Your goal should be a score of ZERO! Dave Ramsey said this on his show. I went from 829 to 0. Yes, you DO want to close out "unused accounts" Remember, your goal is ZERO. Aiming for a high score is resigning yourself to a lifetime of BEING IN DEBT. Think about it. Why would you want to raise it? So, you can borrow $, so later you can borrow $, so later you can borrow $? And, yes you CAN get a loan with a score of ZERO. You just don't want to be between 0 & 620ish. Stop being brainwshd
I feel like an old man watching this kinda stuff, but hell I gotta get build my credit being a college student about to enter the world soon. thanks money talks
Your goal should be a score of ZERO! Dave Ramsey said this on his show. I went from 829 to 0. Yes, you DO want to close out "unused accounts" Remember, your goal is ZERO. Aiming for a high score is resigning yourself to a lifetime of BEING IN DEBT. Think about it. Why would you want to raise it? So, you can borrow $, so later you can borrow $, so later you can borrow $? And, yes you CAN get a loan with a score of ZERO. You just don't want to be between 0 & 620ish. Stop being brainwshd
waiting4guffman 4 months ago
I feel like an old man watching this kinda stuff, but hell I gotta get build my credit being a college student about to enter the world soon. thanks money talks
alessancastel13 1 year ago
@alessancastel13 Don't worry, I'm in college too! It's never too early to start working on your credit.
lovelyweapon 1 year ago