Do any companies cover emergency fees? Insurance would'nt do my cat any good if I'm expected to pay let's say the full $2,000 bill up front and then get reimbursed. I do not have that kind of money on hand.
If I had a choice, I'd pay for the exam and get 90% coverage any day.
We simply did not have time to compare ALL the companies, just 4 on the video and 5 in our print coverage. Would take forever to compare them all, and many are so similar.
I did just check Pet Plan for you. here is what I found. $62.00 a month with an $8,000 limit. Normal coverage but does not beat Tru.
As for Embrace: they only pay 80% and limit of $10,000. others are better.
Dr. Jim, I appreciate your having covered pet health insurance -- more people need to know about it -- and especially VPI customers! I've done my own research and I have two comments: (a) yes, Trupanion has a great plan, but you've forgotten that they don't pay for exam fees! Adds up. Also, they don't cover hip dysplasia if you enroll dog at 1yo+; and (b) these days you just can't do a comparison and not include Petplan & Embrace. They are Trupanion's TRUE competition, not the others.
This is exactly what every pet owner should do when evaluating their particular pet. Get quotes, look at all the things that are important to you in a plan, and evaluate thoroughly. Thanks for going through this example and showing us how it's done.
There are so many pet insurance options out there, and as a pet owner, it's important to shop around, compare, and research them all before choosing one. Great comparison video!
Do any companies cover emergency fees? Insurance would'nt do my cat any good if I'm expected to pay let's say the full $2,000 bill up front and then get reimbursed. I do not have that kind of money on hand.
Any advice?
gloriasfriend 7 months ago
@gloriasfriend Several companies do offer direct pay to the clinic. However that may also be left up to the discretion of the Veterinary Practice.
davidbmarkham 7 months ago
If I had a choice, I'd pay for the exam and get 90% coverage any day.
We simply did not have time to compare ALL the companies, just 4 on the video and 5 in our print coverage. Would take forever to compare them all, and many are so similar.
I did just check Pet Plan for you. here is what I found. $62.00 a month with an $8,000 limit. Normal coverage but does not beat Tru.
As for Embrace: they only pay 80% and limit of $10,000. others are better.
MyVNN 11 months ago 3
Dr. Jim, I appreciate your having covered pet health insurance -- more people need to know about it -- and especially VPI customers! I've done my own research and I have two comments: (a) yes, Trupanion has a great plan, but you've forgotten that they don't pay for exam fees! Adds up. Also, they don't cover hip dysplasia if you enroll dog at 1yo+; and (b) these days you just can't do a comparison and not include Petplan & Embrace. They are Trupanion's TRUE competition, not the others.
broddybounce 11 months ago
Real life examples are so helpful when shopping for/comparing pet insurance!
doggylove86 1 year ago
This is exactly what every pet owner should do when evaluating their particular pet. Get quotes, look at all the things that are important to you in a plan, and evaluate thoroughly. Thanks for going through this example and showing us how it's done.
heatherrey9 1 year ago
There are so many pet insurance options out there, and as a pet owner, it's important to shop around, compare, and research them all before choosing one. Great comparison video!
HyphThree 1 year ago
Pretty interesting comparison...
DVMJournalist 1 year ago 2
Great comparison video!
copstead 1 year ago