I have not read all the comments- so not sure if this has been mentioned, but it is worth a reminder. CC companies get paid 2-3% for everything you use it for. Obviously, they are not happy about that small amount, so they charge US huge amounts for the option to use it. I recommend you push for prime rate- around 5%. This makes them money and is still fair for unpaid balances. Don't settle for 12%+. Keep up the fight. BofA sucks in a bad way.
Citiesguy23: Do your for Citigroup (ie: Citibank)? Can''t you see how the major banks are predatory towards everyone? You're making yourself look stupid dude!
I watched your video and I really understand your frustration. If you want to make Bank of America pay for what they did to you, and thousands of others, you should watch this guy's video;
DEADLY BLOW ! TO Bank of America
You should contact this guy, he is really serious.
MY experience with BofA, painful as it has been, proves the right hand has NO idea what the left hand is doing within the organization, basically, they are a train wreck of greed, corruption, and incompetence
A lot of the commentators are idiots and have no clue what you are talking about. They must not be listening or understand what you are saying. Don't sweat the morons!
She's paid her bills just fine! They raised the APR for no reason!
I am amazed at the far reaching effects that banking propaganda has had on consumers. You people, like sheep, allow the big banks to dole out their version of the american dream sit idly by and accept their terms. Wake up and be aware that banks and their personal greed, like BOA, are solely responsible for the economic downturn. The middle class is suffering due to their own personal greed and to top it off we are footing the bill. Thank god there are people who care about stopping this crime
A debtors' revolt simply means that many people will have charge-offs on their credit reports. Charge-offs are when banks report bad debts after 7 months of non-payment. Those will kill any chance for people to ever get credit again. Rather than join "debtors revolts", people should try to work with their banks. Many will lower monthly payments and interest rates after 90-days of inability to pay. These programs also provide reaging features to get accts current.
Don't mean to be harsh but why are you asking for special treatment after missing payments on your CC's? The whole problem with this country is people like you overextending themselves buying toys they don't need...like those model cars behind you. Why don't you sell those to pay your debt? Everyone thinks they should be entitled to help from someone else, some company, or the government. Plain and simple, pay your bills on time and don't borrow more money than you can pay back!!!!
@citiesguy23 Um... I never missed a payment - don't know where you got that. ???? BofA even admitted (twice) that I did not miss any payments! I am also quite capable of paying the money back - no sweat - so I did NOT borrow more than I could afford. This whole thing was BASED ON PRINCIPAL - but the trolls do not get that (either don't know what "principal" means or don't care). I never expected "special" treatment. EVERY American whose rates were sky-jacked for no reason deserved recourse.
@citiesguy23 Interesting perspective. Are we to assume, then, that the likes of BOA are the beneficent Benefactors of all Humanity, and people being held to ransom by their extortionate tactics and greed are the Bad Guys?
I thought that it was common knowledge that the obscene greed and profit-driven speculation-without-accountability by the Banks were single handedly responsible for the global economic meltdown....or was this ladys model car collection to blame. Tough one to call????
@Rockerchic4God Keep up the good work . But please be carefull when you use the word TAX and REVOLT in the same sentence, big brother is just looking for a reason to shut someone down who would dare go against the system because the system is designed to keep the citizens small as the gov gets bigger and more powerfull,
I'M NOT APPROVING COMMENTS THAT ARE PERSONAL ATTACKS OR OBSCENE INSULTS. DON'T LIKE IT? THEN POST YOUR OWN VIDEO VIA YOUR OWN CHANNEL AND CALL THE SHOTS THERE.
usuery is the characterstic form of money grabbing and loot done by the anglosaxon parasite english race and the zionists. the wasp religion which is not really a religion but a racist cvoncept to loot others to benefit the wasp is treally about usuerya nd piracy.
america is not a country of anglosaxonwho are in minority but the americans have never been allowed to leave the illusion of being anglosaoxn country and thus slave to england and zionist exploiters.
@anyname666 Good one! I've never had a credit card, never will get one and I've never been in debt. Lenders who tell people that they could built up their credit with them, well that is their way of hooking people.
I received $435 in fees. I didn't even have a checking account I have new vid explaining my recent experience how bankers get bonuses for tacking on fees. The more fees the tack on the bigger the bonuses.
Anyone that defends or supports what banks like BOA are doing is either ignorant or an idiot.The greed of banks almost destroyed the world economy and yet were any bank executives arrested or jailed over this ? Hell no ..instead they got a HUGE bail out ,interest free loans & also get to keep their AWESOME bonuses,yachts , mansions etc..
This is wrong on so many moral levels and that many of you fully support these greedy bastards is disgusting in the extreme .
While I understand that imprisoning debtors is wrong, I DO believe that debtors should be punished. Your debts helped to fuel inflation in poor countries, starting civil unrests, murders and starvation. And debtors are complaining about being jailed briefly? Debt is wrong, period. Selfish greedy Americans should be reprimanded in some way or another.
We have closed 3 BOA accounts for a total of $58,000.00 that will no longer sit in their bank. We are also paying off a 30 year home loan with them 15 years early. Which was on an ARM that just matured, and the payment was cut in half when we went to prime plus 1%. So they have lost over $250,000 from us, for the way they have treated people like you. God Bless you and your fight. They also clipped my kid for $260 on a 50¢ overdraft.
@brandiwebb313 She is paying her bills! The executives of BofA are taking advantage of a recession to make more money, at the same time laying off many of their own employees in order to pay less out; this corporation received billions in government loans at a next to nothing rate to help improve the economy, not extort it!
Overdraft fees MIGHT become history soon. But there are a lot of other banking practices that are harming hardworking consumers like you and me. I just recently got royally screwed by Bank of America, after being their customer since 1997. This is it. It's time for us to fight back! Please join us and spread the word for a class action suit against BofA!
Bank of America got something like $45 Billion dollars in bail out money and now they do not give everyone a modification! I AM FIGHTING BACK! Please join me in this fight at United Law Group's home page under the John Wright vs. Bank of America lawsuit in the comment section. See you there!
I paid off one small BofA CC I had and I', working on the other BofA CC I defaulted on. I'm now paying zero interest on the balance. Yea, they banged by credit around but so what.
I'm rolling the debt snowball right now and I have some hope of getting out from under the debt I got in to. I defaluted on 4 CCs because they raised my interest above 20% and wouldn't budge when I asked them to stop raising the rates.
Bank of America is a Horrible Bank and I am also going to close my account with them ASAP and everyone else should too. They are very Rude, Unprofessional, Thiefs and Heartless. They already robbed me and instead of Modifying me they want to Foreclose on me. I am going to be making an Honest and Frank video about them real soon. Sincerely Honest and Frank, Honest Frank
you want to start a debtors revolt? you want a descent interest rate? you want to bring corporate america to it's knees?
STOP BUYING SHIT YOU DON'T NEED. tear up your credit cards! stop trying to keep up with the joneses. why should anyone pay interest on small ticket items? it's insane.
long story short. If you get into any financial trouble regardless "fault" They will work hard to screw you anyway the can. IMHO there is no Difference Credit Unions and the major banks. So once i return to the work force I'll be paying off my balances and closing my accounts and no more credit. I'll only do the Biz with the banks that i absolutely have to. I.E. checking and savings.
Yep, I'm getting rich alright -- A whopping $88 so far! Considering the hundreds of hours I've dedicated to this cause, that amounts to about .0025 cents an hour. Wow! I can retire in luxury just like Ken Lewis!!! Whoo-hooo!!!
ATTN GIANT CORPORATIONS: When you treat people with gross unfairness they can now go online and let more than 210,000 people know about it. What do you think about that???
Stop whining ! It's over the middle class doesn't exist anymore.The bankers and Wall St. criminals have stolen our future.Nothing but a bloody revolution will stop them and that's not going to happen.Obama is giving away the store and the Republicans are in on the giant rip off,while pretending they want to stop it.
I can tell you first hand about the bull crap Bank Of America Pulls! Especially with raising the customers rate for no reason! I worked in the Department!
How many times do you all have to be told BANKS took over USA in 1914 Jekyll Island US Treasury ect ect wake up wake up---They are ultimate CROOKS you are just a number to them 888552200011 wake up---SS# Mark of the Beast...
I've been revolting for years, I haven't paid a credit card bill or student loan payments in 9 years! Had a judgment against me by one credit card company, I never showed up in court. I keep just enough money in the bank to pay bills, I work for cash and my house is in a relatives name! GFY creditors!
They only worked with you because you became a threat. Even then they tried to swindle you. I am outraged that BOA got free money from us the taxpayers and then turned around to stick it to us.
Ann, I am glad to see someone take a stand on this issue.
I am within a stone's throw of paying off my involuntary debt with BoA (it was originally with MBNA, that got bought by BoA, who then doubled my interest rate for no reason). Once it is paid, I am telling BoA to close my account, and to go to hell. I will never, ever, do business with them again as long as I live.
My credit union, who did NOT kick me while I was down, will continue to see my business.
I predict that you will be an elected representative one day. And that's a good thing -- we need a clear strong and intelligent voice to get out message out. America will survive thiis because there are more of us than them. God Bless.
Well done Ann, Hope everyone get,s on board with you. It,s the same here in Ireland. The bank,s bankrupt the country, Then reward themselves with a big bonus. Keep up the good work. John, Ireland.
"I just want to warn people, Bank of America is the worst most corrupt bank in the world. Bank of America harassed me, ruined my credit, charged me over $800 in fees over a 10 day period, tried to humiliate me, and never stopped calling my house- all because of $50 overdraft!!
In one day I was charged over $250 in overdraft fees because of a company that took advantage of my bank account- and knew that Bank of America would let them get away"
Is this about you or a movement to get something done right for the country? It seems like they pacified you easily. Also, for him to have you giving out personal information like he is some kind of gestapo is a bit sickening. You already had the account in good standing and he was simply putting you in your place.
I hope you don't take this as overly critical as I think you are doing a fine job, but stay strong.
They are liars and cheats who are attempting to enslave our children.
When they jacked my apr for no reason at all, I stpped paying period, and everytime they called I would give them an earfull, until they finally gave me a buy out on my debt. Half the principal without adding interest. They lost big time, Idiots.
Three credit card companies are doing me right now.....but I am speaking back in my own way. Scheduled to file bankruptcy this month. I am spreading the word around...perhaps I can try a heart to heart with my cc companies, Chase, Citi and BOA. Should be interesting..those scabs....they deserve nothing...I just feel sorry for the people who work there..
My bills have always been up to date, till I stopped paying in Dec 09........
The nature of modern banking is essentially predatory and often criminal. Westpac Bank in Australia is a case in point. The Reserve Bank of Australia (Australia's "Fed") recently raised the 'cash rate' by 0.25%. Westpac then told mortgage holders they would pay double that and lied that its 'funds were more expensive to borrow'. This is the bankers' Big Lie. They don't borrow all the funds they lend you. They borrow a fraction of the amount and write the rest into being. Banks: liars and thieves
Not only that, but I also have a gold option LOC with them for my chopper w about $10K in avail credit and a balance of $7K, no lates. Just looked at my avail credit and they reduced it from $10K to about $900.00 !!!! this negatively affects my FICO score!!!!! These people need to pay, and PAY DEARLY!!!!!!!!
I am glad that they adjusted your APR rate. HOWEVER, IT IS BS THAT YOU HAD TO GO THROUGH ALL OF THAT TO GET THEM TO MAKE AN ADJUSTMENT...HORRIBLE CUSTOMER SERVICE!!!
I recently had a similar problem with my line of credit through B of A; the bank raised my rate for no reason other than they wanted more money. I wrote my senators and congressman about the issue and lodged a complaint with the bank itself, and still nothing happened. Then, I closed my B of A checking and saving accounts and told them to go to hell. Three weeks later I got a note saying that they decided to abort the rate change, and apologized for the inconvenience!
BoA charges me 2000% interest, man am I a sucker. I have a 59 cent charge at a special promotion rate on my card in addition to the normal charges. For some reason BoA calculates interest for it seperate than the others. Every month there is a $1.00 finance charge on that 59 cent balance which is their "official" minimum charge.. They won't leave me pay off that 59 cents until the entire card is paid off. So $12 a year on 59 cents is over 2000%.
Musicman912, please pull your head out of your ass and listen...
I had an account with MBNA that I paid on time like clockwork. The terms I AGREED TO were 13.9%, a little steep I thought, but I did agree to it. Then they got bought by Bank of A-holes. FOR NO REASON AT ALL, MY INTEREST RATE WAS JACKED UP TO 29%.
Oh, and before you lecture me about living within my means, I accumulated that debt because my truck blew two transmissions in a four month period and I had no other way to pay for it.
the truth is some people have ligitimate concerns with BofA and some people have made their own financial mess. it is not one or the other. my personal issue with BofA is that the fees are draconian. charging a 35. fee for a 1.00 overdraft doesn't add up for me.
@watershipdownman U WON'T INCUR A FEE IF UR ACCT IS OVERDRAWN FOR $1. BU IF U HAVE A BUNCH OF LITTLE TRANSACTIONS THAT ACCUMILATE OVER $10 THEN YES UR SUBJECT TO THESE FEES. be aware of wat ur spending and how much is left. adding and subtracting is not hard. sarcasim wasn't intended
These 'bankers' are NOT nice. Extremism in the pursuit of capital is NOT a virtue. What can I do? My talent is singing. I wrote an original song entitled: Bernie Madoff Answer: I've Got A Smile Just click my name DivaAnnFisher in blue above. Clear music and sound can help make for a better world ... unbridled greed cannot! DivaAnnFisher
Hello..Are you Ann Minch?..I saw through google..Im shutting down the entire tax system..There is no authority over humanity..it is all recognized as predatory stalkative behavior that is related to the credit system!! Our lives for the family is and should not be 2 parents working!!..shorter work weeks longer vacations..is the reality of life that has been taken away..I SAY PAY NO TAXES !!! 2010!!! FEAR NOT Authority!! Authority are the terrorist through the monetary system.
A loser who cant(wont) pay her bills thinks she gets to decide what rate she pays. LOL. The entitlement society. I deserve everything and why should I have to pay for it or follow the contract I previously agreed to. Enjoy your 15 minutes of fame. But at the end of the day, you still are exactly what is wrong with this country. BofA should have made an example out of you to discourage other losers from following your lead. Who is extorting now? Yes, pretend God is on your side. Disgraceful.
You are an idiot. Maybe you have all the money in the world, but some people have fell on hard times and need a little help and these banks are taking advantage of that. Its not like she just decided to not pay them...there was a reason. Come on...what is wrong with our country is the middle class people keep getting screwed and this new wonderful president we have is just proving that more and more everyday. And yes I can personally back that up.
You had me until the end where you promoted a way to avoid paying taxes and not go to jail. Anyone who refuses to pay taxes hates their country--how can you claim to be a good American when you refuse to help fund it? That's like claiming to be a good business owner but refusing to pay employees' salaries.
Oh keep quite. BOA used to be a very good bank. They used to go out of their way to help. They would never sneak attack you with obscene price hikes. If you want to put your money were your mouth is then go bank at BOA. If not then shut your hole. She is not the only 1 complaining of BOA, Google BOA and you will see just how badly they have treat people. They have already been sued a few time, and I figure they will be sued again.
what do i do with the new CHASE credit card (they mail it to my home!) after my old Washington Mutual credit card that has been expired up since.. august '09..... I don't want to use the Chase card.... any suggestion? THANKS!!!!!!
Same here! ..I'm gonna break up with my HSBC credit card company, too... they think we're stupid, and think that they're doing me the favor!! ..Fuck that shit!!... They're the criminal mafia; not me!
I first heard of this on National TV. I support you 100 percent. They did the same to my sister. The Government should have made it clear when the y lend the banks our money, not to shit on us.
Like you I have been bent over by Bank of America. I owed them a bit of cash but was willing to pay 14.99% on their Clean Sweep loan which was agreed upon to be FIXED for I believe ten years. I too have excellent credit and never have been late on a payment. Lo and behold I recieve a notice in the mail that they are changing my agreement to a VARIABLE rate. I was paying $600.00 in interest alone. Bank of America will never see another penny from me. Here's to a nail in BoA's coffin.
HAHA, F BOA, they are pack of liars and scam artists, I paid off everything to them and canceled all my accounts, They did something similar to me, raised one of my cards to 30% saying I had bad credit? I told their bank what? I own a car and house that are in good standing and have always paid my bills they lie and will tell you have bad credit as justification to their rates that rip people off, I went back to the federal credit union FU BOA
Wow you are such a good person by making a Revolt. Its nice that a rocker chick is doing this, it just comes to show if your dedicated to something, you will do anything to reach that goal. I hope the revolt takes place and maybe make congress or the government take notice.
Everyone talks in generic terms like a "bank" is some singular entity. What's behind the existing economic mess & its continuing destruction is the greed of bank EXECUTIVES. Their minds were so poisoned by wretched greed they destroyed the life savings of millions of hard-working families. And then laughed about their crimes, creating new & more efficient ways to thieve from those outside of their circle of lust. A debtor's revolt? Maybe it's time for a reckoning. Bring these thieves down low.
I love how her sense of strength comes from saying I have no job or assets. It's like saying I have already failed this class I don't care if you flunk me teacher, shove it. Anyone else in debt who might be tempted to follow her and not pay your debt might want to reconsider. This will remain on your credit report for 7 years and in her case could be permanent. One day you'll find out the bank account that you have with your credit union was garnished just after you got paid.
The things you say will happen to a revolter can indeed happen. But they needn't happen, even in the absence of repayment. If you know how to fight for your rights, you'll be able to avoid most of the nasty consequences.
That doesn't mean that you can get off Scot-free, but it does mean that people who have been pushed under by what the banks have done do have hope (which is why the word "hope" is in the title of my book).
No, You're pathetic.. SLAVE MIND!!!! If you have kids they will suffer from your CLOSED MIND!!!
No wonder it was easy for bush to get away with WAR CRIMES... People like you are the reason outsiders call Americans stupid, cowards & wimps. You probably still believe Bin Laden Had Something To Do With 9-11 with no evidence? Say no to the bank cartels!!!
Buy a safe & save your own money. Get a Rush Card!!!
I agree with the revolt, but the proper method is to STOP using credit cards. Pay off what you owe, and NEVER use the cards from the high interest banks. If you borrow money, it's only right to pay it back, but in the future, ONLY deal with banks that DON'T take advantage of us. Credit cards WILL get most people into debt. It's too easy to use them. DO NOT fall into the CC trap!
do you think they care about your finances?they got greedy because the new law is coming into effect & now they can get away with it. you forget people can & are getting sued for their late paying accounts their not going to wait forever for the money. the lack of humanity caused this mess & big bonuses.give us the bailout & I would be happy to pay my off my bills.Now a days people don't get the hours to keep their households going.
You mention your "family that supported" you. You are very lucky to have a supportive family. Even worse then the economic scams and the lies of politicians, is the breakdowns in families.
People lose faith and go for greed and it's every person for themselves in the realm of animality.
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
I will never bank with BofA,A.K.A. Bunch of Assholes.I had a credit card like this lady at 0 apr and i got my first bill in mail at 23.99 apr.Screw Bof A.Closed account and pulled my money out and went to a credit union instead.
B of A and Chase SUCK!! My story's just like yours. My credit's been great, but for what. I think I'm going to tell those Madoff wanna-bes to stick it and come try to get it. i will be laid off soon so what are they going to do? HAHA!
We just got a notice from Chase...Your interest rate will climb from 8% to 30% and if you'd like to opt out, you must pay the amount in full. Wow, Soon as my Bonus check comes in, i'm paying them off and closing the acct.
You go Ann! You are so right and your video will help to empower all Americans who have been taken advantage of and taken for granted by our government and big banks. I too had been paying 29% with Chase after years of good payment history. BofA is also guilty of not being careful with our personal information! They let someone open an account using my Social Security Number then reported me as a bad check writer when that person wrote a bad check. We can not trust these banks!
We haven't had much luck with loan modification with BofA yet either and we have been trying since May and they still are not responding or considering our requests.
You should have demanded him to give you 5.99% interest. Your request was a little timid. I will be canceling all my credit cards and buying gold and silver. The dollar is dying.
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
The government has the technology to create a utopia for the entire world today. But they refuse to release it because they want to control the population. The entire financial system, education system, all religions, politics, media,etc. These are all simply businesses created purposely to control the worlds population. Sorry, but that's the truth. Everyone is being controlled and manipulated and...doesn't even realize it. Step back and look at the bigger picture.
I take it that you have researched everything and found a different answer than this one? Do you trust everything that the government spews out of their putrid mouths? Very few people do.
Free Financial Advice (See Golden Rule #1067) - Maybe sell one of your dorky cars from your toy car collection and pay off the credit cards and tell BOA to shove it.
You know what's funny? I can't figure out whose the MORE IRRESPONSIBLE A-HOLES here: The POS THIEVING banks with their JACKED UP BEYOND COMPREHENSION INTEREST RATES or the A-HOLE NON-DISCIPLINED CONSUMERS that just don't cancel their credit cards (See losers that bought houses on 95-100% leveraged-to-the-hilt morons that didn't take into account what would happen if they lost a job or two) because she keeps spending on items she apparently doesn't have the CASH FOR?!?!?
you should go to Walmart and tell them that because they buy their stuff at .95 that you shouldn't have to pay $2.00....since they should be able to make good money with you paying $1.20.
Go start your own business lady and shut the f*ck up. Quit buying stuff you cant afford.
The Citi Bank not better. They called me and told me that they would close my credit line of $6,000.00 because I did not use it offeten. Is it not crazy. Banks pushing people to use the cards and then increases APR. Goverment fuc...ing their own citizens...
C'mon Rockerchic4God......lets hear the REAL story. How much were you paying each month, how much debt (spending sprees) did you rack up?
Really, it looks like you dyed your hair too...what did that cost? You probably did that monthly, went tanning, blah blah blah. Do you see where I'm going here? Just rebutal and we'll see if my point of view changes.
BTW.....God knows what really went down, that's the good part!
Now is your time to COME CLEAN otherwise your just another BS story
Bank of America customers "Stop using their debit cards" Bank of America generates huge profits from the debit cards. If you cannot afford to pay the loan shark rates on the credit cards. Stop using their debit cards!!!!!!!
Citi Bank tried that crap with me and I closed my account. Now they send me a couple of Citi Saphire Card offers a week. I don't think so. Hah !
I have several accounts at Bank of America - If you try this crap with me all my accounts go to my Credit Union. I only bank with you {15 Years}because of your ATM network. We aren't friends - this is a business arrangement.
If you are being bilked write the Federal Banking Comission. Try Googling them.
I currently have a fixed 7.9% APR on my BOA credit card. I know the day is coming that my rate will be raised...when it does, BOA is going to lose another customer...ME God Bless Ann Mince!
When you speak to a BoA employee over the phone, amazing the arrogance. Changing to variable on existing balances!. I borrowed per the 2008 promo. Spent on home renovation at 8.99, no small project. I planned and budgeted payment wise and then this changing to variable. I said to them now what. They said they can raise rates more if they determine they left $ on the table and could make it up by hiking the rate later if they see I keep making payments on time as I always do. No derogatories
I believe if you have a late payment on one credit card, even if it's from a different bank or creditor, it can affect negatively affect your ↑nterest rate. A higher APR isn't too much of a concern if you pay off your balances each month. If it is, try a consolidation loan and stop charging.
It is easy to miss a payment. Try email or phone alerts to notify you of them, and pay ASAP rather than wait until the last minute.
I have to cards with Bank of America. In both accounts they sent me letters and raised my interest from 10 percent to 25 percent. I have never been late or over limit. I also have a checking savings acct with them. Direct depost. I am in the process of closing all accounts with them. I payed down the credit accouts and then they lowered my limits to keep my fico low. So they could enslave me. It isnt going to work Bank of America. I am done.
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
i have been a consumer for nearly 35 yrs but worked also in the credit card industry for 6 yrs. most banks raised the interest aprs due to economy changes, if you pay in full, like many do you never complain about aprs, its the ones who revolve balances who complain. your apr is usually increase due to high debt, overlimit or lateness. the average apr now is 12-20 percent, the higher apr is usually people who revolve high debt and spotty deliquencies.
If you would like to accept Jesus as Lord pray with me right now:
Father, I know that I am a sinner and cannot obtain salvation in and of myself. I come to you in the name of Jesus asking that you forgive me of my sins, and to cleanse me from all unrighteousness and guilt. I trust and believe that Jesus died and rose again to pay my sin penalty. I accept this free gift of salvation, and from this day forward, turn my life completely 100% over to the Lord
OK for all you proffesionals...I can inderstand the issue with CC's but what about the rules with a LOAN??
I also recieved the letter "due to economic reasons and rising costs of unsecured credit"
But mine is a LOAN not a CC.
Whats next?? Are they going to change the interst rates on mortgages to justify the mortgage downfall we are seeing right now. Maybe they would get more money out of us if they lowered the interest.
Spoke with BOA twice today and once last saturday about my ltr and line of credit gold option. A James said that the c.card act does not apply to lines of credit and the BOA is changing all from fixed to variable. Per Lawphone, BoA is acting unilateral. I called lawphone and was told the account agreement is not a binding contract and that they cannot make changes unitlaterally. I documented all I could and will write agencies. Lawphone said pay in meantime as "disputed". Arrogant bank!
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
I have not read all the comments- so not sure if this has been mentioned, but it is worth a reminder. CC companies get paid 2-3% for everything you use it for. Obviously, they are not happy about that small amount, so they charge US huge amounts for the option to use it. I recommend you push for prime rate- around 5%. This makes them money and is still fair for unpaid balances. Don't settle for 12%+. Keep up the fight. BofA sucks in a bad way.
keithdbishop 1 year ago
Can BOA Call Centre Pod Monkeys please refrain from posting on this site??
We are talking ABOUT you not TO you !
steveh777ify 1 year ago
Citiesguy23: Do your for Citigroup (ie: Citibank)? Can''t you see how the major banks are predatory towards everyone? You're making yourself look stupid dude!
278geo 1 year ago
You are the most beautiful debt revolter I have ever seen
MrSamsung31 1 year ago
I watched your video and I really understand your frustration. If you want to make Bank of America pay for what they did to you, and thousands of others, you should watch this guy's video;
DEADLY BLOW ! TO Bank of America
You should contact this guy, he is really serious.
unitedwestand1775 1 year ago
MY experience with BofA, painful as it has been, proves the right hand has NO idea what the left hand is doing within the organization, basically, they are a train wreck of greed, corruption, and incompetence
duanescot 1 year ago
@duanescot Well Said!
juicysquidlad 1 year ago
A lot of the commentators are idiots and have no clue what you are talking about. They must not be listening or understand what you are saying. Don't sweat the morons!
She's paid her bills just fine! They raised the APR for no reason!
Luxtar1980 1 year ago
I am amazed at the far reaching effects that banking propaganda has had on consumers. You people, like sheep, allow the big banks to dole out their version of the american dream sit idly by and accept their terms. Wake up and be aware that banks and their personal greed, like BOA, are solely responsible for the economic downturn. The middle class is suffering due to their own personal greed and to top it off we are footing the bill. Thank god there are people who care about stopping this crime
miamixtc 1 year ago
A debtors' revolt simply means that many people will have charge-offs on their credit reports. Charge-offs are when banks report bad debts after 7 months of non-payment. Those will kill any chance for people to ever get credit again. Rather than join "debtors revolts", people should try to work with their banks. Many will lower monthly payments and interest rates after 90-days of inability to pay. These programs also provide reaging features to get accts current.
YoTengoCorazon 1 year ago
Don't mean to be harsh but why are you asking for special treatment after missing payments on your CC's? The whole problem with this country is people like you overextending themselves buying toys they don't need...like those model cars behind you. Why don't you sell those to pay your debt? Everyone thinks they should be entitled to help from someone else, some company, or the government. Plain and simple, pay your bills on time and don't borrow more money than you can pay back!!!!
citiesguy23 1 year ago
@citiesguy23 Um... I never missed a payment - don't know where you got that. ???? BofA even admitted (twice) that I did not miss any payments! I am also quite capable of paying the money back - no sweat - so I did NOT borrow more than I could afford. This whole thing was BASED ON PRINCIPAL - but the trolls do not get that (either don't know what "principal" means or don't care). I never expected "special" treatment. EVERY American whose rates were sky-jacked for no reason deserved recourse.
Rockerchic4God 1 year ago
@citiesguy23 Interesting perspective. Are we to assume, then, that the likes of BOA are the beneficent Benefactors of all Humanity, and people being held to ransom by their extortionate tactics and greed are the Bad Guys?
I thought that it was common knowledge that the obscene greed and profit-driven speculation-without-accountability by the Banks were single handedly responsible for the global economic meltdown....or was this ladys model car collection to blame. Tough one to call????
steveh777ify 1 year ago
@citiesguy23
They changed the rules on her arbitrarily.
wolftreetree 1 year ago
@citiesguy23 Pay attention dipshit
chowhound3 1 year ago
@Rockerchic4God Keep up the good work . But please be carefull when you use the word TAX and REVOLT in the same sentence, big brother is just looking for a reason to shut someone down who would dare go against the system because the system is designed to keep the citizens small as the gov gets bigger and more powerfull,
behindeverybush1 1 year ago
I'M NOT APPROVING COMMENTS THAT ARE PERSONAL ATTACKS OR OBSCENE INSULTS. DON'T LIKE IT? THEN POST YOUR OWN VIDEO VIA YOUR OWN CHANNEL AND CALL THE SHOTS THERE.
Rockerchic4God 1 year ago
usuery is the characterstic form of money grabbing and loot done by the anglosaxon parasite english race and the zionists. the wasp religion which is not really a religion but a racist cvoncept to loot others to benefit the wasp is treally about usuerya nd piracy.
america is not a country of anglosaxonwho are in minority but the americans have never been allowed to leave the illusion of being anglosaoxn country and thus slave to england and zionist exploiters.
sticky4rod 1 year ago
hahahahaha this womens last name is minch
fight4yourfreedom1 1 year ago
You need a tatto that says--"beware- I do not live up to my end of a contract"
right on your face.
Wanna revolt???? don`t borrow any money.
anyname666 1 year ago
@anyname666 Good one! I've never had a credit card, never will get one and I've never been in debt. Lenders who tell people that they could built up their credit with them, well that is their way of hooking people.
JPa311979 1 year ago
good work, fight the power sister. lets hope enough people join
orgyofoldfolks 1 year ago
debtor REVOLUTION!!! lol
seriously good job
ps3Mafiosito 1 year ago
I received $435 in fees. I didn't even have a checking account I have new vid explaining my recent experience how bankers get bonuses for tacking on fees. The more fees the tack on the bigger the bonuses.
paulcoonan 1 year ago
Anyone that defends or supports what banks like BOA are doing is either ignorant or an idiot.The greed of banks almost destroyed the world economy and yet were any bank executives arrested or jailed over this ? Hell no ..instead they got a HUGE bail out ,interest free loans & also get to keep their AWESOME bonuses,yachts , mansions etc..
This is wrong on so many moral levels and that many of you fully support these greedy bastards is disgusting in the extreme .
Many supported Hitler too though
MOONKNIGHT2007 1 year ago
Bank of America short sales part 1 ɐɔıɹǝɯɐɟoʞuɐq/ɯoɔ˙ןɹnʎuıʇ//:dʇʇɥ
bankofame 1 year ago
Money As Debt exposes gov and bank fraud. Make this video viral. Money As Debt HQ can be watched on youtube.
aiiidajr 1 year ago
While I understand that imprisoning debtors is wrong, I DO believe that debtors should be punished. Your debts helped to fuel inflation in poor countries, starting civil unrests, murders and starvation. And debtors are complaining about being jailed briefly? Debt is wrong, period. Selfish greedy Americans should be reprimanded in some way or another.
llmasterkll 1 year ago
We have closed 3 BOA accounts for a total of $58,000.00 that will no longer sit in their bank. We are also paying off a 30 year home loan with them 15 years early. Which was on an ARM that just matured, and the payment was cut in half when we went to prime plus 1%. So they have lost over $250,000 from us, for the way they have treated people like you. God Bless you and your fight. They also clipped my kid for $260 on a 50¢ overdraft.
nevadacoffee 1 year ago
How is this abuse?? Pay your freakin BILLS!!
brandiwebb313 1 year ago
@brandiwebb313 She is paying her bills! The executives of BofA are taking advantage of a recession to make more money, at the same time laying off many of their own employees in order to pay less out; this corporation received billions in government loans at a next to nothing rate to help improve the economy, not extort it!
snoglydox 1 year ago
@brandiwebb313 They raised her rate to 30% because they can and have the power too with the riches we created for them with our business and money.
pippypop09 1 year ago
Greed is controlling you!
Now your fingers are starting to point back at you you got the greed flu!
Starting your own video scam, and profiting your looks to the innocent!
Your no different then the banking-ors!
God bless you!
Save your soul from your evil ways!
Quannah07 1 year ago
Overdraft fees MIGHT become history soon. But there are a lot of other banking practices that are harming hardworking consumers like you and me. I just recently got royally screwed by Bank of America, after being their customer since 1997. This is it. It's time for us to fight back! Please join us and spread the word for a class action suit against BofA!
(Facebook: Class Action against Bank of America)
alancrescent 1 year ago
Bank of America got something like $45 Billion dollars in bail out money and now they do not give everyone a modification! I AM FIGHTING BACK! Please join me in this fight at United Law Group's home page under the John Wright vs. Bank of America lawsuit in the comment section. See you there!
bofalawsuit 1 year ago
She's great...and lovely too.
krislyttle 1 year ago
I paid off one small BofA CC I had and I', working on the other BofA CC I defaulted on. I'm now paying zero interest on the balance. Yea, they banged by credit around but so what.
I'm rolling the debt snowball right now and I have some hope of getting out from under the debt I got in to. I defaluted on 4 CCs because they raised my interest above 20% and wouldn't budge when I asked them to stop raising the rates.
politicalsheepdog 1 year ago
Don't bank with Bank of America, just boycott those corrupt bastards!
He101A 1 year ago
lol, loser......learn how to manage your finances and you will not run into any financial troubles!
kcrpm 1 year ago
@kcrpm @kcrpm From what i understand she was manageing her finances just fine. B of A raised her interest rate for no reason other than to rip her off.
How any one could defend B of A is beyond me. Id bet u work 4 them.
The banking industry is the very core of evil in this world. Profiteers of war and death. Thieves and scoundrels all.
If u work for them you to are a part of there evil and U will answer for it eventuall
redbrest 1 year ago
did anybody just happen to notice that BoA,s logo looks a bit like a swastika....?
Grimhilde7 1 year ago
not even close, try again.
ggggrrranyname 1 year ago
right on sister!!
cg7seas 1 year ago
Bank of America is a Horrible Bank and I am also going to close my account with them ASAP and everyone else should too. They are very Rude, Unprofessional, Thiefs and Heartless. They already robbed me and instead of Modifying me they want to Foreclose on me. I am going to be making an Honest and Frank video about them real soon. Sincerely Honest and Frank, Honest Frank
HonestAndFrankVideos 1 year ago
Bank of America are evil.
Bank of America steals from their customers.
Bank of America is not an American Bank.
Bank of America should not be allowed to do business in America!
CelticSouthland 1 year ago
pretty much what i plan on doing.
bullpup1964 1 year ago
you want to start a debtors revolt? you want a descent interest rate? you want to bring corporate america to it's knees?
STOP BUYING SHIT YOU DON'T NEED. tear up your credit cards! stop trying to keep up with the joneses. why should anyone pay interest on small ticket items? it's insane.
tomitstube 1 year ago
long story short. If you get into any financial trouble regardless "fault" They will work hard to screw you anyway the can. IMHO there is no Difference Credit Unions and the major banks. So once i return to the work force I'll be paying off my balances and closing my accounts and no more credit. I'll only do the Biz with the banks that i absolutely have to. I.E. checking and savings.
bullpup1964 1 year ago
this is really great! i wish u the very best in all of ur endeavors against boa!
everai86 1 year ago
you all need to file bankrupcy or pay off and cloae! lets kill the banks all over the world!
manonfireb4u 1 year ago
Young Lady my 20yr old showed me your video.
Believe u me that alone is impressive since he couldn't care less about Ytube.
I am with you 110%.
You will get a few negative comments but remember if most were like you and I, this nations wouldn't be a 3rd world country.
300,000,000plus and sit and take it!
Then they wonder why the world looks down at them.
How blind can the people of any nation be?
worldcitizen08 1 year ago
nothing like making money off this so called revolt.
pen25 1 year ago
Yep, I'm getting rich alright -- A whopping $88 so far! Considering the hundreds of hours I've dedicated to this cause, that amounts to about .0025 cents an hour. Wow! I can retire in luxury just like Ken Lewis!!! Whoo-hooo!!!
Rockerchic4God 1 year ago
Closed my Bank Account at B of A they will soon just have accounts with illegal aliens from mexico. The final answer of a true patriot is NO.
pure2warrior 1 year ago
Not a surprise-they are blood sucking leaches. Please take a look at my video-Bank of America Walkout.
roydeyoung09 1 year ago
ATTN GIANT CORPORATIONS: When you treat people with gross unfairness they can now go online and let more than 210,000 people know about it. What do you think about that???
jcncnc 1 year ago
Want to get BoA attention? Don't like your bank? Close your account and try the local Credit Union or local bank.
cyigo2wrk 1 year ago
stankofamerica dott com
It's a parody site!! Enjoy!
dontillman 1 year ago
Don't fall prey to the folks who say you don't have to pay your taxes. You do.
hughcrossan 1 year ago
@hughcrossan You're a liar and you know it.
smilingscottsman 1 year ago
clever - selling shirts and making money. Maybe you should use your profits to pay off your debts
quik944 1 year ago
Stop whining ! It's over the middle class doesn't exist anymore.The bankers and Wall St. criminals have stolen our future.Nothing but a bloody revolution will stop them and that's not going to happen.Obama is giving away the store and the Republicans are in on the giant rip off,while pretending they want to stop it.
theseventhprotocol 1 year ago
fixed rate or plus prime... always ask
shannypoo89 1 year ago
You're not done yet. Keep fighting. We are not done until Ken Lewis is in jail for millions of counts of wire fraud and money laundering.
jwerner79 2 years ago
I can tell you first hand about the bull crap Bank Of America Pulls! Especially with raising the customers rate for no reason! I worked in the Department!
AWitness4Him 2 years ago
Good for you, Ann. Good for a free America as well.
Coffeeandasmoke 2 years ago
How many times do you all have to be told BANKS took over USA in 1914 Jekyll Island US Treasury ect ect wake up wake up---They are ultimate CROOKS you are just a number to them 888552200011 wake up---SS# Mark of the Beast...
deltaalpha21074 2 years ago
TOTALLY AGREE!
reverenceforall 2 years ago
creepy.....
theautumnsnow 1 year ago
cute & smart.......rare!!!
wilatemodel 2 years ago
I've been revolting for years, I haven't paid a credit card bill or student loan payments in 9 years! Had a judgment against me by one credit card company, I never showed up in court. I keep just enough money in the bank to pay bills, I work for cash and my house is in a relatives name! GFY creditors!
mypalrocco 2 years ago
good for you..... way to go!!
batterseaspark 2 years ago
I hear you! I'm done paying these crooks too!
MsTruthseeker99 1 year ago
Wait, whut? So you borrow money, spend it and then don't pay it back?
And you wonder why other people lose their homes?
atheisttotindekist 1 year ago
banks are all worthless low down wolves
soleilangela 2 years ago
BANK OF AMERICA IS A SCUM BAG
YOUBLOWTUBE1 2 years ago
They only worked with you because you became a threat. Even then they tried to swindle you. I am outraged that BOA got free money from us the taxpayers and then turned around to stick it to us.
carp1844 2 years ago
Send the Banksters to Guantanamo Bay before sending them even a dime of your hard-earned money.
angryfutureexpat 2 years ago
Ann, I am glad to see someone take a stand on this issue.
I am within a stone's throw of paying off my involuntary debt with BoA (it was originally with MBNA, that got bought by BoA, who then doubled my interest rate for no reason). Once it is paid, I am telling BoA to close my account, and to go to hell. I will never, ever, do business with them again as long as I live.
My credit union, who did NOT kick me while I was down, will continue to see my business.
HAIL CREDIT UNIONS!!!
wby3006 2 years ago
Ann,
I predict that you will be an elected representative one day. And that's a good thing -- we need a clear strong and intelligent voice to get out message out. America will survive thiis because there are more of us than them. God Bless.
thecornerangel 2 years ago
Well done Ann, Hope everyone get,s on board with you. It,s the same here in Ireland. The bank,s bankrupt the country, Then reward themselves with a big bonus. Keep up the good work. John, Ireland.
chocktawjohnnie 2 years ago
"I just want to warn people, Bank of America is the worst most corrupt bank in the world. Bank of America harassed me, ruined my credit, charged me over $800 in fees over a 10 day period, tried to humiliate me, and never stopped calling my house- all because of $50 overdraft!!
In one day I was charged over $250 in overdraft fees because of a company that took advantage of my bank account- and knew that Bank of America would let them get away"
mattt1ooo 2 years ago
Ann,
Is this about you or a movement to get something done right for the country? It seems like they pacified you easily. Also, for him to have you giving out personal information like he is some kind of gestapo is a bit sickening. You already had the account in good standing and he was simply putting you in your place.
I hope you don't take this as overly critical as I think you are doing a fine job, but stay strong.
They are liars and cheats who are attempting to enslave our children.
aristotlestudent 2 years ago
You Are Great!
Hamilton940 2 years ago
you go girl!! kick some ass we all need to say enough is enough!!
househeadericmd 2 years ago
excellent its time the american people put these banks in their place.
Elenkhos 2 years ago
When they jacked my apr for no reason at all, I stpped paying period, and everytime they called I would give them an earfull, until they finally gave me a buy out on my debt. Half the principal without adding interest. They lost big time, Idiots.
xoloboy 2 years ago
OHHHH Thank you for speaking out !!
Three credit card companies are doing me right now.....but I am speaking back in my own way. Scheduled to file bankruptcy this month. I am spreading the word around...perhaps I can try a heart to heart with my cc companies, Chase, Citi and BOA. Should be interesting..those scabs....they deserve nothing...I just feel sorry for the people who work there..
My bills have always been up to date, till I stopped paying in Dec 09........
heartofapanther 2 years ago
The nature of modern banking is essentially predatory and often criminal. Westpac Bank in Australia is a case in point. The Reserve Bank of Australia (Australia's "Fed") recently raised the 'cash rate' by 0.25%. Westpac then told mortgage holders they would pay double that and lied that its 'funds were more expensive to borrow'. This is the bankers' Big Lie. They don't borrow all the funds they lend you. They borrow a fraction of the amount and write the rest into being. Banks: liars and thieves
GoCo77 2 years ago
didnt know it was so "global",..thanks 4 the info from down under,..hang in there mate!!!
wilatemodel 2 years ago
YES KEEP FIGHTING YOU GO GIRL!!!!!!!!!!!!!!!!!!!!! AND KEEP FIGHTING FOR ALL OF US and thanks for all the help you have given us!!!!!
dellvista1985 2 years ago
Not only that, but I also have a gold option LOC with them for my chopper w about $10K in avail credit and a balance of $7K, no lates. Just looked at my avail credit and they reduced it from $10K to about $900.00 !!!! this negatively affects my FICO score!!!!! These people need to pay, and PAY DEARLY!!!!!!!!
ebruceii 2 years ago
I am glad that they adjusted your APR rate. HOWEVER, IT IS BS THAT YOU HAD TO GO THROUGH ALL OF THAT TO GET THEM TO MAKE AN ADJUSTMENT...HORRIBLE CUSTOMER SERVICE!!!
misaoSOsweet 2 years ago
great video you opened my eyes
bullenchris18 2 years ago
Comment removed
Ibrahim2025A 2 years ago
Thanks Rockerchic4God for standing up against large banks. I hope you LEAVE and MANY MANY others BoA ASAP and switch to a credit unions.
tomofnorthcal 2 years ago
Thanks for posting this. Bank of America is probably the worse bank in the U.S.
iluveco 2 years ago
Now this woman is someone who should be in office.
A real Human !
Not a puppet.
Don't ever stop Rocker !
Hold your fire
Keep it burning bright
Hold the flame till the dream ignites
A spirit with a vision is a dream. .
With a Mission .
*Neil Peart *
HesTNTonPMS 2 years ago
I recently had a similar problem with my line of credit through B of A; the bank raised my rate for no reason other than they wanted more money. I wrote my senators and congressman about the issue and lodged a complaint with the bank itself, and still nothing happened. Then, I closed my B of A checking and saving accounts and told them to go to hell. Three weeks later I got a note saying that they decided to abort the rate change, and apologized for the inconvenience!
We do have some power!
XianJaxxon 2 years ago
BoA charges me 2000% interest, man am I a sucker. I have a 59 cent charge at a special promotion rate on my card in addition to the normal charges. For some reason BoA calculates interest for it seperate than the others. Every month there is a $1.00 finance charge on that 59 cent balance which is their "official" minimum charge.. They won't leave me pay off that 59 cents until the entire card is paid off. So $12 a year on 59 cents is over 2000%.
ssorgsoft 2 years ago
Musicman912, please pull your head out of your ass and listen...
I had an account with MBNA that I paid on time like clockwork. The terms I AGREED TO were 13.9%, a little steep I thought, but I did agree to it. Then they got bought by Bank of A-holes. FOR NO REASON AT ALL, MY INTEREST RATE WAS JACKED UP TO 29%.
Oh, and before you lecture me about living within my means, I accumulated that debt because my truck blew two transmissions in a four month period and I had no other way to pay for it.
wby3006 2 years ago
It's disgusting and treasonous for these stinking banks to gouge us. They have gouged me too. I'm disgusted and they should be incarcerated for life!
JinglerWannabe 2 years ago
the truth is some people have ligitimate concerns with BofA and some people have made their own financial mess. it is not one or the other. my personal issue with BofA is that the fees are draconian. charging a 35. fee for a 1.00 overdraft doesn't add up for me.
watershipdownman 2 years ago
@watershipdownman U WON'T INCUR A FEE IF UR ACCT IS OVERDRAWN FOR $1. BU IF U HAVE A BUNCH OF LITTLE TRANSACTIONS THAT ACCUMILATE OVER $10 THEN YES UR SUBJECT TO THESE FEES. be aware of wat ur spending and how much is left. adding and subtracting is not hard. sarcasim wasn't intended
mamasickwitit 2 years ago
you deserve it...
advancepsi 2 years ago
DivaAnnFisher 2 years ago
Hello..Are you Ann Minch?..I saw through google..Im shutting down the entire tax system..There is no authority over humanity..it is all recognized as predatory stalkative behavior that is related to the credit system!! Our lives for the family is and should not be 2 parents working!!..shorter work weeks longer vacations..is the reality of life that has been taken away..I SAY PAY NO TAXES !!! 2010!!! FEAR NOT Authority!! Authority are the terrorist through the monetary system.
HABAKKUP 2 years ago
They don't get their money from the FED, they get their money by creating it the moment you take that loan.
tomozope 2 years ago
A loser who cant(wont) pay her bills thinks she gets to decide what rate she pays. LOL. The entitlement society. I deserve everything and why should I have to pay for it or follow the contract I previously agreed to. Enjoy your 15 minutes of fame. But at the end of the day, you still are exactly what is wrong with this country. BofA should have made an example out of you to discourage other losers from following your lead. Who is extorting now? Yes, pretend God is on your side. Disgraceful.
Musicman912 2 years ago
You are an idiot. Maybe you have all the money in the world, but some people have fell on hard times and need a little help and these banks are taking advantage of that. Its not like she just decided to not pay them...there was a reason. Come on...what is wrong with our country is the middle class people keep getting screwed and this new wonderful president we have is just proving that more and more everyday. And yes I can personally back that up.
evansmom1000 2 years ago
You had me until the end where you promoted a way to avoid paying taxes and not go to jail. Anyone who refuses to pay taxes hates their country--how can you claim to be a good American when you refuse to help fund it? That's like claiming to be a good business owner but refusing to pay employees' salaries.
kurttappe 2 years ago
Would somebody shut her up! Geez... Nobody forced you to have a credit card lady. If you cant afford it.. dont buy it!
VIKTORIAPAYNE 2 years ago
Oh keep quite. BOA used to be a very good bank. They used to go out of their way to help. They would never sneak attack you with obscene price hikes. If you want to put your money were your mouth is then go bank at BOA. If not then shut your hole. She is not the only 1 complaining of BOA, Google BOA and you will see just how badly they have treat people. They have already been sued a few time, and I figure they will be sued again.
hank1972 2 years ago
English....Learn it.
thiseternalsorrow 2 years ago
Beware of CHASE's promotional checks... NOT REAL!!!
dbvideop 2 years ago
I have a question for you,
what do i do with the new CHASE credit card (they mail it to my home!) after my old Washington Mutual credit card that has been expired up since.. august '09..... I don't want to use the Chase card.... any suggestion? THANKS!!!!!!
KevinMc778 2 years ago
Same here! ..I'm gonna break up with my HSBC credit card company, too... they think we're stupid, and think that they're doing me the favor!! ..Fuck that shit!!... They're the criminal mafia; not me!
DaniDweller 2 years ago
You were on TV in the Netherlands! :)
Dutchchick 2 years ago
I first heard of this on National TV. I support you 100 percent. They did the same to my sister. The Government should have made it clear when the y lend the banks our money, not to shit on us.
ctsfiddler 2 years ago
Like you I have been bent over by Bank of America. I owed them a bit of cash but was willing to pay 14.99% on their Clean Sweep loan which was agreed upon to be FIXED for I believe ten years. I too have excellent credit and never have been late on a payment. Lo and behold I recieve a notice in the mail that they are changing my agreement to a VARIABLE rate. I was paying $600.00 in interest alone. Bank of America will never see another penny from me. Here's to a nail in BoA's coffin.
gorensgirl06 2 years ago
Run that bank!
DrBPhD 2 years ago
HAHA, F BOA, they are pack of liars and scam artists, I paid off everything to them and canceled all my accounts, They did something similar to me, raised one of my cards to 30% saying I had bad credit? I told their bank what? I own a car and house that are in good standing and have always paid my bills they lie and will tell you have bad credit as justification to their rates that rip people off, I went back to the federal credit union FU BOA
xiola6969 2 years ago
Wow you are such a good person by making a Revolt. Its nice that a rocker chick is doing this, it just comes to show if your dedicated to something, you will do anything to reach that goal. I hope the revolt takes place and maybe make congress or the government take notice.
Chris12163 2 years ago
Everyone talks in generic terms like a "bank" is some singular entity. What's behind the existing economic mess & its continuing destruction is the greed of bank EXECUTIVES. Their minds were so poisoned by wretched greed they destroyed the life savings of millions of hard-working families. And then laughed about their crimes, creating new & more efficient ways to thieve from those outside of their circle of lust. A debtor's revolt? Maybe it's time for a reckoning. Bring these thieves down low.
pig5689 2 years ago
I love how her sense of strength comes from saying I have no job or assets. It's like saying I have already failed this class I don't care if you flunk me teacher, shove it. Anyone else in debt who might be tempted to follow her and not pay your debt might want to reconsider. This will remain on your credit report for 7 years and in her case could be permanent. One day you'll find out the bank account that you have with your credit union was garnished just after you got paid.
revoltagainstann 2 years ago
revoltagainstann
The things you say will happen to a revolter can indeed happen. But they needn't happen, even in the absence of repayment. If you know how to fight for your rights, you'll be able to avoid most of the nasty consequences.
That doesn't mean that you can get off Scot-free, but it does mean that people who have been pushed under by what the banks have done do have hope (which is why the word "hope" is in the title of my book).
Check my channel, and buy my book if you need it.
DebtNavigation 2 years ago
Go go go ann!!!!! I'm from Singapore, and I hope you all the best with your movement!!!!
jsangye 2 years ago
You're pathetic.
203207ab 2 years ago
No, You're pathetic.. SLAVE MIND!!!! If you have kids they will suffer from your CLOSED MIND!!!
No wonder it was easy for bush to get away with WAR CRIMES... People like you are the reason outsiders call Americans stupid, cowards & wimps. You probably still believe Bin Laden Had Something To Do With 9-11 with no evidence? Say no to the bank cartels!!!
Buy a safe & save your own money. Get a Rush Card!!!
DjMenniz 2 years ago
wow you really are brainwashed, keep watching CNN buddy lol.
kensingtonwick 2 years ago
Shut it 203207ab your probably BANK OF AMERICA.
SpankMeScuba 2 years ago
screw boa! I did the exact same thing two months ago and now I have over 100$ in interest charges! MY ASS! Bank of America is next!
laylastryker 2 years ago
I agree with the revolt, but the proper method is to STOP using credit cards. Pay off what you owe, and NEVER use the cards from the high interest banks. If you borrow money, it's only right to pay it back, but in the future, ONLY deal with banks that DON'T take advantage of us. Credit cards WILL get most people into debt. It's too easy to use them. DO NOT fall into the CC trap!
n3tel 2 years ago
To hell with those bastards at BOA, and to hell with all their red tape bullshit!
thejax 2 years ago
do you think they care about your finances?they got greedy because the new law is coming into effect & now they can get away with it. you forget people can & are getting sued for their late paying accounts their not going to wait forever for the money. the lack of humanity caused this mess & big bonuses.give us the bailout & I would be happy to pay my off my bills.Now a days people don't get the hours to keep their households going.
lifeisgoog62 2 years ago
You mention your "family that supported" you. You are very lucky to have a supportive family. Even worse then the economic scams and the lies of politicians, is the breakdowns in families.
People lose faith and go for greed and it's every person for themselves in the realm of animality.
rialcnis 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
I will never bank with BofA,A.K.A. Bunch of Assholes.I had a credit card like this lady at 0 apr and i got my first bill in mail at 23.99 apr.Screw Bof A.Closed account and pulled my money out and went to a credit union instead.
vivaairwolf 2 years ago 2
B of A and Chase SUCK!! My story's just like yours. My credit's been great, but for what. I think I'm going to tell those Madoff wanna-bes to stick it and come try to get it. i will be laid off soon so what are they going to do? HAHA!
shweebledeeble 2 years ago 2
We just got a notice from Chase...Your interest rate will climb from 8% to 30% and if you'd like to opt out, you must pay the amount in full. Wow, Soon as my Bonus check comes in, i'm paying them off and closing the acct.
Spadadiforza 2 years ago
You go Ann! You are so right and your video will help to empower all Americans who have been taken advantage of and taken for granted by our government and big banks. I too had been paying 29% with Chase after years of good payment history. BofA is also guilty of not being careful with our personal information! They let someone open an account using my Social Security Number then reported me as a bad check writer when that person wrote a bad check. We can not trust these banks!
r16409 2 years ago
soue them basterds evidence is on yo side
zbug9 2 years ago 2
We haven't had much luck with loan modification with BofA yet either and we have been trying since May and they still are not responding or considering our requests.
CPAsheldon 2 years ago
You should have demanded him to give you 5.99% interest. Your request was a little timid. I will be canceling all my credit cards and buying gold and silver. The dollar is dying.
PatriotsRepublic 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
doubanjiang evidently works for a bank!
Everyone, cut up your cards! I am! I've never given a rats ass about my credit and have done just fine without it.
Thanks you Rockerchic! You've done what I've fantasized about for years!
zoedogfire 2 years ago
CHASE is the WORST. Taking taxpayers money AND more than doubling our minimum payments from 2-5%.
FRIENDS DON'T LET FRIENDS USE CHASE CREDIT.
OK to POST/REPOST - pass it on...
Jerryahrens 2 years ago
The government has the technology to create a utopia for the entire world today. But they refuse to release it because they want to control the population. The entire financial system, education system, all religions, politics, media,etc. These are all simply businesses created purposely to control the worlds population. Sorry, but that's the truth. Everyone is being controlled and manipulated and...doesn't even realize it. Step back and look at the bigger picture.
apetrowsky1 2 years ago
W
O
W
and I thought Ann was crazy........
ShutUpH00ker 2 years ago
I take it that you have researched everything and found a different answer than this one? Do you trust everything that the government spews out of their putrid mouths? Very few people do.
apetrowsky1 2 years ago
WOW, you are a little bit nutty, and a little bit slutty...
ShutUpH00ker 2 years ago
Alright then; lets hear the answers you have come up with through your research.
apetrowsky1 2 years ago
Free Financial Advice (See Golden Rule #1067) - Maybe sell one of your dorky cars from your toy car collection and pay off the credit cards and tell BOA to shove it.
ditkoasmpages 2 years ago
You know what's funny? I can't figure out whose the MORE IRRESPONSIBLE A-HOLES here: The POS THIEVING banks with their JACKED UP BEYOND COMPREHENSION INTEREST RATES or the A-HOLE NON-DISCIPLINED CONSUMERS that just don't cancel their credit cards (See losers that bought houses on 95-100% leveraged-to-the-hilt morons that didn't take into account what would happen if they lost a job or two) because she keeps spending on items she apparently doesn't have the CASH FOR?!?!?
L-O-S-E-R-S 1 and all.
ditkoasmpages 2 years ago 2
you should go to Walmart and tell them that because they buy their stuff at .95 that you shouldn't have to pay $2.00....since they should be able to make good money with you paying $1.20.
Go start your own business lady and shut the f*ck up. Quit buying stuff you cant afford.
kfeder76 2 years ago
'congratulations'. Now please do the rest of us a favor and stop buying things you can't afford in the first place.
doubanjiang 2 years ago
Aha!! Busted out the rate they get from the Fed!!! w00t!!
Ne0mega 2 years ago
The Citi Bank not better. They called me and told me that they would close my credit line of $6,000.00 because I did not use it offeten. Is it not crazy. Banks pushing people to use the cards and then increases APR. Goverment fuc...ing their own citizens...
VersusNYC 2 years ago
C'mon Rockerchic4God......lets hear the REAL story. How much were you paying each month, how much debt (spending sprees) did you rack up?
Really, it looks like you dyed your hair too...what did that cost? You probably did that monthly, went tanning, blah blah blah. Do you see where I'm going here? Just rebutal and we'll see if my point of view changes.
BTW.....God knows what really went down, that's the good part!
Now is your time to COME CLEAN otherwise your just another BS story
KCdiggler 2 years ago
Bank of America customers "Stop using their debit cards" Bank of America generates huge profits from the debit cards. If you cannot afford to pay the loan shark rates on the credit cards. Stop using their debit cards!!!!!!!
waterbumb2001 2 years ago
Citi Bank tried that crap with me and I closed my account. Now they send me a couple of Citi Saphire Card offers a week. I don't think so. Hah !
I have several accounts at Bank of America - If you try this crap with me all my accounts go to my Credit Union. I only bank with you {15 Years}because of your ATM network. We aren't friends - this is a business arrangement.
If you are being bilked write the Federal Banking Comission. Try Googling them.
Simple is so much easier - No stress
ETHANHALL 2 years ago
I currently have a fixed 7.9% APR on my BOA credit card. I know the day is coming that my rate will be raised...when it does, BOA is going to lose another customer...ME God Bless Ann Mince!
jimboy289 2 years ago
When you speak to a BoA employee over the phone, amazing the arrogance. Changing to variable on existing balances!. I borrowed per the 2008 promo. Spent on home renovation at 8.99, no small project. I planned and budgeted payment wise and then this changing to variable. I said to them now what. They said they can raise rates more if they determine they left $ on the table and could make it up by hiking the rate later if they see I keep making payments on time as I always do. No derogatories
trapperma 2 years ago
I believe if you have a late payment on one credit card, even if it's from a different bank or creditor, it can affect negatively affect your ↑nterest rate. A higher APR isn't too much of a concern if you pay off your balances each month. If it is, try a consolidation loan and stop charging.
It is easy to miss a payment. Try email or phone alerts to notify you of them, and pay ASAP rather than wait until the last minute.
frededison 2 years ago
Thank you for inspiring America. I am fighting for lost wages.
drantolicbooks 2 years ago
I have to cards with Bank of America. In both accounts they sent me letters and raised my interest from 10 percent to 25 percent. I have never been late or over limit. I also have a checking savings acct with them. Direct depost. I am in the process of closing all accounts with them. I payed down the credit accouts and then they lowered my limits to keep my fico low. So they could enslave me. It isnt going to work Bank of America. I am done.
waterbumb2001 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
When are you running for office?
roosrcool 2 years ago
My apr was raised up to 27.24 % because I was one day late with my payment when I have never done that previously.
ceruleanstom99 2 years ago
i have been a consumer for nearly 35 yrs but worked also in the credit card industry for 6 yrs. most banks raised the interest aprs due to economy changes, if you pay in full, like many do you never complain about aprs, its the ones who revolve balances who complain. your apr is usually increase due to high debt, overlimit or lateness. the average apr now is 12-20 percent, the higher apr is usually people who revolve high debt and spotty deliquencies.
ddavid7087 2 years ago
very well said, sir.
bruthaman1971 2 years ago
If you would like to accept Jesus as Lord pray with me right now:
Father, I know that I am a sinner and cannot obtain salvation in and of myself. I come to you in the name of Jesus asking that you forgive me of my sins, and to cleanse me from all unrighteousness and guilt. I trust and believe that Jesus died and rose again to pay my sin penalty. I accept this free gift of salvation, and from this day forward, turn my life completely 100% over to the Lord
71Warrior4Jesus 2 years ago
OK for all you proffesionals...I can inderstand the issue with CC's but what about the rules with a LOAN??
I also recieved the letter "due to economic reasons and rising costs of unsecured credit"
But mine is a LOAN not a CC.
Whats next?? Are they going to change the interst rates on mortgages to justify the mortgage downfall we are seeing right now. Maybe they would get more money out of us if they lowered the interest.
I know I can't pay my bill with the new change.
divineboxers 2 years ago
Spoke with BOA twice today and once last saturday about my ltr and line of credit gold option. A James said that the c.card act does not apply to lines of credit and the BOA is changing all from fixed to variable. Per Lawphone, BoA is acting unilateral. I called lawphone and was told the account agreement is not a binding contract and that they cannot make changes unitlaterally. I documented all I could and will write agencies. Lawphone said pay in meantime as "disputed". Arrogant bank!
trapperma 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago