How To Lower Your Interest Rates On Your Credit Cards

[DealDataBank]

for the people who try this method and fail u can email me at dialaprohq@Gm@!L.com

i do this for a living and i can get u a 10% or better guarenteed

[ThirdProverb]

I just tried this with 1 cc company and they refused even when I threatened close account.WHAT DO I DO NOW ? the rate is 18.99 and they said there is no lower rate available. such bs

[ThirdProverb]

THEY CALLED MY BLUFF and asked do you want to close account ?

[youracharacter]

@ThirdProverb do you have good payment history? if they don't lower it, keep calling! call every month. i got mine lowered from 20.99 to 16.99%. i don't exactly say i want to close account, i basically tell them i can no longer make the payment cause the interest is killing me. MAKE THEM HELP YOU. they even gave me 100 refund to help. then finally 3rd month afer that they dropped it to 11.99 for 6 months.

[ThirdProverb]

@youracharacter yes I do have good payment history. perhaps I will try your approach. thanks for your input

[abridgewater101]

Im gonna try the information I get from this video :) I think it will help me a lot :D Also watch my videos please !!

[ThirdProverb]

@abridgewater101 how did you do with the advice given here ?

[luckyvet]

Excellent Advice - CC companies are always willing to lower rates, waive transfer fees, and even lower special offer interrest rates if you just ask.

Thanks for posting.

[GREGORYxHOWARD]

this really worked for me!!!

my rate went from 9.99% to 4.99%

THANK YOU SO MUCH!!!

[Velcroisaripoff]

Excellent!!! I just used this and got my rate down from 11.9 to 5.99. I had no luck with the customer service rep so I asked for the retention department. They help me and were world class!!! Thanks!!!

[ilililhy]

America use to be about keeping up with the jones ,now no one wants to be the jones .work on getting out of debt even if you lose everything ,at least you`ll have peace of mind.wow thats worth more than a million dollors

[RubberDuckyToy]

What if they don't transfer you to retention dept and say: OK, you are going to close your account, we are going to close your account and then they really close you account. You end up losing your credit card that you don't really want to close.

[Velcroisaripoff]

If you get to that point then tell them that you will be considering taking out a loan or placing this debt on another card that is a lower interest rate and you will call them back in the next couple of days.

Also ask them if they have any specials as that might do.

Remember stay in control of the conversation, you are the customer :]

[LocoPCtheoneandonly]

I kite the credit cards companies by using their offered low (0.9 %) introductory interest rates...

How?... withdrawn from Bank 'A' line of credit, paid off thru Bank 'B' issued credit cards...

What did I do with the withdraen amount?... invested it at Bank 'C' at 4.1 per cent

Hope its not to late for some of you people to take advantage of this (my two cents worth)

[wwe107]

Thank you.

[sarahskiss23]

It is incredibly wonderful of you to share information with everyone else FOR FREE. Thanks alot. I will try this strategy tonight!

[dafergman]

Thank you. Extremely useful!