]

Yeah, bad stuff those loans and I agree just sell the car.

Of course they are preying on all of us who are unemployed.

[bohicadeus]

@GhostOfACPast I mean this as respectful as possible, but they aren't "preying" on anyone. All of the terms are right there in the contract. I agree that they are horrible, and not worth it, but if someone says "I'll give you $1500 and you give me $3000 in 2 weeks back", people should be smart enough to say no, ESPECIALLY if you're unemployed or don't have a lot of money.

[GhostOfACPast]

@bohicadeus They are still preying on the weakness of the moment because, and lets be honest here, no one looks at a contract when they need to pay the rent or pay for some food right then and there.

A starving person or one dieing in the desert from thirst will not ask, nor care about (at that moment), "the terms" when the plate of food or the glass of water is offered to them. The loan people know this and they thrive in this kind of atmosphere.

[bohicadeus]

@GhostOfACPast I can't agree with you there, so I guess we agree to disagree. If I were dying in the desert, and someone said "here is a glass of water, you can pay me $5 right now, or $500 in a week, I would sell something to get that $5 (even my clothes). Bad finance decisions are bad finance decisions regardless of reasoning. I'd assume if you're hungry now, you'll be broke and hungry (a good chance) when it comes time to pay that $3000 for borrowing $1500.

[GhostOfACPast]

@bohicadeus I agree but unfortunately this isn't modern reality and the loan places knows it.

[bohicadeus]

@GhostOfACPast I believe I may just be stubborn about it because of my upbringing though. My mother and father were extremely poor and had a "too poor to pay interest" mentality. They didn't get credit cards, loans (even car loans), etc, because in their mind, if you're broke as crap, you don't need to spend thousands of dollars on interest (which makes sense). They honestly would have moved into a tent eating beans every night before they got a payday loan (I'm not exaggerating). lol

[GhostOfACPast]

@bohicadeus I grew up the same way but look at the modern SOFT Americans who refuse to live like that. They prey on the people, modern people.