My kollige student debt is over $50K, and I have not paid a single dollar of it back. I learned how to trade profitably futures spreads, and options spreads in the futures markets. I will never need to worry about getting a job, so Sallie Mae's and my private lender's threats of ruining my credit means nothing to me. Every one should learn to become a futures spreads trader, then you will never need to work again.
lol uneducated son of a bitch that might be the reason why you think its not legal for salliemae to call you when you owe them shit... hahaha you have defaulted on your loans you poor shaft that might be the reason you got deported.. lol ur ass got deported coz u dont know how the fuckin law goes.. how dumb.. you signed a document stating that salliemae will contact you when you dont pay shit..
3. I just released my long form birth certificate-
Which one is the LIE of the century? Ask Alan Keyes or Pastor James David Manning-
They R decent black men who will loudly state- OBAMA IS A FRAUD-
Keyes & Manning both refuse to call him president and Pastor Manning is shocked at his brazen audacity to FORGE a birth certificate and then put it on COFFEE-CUPS & T-SHIRTS for Democratic fundraisers-
@NJatTheDisco I know but this just shows how bad Sallie Mae really is! I'm fine with free market captialism, but Sallie Mae is a prime example of socialism. Congress was lobbied hard by Sallie Mae not to pass a law related to Direct Stafford Loans (which is from the US Federal Government and not Sallie Mae) but didn't pass a while back. Sallie Mae is basically given tax payer money at the same time colleges get paid by them to drive their students to take loans from them.
Ok seriously you chose to borrow the money for a school that you chose....this wasnt a mandatory loan.......then when you either drop out or are to lazy to get a job you cant pay............NOT THEIR FAULT!!!!
Sallie Mae is SCUM! STAY AWAY! They can garnish your wages, YOU CAN'T get out of these loans, not even in Bankruptcy! They own you and can get away with murder! PIGS! PIGS! PIGS! If you do not repay them before you die, they can garnish your estate! How can you sleep at night when American students are trying to better themselves? SHAME ON YOU SALLIE MAE!! please also google screw sallie mae, you will find a site dedicated to them! WAKE UP AMERICA private student loans SCAM!
What an idiot? This guy is really stupid! You should investigate and research your information before posting anything on the internet. Student loans are forgiven after 25 years, LOL!
this is BS, you signed the terms of the loan, u should effin pay for it. daym! that's the huge problem with borrowers, they keep on gettin money and not being responsible for payin it bacc, come on people, america's economy is goin down because of these kind of borrowers. you read all the terms and conditions, so you gots to do somethin about it.
"This call may be monitored for quality assurance" Doesn't that statement go both ways when they begin the conversation? It seems puzzling when they claim they are recording a conversation, yet say the call is not allowed to be recorded.
I record all calls I receive in regards to financial obligations. And yes IT IS harassment when you order them to cease and decist calling. Its best to get their full name, physical address where they're calling from, and the employee's job title as well.
@castawayds It most certaintly does go both ways. Even in a two party consent state, you will have captured their consent from the "this call may be monitored . . ." statement. You could then record it without notifying them and present your consent thereto at the time you use the recording. It goes without saying that you consented by generating/producing your recording; and you can say easily that you consented to your own recording.
Im not mad sallie mae gave me the money for school..im just mad about the interest and the stupid outrageous payments they make us pay back...they should really limit these amounts for real.....sallie mae is crazy
Sallie Mae has a legal right to call you as you owe them money. I do not see what is so controversial about this. If anything you should be worried because you have indicated that you will not adhere to YOUR legal obligations. I am no fan of Sallie Mae at least the rep knew what she was talking about.
This recording was made for various reasons. It started off as a joke, and thats all that it was meant to be. Some of the comments i've received remind of things that a SM rep would say. Makes me wonder if they visit youtube when they should be harassing people that owe roughly 100 dollars. Nevertheless, the calls stopped after I told them I moved to mexico (which is not true obviously, but I wanted to hear their response.) Saying they would garnish my mexican wages was funny and worth it. Lol
No the "HUGE" reason the American economy sucks is not that I USED to owe ~100 dollars; but, it is because morons like you elect a president that is a failure. I used to owe roughly a hundred dollars, the US National Debt is in the billions. I am paid off; However, the National Debt keeps climbing. Do I need to include a mini math refresher for you? As well as a reading tutorial. Read the info before you post. Thanks!
How about you read the info before you post about me paying them back. These recordings were made with the intention to exploit the different so called policies Sallie Mae has; Which, apparently change depending on the rep that you speak to.
A $100 defaulted loan will get ugly? What will they do, garnish my wages for a week? Read the video information before you post. Your user name made me laugh. Thanks I needed that.
pleeeaase, the economy is in the tank because of greedy corps like sallie mae and freddie mac who rip us off and are then rewarded with over 1300billion dollars while giving themselves 100millions more in bonuses.
if americans dont become educated we will be a country of minimum wage workers....no nurses or doctors or teachers or scientists...we can just keep importing them from third world countries.
Good one barb. Don't forget to mention the money dumped by spreading our army thin across the entire world. While, every other country keeps their troops at home. As well as, the money flushed down the toilet into the TSA bowl so that passengers can see a theatrical performance before they board a plane, and ect ect ect...
The reason why they record the calls is to make sure that the representative is doing their job, not to use the call against you. Recording the call is only done to make sure that your representative is doing his or her job. Now if you record the call when you call Sallie Mae, and the rep says that they don't give their permission to have the call recorded it is to protect that particular representative. If you have an issue with the company and want to come back and sue the company, fine.
This has been flagged as spam show
My kollige student debt is over $50K, and I have not paid a single dollar of it back. I learned how to trade profitably futures spreads, and options spreads in the futures markets. I will never need to worry about getting a job, so Sallie Mae's and my private lender's threats of ruining my credit means nothing to me. Every one should learn to become a futures spreads trader, then you will never need to work again.
cooksecurities 3 weeks ago
HOW are they calling this GUY if he is living in MEXico????
alan1234595 3 months ago
lol uneducated son of a bitch that might be the reason why you think its not legal for salliemae to call you when you owe them shit... hahaha you have defaulted on your loans you poor shaft that might be the reason you got deported.. lol ur ass got deported coz u dont know how the fuckin law goes.. how dumb.. you signed a document stating that salliemae will contact you when you dont pay shit..
kamotetoot 3 months ago
I don't this consumer send Sallie Mae a Cease and Desist Letter to them to no longer have any furher contact.
cjmclaughlin2002 3 months ago
omg, i love this guy!!!
onemangoforyou 3 months ago
the 3 biggest LIES by a president-
1. read my lips- no new taxes-
2. I didn't inhale-
3. I just released my long form birth certificate-
Which one is the LIE of the century? Ask Alan Keyes or Pastor James David Manning-
They R decent black men who will loudly state- OBAMA IS A FRAUD-
Keyes & Manning both refuse to call him president and Pastor Manning is shocked at his brazen audacity to FORGE a birth certificate and then put it on COFFEE-CUPS & T-SHIRTS for Democratic fundraisers-
HarryOrielly 4 months ago
Just change your phone number. How hard is that?
Moralvorstellung7 4 months ago
Lmao he is crazy.
NJatTheDisco 4 months ago
@NJatTheDisco I know but this just shows how bad Sallie Mae really is! I'm fine with free market captialism, but Sallie Mae is a prime example of socialism. Congress was lobbied hard by Sallie Mae not to pass a law related to Direct Stafford Loans (which is from the US Federal Government and not Sallie Mae) but didn't pass a while back. Sallie Mae is basically given tax payer money at the same time colleges get paid by them to drive their students to take loans from them.
jteruel671 4 months ago
Ok seriously you chose to borrow the money for a school that you chose....this wasnt a mandatory loan.......then when you either drop out or are to lazy to get a job you cant pay............NOT THEIR FAULT!!!!
1968CindyLou 5 months ago
This has been flagged as spam show
Sallie Mae is SCUM! STAY AWAY! They can garnish your wages, YOU CAN'T get out of these loans, not even in Bankruptcy! They own you and can get away with murder! PIGS! PIGS! PIGS! If you do not repay them before you die, they can garnish your estate! How can you sleep at night when American students are trying to better themselves? SHAME ON YOU SALLIE MAE!! please also google screw sallie mae, you will find a site dedicated to them! WAKE UP AMERICA private student loans SCAM!
facelessstateofmind 6 months ago
Compound interest is a scam... Fuck sallie Mae.
LightGiva12 6 months ago
Harassment is harassment. She's a douche and has no idea how the law works. Fuck Sallie Mae.
Bllackguard666 7 months ago
What an idiot? This guy is really stupid! You should investigate and research your information before posting anything on the internet. Student loans are forgiven after 25 years, LOL!
coolduder10 9 months ago
rep- you refuse to pay today?
dude-not only today, forever
LOL!
MizzyTheQueen 11 months ago
Have fun NOT getting a tax return haha! LoZeR
Braveslion 1 year ago
"a form of botherment lol"
SaHaRa3488 1 year ago
This has been flagged as spam show
this is BS, you signed the terms of the loan, u should effin pay for it. daym! that's the huge problem with borrowers, they keep on gettin money and not being responsible for payin it bacc, come on people, america's economy is goin down because of these kind of borrowers. you read all the terms and conditions, so you gots to do somethin about it.
slickreddish 1 year ago
"This call may be monitored for quality assurance" Doesn't that statement go both ways when they begin the conversation? It seems puzzling when they claim they are recording a conversation, yet say the call is not allowed to be recorded.
I record all calls I receive in regards to financial obligations. And yes IT IS harassment when you order them to cease and decist calling. Its best to get their full name, physical address where they're calling from, and the employee's job title as well.
castawayds 1 year ago
@castawayds It most certaintly does go both ways. Even in a two party consent state, you will have captured their consent from the "this call may be monitored . . ." statement. You could then record it without notifying them and present your consent thereto at the time you use the recording. It goes without saying that you consented by generating/producing your recording; and you can say easily that you consented to your own recording.
basketboi87 1 year ago
Im not mad sallie mae gave me the money for school..im just mad about the interest and the stupid outrageous payments they make us pay back...they should really limit these amounts for real.....sallie mae is crazy
TheTiamarie09 2 years ago
Sallie Mae has a legal right to call you as you owe them money. I do not see what is so controversial about this. If anything you should be worried because you have indicated that you will not adhere to YOUR legal obligations. I am no fan of Sallie Mae at least the rep knew what she was talking about.
shan4short 2 years ago
this is great, love the vids
dkoch2 2 years ago
This recording was made for various reasons. It started off as a joke, and thats all that it was meant to be. Some of the comments i've received remind of things that a SM rep would say. Makes me wonder if they visit youtube when they should be harassing people that owe roughly 100 dollars. Nevertheless, the calls stopped after I told them I moved to mexico (which is not true obviously, but I wanted to hear their response.) Saying they would garnish my mexican wages was funny and worth it. Lol
g4zment 2 years ago
I'll think about it today while i'm sipping a mojito. Cheer's!
g4zment 2 years ago
No the "HUGE" reason the American economy sucks is not that I USED to owe ~100 dollars; but, it is because morons like you elect a president that is a failure. I used to owe roughly a hundred dollars, the US National Debt is in the billions. I am paid off; However, the National Debt keeps climbing. Do I need to include a mini math refresher for you? As well as a reading tutorial. Read the info before you post. Thanks!
g4zment 2 years ago
How about you read the info before you post about me paying them back. These recordings were made with the intention to exploit the different so called policies Sallie Mae has; Which, apparently change depending on the rep that you speak to.
g4zment 2 years ago
Alot of people suffer from the student loan blues....
Its up to us to take care of this the right way..
If your student loan is in default it could get ugly..
Studentloandefault 2 years ago
A $100 defaulted loan will get ugly? What will they do, garnish my wages for a week? Read the video information before you post. Your user name made me laugh. Thanks I needed that.
g4zment 2 years ago
pleeeaase, the economy is in the tank because of greedy corps like sallie mae and freddie mac who rip us off and are then rewarded with over 1300billion dollars while giving themselves 100millions more in bonuses.
if americans dont become educated we will be a country of minimum wage workers....no nurses or doctors or teachers or scientists...we can just keep importing them from third world countries.
barbcinque 2 years ago 3
Good one barb. Don't forget to mention the money dumped by spreading our army thin across the entire world. While, every other country keeps their troops at home. As well as, the money flushed down the toilet into the TSA bowl so that passengers can see a theatrical performance before they board a plane, and ect ect ect...
g4zment 2 years ago 2
@barbcinque Greedy corporations create jobs. true wealth on the other hand can only be manufactured, grown, or mined. Not LOANED.
People need to stop borrowing money they can't repay...and the government needs to stop guaranteeing loans they can't collect on.
THEguammer 5 months ago
lol
barbcinque 2 years ago
Comment removed
elimarseli 2 years ago
The reason why they record the calls is to make sure that the representative is doing their job, not to use the call against you. Recording the call is only done to make sure that your representative is doing his or her job. Now if you record the call when you call Sallie Mae, and the rep says that they don't give their permission to have the call recorded it is to protect that particular representative. If you have an issue with the company and want to come back and sue the company, fine.
selijah28 2 years ago