I opened an account with Chase. After about three months they cancelled my account because they did a background check and said my credit was bad. Chase how do you want to make business then? Chase don't want to make business with me I have other banks available. They also say I have an overdraft on my checking account. Thats impossible because when I opened the account I put a lock on it so it wont go overdraft. Chase get it right!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
America was betrayed to the ORWELLIAN SYSTEM years ago, we have been taken off the Gold/Silver standard. Please go to RBN.org and listen for the remedies to this Facist/Socialist Oligarch system being burdened upon US by the Scientific/Financial British Empire.
So. I loan you money at zero percent interest. you build up a balance. And now you are not happy with the new rate of 21 percent interest rate I have asked of you. No problem just pay me in full. Fair. I borrow money and pay if off all the time. We are in a special time were people can barrow money. Don't ruin it for us..
Anne, you're starting to get a little full of yourself. This is not about YOU, it's about bad business, the banks intentionally cheating their own customers. Just getting a new hairdo and printing up some tee shirts and making these videos is NOT going to make a permanent difference. Banks are just big money making machines, you are NOT going to get them to "Care" about you or anyone. All you can do is take away the money. Once the cash register stops ringing, they will get the message.
@tboshane My point was that you would think that a rebel starting a "Revolt" for indebted consumers would be flagged by every major bank. If I were a bank CEO, I would immediately check to see if the Debtors Revolt lady had an account with my company - then issue directives to all call center personnel that if this b*tch calls, do whatever it takes to avoid any negative publicity. Therefore, It was NOT ABOUT ME PERSONALLY. It never was - it's about principal.
@tboshane Oh, and BTW... You may not have noticed but this video is over a year old. The Debtors Revolt is old news now. I've moved on with my life - and out of the limelight, by choice. It's up to the public now to carry on the mission.
what happens if you have say $9000.00 on a credit card and you simply do not pay it anymore? Since a credit card is an unsecured loan, can they really do anything to force you to pay it back other than harass you with calls and letters?
i had a chase account closed it at a zero balance and they reopened without my permission or signature and processed 3k in charges,.. i refused to pay it and still refuse to pay it ,.. i'm a disabled vet , i didn't fight to come back and be robbed on the deposit of my VA disability checks by chase.
Okay I am in a lotta debt and it totally sucks. I am excellent at making my payments and currently I am working extremly hard to get out of being in debt. Capital 1 and Chase have both screwed me over....but that doesnt mean i shouldnt pay them. it sucks and isnt fair but the debt is still my fault....hhow can you tell people not to pay what they charged? its a credit card and everyone knows not to mess with them but they do anyway....
I have a friend who wrecked a rental car and was charged 25K on his credit card. You have to hide income and employer info or they'll sue to garnish wages. Lay low, quiet, until the statute of limitations runs out for them to sue, and you've beat the system.
You probably should have read the fine print, where it declares what your rate will be after the introductory period. Maybe you should focus on saving money for the things you want instead of having to borrower it- at that point interest won't matter. Just a thought.
Is this an SNL skit? She seems appalled no one's heard of her, even though her sole advice/wisdom seems to be...what, close your credit cards and stop paying them? Ruin your credit? Sad.
P.S. I thought the Chase rep was very pleasant and professional!
Chase doesn't care.... they have the tax payers hostage.... Have you ever heard of a little foreign corporation called "The Federal Reserve".... ?! We'll Chase (David Rockefella) was a founding member..... they just print money out of thin air and loan it to the tax payers.... they are part of the "Too Big to Jail"...... so if we don't pay our credit cards they will just go to Tiny Tim G. and get bailed out with our money.... There is nothing wrong with your TV Set, the Banksters are in control.
Chelsea Kroll a Manager of Chase Bank said Thomas G. Labrecque, Chairman & CEO CHASE MANHATTAN CORP is a member of the Council on Foreign Relations , is a member of the Trilateral Commission and knows 33rd degree secret is the 1899 Alaska Earthquake - British Association record No. 333, at Shide. Isle of Wight on September 3 at three o’ three.
CHASE BANK IS SATAN'S HOUSE OF MONEY. They are debt peddlers, liars and thieves.
Do not do business with them. Make sure your city and state aren't doing business with them either. They have been caught multiple times stealing BILLIONS from local and state governments.
THIS IS WHY YOUR APR'S WENT UP! i'm sick of american's who think they know about finances...grow up and stop trying to look 25 when it's obvious you're older
I am going to pay off my Chase account asap, I picked up a second job and that is what I will be doing with it. Pay it off before they do the same thing to me. Thanks for posting this. Credit cards are evil in my book.
I have been working in banking and financial services since 2001 in India and although I dont know about Indonesia but in India we have a fairly good idea about the American Economy and credit card industry. Hope you consider yourself a part of the global village. Anyways, I dont have an agenda to pull you or US down. Kudos to your cause and advise you to post more videos on your channel as well as site about better and responsibe credit usage.
I sympathise with you and agree with you that 29% or even 20% is a ripoff.
Some banks do negotiate and bring down the interest rate. Wish you luck and success in your stand. Good to know that there are people like you who take a stand. All the best to you.
You sure seem to run up balances on a number of credit cards. First BOA and now Chase. Maybe you should try to live wtihin your means. Rockerchic, the banks can get orders freezing your bank accounts or garnishing your wages. Maybe you should try to live within your means instead of blaming the banks for your immaturity.
I've got tshirts at cafepress too lol (cafepressdotcomdotau/omalicious) so will verify that rockerchick does not make a lot of money from sale of tshirts. I'm still about 999996 items sold short of being able to buy my husband a replacement home and be able to afford to sue the bank for damages, after the National Australia Bank stole my home. (check out "how the National Australia Bank stole my home" playlist - I'd love my prayer to be answered lol)
i suggest you purchase a piggybank and put your money into that.. you have absoloutley no clue how the banking industry works, yes i work for a bank, not in america, yes i agree half of it is ridiculous but if you dont like it go somewhere else, or stop borrowing other peoples money
on tactic I've employed is doing some dirt digging on each corporation i decide to break ties with, or otherwise need to confront. i overwhelm the customer service rep with the evils done to bring them a paycheck, and ask them if they mind making money from a company that funds murderous dictators, for example (not naming company here). i've lectured many a teller or bank manager on the evils of their bank, and i let them know tht if they give me grief, i'll return with flyers. humiliation!
Debtor's Revolt huh? Awesome. I found this video searching Chase Bank. Glad I did. I'd like to relay an unpleasant experience I'm having as well. 2 months ago I opened a Chase checking account and everything was fine until last week. There was a misc. debit charge for the exact dollar amount in my account. Called, they said it was a "recovery fee" for money I owed WAMU. You can read more at my site if you'd like. ~Fadere P.S. I might be able to help with the blinking on your site, just email me
Good Luck! I am a former WAMU customer (Now Chase). I am closing all my accounts with them and going with a local credit union.
The best solution is to completely stay out of debt. Credit cards are one of the biggest scams going. They get your debt up and then jack up your rate. This should be illegal.
more power to you, my chase card owes me $15.00 and I have always paid my charges as soon as they are posted, now chase has lowered my credit limit to $500. To raise my limit they wanted me to reapply I told them I would but with my credit union. had Been with wamu for more than 25yrs. not anymore, people we have the hammer lets nail them.
I am the loser that has nothing better to do on a Saturday night than call a bank to get my APR reduced.
The reason why your rate is being raised is that you are a "rate surfer" who is obviously having some money problems and will do a bt at 0% and then go do another one when my year is up.
You are a complete loser, all you morons who say good job as well, YOU ARE FOOLS.
By the way Opt Out means the bank wants nothing to do with you.
What's so fucking stupid about these banks the same people that made them rich are the same people they are turning their backs on. They giving people only two options- either walk away for card debt or pay it off and tell them to "suck your ass like you suck lemon" i got a little bit more to pay and as soon an I get the last payment they couldn't sell me hot water on a cold fucking day !!
for those who do understand me and who's accts where forwarded to collections. you know that collection companies or banks like chase is not that mean. they offer programs for you to catch up with your finances. they can even freeze late fees and finance charges and this depends on what option they offer you.
I agree with a lot of the people here. You're kinda a disgrace, and using these rate jumps as an excuse to dodge responsibility. No...they aren't right doing what they are doing...but neither are you for not being able to pay your bills. As far as the customer service rep goes...yeah...pathetic. America is a smelting pot of different races and creeds. Who are you to judge that lady? She's doing her job. And I lol'd when she hadn't heard of you.
did chase or boa, force you to go and charge your card. if you were a true patriot, you would be responsible for YOUR actions. If you can't pay your balance, YOU chose Debt.
No they just set traps for you to fall in. Any reason to kick up the interest rates. Just be late a minute on any payment. An once they get you stumbling they continue to feed on you. Economic Cannibalism pure and simple!!!! The Bankster Morlocks are feeding on us, are you being served?
The bank takes a risk for profit and they are not immune to down turns in the economy. Unless of course they get bailed out by our government.
TheOneWriter, I'd be pretty ashamed to work for such a company and pretty much bang down people who are already having financial problems. You have to be pretty heartless just like them. Wake up.
@soleilangela I also work as customer service for this bank. If I agree or disagree with their ways, that's not of importance here.
I do agree with TheOneWriter though. That girl was just doing her job. Nicely, and professionally. I bet she's not heartless, just like I know I'm not.
And I also bet that, just like me and those with me at my job, she's just trying to work hard and earn money so that we'll never have to be in debt, credit card or loan. I'd rather spend money that I know I have.
@4thStar Ya know lady, shes part of the problem.....Get another job, cause as long as shes making calls shes supporting these rip off banks....period !
There is no reason to put up with being taken advantage of financially just because we feel sorry for the representative taking the call. Zero reason for that. I think she was as polite as possible given the circumstances.
No one has heard of you. No one knows, or cares who you are. I have worked on the other sides of those phones, and we hated people like you. People who would call angry, giving us empty threats, and were generally pissed off about things we had no power to change. I hope you feel proud of yourself, Miss Nobody, because you just ruined that girls day. Not a company, not a CEO, just a girl, lucky to have a job, even when she has to talk to assholes like you.
you are very disturbing...she was from this country. It is nice to know you stereotype people. You just hurt your credit by closing the Chase account. You will be paying higher rates going forward. People like you make me laugh and also piss me off because you cause credit costs to go up. get a life
They have all done this to me and it really sucks. I am sure Chase will be jacking my rate soon since I am going through a short sale and they are my mortgage holder. I went from 8% to 17% (ITS FOR STARTING MY BUSINESS) and the payments are so hard! Keep up the good work!!!!!
While I'm not exactly a huge fan of Islam, I did approve Ibrahim2's video because they do make a good point about interest on debt enslaving people. Their system of finance does make sense.
What are you leaving out?How many credit cards do you have?Did you make a payment late?Did you go over your limit?Did you read the fine print?Do you understand what variable means? Why don't you take some of the profit that your making on the shirts and pay down the credit card?Maybe they raised the interest rate to get you to close the card.They did have to take you since you were a WAMU customer. Take some responsibilty and pay your debts.Don't spend outside of your means.
there is no debt my friend, they don't have money to borrow so they create it out of nothing meaning when you sign that contract you created the money and gave it to them and they put terms like pay 30% interest or so and they always have 100%( if you don't pay them back) profit. If they sue you ask them to prove what money they gave you and they can't do that because they gave no money to you at all :)
Had you watched any of my other videos, (and listened) you would have already known the answers to those questions. Much of the debt has already been paid down, and it's dwindling fast. I only use an American Express card now and pay off the total bal. each month. I don't use my debit card for online purchases because I don't want some hack to empty my bank account.
@bshays1974 your a dumbshit ,.. the problem isnt paying the debts, it's them now demanding more then the orginal agreement . it's like me saying to you ,.. ok you can borrow 20 dollars from me and you pay me back 25 ,.. then when you have paid 15 dollars saying i changed my mind you will pay me 30 dollars,.. compound this issue by no jobs and a devaluation of your income and ya end up with people that revolt. mistreat even the most docile person long enough they will turn into a rebel ....
She is paying her debts. She's just refusing to be fleeced by banks that have bribed the corrupted US Congress into allowing said banks to charge interest rates ABOVE the legal limits allowed in every freaking state in the US. Normally, the use of usurious interest rates in a contract would invalidate the contract. Bshays1974 go back to grazing with the rest of the sheep, and leave the thinking to people like Roickerchic4God, who have brains and courage, and are willing to use them.
minerva did great! even if ann got an american rep, it won't change the issue since reps are only there to opt you out of the changes if you dont like them or explain the terms if you need them to be explained to you a bit more. its not that reps dont care, they're just doing their job. they've got bills to pay too...
cleaverzl is correct that customer reps do not care about customers stories they always stick to bank policies. rule of thumb is read the account agreement and promo rate agreement prior to using the cards. and sad thing is if you do not like the rate then close ur accnt and use a debit card. rmmber that creditor is the owner of your accnt and sad thing is they can change yout rate with a VALID reason that customers don't want to understand. now the question is HAVE U READ UR ACCNT AGREEMENT?
It's no different than what health insurers do to Americans
Blue Cross jacks rates every year! This time was a 15% increase this year They've had a 165% increase in the last 8 years
No ones pay has went up 165%, except the CEO's of all these ripoff corporations
It's time to end all of this I wish we could have less government but the facts are we need tight government controls over bankscredit card companies and health insurers
Demand a Free Choice Public Option and Demand Credit Card Reform
sorry but u are so clueless of how this works. same procedure for any customer service rep, indian, filipino, american, etc... those changes to her terms are already set, even the manager can't do anything about it and would say the same thing. ann was in fact given the chance to keep her rates instead of just jacking it up without her knowledge just because they can.
I used to think it was safe to use a department store card, naively thinking they would never jack an APR knowing full well the consumer had recourse in boycotting the store chain. Of course, this wasn't the case.
I now will NEVER shop at Sears or Kmart ever again. With all the other store chains available, I will not miss them one damned bit.
I urge those with department store cards who have been jacked to do the same.
21.24% is a great rate. I work for visa & our particulat Visa just went to 24.5% . I work customer service phones.The associate was excellent. She doesn't care about your story. It's do you want to opt out or keep the acct? Sorry you fell that way. Is there anything else I can do before you hang up? Thank you for calling--------.
That assoc was American. Your crazy if you think she sounded like an overseas call ctr.
Our rating system would have given the assoc a 90 score out of 100.
21.24% is a great rate? You are brainwashed. How much are the banks paying in interest? That's a huge markup...I payed my shit off and told them to go fuck themselves a LOOOOOONG time ago. All offers sent to me I mailed back using their envelopes with No thanks written on them.
.. And so will I collapse your empires from which you have built up treasures on earth until that final day of the Lord Almighty. I will restore MY KINGDOM ON EARTH. Those who have been robbed will be blessed.
Chase bank are you stupid? yes they are! Here's my story. 4/9/09 i took out payment protector, i was laid off the same day. A month latter when it was clear i was not going to secure employment anytime soon i attempted to activate it, they said my unemployment occurred prior to it becoming effective. fast forward several months. i am no longer able to make the minimums. Chase has refused to address this issue.
Suckers of America. The easiest way to fight Chase, Bank of America, Wachovia and the other sharks costs $20.00. It's simple. Head for your local town or city Court office. File a $5,000 summons against the Bank's nearest office location. Sue for uncontracted for credit card charges . I doubt that the Bank will send a $350 an hour lawyer to court. Even if they do, make the Bank provide a signed contract in court. They can never provide one.
thats the smartest thing ive ever seen posted. i always wondered how they could impose arbitrary fees and change terms and conditions without a written agreeement.
They can impose any fees or change any terms and conditions at will because the initial agreement says they can. This type of contract is unconscionable and should be illegal. But it isn't.
not too many favorable comments on this video, ann. i honestly think you posted it in poor taste. in hindsight, what could you have done differently to avoid all of this from happening. i mean, based on what i see people posting, many of us are credit card consumers and we seem to have an idea of how NOT to get ourselves into a bind. and since you never entertained the question bruthaman1971 posed to you, why not tell us now what secrets you DON'T have. i'm curious to know?
had to wonder that other banks did not pay attention to the Bof A debacle. Normally, when something like that would happen, they would send out notices to all their employees regarding to an issue. Don't closed accounts not help the bank make money meaning closed accounts go against the idea of making more money off the purchases of a cardmember? Or do I not understand the point of credit cards.
The big credit card banks have gone into "run-off" mode. They have realized that the credit card bank business model is broken, and they are attempting to get out of the collapsing temple with the golden idol before the poison darts can hit them or the giant stone ball can chase them down and crush them.
Chase, BofA, Citibank (especially), Discover, American Express, WellsFargo, HSBC, GE, they are all suffering.
If one or more of them have pushed you under, you need my book.
wow ann. you get a little publicity and suddenly every bank rep is supposed to be prepared for the fateful day that you call and speak to them. from watching all of your videos, i'm starting to think guys like bruthaman1971 and ljciiv were on to something. what aren't you telling your followers? you've gone as far as disabling the "thumbs" because on this video, most weren't in your favor. it's a shame you posted this video because now people are seeing you for the person you really are
Ann thinks we are all BofA reps jus on here to do the thumbs down. Ha ha ha, "Does my name sound familiar to you?" "the video wen viral", "people all over America have joined my revold"... You mus think you are the greatest!
LOOK AT MY PAGE she even commented on it but has not blocked me! Everything I say is true... Fuck this glory hound of a whore! Dont worry about it bitch.. I will block you and PLEASE BLOCK ME.... PLEASE.. I won't add to your fucking views any more. Instead I am going to make videos dedicated to her and all the other fucking losers like her! If you wanna see any more of what I have to say about this bitch..come to my channel and subscribe.dont come back here tho.. fuck her,dont give her the views
EXACTLY.... I know I use some really harsh words and I say some evil shit.. But I am a veteran who fought for these stupid fucks and they turn around and use that freedom to commit credit fraud... I am currently working to get a bill on the floor that will make this illegal.. It would classify purposefully using credit with no intention or means of paying it back as felony theft! It is time to crack down on these people! Everytime I come back to comment she gets another view.. i hate her!
Wow, LJ it's generous of you to allow me to rent so much space in your head...and FOR FREE, too! Hate is like acid though - it eventually destroys it's own container. You see, LJ - It's like You're drinking the poison and waiting for me to die.
GOD STILL LOVES YOU!!! Ask him to heal your heart so you can live and let live in peace. A good way to process anger is read the entire book of Psalms.
maybe instead of fucking roadie's at concerts and drinking underage while popping pills and smoking pot was a bad idea.. If you would have spent the time getting an education you could have made something of yourself and had good credit, AND you wouldn't be fucking that loser camera man who can't take care of his woman! PATHETIC the both you! SEE PEOPLE... This is what happens to alcoholic whores when their rock stars get old! I am almost sad for you really! You act like you are famous.. lol!
normally they raise it that high when you don't pay your bills. And why the hell would you put that much money on your credit card if you can't afford to pay it off?
I am Ben Frasier and I was a former BofA employee and my story was feature as well. Just search my name for my videos:
"efrasier21mbf."
After watching your video, I went right down to the local Chase Bank and closed all of my accounts. I explained why and played your video on my laptop for the representative. I then showed her my video with the success I had with Bank of America.
I closed my BoA credit card about two weeks ago, and at the time I was told the my APR which was way high represented the interest rate in all type of usage on the card, and that the real rate for purchases was very low and its still the same. At any rate, I closed it since I am getting old in years and don't want to have so many CC around when I am gone from this Earth. It seems all banks suck!
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
I think the kids at 4chan miss you there. As far as the banks not caring who someone is, I've seen businesses and co. go down because a few ppl decided to boycott them and it seemed to work well in the protester's side. With a bank it would just require more, but none the less is the same as what I've seen happen, just on a larger scale.
Yes, the prime rates on credit cards are ridiculous. Regardless, thats why you should read the fine print and if you can't handle those rates you shouldn't have a credit card with those rates. It was your decision to not read and therefore it was your decision to suffer. Learn to read and take responsibility kids.
On another note, this woman is obviously just a douche bag seeking attention.
Nobody really knows who whacked JFK, but we do know he only lasted five months after signing Executive Order 11110 that authorized the printing of silver certificates and was a baby step away from the Federal Reserve's control of banking in this country. And once he was gone, the printing of those certificates was immediately halted. Things that make you go hmmmm....
If the system Kennedy challenged is presenting you with challenges, you need my book. Check my channel.
I just got the same letter that takes me from the 3% intro rate to 24%+prime - that could be as high as 30% interest! They'er is not government regulation on this - they'er sucking us dry!
This is a great start as long as "the leader" continues in the right path: there's seemingly a detour in the desires for "celebrity". For more, please go to The koH Resources Blog.
Chase Bank DID NOT pay back the bail out money. They only paid back 10 million of the 56.6 billion they received. They are flat out lying when they say they have paid it back!
Ann~You MUST demand to speak to someone in the United States. These call centers in India do not have the ability to do anything but answere the phone. They WILL TRANSFER you EVERYTIME you ask! This will force them to use AMERICAN CALL CENTERS! EVERYONE PLEASE TRY THIS-IT WORKS!
Since Ann has become a "celebrity" the Revolt is more about her and she has forgotten her supporters. " Chase are you STUPID,apparently they don't know or don't care WHO I AM, seems self-serving and egotistical .I hate to see this movement being parlayed into a Reality Show STARRING Ann ( of course ). We have lost our leader. Is there anyone out there who will pick up the mantle WITHOUT an egocentric agenda. and move this forward
Leaders are inevitably flawed. I don't care if you're talking David & Solomon, Hamilton & Jefferson, Lincoln and Kennedy. You just don't get perfection.
What to do? Run with what you have unless and until something WAY better comes along ('cause you don't just dump leaders either--consistency counts for something).
So you're just a little alienated ... you're not out a leader. This is a learning experience for her. But the banks really need the hard learning experience.
Thanks DebtNavigation. Personal "flaws" are one thing but "fatal flaws" should be considered in a far more serious category. I just hate to see this movement hijacked because of egocentric problems.You have to admit,by the time she is done regaling about how self-important she is, it isn't about the movement, it's about her. And how would we know if someone WAY better( as you said ) isn't out there and willing. Trust me, this is turning into an "Ann" thing. Do you have a book sales arrangement?
You're right. She's absolutely typical of millions who have been or are about to be ratejacked by the credit card banks in a desperate effort on their part to shore up a broken business model.
So the question is does she sit still for it?
Read economist Marshall Auerback's article on newdeal20 org Aug 11 09. You're seeing exactly what he predicted.
If this is happening to you and you just can't manage the payments anymore, you need my book. It has vital information & help.
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
You're an idiot, lady. Next time read the fine print when you apply for a credit card. 9 times out of 10 your rate after the introductory period is going to be Prime + 13.99%. And guess what? Prime changes almost every day. You're not getting screwed, you just don't know how to read.
OMG I've been reading these comments and I'm so surprised at how stupid people are. Did you know that Chase GAVE BACK the bailout they were given? Did you know that Chase has at least 4 call centers in the state of Texas, not to mention ones in Ohio, New York, and yes they do outsource, to the Philippines, not India? Banks get assholes and bitches JUST LIKE YOU calling everyday because they spent money they didn't have, got charged fees for it, and want to blame the bank.
Why don't you go somewhere where people will admire you for being so superior? Instead, you flame a woman whom is trying to exercise a small degree of power over a HUGE corporation?
Well it obviously isn't me, I mean I can read. And she isn't trying to get power, she's trying to get out of paying her bills. $3500 in debt on one card alone and she doesn't want to pay interest that she was told was going to go up after a year. That's just ignorance.
I think you are mistaken. Try reading from a real news source instead of Fox News. Chase doesn't and never needed any of those loans to stay in business, which is why they gave it back.
JPMorganChase is politically bulletproof. That's right--nobody's going to touch them despite the extreme toxicity of the WaMu portfolio they claim to have suffered no ill effects from. You see, Jamie Dimon is BFF with Barack Obama. Which leads to hagiographies of Dimon in Newsweek, etc. Nobody is going to question that emporer's threads, even if they aren't there.
For mere mortals who are their victims, my book offers important information and real, legitimate help.
Debt is the biggest PONZI scheme going. if all of you well conditioned slaves would wake and not pay any credit card, it would collapse tomorrow. Get a debit card, the Mafia called the Bank is a complete joke, and the joke is on the Sheeple who continue to go along with the PONZI scam. Ask your self who did your Gov't bailout first and only...BANKS and WALL ST.. Ask yourself when is the last time the middle class got a pay raise...ahh 30 years ago maybe..elitists pay up 300% wake up retatrds!!!
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
I'm not sure why you're still on this comment thread. I know why I am. I want to help the people who are most at risk right now in this horrific economy. I have given away more copies of my book to people who are in dire straits than you might imagine, though I prefer to sell them and get paid for what I am providing (which is NOT any of that insanity that you frequently see).
It's not SPAM because it's relevant to the discussion and Ann approves of it. I stop further mistakes.
Look at some of my articles on articlesbase, ezines, etc. if you have a question whether I know what I'm talking about.
Or if you want, I'll even send you a copy of the book. You'll find a few things in there to disagree with I'm sure, but it isn't an artful dodger's magic treasure map to the land of don't pay anything.
What it IS though is a guide to their dirty tricks and your secret weapons, along with key information about how the system works.
DebtNavigation if you want to help anyone with a credit card(s). Get them to cut them up. Pay what theowe on them and then tell them never use a credit card ever again. They don't know how to use them.
if you or they can't charge on a card and pay the whole bill by then end of the month plus that months interest. They don't need a credit card.
Rockerchic4God signed an agreement then after useing her card wants to back out without paying what she agreed to.
For the people who really need my book it doesn't matter anymore whether they cut up their cards or not--they don't work anymore anyway.
Whether their problems came from using the cards improperly, or because of crushing medical bills, or because of job loss or liability from some other source, they're hurting and they need help.
Sure, there are people out there who just need to cut up their cards because of their profligacy. For them there is a nice long Chapter 13 plan or credit counseling.
CIT Group goes Ch 11 in the next couple of days and with Advanta gone and SBA loans slashed roughly in half that leaves small businesses largely operating on their owners' personal credit cards.
Not that everyone owns a small business, but it's interesting that the ratejacking frenzy coincides with the severe contraction of other credit sources.
A lot of good people are going to get pushed under. For those who need to know what they face next and what to do about it, Ann endorses my eBook.
Here's another approach - Why not pay the debt off and THEN change companies. They don't get any more exorbitant interest at your expense, and you can sleep knowing you didn't rip someone off.
opfreak2 there you go. Now I'm starting to see Rockerchic4God as a credit card scam artist. Get a credit card max it out and refusing to pay for it. it's not like she didn't learn from the first one, but went out and got another one. And doing the samething. all credit cards are based on useing it and paying the whole balance at the end of the month. Not pay on a CD player they bough 2 years ago.
It's dingbats like her that causing most of the banking problems.
Ann is a big time scam artist, and the truth is slowly coming out in all her vids & Interviews
One minute she's a 'good customer' the next she admits to actually missing payments and we see the huge debt load she's carrying on these two cards alone; and who knows how many cards she actually has and how much her true debt is.
Ann is the type of person that if you co-signed a loan for she would have defaulted and left you holding the bag and responsible types like us will have to pay for her sins
Ann's biggest wish is probably the collapse of the banks she does business with, I'm sure she thinks that her debt would somehow be magically erased...
She's no better than a looter during a blackout/hurricane...
Now, some types who make money from people will claim this an "ad-hominem" on Ann, but she's the one who put certain parts of her life in for all to see & I can guarantee if Ann APR was the same or even lower than normal she would no be here flapping her gums, thats her selfishness.
You should have quit while you were ahead Ms. Minch. I almost cared about your situation. But now, I see that you are just milking it. It's typical of banks to re-evaluate your credit, if you have any problem whatsoever. I don't like it, and you may not like it. But that's what they've been doing for years. The trick is to KNOW this, and not overuse your cards.
I've seen mention of Ron Paul in the posts of others. I hope you don't link yourself with Ron Paul, he advocates RESPONSIBLE spending
CHASE STOLE MONEY OUT OF MY ACCOUNT, AND LOST MY CHECK...HIT ME WITH OVER 400 DOLLARS IN NSF FEES AND COULD NOT FIND MY LOST CHECK.
advertisingexecutive 11 months ago
I opened an account with Chase. After about three months they cancelled my account because they did a background check and said my credit was bad. Chase how do you want to make business then? Chase don't want to make business with me I have other banks available. They also say I have an overdraft on my checking account. Thats impossible because when I opened the account I put a lock on it so it wont go overdraft. Chase get it right!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
YourTopFights 1 year ago
PHILLIPINE customer service----america is in the tank
BurkeDevlin66 1 year ago
America was betrayed to the ORWELLIAN SYSTEM years ago, we have been taken off the Gold/Silver standard. Please go to RBN.org and listen for the remedies to this Facist/Socialist Oligarch system being burdened upon US by the Scientific/Financial British Empire.
Europe85 1 year ago
So. I loan you money at zero percent interest. you build up a balance. And now you are not happy with the new rate of 21 percent interest rate I have asked of you. No problem just pay me in full. Fair. I borrow money and pay if off all the time. We are in a special time were people can barrow money. Don't ruin it for us..
pw200688018 1 year ago
You were talking to their call center in the Philippines.
Ajindo76 1 year ago
I will probably pick up the baton and run with it for awhile. Thanks for your vallant effort.
tboshane 1 year ago
Anne, you're starting to get a little full of yourself. This is not about YOU, it's about bad business, the banks intentionally cheating their own customers. Just getting a new hairdo and printing up some tee shirts and making these videos is NOT going to make a permanent difference. Banks are just big money making machines, you are NOT going to get them to "Care" about you or anyone. All you can do is take away the money. Once the cash register stops ringing, they will get the message.
tboshane 1 year ago
@tboshane My point was that you would think that a rebel starting a "Revolt" for indebted consumers would be flagged by every major bank. If I were a bank CEO, I would immediately check to see if the Debtors Revolt lady had an account with my company - then issue directives to all call center personnel that if this b*tch calls, do whatever it takes to avoid any negative publicity. Therefore, It was NOT ABOUT ME PERSONALLY. It never was - it's about principal.
Rockerchic4God 1 year ago
@tboshane Oh, and BTW... You may not have noticed but this video is over a year old. The Debtors Revolt is old news now. I've moved on with my life - and out of the limelight, by choice. It's up to the public now to carry on the mission.
Rockerchic4God 1 year ago
CRASH JP MORGAN BUY SILVER!
v=YwQlmIdlVIc
UFOgospel 1 year ago
what happens if you have say $9000.00 on a credit card and you simply do not pay it anymore? Since a credit card is an unsecured loan, can they really do anything to force you to pay it back other than harass you with calls and letters?
beenthere1run 1 year ago
Chase BANK totally SUCKS... You go women. You have all my Support !!!
surferinsb93101 1 year ago
i had a chase account closed it at a zero balance and they reopened without my permission or signature and processed 3k in charges,.. i refused to pay it and still refuse to pay it ,.. i'm a disabled vet , i didn't fight to come back and be robbed on the deposit of my VA disability checks by chase.
shotokan1968 1 year ago
Okay I am in a lotta debt and it totally sucks. I am excellent at making my payments and currently I am working extremly hard to get out of being in debt. Capital 1 and Chase have both screwed me over....but that doesnt mean i shouldnt pay them. it sucks and isnt fair but the debt is still my fault....hhow can you tell people not to pay what they charged? its a credit card and everyone knows not to mess with them but they do anyway....
keu143146 1 year ago
F CHASE DONT PAY THEM NADA !!!!!!!!!!!!!
flexbrat 1 year ago
I have a friend who wrecked a rental car and was charged 25K on his credit card. You have to hide income and employer info or they'll sue to garnish wages. Lay low, quiet, until the statute of limitations runs out for them to sue, and you've beat the system.
Usurpish 1 year ago
You probably should have read the fine print, where it declares what your rate will be after the introductory period. Maybe you should focus on saving money for the things you want instead of having to borrower it- at that point interest won't matter. Just a thought.
luisfarris 1 year ago
Fuck chase bank!! BASTARDS!! IDIOTS!! GREEDY ASS MF"S!!!
krucifixproductions 1 year ago
Is this an SNL skit? She seems appalled no one's heard of her, even though her sole advice/wisdom seems to be...what, close your credit cards and stop paying them? Ruin your credit? Sad.
P.S. I thought the Chase rep was very pleasant and professional!
jgallagher109 1 year ago
Chase doesn't care.... they have the tax payers hostage.... Have you ever heard of a little foreign corporation called "The Federal Reserve".... ?! We'll Chase (David Rockefella) was a founding member..... they just print money out of thin air and loan it to the tax payers.... they are part of the "Too Big to Jail"...... so if we don't pay our credit cards they will just go to Tiny Tim G. and get bailed out with our money.... There is nothing wrong with your TV Set, the Banksters are in control.
marksky57 1 year ago
Chelsea Kroll a Manager of Chase Bank said Thomas G. Labrecque, Chairman & CEO CHASE MANHATTAN CORP is a member of the Council on Foreign Relations , is a member of the Trilateral Commission and knows 33rd degree secret is the 1899 Alaska Earthquake - British Association record No. 333, at Shide. Isle of Wight on September 3 at three o’ three.
insightllc 1 year ago
Why does she have to be from out of the country? People with accents live in the United States too. You are clearly ignorant.
greyk2 1 year ago
CHASE BANK IS SATAN'S HOUSE OF MONEY. They are debt peddlers, liars and thieves.
Do not do business with them. Make sure your city and state aren't doing business with them either. They have been caught multiple times stealing BILLIONS from local and state governments.
mor543212003 1 year ago
THIS IS WHY YOUR APR'S WENT UP! i'm sick of american's who think they know about finances...grow up and stop trying to look 25 when it's obvious you're older
Waknoodle 1 year ago
I am going to pay off my Chase account asap, I picked up a second job and that is what I will be doing with it. Pay it off before they do the same thing to me. Thanks for posting this. Credit cards are evil in my book.
dawnjakeleah 1 year ago
Hello,
I have been working in banking and financial services since 2001 in India and although I dont know about Indonesia but in India we have a fairly good idea about the American Economy and credit card industry. Hope you consider yourself a part of the global village. Anyways, I dont have an agenda to pull you or US down. Kudos to your cause and advise you to post more videos on your channel as well as site about better and responsibe credit usage.
By the way, do you ship to India ?
bya316 1 year ago
chase bank credit card service without professional knowknowledge
, based on credit report only, their employee can t tell me any reason from themselves judgement based my account history on chase bank, poor bank.
daive74w0308 1 year ago
I sympathise with you and agree with you that 29% or even 20% is a ripoff.
Some banks do negotiate and bring down the interest rate. Wish you luck and success in your stand. Good to know that there are people like you who take a stand. All the best to you.
Suchbol 1 year ago
You sure seem to run up balances on a number of credit cards. First BOA and now Chase. Maybe you should try to live wtihin your means. Rockerchic, the banks can get orders freezing your bank accounts or garnishing your wages. Maybe you should try to live within your means instead of blaming the banks for your immaturity.
YoTengoCorazon 1 year ago
I've got tshirts at cafepress too lol (cafepressdotcomdotau/omalicious) so will verify that rockerchick does not make a lot of money from sale of tshirts. I'm still about 999996 items sold short of being able to buy my husband a replacement home and be able to afford to sue the bank for damages, after the National Australia Bank stole my home. (check out "how the National Australia Bank stole my home" playlist - I'd love my prayer to be answered lol)
bankslayer 1 year ago
i suggest you purchase a piggybank and put your money into that.. you have absoloutley no clue how the banking industry works, yes i work for a bank, not in america, yes i agree half of it is ridiculous but if you dont like it go somewhere else, or stop borrowing other peoples money
hwns 1 year ago
on tactic I've employed is doing some dirt digging on each corporation i decide to break ties with, or otherwise need to confront. i overwhelm the customer service rep with the evils done to bring them a paycheck, and ask them if they mind making money from a company that funds murderous dictators, for example (not naming company here). i've lectured many a teller or bank manager on the evils of their bank, and i let them know tht if they give me grief, i'll return with flyers. humiliation!
StarvingForTruth 1 year ago
Debtor's Revolt huh? Awesome. I found this video searching Chase Bank. Glad I did. I'd like to relay an unpleasant experience I'm having as well. 2 months ago I opened a Chase checking account and everything was fine until last week. There was a misc. debit charge for the exact dollar amount in my account. Called, they said it was a "recovery fee" for money I owed WAMU. You can read more at my site if you'd like. ~Fadere P.S. I might be able to help with the blinking on your site, just email me
FadereMade 1 year ago
she's talking to someone in Inida, the reps accent is of.
TheReallitycheck 1 year ago
This chic is sooooooooo damn hot! Smart too!
2242bzo 1 year ago
Good Luck! I am a former WAMU customer (Now Chase). I am closing all my accounts with them and going with a local credit union.
The best solution is to completely stay out of debt. Credit cards are one of the biggest scams going. They get your debt up and then jack up your rate. This should be illegal.
RowsbyW 1 year ago
lol... omfg... i feel sick watching this...
ek93477 1 year ago
more power to you, my chase card owes me $15.00 and I have always paid my charges as soon as they are posted, now chase has lowered my credit limit to $500. To raise my limit they wanted me to reapply I told them I would but with my credit union. had Been with wamu for more than 25yrs. not anymore, people we have the hammer lets nail them.
crouchedge 1 year ago
"Do you know who I am?" Classic! As if you were someone important! This might sound crazy, but heres a solution: Pay off YOUR debt and move on!
gxrlscout 1 year ago
im 14 and have heard about this
techtubecentral 1 year ago
Good job. Down with the banks
GuraDeFier 1 year ago
Is the TARP money really yours considering the average American has a huge debt already? It's just more debt.
And please... don't drink Heineken. I am telling you as a Dutchman: It is the worst beer in the world.
atheisttotindekist 1 year ago
Do you know who I am?
I am the loser that has nothing better to do on a Saturday night than call a bank to get my APR reduced.
The reason why your rate is being raised is that you are a "rate surfer" who is obviously having some money problems and will do a bt at 0% and then go do another one when my year is up.
You are a complete loser, all you morons who say good job as well, YOU ARE FOOLS.
By the way Opt Out means the bank wants nothing to do with you.
Have u heard of debtors revolt???
MrDirkaDirka11 1 year ago
On FEB 28 2010 Chase Bank refused to cash
A $116.00 they issued to me on my escrow account
this is an absolute violation of "the law" of banking
has this happened to anybody else?
allentazwell 1 year ago
I'm sorry but this is pathetic.
girlstock 1 year ago
this whole credit card thing is crazy...There are going to be some serious changes in the way we spend money.
My effective APR went up to 79.92%!!!!!!
jamesaphoto 1 year ago
What's so fucking stupid about these banks the same people that made them rich are the same people they are turning their backs on. They giving people only two options- either walk away for card debt or pay it off and tell them to "suck your ass like you suck lemon" i got a little bit more to pay and as soon an I get the last payment they couldn't sell me hot water on a cold fucking day !!
harleygirltnm06 1 year ago
maybe u stop using credit cards, stick with cash
quik944 1 year ago
so your whole complaint is that no one at chase has ever heard of you?
i want my 10 minutes back.
pcal43 1 year ago
You are awesome!!! I would like to join your ARMY!!!! hehe :P
globaloiltrader 1 year ago
for those who do understand me and who's accts where forwarded to collections. you know that collection companies or banks like chase is not that mean. they offer programs for you to catch up with your finances. they can even freeze late fees and finance charges and this depends on what option they offer you.
vampie83as 2 years ago
They don't though, and play games and pretend they can't do anything, or stall for time. This is what they've been doing to my wife and I.
Walk away and declare bankruptcy.
Antiks72 1 year ago
You dumb broad, you signed the contract that lets chase do all the things they do.
beckmanb72 2 years ago
I agree with a lot of the people here. You're kinda a disgrace, and using these rate jumps as an excuse to dodge responsibility. No...they aren't right doing what they are doing...but neither are you for not being able to pay your bills. As far as the customer service rep goes...yeah...pathetic. America is a smelting pot of different races and creeds. Who are you to judge that lady? She's doing her job. And I lol'd when she hadn't heard of you.
JAukerman23 2 years ago
you are a corporate spammer or a fool
allentazwell 2 years ago
did chase or boa, force you to go and charge your card. if you were a true patriot, you would be responsible for YOUR actions. If you can't pay your balance, YOU chose Debt.
arslosar 2 years ago
@arslosar ROCK ON, good thing there are still people like u, responsible enough
bi2soul 2 years ago
No they just set traps for you to fall in. Any reason to kick up the interest rates. Just be late a minute on any payment. An once they get you stumbling they continue to feed on you. Economic Cannibalism pure and simple!!!! The Bankster Morlocks are feeding on us, are you being served?
The bank takes a risk for profit and they are not immune to down turns in the economy. Unless of course they get bailed out by our government.
billvestal 2 years ago
TheOneWriter, I'd be pretty ashamed to work for such a company and pretty much bang down people who are already having financial problems. You have to be pretty heartless just like them. Wake up.
soleilangela 2 years ago
@soleilangela I also work as customer service for this bank. If I agree or disagree with their ways, that's not of importance here.
I do agree with TheOneWriter though. That girl was just doing her job. Nicely, and professionally. I bet she's not heartless, just like I know I'm not.
And I also bet that, just like me and those with me at my job, she's just trying to work hard and earn money so that we'll never have to be in debt, credit card or loan. I'd rather spend money that I know I have.
4thStar 1 year ago
@4thStar Ya know lady, shes part of the problem.....Get another job, cause as long as shes making calls shes supporting these rip off banks....period !
primmer3 1 year ago
There is no reason to put up with being taken advantage of financially just because we feel sorry for the representative taking the call. Zero reason for that. I think she was as polite as possible given the circumstances.
angieregisteredagain 2 years ago
Chase did this to a lot of people who were WAMU customers who paid on time and never late after they took over.
ScaperSteph 2 years ago
No one has heard of you. No one knows, or cares who you are. I have worked on the other sides of those phones, and we hated people like you. People who would call angry, giving us empty threats, and were generally pissed off about things we had no power to change. I hope you feel proud of yourself, Miss Nobody, because you just ruined that girls day. Not a company, not a CEO, just a girl, lucky to have a job, even when she has to talk to assholes like you.
TheOneWriter 2 years ago
Excellent work, great video. Do not pay attention at the lame comments from all the haters. Keep doing what you are doing.
zmansporscheboxster 2 years ago
you are very disturbing...she was from this country. It is nice to know you stereotype people. You just hurt your credit by closing the Chase account. You will be paying higher rates going forward. People like you make me laugh and also piss me off because you cause credit costs to go up. get a life
osubucker5 2 years ago
awesome!!!we should just all as american's is empty out all accounts and see what happens!!!!!
dougpantherfan 2 years ago
They have all done this to me and it really sucks. I am sure Chase will be jacking my rate soon since I am going through a short sale and they are my mortgage holder. I went from 8% to 17% (ITS FOR STARTING MY BUSINESS) and the payments are so hard! Keep up the good work!!!!!
hillarygardner 2 years ago
While I'm not exactly a huge fan of Islam, I did approve Ibrahim2's video because they do make a good point about interest on debt enslaving people. Their system of finance does make sense.
Rockerchic4God 2 years ago
What are you leaving out?How many credit cards do you have?Did you make a payment late?Did you go over your limit?Did you read the fine print?Do you understand what variable means? Why don't you take some of the profit that your making on the shirts and pay down the credit card?Maybe they raised the interest rate to get you to close the card.They did have to take you since you were a WAMU customer. Take some responsibilty and pay your debts.Don't spend outside of your means.
bshays1974 2 years ago
there is no debt my friend, they don't have money to borrow so they create it out of nothing meaning when you sign that contract you created the money and gave it to them and they put terms like pay 30% interest or so and they always have 100%( if you don't pay them back) profit. If they sue you ask them to prove what money they gave you and they can't do that because they gave no money to you at all :)
dragutu 2 years ago
Had you watched any of my other videos, (and listened) you would have already known the answers to those questions. Much of the debt has already been paid down, and it's dwindling fast. I only use an American Express card now and pay off the total bal. each month. I don't use my debit card for online purchases because I don't want some hack to empty my bank account.
Rockerchic4God 2 years ago
No they raised mine since Obama passed a law saying they can't change based on score so they changed everybodys my score is close to 800
Fastgt2003 2 years ago
@bshays1974 your a dumbshit ,.. the problem isnt paying the debts, it's them now demanding more then the orginal agreement . it's like me saying to you ,.. ok you can borrow 20 dollars from me and you pay me back 25 ,.. then when you have paid 15 dollars saying i changed my mind you will pay me 30 dollars,.. compound this issue by no jobs and a devaluation of your income and ya end up with people that revolt. mistreat even the most docile person long enough they will turn into a rebel ....
shotokan1968 1 year ago
She is paying her debts. She's just refusing to be fleeced by banks that have bribed the corrupted US Congress into allowing said banks to charge interest rates ABOVE the legal limits allowed in every freaking state in the US. Normally, the use of usurious interest rates in a contract would invalidate the contract. Bshays1974 go back to grazing with the rest of the sheep, and leave the thinking to people like Roickerchic4God, who have brains and courage, and are willing to use them.
rockfishgap 1 year ago
Well done. Hopefully millions more will do the same.
40ny 2 years ago
u should read ur terms and conditions lady..just a heads up!..so u won't be surprised and keep track of ur statements wud u??...hahaha..
jezylexis 2 years ago
minerva did great! even if ann got an american rep, it won't change the issue since reps are only there to opt you out of the changes if you dont like them or explain the terms if you need them to be explained to you a bit more. its not that reps dont care, they're just doing their job. they've got bills to pay too...
kamoplads 2 years ago
Friends don't let Friends use Chase Bank.
sabaticl 2 years ago
cleaverzl is correct that customer reps do not care about customers stories they always stick to bank policies. rule of thumb is read the account agreement and promo rate agreement prior to using the cards. and sad thing is if you do not like the rate then close ur accnt and use a debit card. rmmber that creditor is the owner of your accnt and sad thing is they can change yout rate with a VALID reason that customers don't want to understand. now the question is HAVE U READ UR ACCNT AGREEMENT?
1jermaine1 2 years ago
damn...you went right for the jugular on that one. great comment indeed!
antidebtorsrevolt 2 years ago
It's no different than what health insurers do to Americans
Blue Cross jacks rates every year! This time was a 15% increase this year They've had a 165% increase in the last 8 years
No ones pay has went up 165%, except the CEO's of all these ripoff corporations
It's time to end all of this I wish we could have less government but the facts are we need tight government controls over bankscredit card companies and health insurers
Demand a Free Choice Public Option and Demand Credit Card Reform
1911arthur 2 years ago
a lot of sympathy from germany!!! END THE FED, END WALL STREET!!!
wdcsucks1 2 years ago
I think the customer service rep did a great job. Your critique of her is in poor taste. I think you just didn't like the answer.
abasej10845678 2 years ago
WRONG. She had a poor understanding of English, as an American would have at least asked a manager about a PR situation.
SXJULIE 2 years ago
sorry but u are so clueless of how this works. same procedure for any customer service rep, indian, filipino, american, etc... those changes to her terms are already set, even the manager can't do anything about it and would say the same thing. ann was in fact given the chance to keep her rates instead of just jacking it up without her knowledge just because they can.
kamoplads 2 years ago
I used to think it was safe to use a department store card, naively thinking they would never jack an APR knowing full well the consumer had recourse in boycotting the store chain. Of course, this wasn't the case.
I now will NEVER shop at Sears or Kmart ever again. With all the other store chains available, I will not miss them one damned bit.
I urge those with department store cards who have been jacked to do the same.
luvofcountry 2 years ago
21.24% is a great rate. I work for visa & our particulat Visa just went to 24.5% . I work customer service phones.The associate was excellent. She doesn't care about your story. It's do you want to opt out or keep the acct? Sorry you fell that way. Is there anything else I can do before you hang up? Thank you for calling--------.
That assoc was American. Your crazy if you think she sounded like an overseas call ctr.
Our rating system would have given the assoc a 90 score out of 100.
cleaverzl 2 years ago
21.24% is a great rate? You are brainwashed. How much are the banks paying in interest? That's a huge markup...I payed my shit off and told them to go fuck themselves a LOOOOOONG time ago. All offers sent to me I mailed back using their envelopes with No thanks written on them.
Spadadiforza 2 years ago
.. And so will I collapse your empires from which you have built up treasures on earth until that final day of the Lord Almighty. I will restore MY KINGDOM ON EARTH. Those who have been robbed will be blessed.
Metatron776 2 years ago
Chase bank are you stupid? yes they are! Here's my story. 4/9/09 i took out payment protector, i was laid off the same day. A month latter when it was clear i was not going to secure employment anytime soon i attempted to activate it, they said my unemployment occurred prior to it becoming effective. fast forward several months. i am no longer able to make the minimums. Chase has refused to address this issue.
bullpup1964 2 years ago
you are the great
sandshaker1 2 years ago
Suckers of America. The easiest way to fight Chase, Bank of America, Wachovia and the other sharks costs $20.00. It's simple. Head for your local town or city Court office. File a $5,000 summons against the Bank's nearest office location. Sue for uncontracted for credit card charges . I doubt that the Bank will send a $350 an hour lawyer to court. Even if they do, make the Bank provide a signed contract in court. They can never provide one.
Ike
irajane4 2 years ago
thats the smartest thing ive ever seen posted. i always wondered how they could impose arbitrary fees and change terms and conditions without a written agreeement.
friedcash 2 years ago
They can impose any fees or change any terms and conditions at will because the initial agreement says they can. This type of contract is unconscionable and should be illegal. But it isn't.
fubecabr 2 years ago
not too many favorable comments on this video, ann. i honestly think you posted it in poor taste. in hindsight, what could you have done differently to avoid all of this from happening. i mean, based on what i see people posting, many of us are credit card consumers and we seem to have an idea of how NOT to get ourselves into a bind. and since you never entertained the question bruthaman1971 posed to you, why not tell us now what secrets you DON'T have. i'm curious to know?
antidebtorsrevolt 2 years ago
had to wonder that other banks did not pay attention to the Bof A debacle. Normally, when something like that would happen, they would send out notices to all their employees regarding to an issue. Don't closed accounts not help the bank make money meaning closed accounts go against the idea of making more money off the purchases of a cardmember? Or do I not understand the point of credit cards.
crazyut 2 years ago
crazyut
The big credit card banks have gone into "run-off" mode. They have realized that the credit card bank business model is broken, and they are attempting to get out of the collapsing temple with the golden idol before the poison darts can hit them or the giant stone ball can chase them down and crush them.
Chase, BofA, Citibank (especially), Discover, American Express, WellsFargo, HSBC, GE, they are all suffering.
If one or more of them have pushed you under, you need my book.
DebtNavigation 2 years ago
You've got a huge ego.
And you can't read fine print.
ForFurries 2 years ago
Rockerchic looks great!! Chase Bank are you stupid? Lol
princejeff37 2 years ago
Opps, looks "comment pending apporoval" is for new posts too...
Way to go and censor and let me guess only put up post which you deem favorable...
How that Tenth Commandment treating you these days?
LIBshark 2 years ago
wow ann. you get a little publicity and suddenly every bank rep is supposed to be prepared for the fateful day that you call and speak to them. from watching all of your videos, i'm starting to think guys like bruthaman1971 and ljciiv were on to something. what aren't you telling your followers? you've gone as far as disabling the "thumbs" because on this video, most weren't in your favor. it's a shame you posted this video because now people are seeing you for the person you really are
antidebtorsrevolt 2 years ago
Ann thinks we are all BofA reps jus on here to do the thumbs down. Ha ha ha, "Does my name sound familiar to you?" "the video wen viral", "people all over America have joined my revold"... You mus think you are the greatest!
HatRatt 2 years ago
LOOK AT MY PAGE she even commented on it but has not blocked me! Everything I say is true... Fuck this glory hound of a whore! Dont worry about it bitch.. I will block you and PLEASE BLOCK ME.... PLEASE.. I won't add to your fucking views any more. Instead I am going to make videos dedicated to her and all the other fucking losers like her! If you wanna see any more of what I have to say about this bitch..come to my channel and subscribe.dont come back here tho.. fuck her,dont give her the views
LJCIIV 2 years ago
That what I said, (not in those words), but yet the samething.
A month ago she did the samething to Bank of America. Next moth it will be Wells Fargo.
Credit card scam artist.
MrSTANDFORAMERICA 2 years ago
EXACTLY.... I know I use some really harsh words and I say some evil shit.. But I am a veteran who fought for these stupid fucks and they turn around and use that freedom to commit credit fraud... I am currently working to get a bill on the floor that will make this illegal.. It would classify purposefully using credit with no intention or means of paying it back as felony theft! It is time to crack down on these people! Everytime I come back to comment she gets another view.. i hate her!
LJCIIV 2 years ago
Wow, LJ it's generous of you to allow me to rent so much space in your head...and FOR FREE, too! Hate is like acid though - it eventually destroys it's own container. You see, LJ - It's like You're drinking the poison and waiting for me to die.
GOD STILL LOVES YOU!!! Ask him to heal your heart so you can live and let live in peace. A good way to process anger is read the entire book of Psalms.
Rockerchic4God 2 years ago
You must work for the banks you pin ass
nowareman 2 years ago
I make me laugh
LJCIIV 2 years ago
maybe instead of fucking roadie's at concerts and drinking underage while popping pills and smoking pot was a bad idea.. If you would have spent the time getting an education you could have made something of yourself and had good credit, AND you wouldn't be fucking that loser camera man who can't take care of his woman! PATHETIC the both you! SEE PEOPLE... This is what happens to alcoholic whores when their rock stars get old! I am almost sad for you really! You act like you are famous.. lol!
LJCIIV 2 years ago
normally they raise it that high when you don't pay your bills. And why the hell would you put that much money on your credit card if you can't afford to pay it off?
moreSmartLessStupid 2 years ago
Pay for things with cash only, if you don't have the money, dont buy anything and you can't go into debt.
Problem solved.
Silveracity 2 years ago 2
You are right in principle, but....
Rent a car? Reserve a restaurant table? Book a plane ticket?
gamoonbat 2 years ago
Okay, how about you pay your bill in full every month?
Silveracity 2 years ago
That was how AMEX was set up. Why do you suppose that they changed?
gamoonbat 2 years ago
I'm guessing that ignorant people wanted to buy things that they didn't need and couldnt afford.
Silveracity 2 years ago
Hi Anne:
I am Ben Frasier and I was a former BofA employee and my story was feature as well. Just search my name for my videos:
"efrasier21mbf."
After watching your video, I went right down to the local Chase Bank and closed all of my accounts. I explained why and played your video on my laptop for the representative. I then showed her my video with the success I had with Bank of America.
Go Anne!
efrasier21mbf 2 years ago
I closed my BoA credit card about two weeks ago, and at the time I was told the my APR which was way high represented the interest rate in all type of usage on the card, and that the real rate for purchases was very low and its still the same. At any rate, I closed it since I am getting old in years and don't want to have so many CC around when I am gone from this Earth. It seems all banks suck!
orestesdd 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
Right on, Ann! It's time for Americans to stand up and fight back!
freedomfighterone 2 years ago
Chase sucks, yes but honestly you'll get nowhere with them.
Steveomang 2 years ago
pay ur fucking bills on time bitch
3,500 stop fucking shopping
miajailbreak 2 years ago 4
Guess who thinks she is a celebrity now.
Chase Bank couldn't care less "who" you are. LOL!
FAIL
zablodowski 2 years ago 6
I think the kids at 4chan miss you there. As far as the banks not caring who someone is, I've seen businesses and co. go down because a few ppl decided to boycott them and it seemed to work well in the protester's side. With a bank it would just require more, but none the less is the same as what I've seen happen, just on a larger scale.
MarionetteKazuko 2 years ago
I have a real good idea! Don't ever get a credit card! I paid mine off 5 years ago and will never use another. What's 24% of nothing?
Quit buying stuff you can't afford!!
MrOlcountry 2 years ago 6
Yes, the prime rates on credit cards are ridiculous. Regardless, thats why you should read the fine print and if you can't handle those rates you shouldn't have a credit card with those rates. It was your decision to not read and therefore it was your decision to suffer. Learn to read and take responsibility kids.
On another note, this woman is obviously just a douche bag seeking attention.
DougDoesIt 2 years ago 4
Nobody really knows who whacked JFK, but we do know he only lasted five months after signing Executive Order 11110 that authorized the printing of silver certificates and was a baby step away from the Federal Reserve's control of banking in this country. And once he was gone, the printing of those certificates was immediately halted. Things that make you go hmmmm....
If the system Kennedy challenged is presenting you with challenges, you need my book. Check my channel.
DebtNavigation 2 years ago
I just got the same letter that takes me from the 3% intro rate to 24%+prime - that could be as high as 30% interest! They'er is not government regulation on this - they'er sucking us dry!
LeoShodan2005 2 years ago 5
This is a great start as long as "the leader" continues in the right path: there's seemingly a detour in the desires for "celebrity". For more, please go to The koH Resources Blog.
braudis2 2 years ago
Chase Bank DID NOT pay back the bail out money. They only paid back 10 million of the 56.6 billion they received. They are flat out lying when they say they have paid it back!
juliekay1969 2 years ago 6
Ann~You MUST demand to speak to someone in the United States. These call centers in India do not have the ability to do anything but answere the phone. They WILL TRANSFER you EVERYTIME you ask! This will force them to use AMERICAN CALL CENTERS! EVERYONE PLEASE TRY THIS-IT WORKS!
juliekay1969 2 years ago 6
Wow, I didn't know that! Thanx Julie. Certainly doesn't hurt to try!
Rockerchic4God 2 years ago
I was afraid this would happen.
Since Ann has become a "celebrity" the Revolt is more about her and she has forgotten her supporters. " Chase are you STUPID,apparently they don't know or don't care WHO I AM, seems self-serving and egotistical .I hate to see this movement being parlayed into a Reality Show STARRING Ann ( of course ). We have lost our leader. Is there anyone out there who will pick up the mantle WITHOUT an egocentric agenda. and move this forward
MorrisTheUfoCat 2 years ago 4
MorrisTheUfoCat
Leaders are inevitably flawed. I don't care if you're talking David & Solomon, Hamilton & Jefferson, Lincoln and Kennedy. You just don't get perfection.
What to do? Run with what you have unless and until something WAY better comes along ('cause you don't just dump leaders either--consistency counts for something).
So you're just a little alienated ... you're not out a leader. This is a learning experience for her. But the banks really need the hard learning experience.
DebtNavigation 2 years ago
Thanks DebtNavigation. Personal "flaws" are one thing but "fatal flaws" should be considered in a far more serious category. I just hate to see this movement hijacked because of egocentric problems.You have to admit,by the time she is done regaling about how self-important she is, it isn't about the movement, it's about her. And how would we know if someone WAY better( as you said ) isn't out there and willing. Trust me, this is turning into an "Ann" thing. Do you have a book sales arrangement?
MorrisTheUfoCat 2 years ago 2
Comment removed
mhudson78660 2 years ago
mhudson78660
You're right. She's absolutely typical of millions who have been or are about to be ratejacked by the credit card banks in a desperate effort on their part to shore up a broken business model.
So the question is does she sit still for it?
Read economist Marshall Auerback's article on newdeal20 org Aug 11 09. You're seeing exactly what he predicted.
If this is happening to you and you just can't manage the payments anymore, you need my book. It has vital information & help.
DebtNavigation 2 years ago
thank you for all your help..
StarDeShine 2 years ago
Thanks for fighting usury corporations. We are being robbed and we have had enough!
SamiSaysNo 2 years ago
BIG DEAL, you closed your account, that's your right!
Waste of time posting on YouTube.
konabali 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
I am desperate. I hope that your book will be a help, sir.
gamoonbat 2 years ago
Was that even a human being on the phone???
seekauwillfinda 2 years ago
And yu are all looking like idiots on the internet.
HatRatt 2 years ago
You're an idiot, lady. Next time read the fine print when you apply for a credit card. 9 times out of 10 your rate after the introductory period is going to be Prime + 13.99%. And guess what? Prime changes almost every day. You're not getting screwed, you just don't know how to read.
Akunekosama 2 years ago 4
OMG I've been reading these comments and I'm so surprised at how stupid people are. Did you know that Chase GAVE BACK the bailout they were given? Did you know that Chase has at least 4 call centers in the state of Texas, not to mention ones in Ohio, New York, and yes they do outsource, to the Philippines, not India? Banks get assholes and bitches JUST LIKE YOU calling everyday because they spent money they didn't have, got charged fees for it, and want to blame the bank.
Akunekosama 2 years ago 5
You, Akunekosama, are a fucking pig.
Why don't you go somewhere where people will admire you for being so superior? Instead, you flame a woman whom is trying to exercise a small degree of power over a HUGE corporation?
Who is an idiot? Prove to me that it isn't you.
porkythepig007 2 years ago
Well it obviously isn't me, I mean I can read. And she isn't trying to get power, she's trying to get out of paying her bills. $3500 in debt on one card alone and she doesn't want to pay interest that she was told was going to go up after a year. That's just ignorance.
Akunekosama 2 years ago 4
$30 Billion Dollar Bear Stears Loan ( FED Loan)
+
$25 Billion TARP loan
+
$4.22 Billion Maiden Lane (FED Loan)
= $59.22 Billion Dollars in loans.
JPMorgan Chase has only return $25 billion to the US government.
Owes $34.22 billion (PRINTED MONEY) AKA TAX to the FED!!!!!
YOUR THE DUMB ASS MORON.
TheLiberalssuckdick 2 years ago
I think you are mistaken. Try reading from a real news source instead of Fox News. Chase doesn't and never needed any of those loans to stay in business, which is why they gave it back.
Akunekosama 2 years ago
Let's Audit The FEDERAL RESERVE and get to the bottom of JP Morgans $91-126 trillion dollar derivatives. The most by any other by bank.
JP Morgan is sitting of fucking high risk all over.
TheLiberalssuckdick 2 years ago
TheLiberalssuck....
JPMorganChase is politically bulletproof. That's right--nobody's going to touch them despite the extreme toxicity of the WaMu portfolio they claim to have suffered no ill effects from. You see, Jamie Dimon is BFF with Barack Obama. Which leads to hagiographies of Dimon in Newsweek, etc. Nobody is going to question that emporer's threads, even if they aren't there.
For mere mortals who are their victims, my book offers important information and real, legitimate help.
DebtNavigation 2 years ago
Debt is the biggest PONZI scheme going. if all of you well conditioned slaves would wake and not pay any credit card, it would collapse tomorrow. Get a debit card, the Mafia called the Bank is a complete joke, and the joke is on the Sheeple who continue to go along with the PONZI scam. Ask your self who did your Gov't bailout first and only...BANKS and WALL ST.. Ask yourself when is the last time the middle class got a pay raise...ahh 30 years ago maybe..elitists pay up 300% wake up retatrds!!!
masterplan8 2 years ago
Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.
Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.
DebtNavigation 2 years ago
Dude...
You keep copying and pasting the same shit over and over again trying to keep it on the first page I guess.
Yes we get it you are selling a book; she's selling t-shirts. You want to make money off other peoples mistakes.
.
This is total SPAM, anyone reading this if you thumb it down, please click on the spam button as well ....
ShutUpH00ker 2 years ago 7
ShutUpH00ker
I'm not sure why you're still on this comment thread. I know why I am. I want to help the people who are most at risk right now in this horrific economy. I have given away more copies of my book to people who are in dire straits than you might imagine, though I prefer to sell them and get paid for what I am providing (which is NOT any of that insanity that you frequently see).
It's not SPAM because it's relevant to the discussion and Ann approves of it. I stop further mistakes.
DebtNavigation 2 years ago
If you didn't copy and paste every few hours trying to keep it on the front page I and others might believe you...
ShutUpH00ker 2 years ago
Look at some of my articles on articlesbase, ezines, etc. if you have a question whether I know what I'm talking about.
Or if you want, I'll even send you a copy of the book. You'll find a few things in there to disagree with I'm sure, but it isn't an artful dodger's magic treasure map to the land of don't pay anything.
What it IS though is a guide to their dirty tricks and your secret weapons, along with key information about how the system works.
Including a giant surprise debt 4 every1
DebtNavigation 2 years ago
DebtNavigation if you want to help anyone with a credit card(s). Get them to cut them up. Pay what theowe on them and then tell them never use a credit card ever again. They don't know how to use them.
if you or they can't charge on a card and pay the whole bill by then end of the month plus that months interest. They don't need a credit card.
Rockerchic4God signed an agreement then after useing her card wants to back out without paying what she agreed to.
Plan and simple.
MrSTANDFORAMERICA 2 years ago
For the people who really need my book it doesn't matter anymore whether they cut up their cards or not--they don't work anymore anyway.
Whether their problems came from using the cards improperly, or because of crushing medical bills, or because of job loss or liability from some other source, they're hurting and they need help.
Sure, there are people out there who just need to cut up their cards because of their profligacy. For them there is a nice long Chapter 13 plan or credit counseling.
DebtNavigation 2 years ago
Here is an idea for you, stop borrowing money and pay off all your debts.
Silveracity 2 years ago 6
CIT Group goes Ch 11 in the next couple of days and with Advanta gone and SBA loans slashed roughly in half that leaves small businesses largely operating on their owners' personal credit cards.
Not that everyone owns a small business, but it's interesting that the ratejacking frenzy coincides with the severe contraction of other credit sources.
A lot of good people are going to get pushed under. For those who need to know what they face next and what to do about it, Ann endorses my eBook.
DebtNavigation 2 years ago
Here's another approach - Why not pay the debt off and THEN change companies. They don't get any more exorbitant interest at your expense, and you can sleep knowing you didn't rip someone off.
knappw 2 years ago 4
heres a hint. Dont spend money you dont have.
opfreak2 2 years ago 5
opfreak2 there you go. Now I'm starting to see Rockerchic4God as a credit card scam artist. Get a credit card max it out and refusing to pay for it. it's not like she didn't learn from the first one, but went out and got another one. And doing the samething. all credit cards are based on useing it and paying the whole balance at the end of the month. Not pay on a CD player they bough 2 years ago.
It's dingbats like her that causing most of the banking problems.
MrSTANDFORAMERICA 2 years ago 5
Ann is a big time scam artist, and the truth is slowly coming out in all her vids & Interviews
One minute she's a 'good customer' the next she admits to actually missing payments and we see the huge debt load she's carrying on these two cards alone; and who knows how many cards she actually has and how much her true debt is.
Ann is the type of person that if you co-signed a loan for she would have defaulted and left you holding the bag and responsible types like us will have to pay for her sins
ShutUpH00ker 2 years ago 8
Ann's biggest wish is probably the collapse of the banks she does business with, I'm sure she thinks that her debt would somehow be magically erased...
She's no better than a looter during a blackout/hurricane...
Now, some types who make money from people will claim this an "ad-hominem" on Ann, but she's the one who put certain parts of her life in for all to see & I can guarantee if Ann APR was the same or even lower than normal she would no be here flapping her gums, thats her selfishness.
ShutUpH00ker 2 years ago 8
you are dumb.
opfreak2 2 years ago 2
You should have quit while you were ahead Ms. Minch. I almost cared about your situation. But now, I see that you are just milking it. It's typical of banks to re-evaluate your credit, if you have any problem whatsoever. I don't like it, and you may not like it. But that's what they've been doing for years. The trick is to KNOW this, and not overuse your cards.
I've seen mention of Ron Paul in the posts of others. I hope you don't link yourself with Ron Paul, he advocates RESPONSIBLE spending
Thundercloud5000 2 years ago 3
I copied myself from her first vid:
Yes, I can do better and have in life
I don't use credit cards as INCOME as Ann has [irregardless of how bad times have gotten: unemployment, medical bills etc]
I don't stay in a constant cycle of debt, especially by buying frivolous shit.
I pay off my cards off each month, and only make purchases during the month that I would cover in cash.
In so many ways I'm superior to this deadbeat, i'm younger than her by over a decade and already own my own....
ShutUpH00ker 2 years ago 4
home
ShutUpH00ker 2 years ago 2