That's kinda funny cuz In order to see your credit report on the website it asks YOU for your card info and your social, mothers maiden name OR pin number(that you create yourself), and all that jazz...you're a fucking idiot
well ive been w/ fcr.com for 2yrs and theyve been nothin but good to me. There is a 7 day FREE TRIAL that u sign up for, and you get EXPERIANS CREDIT REPORT for free, hence the name "free credit report.com", they have no affiliation w/ the other two bureaus thats why you get charged more for their reports.. Oh and you do HAVE TO put in credit card info or u cant even begin the memb.
@lipglossbpoppin21 did you know that the begin charges on the sixth day instead of the 7th............................ good luck when you decide you want to cancel.
I love how every comment that says you all should be responsible for your actions is marked as spam @creditreportscam you have entirely too much time on your hands
Thank You for making this video. I wish I had seen it sooner. I got ripped off too. They got 4 months out of me one time and about 6 months another time. Yes, I got duped twice. Beware. It's a scam and most banks will get you a report from all three for a dollar.
@seemonroes whenever u request a copy of your report from your bank? u know what faggot? IT WILL BE A HARD INQUIRY BECAUSE IT WILL BE PULLED UP FROM EXPERIAN AS WELL, and hard inquiry will stay on your report up to 2 years, so come on request as many as you can, and messed up your credit....LOL
@nazhh13 Requesting your own credit report NEVER affects your credit score. By law, you have the right to request a free credit report any time a creditor makes an adverse decision against you (from the bureau on whose info the creditor relied.) You also have a right to receive a free credit report from EACH of the three reporting bureaus - Experian, Equifax, and Transunion - once a year. These reports do not need to be ordered at the same time; you can order one every 4 months.
You are ignorant for typing your credit card info before reading terms and conditions, , I've been a customer with them for years and I saw plain as day that it was a 7 day free trial and after 7 days you will be charged for the membership. So really it's your own fault for not. I work at the state department and deal with people's Social security numbers everyday. I can assure you sir that you cannot look up people's credi card info with that..Learn your facts before you rant like a moron.
@piraterice DO YOU WORK FOR FREECREDITREPORT? I SEE YOU'VE BEEN POSTED ON A FEW VIDEOS ABOUT THE SCAM..DEFENDING THE SCAMMERS! I WILL INCLUDE YOU IN MY SUIT!
Any court system is going laugh in your face. There were terms and conditoons that you agreed to. If you read below, you will see that I don't work for the credit agency. Although, I would like to, if it gave me a cahnce to talk to people like yourself LOL God I could have some fun HAHA
Any court system is going laugh in your face. There were terms and conditoons that you agreed to. If you read below, you will see that I don't work for the credit agency. Although, I would like to, if it gave me a chance to talk to people like yourself LOL God I could have some fun HAHA
@piraterice - You are absolutely correct. People should read the terms of any offer before supplying their credit card number. And of course this guy gave them his credit card info.
What happens is people want to buy a car or a house, or get a loan, or whatever comes up in life....they haven't checked their credit reports in years, and they need them RIGHT NOW. They are at home on their computer (as opposed to out shopping in a "consumer" frame of mind) and are driven by their singular purpose ("to get my free report so i can get divorced" etc) and then they don't PAY ATTENTION to what they're doing or even READ THE BOLD PRINT...credit cards are what make all this possible
@deliciousmorton Look, you have got to be dumb as a brick to enter all your personal information (including SSN and DOB) AND your credit card info into a website without reading the daggone words on the website. People have a hard time admitting when they have done something dumb, I totally understand that. But at some point you have to take responsibility for your own actions. Calling yourself to "victim" to avoid admitting your own daftness is a serious personal character issue.
@deliciousmorton Look, you have got to be dumb as a brick to enter all your personal information (including SSN and DOB) AND your credit card info into a website without reading the daggone words on the website. People have a hard time admitting when they have done something dumb, I totally understand that. But at some point you have to take responsibility for your own actions. Calling yourself to "victim" to avoid admitting your own daftness is a serious personal character issue.
@jarheaded1976 People who are in the market for a mortgage loan should have their lender check their FICO score, which differs from Experian, Equifax or Transunion. Underwriters make lending decisions based on the applicant's FICO score, not something they get from freecreditreport.
The scam here is actually CREDIT CARDS, not the website. People put their credit card numbers on all kinds of things and then forget about it.....six months later they see the charges and think someone stole their credit card information. After all these years people should be used to the FACT that the internet is a STORE FRONT. Everything from software to web content, tobacco and every kind of service you can imagine are ALL marketed to consumers primarily on a TRIAL basis (try then buy)
The problem with you people is that you don't actually read those information on the website OR maybe you just don't know how to read. too bad. and you put all the blame to the representative. wtf~!
wow you are a smart one 1st u cant get a credit report w out giving your ssn thats what your credit is matched too and casper didnt enter that cc # for u YOU did... it is a FREE trial and if you cancel in the 7 day guess what noooo charges and its FREE how about that.... soo the ppl mad about charges get over it its not a scam you can sayy it is all day but open y0ur dam eyes and READ!!! i love FREEcreditreport,com
just to clarify what this fat man says...The FREE is a term used the website for you to get the report and score for FREE which is TRUE, what this fat man dont know that the website ,clearly stated that enrollment applies in getting the report...which the website informed potential customers, take note it is not a fine print its a statement which you two naked eyes can read... also they ask for credit card, are you crazy not to think twice...
so you're saying, Experian, the largest bureau out of the three would take its time to scam people?? it clearly says there is a 7 day trial, Experian actually gives you an additonal 2 days to call and cancel before they bill you. it says it when you click accept. it is YOUR FAULT for not reading.
I just use a Green Dot Pre Paid Credit Card. Takes care of anyone over drafting your account. Plus it's funny when they email you to "Update" the Billing info. Fuck you scammers.
YouTube is clearly in on it. You can't even spell the name of the other site (the real one that they were court ruled provide people) without your comment being removed. Hell you can't even post the comment if you have the other site's name even partially spelled.
They've been investigated by the Federal Communications Commission (FCC) and has been required to pay a significant penalty. However, they apparently have been allowed to keep operating.
They also sent you a welcome email explaining the trial, the length of said trial and the cost. And your credit card numbers are not in your credit reports genious that is your account number. And you cant finish enrollment unless you put your credit card number in during enrollment. Just like you cant continue on without checking that box agreeing to the terms and conditions. Yes, you have a case of buys remorse. The information is there for you to read it, you just chose not to.
@rtschaeffer what if the man if functionally illiterate, and doesn't comprehend what he is reading (like many american adults)? you can't really blame someone for having bad reading comprehension skills. and it certainly isn't right for a company to take advantage of someone's misfortune for its own financial gain.
then those who got disconnected, can't you just think twice before posting your mind stuff here? you're just showing how little your mind is, I will not buy your opinion. I called them also and got disconnected, told them i was double billed. and it was bcause i didnt have money in the crd that I used until i put money in my bank. but i can understand that. the nxt agent was abl to explain anything to me with ease, instead of throwing of words to them, give them commendations, they work for you!
thank you for pronouncing the word FREE though i found it so annoying and abusive. in short i didn't like that. you know what you're wasting your time. you're one of the many people I hate the most. educated person I guess knows how to read (not just read but closely pay attention what you get out of the reading). next time, if you don't want to encounter things like this, then dont give out your credit card number, it's your responsibility for not reading the terms and conditons. loser!
@gbmack2000 In the same sentence, you say that it's not a scam, then you go on to say that they are in fact ripping people off. Do you not see a problem with that?
You look like a nice enough fellow, but I have to point out the obsurdly obvious "Important Information" to the left of the screen on the freecreditreport website. It seems as though you might just have a case of "buyers remorse". This is EXACTLY like any other company offering a "Risk Free Guarantee"... you don't pay while you try it out. Hence the term "TRIAL". If you refuse to cancel the order, you've voluntarily opted IN to the offer.
You need to read a bit before clicking the button.
We did cancel the order. I do not have buyers remorse.
The thing here is we never gave them our credit card number. They also are not able to access your credit card information with your SSI number. The last four digits are blocked out on your credit report. When I asked them how they got my credit card number they kept putting me on hold then disconnecting me. this happend 7 times.
@CreditReportScam i work there and all the info that is our computer is the info YOU as the consumer enters when enrolling into the site.. You are an idiot. and 2 your left on the site..you can order the FREE credit report..
@CreditReportScam before u sign up on the website there is a pre authentication charge of a dollar, so how come u did not put your credi card info on there.. what the fuck dude, stupid!
Go to their site and follow their promts and you'll see that they are not up front and I didn't read anywhere about a trial, it just said that if you want your credit report today it's only $1.00. I was scamed today by this also.
@wanabekenobi yeah, however they begin charging you on the six day and not the seventh (which by the way is a breach of their own agreement and therefore illegal) therefore though i respect your opinion it's complete bullshit.
Ur a liar and u should be banned for post crap like this on the internet u jerkoff
JWParsons28 1 month ago
That's kinda funny cuz In order to see your credit report on the website it asks YOU for your card info and your social, mothers maiden name OR pin number(that you create yourself), and all that jazz...you're a fucking idiot
Jenessifer 2 months ago
well ive been w/ fcr.com for 2yrs and theyve been nothin but good to me. There is a 7 day FREE TRIAL that u sign up for, and you get EXPERIANS CREDIT REPORT for free, hence the name "free credit report.com", they have no affiliation w/ the other two bureaus thats why you get charged more for their reports.. Oh and you do HAVE TO put in credit card info or u cant even begin the memb.
lipglossbpoppin21 7 months ago
@lipglossbpoppin21 did you know that the begin charges on the sixth day instead of the 7th............................ good luck when you decide you want to cancel.
rnjblast773 7 months ago
@rnjblast773 because the first day of your trial is the day that u sign up on the website, so do your math moron!!!!
nazhh13 2 weeks ago
Comment removed
aprilbaxter10 7 months ago
I love how every comment that says you all should be responsible for your actions is marked as spam @creditreportscam you have entirely too much time on your hands
sportstuber11 7 months ago
Thank You for making this video. I wish I had seen it sooner. I got ripped off too. They got 4 months out of me one time and about 6 months another time. Yes, I got duped twice. Beware. It's a scam and most banks will get you a report from all three for a dollar.
seemonroes 9 months ago
@seemonroes whenever u request a copy of your report from your bank? u know what faggot? IT WILL BE A HARD INQUIRY BECAUSE IT WILL BE PULLED UP FROM EXPERIAN AS WELL, and hard inquiry will stay on your report up to 2 years, so come on request as many as you can, and messed up your credit....LOL
nazhh13 2 weeks ago
@nazhh13 Requesting your own credit report NEVER affects your credit score. By law, you have the right to request a free credit report any time a creditor makes an adverse decision against you (from the bureau on whose info the creditor relied.) You also have a right to receive a free credit report from EACH of the three reporting bureaus - Experian, Equifax, and Transunion - once a year. These reports do not need to be ordered at the same time; you can order one every 4 months.
Alex61281 1 week ago
I feel sorry for the young boy.
rrndave 1 year ago
I GOT SCAMMED BY THESE DIRTY FUCKS!
agent1up 1 year ago
You are ignorant for typing your credit card info before reading terms and conditions, , I've been a customer with them for years and I saw plain as day that it was a 7 day free trial and after 7 days you will be charged for the membership. So really it's your own fault for not. I work at the state department and deal with people's Social security numbers everyday. I can assure you sir that you cannot look up people's credi card info with that..Learn your facts before you rant like a moron.
piraterice 1 year ago
@piraterice DO YOU WORK FOR FREECREDITREPORT? I SEE YOU'VE BEEN POSTED ON A FEW VIDEOS ABOUT THE SCAM..DEFENDING THE SCAMMERS! I WILL INCLUDE YOU IN MY SUIT!
agent1up 1 year ago
@agent1up
Any court system is going laugh in your face. There were terms and conditoons that you agreed to. If you read below, you will see that I don't work for the credit agency. Although, I would like to, if it gave me a cahnce to talk to people like yourself LOL God I could have some fun HAHA
piraterice 1 year ago
@piraterice scumbag.
deliciousmorton 1 year ago
This has been flagged as spam show
@agent1up
Any court system is going laugh in your face. There were terms and conditoons that you agreed to. If you read below, you will see that I don't work for the credit agency. Although, I would like to, if it gave me a chance to talk to people like yourself LOL God I could have some fun HAHA
piraterice 1 year ago
@agent1up how's your suit coming LMAO!!!!
sportstuber11 7 months ago
@piraterice - You are absolutely correct. People should read the terms of any offer before supplying their credit card number. And of course this guy gave them his credit card info.
Alex61281 1 week ago
What happens is people want to buy a car or a house, or get a loan, or whatever comes up in life....they haven't checked their credit reports in years, and they need them RIGHT NOW. They are at home on their computer (as opposed to out shopping in a "consumer" frame of mind) and are driven by their singular purpose ("to get my free report so i can get divorced" etc) and then they don't PAY ATTENTION to what they're doing or even READ THE BOLD PRINT...credit cards are what make all this possible
jarheaded1976 1 year ago
@jarheaded1976 do you blame the victim because you know that victims are easier and more vulnerable targets? just curious.
deliciousmorton 1 year ago
Comment removed
jarheaded1976 11 months ago
This has been flagged as spam show
@deliciousmorton Look, you have got to be dumb as a brick to enter all your personal information (including SSN and DOB) AND your credit card info into a website without reading the daggone words on the website. People have a hard time admitting when they have done something dumb, I totally understand that. But at some point you have to take responsibility for your own actions. Calling yourself to "victim" to avoid admitting your own daftness is a serious personal character issue.
jarheaded1976 11 months ago
@deliciousmorton Look, you have got to be dumb as a brick to enter all your personal information (including SSN and DOB) AND your credit card info into a website without reading the daggone words on the website. People have a hard time admitting when they have done something dumb, I totally understand that. But at some point you have to take responsibility for your own actions. Calling yourself to "victim" to avoid admitting your own daftness is a serious personal character issue.
jarheaded1976 11 months ago
@jarheaded1976 People who are in the market for a mortgage loan should have their lender check their FICO score, which differs from Experian, Equifax or Transunion. Underwriters make lending decisions based on the applicant's FICO score, not something they get from freecreditreport.
Alex61281 1 week ago
The scam here is actually CREDIT CARDS, not the website. People put their credit card numbers on all kinds of things and then forget about it.....six months later they see the charges and think someone stole their credit card information. After all these years people should be used to the FACT that the internet is a STORE FRONT. Everything from software to web content, tobacco and every kind of service you can imagine are ALL marketed to consumers primarily on a TRIAL basis (try then buy)
jarheaded1976 1 year ago
This has been flagged as spam show
The problem with you people is that you don't actually read those information on the website OR maybe you just don't know how to read. too bad. and you put all the blame to the representative. wtf~!
FREE LOADERS!!!
keithreil11 1 year ago
@keithreil11 scumbag.
deliciousmorton 1 year ago
wow you are a smart one 1st u cant get a credit report w out giving your ssn thats what your credit is matched too and casper didnt enter that cc # for u YOU did... it is a FREE trial and if you cancel in the 7 day guess what noooo charges and its FREE how about that.... soo the ppl mad about charges get over it its not a scam you can sayy it is all day but open y0ur dam eyes and READ!!! i love FREEcreditreport,com
kewaid1 1 year ago
This has been flagged as spam show
just to clarify what this fat man says...The FREE is a term used the website for you to get the report and score for FREE which is TRUE, what this fat man dont know that the website ,clearly stated that enrollment applies in getting the report...which the website informed potential customers, take note it is not a fine print its a statement which you two naked eyes can read... also they ask for credit card, are you crazy not to think twice...
batyron 1 year ago
so you're saying, Experian, the largest bureau out of the three would take its time to scam people?? it clearly says there is a 7 day trial, Experian actually gives you an additonal 2 days to call and cancel before they bill you. it says it when you click accept. it is YOUR FAULT for not reading.
derekman7024 2 years ago
I hope the people whom devised that website and scam all burn in petty thief hell.
youngdones 2 years ago
@youngdones nah, a slow and painful death without dignity will do.
deliciousmorton 1 year ago
I just use a Green Dot Pre Paid Credit Card. Takes care of anyone over drafting your account. Plus it's funny when they email you to "Update" the Billing info. Fuck you scammers.
billdc31 2 years ago
annualcreditreport
miggizle85 2 years ago
YouTube is clearly in on it. You can't even spell the name of the other site (the real one that they were court ruled provide people) without your comment being removed. Hell you can't even post the comment if you have the other site's name even partially spelled.
miggizle85 2 years ago
They've been investigated by the Federal Communications Commission (FCC) and has been required to pay a significant penalty. However, they apparently have been allowed to keep operating.
miggizle85 2 years ago
They also sent you a welcome email explaining the trial, the length of said trial and the cost. And your credit card numbers are not in your credit reports genious that is your account number. And you cant finish enrollment unless you put your credit card number in during enrollment. Just like you cant continue on without checking that box agreeing to the terms and conditions. Yes, you have a case of buys remorse. The information is there for you to read it, you just chose not to.
rtschaeffer 2 years ago 2
@rtschaeffer what if the man if functionally illiterate, and doesn't comprehend what he is reading (like many american adults)? you can't really blame someone for having bad reading comprehension skills. and it certainly isn't right for a company to take advantage of someone's misfortune for its own financial gain.
deliciousmorton 1 year ago
then those who got disconnected, can't you just think twice before posting your mind stuff here? you're just showing how little your mind is, I will not buy your opinion. I called them also and got disconnected, told them i was double billed. and it was bcause i didnt have money in the crd that I used until i put money in my bank. but i can understand that. the nxt agent was abl to explain anything to me with ease, instead of throwing of words to them, give them commendations, they work for you!
jpbdelosreyes 2 years ago
thank you for pronouncing the word FREE though i found it so annoying and abusive. in short i didn't like that. you know what you're wasting your time. you're one of the many people I hate the most. educated person I guess knows how to read (not just read but closely pay attention what you get out of the reading). next time, if you don't want to encounter things like this, then dont give out your credit card number, it's your responsibility for not reading the terms and conditons. loser!
jpbdelosreyes 2 years ago
The TOS is on the fucking front page. It is not a "scam," they're just ripping off people who are too lazy to read the TOS.
They just charge you $14.95 a month and you can cancel it any time.
$14.95 a month, in my opinion, teaches a very good lesson.
Don't be stupid!
gbmack2000 2 years ago
@gbmack2000 In the same sentence, you say that it's not a scam, then you go on to say that they are in fact ripping people off. Do you not see a problem with that?
deliciousmorton 1 year ago
It IS a scam.
GCensorship 2 years ago
You look like a nice enough fellow, but I have to point out the obsurdly obvious "Important Information" to the left of the screen on the freecreditreport website. It seems as though you might just have a case of "buyers remorse". This is EXACTLY like any other company offering a "Risk Free Guarantee"... you don't pay while you try it out. Hence the term "TRIAL". If you refuse to cancel the order, you've voluntarily opted IN to the offer.
You need to read a bit before clicking the button.
wanabekenobi 2 years ago
We did cancel the order. I do not have buyers remorse.
The thing here is we never gave them our credit card number. They also are not able to access your credit card information with your SSI number. The last four digits are blocked out on your credit report. When I asked them how they got my credit card number they kept putting me on hold then disconnecting me. this happend 7 times.
CreditReportScam 2 years ago
@CreditReportScam i work there and all the info that is our computer is the info YOU as the consumer enters when enrolling into the site.. You are an idiot. and 2 your left on the site..you can order the FREE credit report..
ARMANiHXC 1 year ago
@ARMANiHXC scumbag.
deliciousmorton 1 year ago
@CreditReportScam before u sign up on the website there is a pre authentication charge of a dollar, so how come u did not put your credi card info on there.. what the fuck dude, stupid!
nazhh13 2 weeks ago
@wanabekenobi
Go to their site and follow their promts and you'll see that they are not up front and I didn't read anywhere about a trial, it just said that if you want your credit report today it's only $1.00. I was scamed today by this also.
ericgrffs 1 year ago
@wanabekenobi yeah, however they begin charging you on the six day and not the seventh (which by the way is a breach of their own agreement and therefore illegal) therefore though i respect your opinion it's complete bullshit.
rnjblast773 7 months ago
@wanabekenobi, it looks like they conveniently left the "Important Information" out of the advertisement.
IBMeddling 4 months ago