Wish I were an Attorney, perhaps I would not be in this 'boat' or if I were, I would have the 'know how' to be able to take them to Court (as we all should) as most have done nothing wrong, it seems we are simply victims of circumstance.
Here's a thought. If NOBODY uses a CREDIT CARD this Christmas, only cash and NOT ONE SINGLE AMERICAN used a credit card this holiday season, the credit card companies will be hurting for certain! I'm not saying don't get your family gits this year, Im saying don't use plastic. Come on, if you have to use plastic then you really can't afford it anyway. Its something viable to consider and too bad people cant start a plan to do just that this year. They wont but they should. Its called boycotting.
Now this also sounds like a VERY good idea! It would indeed hut them, no doubt about that. Thank you!
As far as me, have not used ANY of mine since July-August when all the APR letters of increase came.
I keep paying them & will as long as I can in hoping ONE day I get them paid off besides paying off is the right thing to do, although what the BANKS are doing is NOT right.
One day (if I live long enough) I may need a Car or a major home repair so I am hanging in the best I can.
I would'nt hold my breath on this one... There is a better chance of Obama dressing like Santa for christmas rather tan no one using cards this holiday season. In the USA?, you might as well boycott breathing
Oh I agree Hooker! People WILL use them. I like your analogy though, something made me laugh :-)
I will NOT be using mine though. Like a Non-Active Alcoholic, I swore off my a few months back and thus far have held steadfast with my convictions and not 'used' since, almost 90 days 'sobriety' lol
One Day At A Time rofl
It's damn tempting to MAX them all though and just say screw it all as if/when they ALL default I wont be able to pay anyway.
Peace and have a nice one, and stop back anytime~
You volunteered for your position of slavery to the bank by getting that card - the number of which you ether have written on your forhead (memorized) or burned into you hand (the plastic card you hold is heat molded). THE CREDIT IS THE THIEF IN THE NIGHT. I suggest you continue to pay. Don't stop paying or praying.
all you people with that buy now pay later have put the economy in this position u fools feel right into the trap. its people like u who will fall for the mark of the anti-christ. please stop being so easy....
Perhaps if 'all you people' were not starving in the streets in the United States Of America we would not have to 'buy now pay later'
Yet even on that note, there is no legitimate reason for the Credit Card companies to change the 'deal' in the middle of the game, if we did that, it very likely would be called fraud, bankruptcy, or downright theft.
Hell, lest we not forget about Loan Sharking a crime they are pulling on us, that's a good one!
If your home is nearly paid for, find a local bank that will give you a loan for the money you need to pay off the CC. You might not get prime rate (5%) but even as high as 8% is better than what you'll pay in interest over time on the car and CC.
Have you considered goin bankrupt? Home and vehicles are generaly not part of the settlement. Medical bankrupcys are the number one cause for filings and most jurisdictions on very lenient on medical caused bankrupcys... u get the both of best worlds... free of debt and in your own way.. you get to screw em all
department stores credit cards have always been in the low 20%'s after promo rates are over....so what exactly did the banks do to you? did you read your terms and agreements? I do not see how the banks screwed you over? I think you are making it up. Attorney said they would go after your home--that is a lie. they can not go after your home. You never came out and said what they did to you. Find something else to do than make videos about nothing. get a book and learn about how credit works
Great Video! I heard you mention store cards. We call Store Credit Cards "Sub-Prime Cards", because the rates usually skyrocket after the promotional period and will only go up. You are doing the right thing by paying your bills :)
Have you considered a Balance Transfer to lower rate cards? How about shopping around for better rates? Engage your Creditors and potential ones for a better deal. Please keep us updated?
Would LOVE to do that. You see though I was not being taken advantage of by the Banks when I USED the Credit Cards.
Are you OR ANYONE willing to make me a $10,000 loan to pay them off at a 5% fixed APR? If so let me know and I will cut up my cards, and NEVER use them again. As well as pay you back.
How about this: Pretend you borrowed the $10G at 5% and make the payments to your own bank account at $188.71 per month for 5 years. Then take out the $10G you already have and you still have the $1322.60 you paid yourself in interest instead of paying it to the bank PLUS interest you earned on the account! ($1200 @2%) about $2500. If it's for a car, keep paying yourself as if you owe for it, in another 5 years you'll have a car to trade in plus over $15,000.
Sounds VERY real and workable; yet the reason I need the loan in the 1st place is that I will not be able to pay the CC Companies and the $188 suggested too.
It would take the 10G loan with a fixed APR so I could GET SHED of the C Cards for good!
What I want to do, pay off the CC Debt I owe and NEVER use the Cards again.
I have not defaulted on anything, yet the Banks have failed me by using these unscrupulous tactics.
If only I had the CC Bill $ AND the extra $188 BUT I do not have BOTH.
I wouldn't suggest you default, but I can tell you from personal experience that it feels great not to care what my credit rating is. It is my intention to never owe anyone ever again, to never borrow another dime. I'm not rich either, and my vehicle is 12 years old with 250K miles. But when I was threatened with credit damage over a bogus bill from Sprint from 10 years ago I laughed. I said go ahead, I don't care. And I honestly didn't.
No cannot work can hardly walk, blew 2 discs lat year and have been 'down physically' an entire year next week :-(
This World is getting crazy & I am freaking, don't know what I am gonna do.
My car (owe another yr on) is a 02 and I cant even drive it myself since the back injury (5 speed)
I can 'feel' your freedom from debt and I bet it feels great for you :-) may I someday feel what you do! And should I, NEVER will I get in the shape I am in now!
* Main Entry: czar * Variant(s): also tsar or tzar ˈzär, ˈ(t)sär * Function: noun * Etymology: New Latin czar, from Russian tsar', from Old Russian tsĭsarĭ, from Gothic kaisar, from Greek or Latin; Greek, from Latin Caesar more at caesar * Date: 1555
1 : emperor; specifically : the ruler of Russia until the 1917 revolution (hence REVOLT)
2 : one having great power or authority a banking czar
I have conversed with the moon & stars, they have forewarned me of the unrest within the world, they say many things shall come to pass and not all good as there will be wars on our streets. I am uneasy, for I trust the messages of the moon & stars.
Dear Surviving I think you are right and I am afraid. It is a crime to control the masses via fear, I am almost 60 yrs old and this is one of the most fearful times I have ever been in!
I am getting ready, I know it will get WAY worse. I saw a 'sign' as in a 'vision' and it has a message, it said...
Fight the credit companies for Raising the Credit Card Interest Rates and Drastically reducing our lines of Credit.
TAKE THE BASTARDS TO COURTS!!!
Pookatube 2 years ago
Wish I were an Attorney, perhaps I would not be in this 'boat' or if I were, I would have the 'know how' to be able to take them to Court (as we all should) as most have done nothing wrong, it seems we are simply victims of circumstance.
Thanks for commenting.
Peace~
DebtorsRevolt 2 years ago
My fear of revolting would be screwing up my credit. Luckily, my cards that went sky high with the rates had a 0 balance anyway.
sassygalady 2 years ago
Weird thing is as of late I have been getting Pre-Approved Offers. I have accepted a couple 'just to see' what would happen.
Two turn downs, one Credit Line Increase on an existing account approved, and one Gas Card approved.
Wonder what's up?
Your fears are the same as mine but with what I described above to you, I don't know what/if any criteria even matters, too weird for certain.
GREAT that you had zero balances when the APRS skyrocketed :-)
Thanks for sharing!
Peace~
The Bear
DebtorsRevolt 2 years ago
Here's a thought. If NOBODY uses a CREDIT CARD this Christmas, only cash and NOT ONE SINGLE AMERICAN used a credit card this holiday season, the credit card companies will be hurting for certain! I'm not saying don't get your family gits this year, Im saying don't use plastic. Come on, if you have to use plastic then you really can't afford it anyway. Its something viable to consider and too bad people cant start a plan to do just that this year. They wont but they should. Its called boycotting.
kysmik 2 years ago 5
Now this also sounds like a VERY good idea! It would indeed hut them, no doubt about that. Thank you!
As far as me, have not used ANY of mine since July-August when all the APR letters of increase came.
I keep paying them & will as long as I can in hoping ONE day I get them paid off besides paying off is the right thing to do, although what the BANKS are doing is NOT right.
One day (if I live long enough) I may need a Car or a major home repair so I am hanging in the best I can.
Peace~
Bear
DebtorsRevolt 2 years ago
I would'nt hold my breath on this one... There is a better chance of Obama dressing like Santa for christmas rather tan no one using cards this holiday season. In the USA?, you might as well boycott breathing
ShutUpH00ker 2 years ago
Oh I agree Hooker! People WILL use them. I like your analogy though, something made me laugh :-)
I will NOT be using mine though. Like a Non-Active Alcoholic, I swore off my a few months back and thus far have held steadfast with my convictions and not 'used' since, almost 90 days 'sobriety' lol
One Day At A Time rofl
It's damn tempting to MAX them all though and just say screw it all as if/when they ALL default I wont be able to pay anyway.
Peace and have a nice one, and stop back anytime~
DebtorsRevolt 2 years ago
You volunteered for your position of slavery to the bank by getting that card - the number of which you ether have written on your forhead (memorized) or burned into you hand (the plastic card you hold is heat molded). THE CREDIT IS THE THIEF IN THE NIGHT. I suggest you continue to pay. Don't stop paying or praying.
HatRatt 2 years ago
I'm paying as long as I can. When it actually comes to being homeless, without medication, food etc then I say NO and take my chances.
Thanks for commenting, every persons thoughts and words become possible actions.
DebtorsRevolt 2 years ago
TO: JPTampaFlorida commented on Re: DEBTORS REVOLT BEGINS NOW! (11 hours ago)
"Do you have any relevent comments?"
My Response~
Apparently YOU have no relevant COMMENTS either? I see YOU removed your mean spirited one to me. Shame, shame!
DebtorsRevolt 2 years ago
all you people with that buy now pay later have put the economy in this position u fools feel right into the trap. its people like u who will fall for the mark of the anti-christ. please stop being so easy....
Kwarner4u 2 years ago
Perhaps if 'all you people' were not starving in the streets in the United States Of America we would not have to 'buy now pay later'
Yet even on that note, there is no legitimate reason for the Credit Card companies to change the 'deal' in the middle of the game, if we did that, it very likely would be called fraud, bankruptcy, or downright theft.
Hell, lest we not forget about Loan Sharking a crime they are pulling on us, that's a good one!
Now what was that about the anti christ & easy?
DebtorsRevolt 2 years ago
Comment removed
JPTampaFlorida 2 years ago
If your home is nearly paid for, find a local bank that will give you a loan for the money you need to pay off the CC. You might not get prime rate (5%) but even as high as 8% is better than what you'll pay in interest over time on the car and CC.
Boomer1949 2 years ago
Have you considered goin bankrupt? Home and vehicles are generaly not part of the settlement. Medical bankrupcys are the number one cause for filings and most jurisdictions on very lenient on medical caused bankrupcys... u get the both of best worlds... free of debt and in your own way.. you get to screw em all
rowdy916 2 years ago
department stores credit cards have always been in the low 20%'s after promo rates are over....so what exactly did the banks do to you? did you read your terms and agreements? I do not see how the banks screwed you over? I think you are making it up. Attorney said they would go after your home--that is a lie. they can not go after your home. You never came out and said what they did to you. Find something else to do than make videos about nothing. get a book and learn about how credit works
osubucker5 2 years ago
I think you are made up really. Don't question someone in such a manner. Why on earth would a person make something so troublesome up!
I will not lower myself to respond further to your ignorance.
DebtorsRevolt 2 years ago
Great Video! I heard you mention store cards. We call Store Credit Cards "Sub-Prime Cards", because the rates usually skyrocket after the promotional period and will only go up. You are doing the right thing by paying your bills :)
Have you considered a Balance Transfer to lower rate cards? How about shopping around for better rates? Engage your Creditors and potential ones for a better deal. Please keep us updated?
TheWarOnDebt 2 years ago
Still doing my best to keep paying.
Trying to find a wealthy good Samaritan (s) who would loan me $10,000 at a FIXED 5% APR so I could pay the real Loan Sharks off!
Good luck huh, well I need it.
No I cannot do a balance transfer, I have several CC's and owe less than $2,000 (most less) on all that I do have.
I am not a wealthy person, but at this point I am not yet ' spiritually broken' wounded yes.
No wealth=no low APR loans/transfers.
Thanks for responding, will keep you posted.
DebtorsRevolt 2 years ago
If you really want to stick it to the crooked bankers, cut up your cards and pay cash.
wrjamescom 2 years ago
Would LOVE to do that. You see though I was not being taken advantage of by the Banks when I USED the Credit Cards.
Are you OR ANYONE willing to make me a $10,000 loan to pay them off at a 5% fixed APR? If so let me know and I will cut up my cards, and NEVER use them again. As well as pay you back.
Let me know, any takers?
DebtorsRevolt 2 years ago
How about this: Pretend you borrowed the $10G at 5% and make the payments to your own bank account at $188.71 per month for 5 years. Then take out the $10G you already have and you still have the $1322.60 you paid yourself in interest instead of paying it to the bank PLUS interest you earned on the account! ($1200 @2%) about $2500. If it's for a car, keep paying yourself as if you owe for it, in another 5 years you'll have a car to trade in plus over $15,000.
wrjamescom 2 years ago
Sounds VERY real and workable; yet the reason I need the loan in the 1st place is that I will not be able to pay the CC Companies and the $188 suggested too.
It would take the 10G loan with a fixed APR so I could GET SHED of the C Cards for good!
What I want to do, pay off the CC Debt I owe and NEVER use the Cards again.
I have not defaulted on anything, yet the Banks have failed me by using these unscrupulous tactics.
If only I had the CC Bill $ AND the extra $188 BUT I do not have BOTH.
DebtorsRevolt 2 years ago
Can you work a second job for a few years?
I wouldn't suggest you default, but I can tell you from personal experience that it feels great not to care what my credit rating is. It is my intention to never owe anyone ever again, to never borrow another dime. I'm not rich either, and my vehicle is 12 years old with 250K miles. But when I was threatened with credit damage over a bogus bill from Sprint from 10 years ago I laughed. I said go ahead, I don't care. And I honestly didn't.
wrjamescom 2 years ago
No cannot work can hardly walk, blew 2 discs lat year and have been 'down physically' an entire year next week :-(
This World is getting crazy & I am freaking, don't know what I am gonna do.
My car (owe another yr on) is a 02 and I cant even drive it myself since the back injury (5 speed)
I can 'feel' your freedom from debt and I bet it feels great for you :-) may I someday feel what you do! And should I, NEVER will I get in the shape I am in now!
Will relish the day I can say I'm DEBT FREE!
DebtorsRevolt 2 years ago
Nothing I have used is stolen. You are now blocked, further harassment will be reported to You Tube.
DebtorsRevolt 2 years ago
FROM merriam-webster. com
* Main Entry: czar * Variant(s): also tsar or tzar ˈzär, ˈ(t)sär * Function: noun * Etymology: New Latin czar, from Russian tsar', from Old Russian tsĭsarĭ, from Gothic kaisar, from Greek or Latin; Greek, from Latin Caesar more at caesar * Date: 1555
1 : emperor; specifically : the ruler of Russia until the 1917 revolution (hence REVOLT)
2 : one having great power or authority a banking czar
czar·dom ˈzär-dəm, ˈ(t)sär-noun
DebtorsRevolt 2 years ago
A lot of Credit Card Nazis out there.
MoneywithTed 2 years ago
Czars has nothing to do with your bank account.. !!!...please don't evoke politics unless you want to talk about them...
jplztmtu08 2 years ago
I subscribed to you, hope you will to me as well and I also posted another Video. Thanks for the response~
DebtorsRevolt 2 years ago
I have conversed with the moon & stars, they have forewarned me of the unrest within the world, they say many things shall come to pass and not all good as there will be wars on our streets. I am uneasy, for I trust the messages of the moon & stars.
DebtorsRevolt 2 years ago
Dear Surviving I think you are right and I am afraid. It is a crime to control the masses via fear, I am almost 60 yrs old and this is one of the most fearful times I have ever been in!
I am getting ready, I know it will get WAY worse. I saw a 'sign' as in a 'vision' and it has a message, it said...
DebtorsRevolt 2 years ago