If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
XRA2, you're the one who has shown to be rude the entire time and I don't have any more patience. You can believe what you want to believe, but don't try and lie to people even after being presented with the truth. Live however way you want, but as for others who want to improve their lives, they deserve to be given that chance and not be fed lies by some online conspiracy theorist.
@jubetily Now your talking like they are and combineing consperacy theories no different than questionable ethic. My whole argument and question is how is this company (in your words) make and spending millions while only working in marketing targeting only those with low income as customers to help that they can't pay and speak only from person to person rather than advertising themselves to be noticed. These people claim to be a business that earns a lot of money, but how is it
@jubetily that they can't prove to be a real legal business by using that money to have a building of there own a street corner or next to a Safeway, hell why not in a mall? They can't only get money from the stock market or by being rewarded for advise or method for those that need to pay an expensive bill they can't pay.
For everyone who sees this video and reads the comments, please do not take the word of some guy who's forever skeptical of non-traditional companies. XRA2 has not given one piece of evidence to prove Primerica is a scam, that the IRS is "looking into it", or that any part of the business should not be trusted. People like me and carsonc29 give facts and websites that prove its legitimacy. All I ask is people take advice from trusted sources and not stubborn people who don't give any facts.
@jubetily All I said was this company was a scam and every rude comment I got was from someone who worked from the company rather then someone with their own oppinion that hasn't worked for them. My proof is my avoided questions only answered with, "it saves lives". Anyone that looks up the name, they can easly see the word scam pop up. This company and what it does will always bring up questions because there are holes in its facts.
@XR42 If you google "moon landing" you'll get over 187,000 results saying that man never landed on the moon. You google "holocaust never happened" you'll get over 1.6 mil results. Simply saying that you can google Primerica and get "scam" a lot is not a good argument. As for the gaping holes, I've asked-nay, told you time and time again: Tell me the gaping holes. I've provided you with nothing BUT facts and you ignored them. Face it, you're just some stubborn man who just won't listen.
You may not like it but you've stopped trying to argue with me because you know you're wrong. Primerica was created to help people and since its inception has created more 100,000 income-earners in this country than any other company, has shown faster profits than anyone else, and all by teaching people how to manage their income and retire sooner. They don't advertise openly because people like you put such a big stigma on MLM companies in general. Enjoy staying stubbornly ignorant.
I don't know what you mean by a small voice. Primerica has over 100,000 licensed employees in the U.S. It's been very popular in the news, such as Fox News and Freedom Magazine. As far as honesty, the entire reason Primerica was created was to combat and stop the sale of Cash-Value Life Insurance in this country giving consumers life insurance that was cheap and teaching them to invest their money and pay off their debts sooner.
Do not listen to the naysayers here in the comments section. The internet has spread so much slur on this company, and ALL through ignorance, that it's no wonder PFS agents advertise in real life and not online. Google Primerica scam; you will get a couple blogs telling you it's a lie. Start searching for how Primerica is a reputable company and you get nothing short of legitimate, professional videos or websites by actual companies or entities in their favor. I wonder who to believe.
@jubetily I do this because I like to argue. I've done enough research of this company to know that it doesn't announce itself publicly to get the number of clinets it says it has. The 100 dollars is for the training, they do ask you to pay 500 to 800 dollars to get the licence ( that was straight from the horse's mouth), and the company is mostly involved in stock. You say the pay for training, they say no, others like you say no.
@XR42 Well, you can say that you've done the research but you haven't given any sources. Look, I've joined the company myself recently and have talked to people who've been in for 20+ years. They DO pay for your life insurance license if you do their study program on ucanpass.com. The proof is there. I don't know what horse said they make you pay 500-800 bucks, but what horse said that? I know it's not the company; and I know because I'm in it. What are your sources for information?
@jubetily I don't want to join a company that does business with low income families in 50 different states and show a prosperous profit while giving a more than generous profit to the employees. I may not have a job that pays as much as primerica, but my job is honest, fair, and puts itself out there either in a news report or in the city newpaper. There is nothing in the world that would make me work for a company that works with such a small voice in a population of over 3 million.
@XR42 so your saying low income families dont deserve help?..you are aware that the more they dont know,the more help they are gonna need from the goverment, which means the more middle americans with jobs, such as you, will pay in taxes..so in actuallity you should be thrilled to have a company that targets those people..small voice???do you not realize how much the middle income is shrinking?, many middle income people,with jobs, are now entering the "poverty" level..thats sounds like a
@carsonc29 My target isn't low income families; it's Primerica itself. Even from your first reply maked it sound like primerica was praying on that class. "The more they don't know"? You make it sound like they are too ignorant to pay a bill or think. There are ways to save and earn money. There have been pyramid scams that have existed for years and have been caught because of FRAUD. Everyone lies, even on a piece of paper.
@XR42 my point i was making, is if primerica includes the low income families in its target audience its because no other companies are showing any real interest in helping them or reaching out to them cause they deem them not profitable enuff to help..FINRA, SEC, IRS, and other entites, inculding tasks force that are set up to investigate companies in MLM have all done tons of reaearch, using resources beyond what anyone on here has access to, and they have not found fraud in how the
@carsonc29 You don't know either what the IRS have seen or reported on their records. So now it's a marketing. First they don't pay for your training, it's you. Then, no wait they don't pay for your training it's $100 in and back after training. And Then comes helping low income families pay bills. And finally, it's all in the marketing.
@XR42 i highyl doubt the IRS would allow a company to continue to do business if they found anything fraudulent in the way they conduct buisiness..i think your gettin yourself all mixed up, i dont know what other peolpe have said, but im sayin it cost $99(or 100 if you wanna round up), part of that pays for a background check, part pays for the class that prepares you to pass the life insurance test..i know people have attacked that aspect saying "why do you have to pay to get involved".
@XR42 i would say to that, any business takes an initial investment to get involved..as far the the marketing comment you made, what i mentioned was true, primerica is simply a financial marketing company, i dont know how much simpler i can say that??
@carsonc29 Ok lets look at this figurativly, say a milk company produces and ships thousands upon thousands of gallons of milk to people all over the state it is in. The only way these people are getting milk is from rats. And they still claim that at the end of the month, they reach their amount for shipping. It doesn't make sense when you think about it. If someone wasn't employeed with Primerica, they would also agree that this company is more than what it is claming to be.
@carsonc29 What I was saying is a company that's getting very little of something and saying they are getting a lot is very questionable. You can avoid the obvious things this company does and doesn't do. The point of the matter is when you define what a pyramid scheme is and how it operates, you'll see why this company is always being questioned why it is being called a scam.
@XR42 people tend to be lazy, they seem to rather adopt the opinions someone else gives them as opposed to keeping an open mind and gather info for themselves before making any decisions..its alot of people throwing the term "pyramid" around and havin no real idea what it really is, or they define it as one guy raking in all the profits of people underneath him, not realizing that is the exact way their job works, this is what i think causes the most issues, people have heard about other
@carsonc29 That's why they call them pyramid scams; the real money goes to the people at the top while the people at the bottom are trapped in a problem the company gives them. The difference what a salesman and scamers is that salesmen talk to different people rather than relatives and friends only and advertising their company and what it is selling. It may be annoying walking into a mall and have them bug you to buy something, but that's the way salesmen work.
@XR42 Why are you still talking in this video after what I told you? This is not a pyramid scheme. A pyramid scheme's defining factor is forcing their employees to buy the product themselves and sell licenses to others that enable them to sell the product after buying it. Primerica doesn't force you to buy any product. As far as talking to relatives goes, you don't HAVE to talk to them. You're encouraged to start with them because it's easier as they trust you. I myself recruit non-relatives.
@XR42 in a pyramid scheme, like a ponzi..ONLY the people on top have a chance to make any money, that would mean that the only millionaires in primerica would be the founders, but that would be inaccurate, due to the fact that there have been numerous people who mow make a million, who where not there during the inception of the original primera(AL Williams)..that is a comom assumption you made about talking to only people you know, if you opened up a resturant, would you not tell your
@carsonc29 The goal is money and employees. You can't make money by scamming everyone including your your employees. Taking money from people and "some" employees can make a company seem valid by using those happy employees to say it is a valid bussiness and can earn you money and ruin other employees to keep those higher than those at the foot at the latter.
@XR42 scamming??so helpin them learn to invest is scamming?, how bout learning how to fix ones credit score, is that scamming? helping people insure their families, is that scamming?..dude do you even have any idea what the company does, whom it works with? I have come to the ultimate conclusion, you really dont know anything about the company outside of the fact that it recruits, you have not presented any real facts, just alot of opinions, outside opinions at that
@carsonc29 Without knowing what their investing in can harm what little they have. Giving someone sensative information to a company that only travels by the word of another person; I might as well let a gangbanger hold my wallet. How many families they claimed to have saved? more importantly, why arn't those people say anything infront of cameras?
@XR42 that is exactally why they have someone with more expereince there with you, to exaplain anything that the new agent may not be able to explain..i wouldnt exactally compare word of mouth to giving your wallet to a gangbanger, if you give your wallet to a gangbanger you deserve to get jacked...that is one thing i find so funny, people forget that in the past, companies were built on word of mouth, b4 TV internet, radio ect..people think a company bein on one of those mediums means
@XR42 they are a real company, but if you look at all the companies on wall st, there would be alot, that frankly, are unheard of, not on TV radio billboard, ect..but they are still a real company, with real profits..bein publically advertised on those type of medium is not and should not be the measureing stick of realness, there is a company where i live call ed AWG, associated wholesale grocers, they are the #2 supplier, i believe, or grocery stores and resturants, people may not know
@XR42 that AWG delivered the food they just bought at price chopper,prolly wouldnt care anyway,but they have never made a commerical, radio announcement, much less a billboard, but i can drive 10 minutes from where i live ad low and behold, there is a 1 million sq feet warehouse that say AWG...so if you saved a bunch of money by switchin your car insurance to geico, are you gonna call gieco headquaters and say "quick get a camera out there, i just saved money on my car ins, i gotta let
@carsonc29 You don't need someone to tell you what you did wrong; you use your brain to review your mistakes. People with ADD need aids for that job. Companies do need to put themselves out there to be noticed. From what AWG does, their customers must be the grocery stores and resturants instead of the people. Why would they be open for everyone to do business with; that makes no sense. Like why would you hire you uneployeed nieghbor to be your pizza boy when you want pizza.
@XR42 you dont need someone telling you what you did wrong?? seriously, then why bother having teachers in school grades test and other assignments? why have spell check on a computer?.the problem with that poit you made is this, how would i know if i made a mistake? we ar enot talkin bout somthing obvious like,murder,rape ect, where it should be obvious you did something wrong....on that same token, why do jobs even bother to have training programs, why not just let the new hire come in
@carsonc29 Look that pizza boy example was based on your observation of what the AWG company does and doesn't do. And Don't know why we're arguing about the training. There's nothing wrong with the traning execpt bringing a friend along with you. This is all about what primerica is. I've been arguing with 5 different people since I started saying it was a scam. How this company is getting money and letting it's future employees pay for the things they need is what makes it a scam.
@XR42 first let me juist correct you, primerica does not hire people to be "employees"..that there in itself shows you have no idea what primerica is about and what it does, when you join you sign an IBA individual business application, noonw does it say you are an employee, now they do have employees at home office, underwriters,secretaries ect...but to do the bsuiness you are not an employee.dude i pay for investmetn cause I NEED them, not cause i was forced to buy them, i have life
@carsonc29 Ok sense you want to believe I don't know anything, I'll let you lead this dance. This company, gets you to start a business of your own under their name and you have no product, not even sales advice insurance or whatever, how is it that they are earning the total number of money they are spending? they can't just take money out of no where and say, "We're succesful" Telling someone could take years to bring up the number they somewhat earn. and when those people look the
@XR42 as a rep you have access to a website that has training videos, teaches you how to get diff licenses, like life, securities, ect.im studyin an online simulator for my secerities license at this time, you also have access to company brochures and updates on technolgy, every type of training you need to have in order to be successfull is on there.the product is life ins, IRA ROTH IRA, 401K rollovers,annuities, credit reapir, car ins, LTC, those are products that can all be sold..
@carsonc29 company up on the internet, you believe is rotten, they are going to see the words "Primerica a scam?" or "Is Primerica a pyramid scam?" Do you really think that a person's words are really going to stand strong just in person. The are over 6 billion people on the planet and about 8/10 of that population have internet access. Maybe more than half of those people put up sites like this and you think every negative press are back stabers? That's just sad.
@XR42 mainly cause they are..like a isaid previously..ost people who have a negative idea about the company didnt get it from doin theit own research and expereince, they adopt the opinion of someone else,maybe like yourself, who themseleves does not understand the company..the internet is a valuable tool no doubt, but i have heard it also described as the batchroom wall of the 21st century, anyone with a webcam, keyborad, free time, and an opinion can type any garbage they want..if i take
@XR42 time to create a website called "the moon is blue.com", does that mean that just cause its a website that can be googled and looked up that someone its gotta be real and my opinions on there have to be true?, of course not..you can google wal mart and find over 100k negative sites about it, but there is nothin evel about Wal Mart, its just people with bad expereinces either working or shopping a 1 0r 2 stores, and generalizing every store as being the same and thinkin they have the
@carsonc29 Well you have to admit that there are flaws in this company and those flaws are making people say it's a scam. You can't say people say hurtfull things because they don't understand, that's what people in cults say to make their prophet seem untouchable. And there is something evil about Wal Mart. The reason why they have low prices on a number of their products is because they have people in different countries make the products there and ship them out here in America.
@carsonc29 not any business, just the businesses that are scams. In a common view of it, it's followers or employees and anyone they convince to help back them up on what many others claim these companies to be. No matter what, you have to see and say there's something wrong with this company and how it does business.
@XR42 i may have said htis b4 but ill say it agon..if the SEC,FINRA, IRS wall st, every magazine tgt has talked bout the comapny, all with vast amount s of resources to reaearch this company from every angle, say this company is legit and there is nothing wrong with the way they do business, then i really dont think your qualified to make any assessments that would say otherwise.. i highly doubt that sonehow you have stummbled upon anything they have misse..
@carsonc29 And your going to say it over and over again because that's the oonly line you and this company will every give to prove what it "isn't". That's proof that your backed into a corner and that is the only hope you have of changing my mind and others that say the same as I do.
@XR42 the reason why that line is contunually said is mainly because its hold so much weight, on one hand you have you, limitied ability/resources and 0 credibility in business sayin this business is a scam, on the other hand you have trained expereinced professionals is business who have used alot of time and effort to look at this company, and they say its viable,legit and profitable..explain to me again why anyone should listen to you over them???? im hearing some crickets on your end..
@carsonc29 You really want to believe so much that any company or person that says, " you'll make money in less than a minute" is not a scam. Look if it's not a scam and a business that is working, it should be on the news asking for customers. Don't explain why it wont just do whatever you can beside the internet (because it's already known here), just make flyers go to every door in you city or town know about it and I'll wait here doing a honest hard days work that shows character.
@XR42 never said you will make money in less than a minute, thjose are get rich quick schemes, it takes time, and effort, and alot of hard work to make money in this business, we dont do any door to dooor, or pass out flyer or any cheap mess like that, we are not seling vaccum cleaners..so let me get this straight, the ONLY arguement for this company is the fact that they dont advertise on tv radio ect?, thats a pretty shaky leg to stand on,
@carsonc29 I can keep doing this for a year and in that year, Primerica is going to stay in its little spot claiming on what it is. Though if it does come out and actually does come out in advertising outside a person to person chat and internet info, then the government can take a bigger look at it and prove if it's a scam or not.
@XR42 not sure you understand, the comapny does business in the most analyzed sector of business, finance, any comapny that sells life insurance and securities,wheather they advertise on tv or not, is going to be highly monitered and looked into
@carsonc29 shaky? The one common notice of a company or business being a scam is the fact that it doesn't advertize to the publics view. This company violated 3 known facts that makes it a scam. This whole debate is on those facts. If someone was there to investigate this company and asked why arn't they advertising, they say like you, "We got a pardon from this department in the govt. and we let are business be known from person to person."
@XR42 a pardon?..a pardon is like asking someone for permission to do something, this company didnt ask govt agency for permission...now you just sound like your reachingonce again ill bring up this point, to place an ad on TV or radio ect, takes money, you act like every company that does business has to be on tv or some magazine ad??...ill say it one last time..if that is your measuring stick of validity for which you measure weather a company is real, then dude you have no business
@carsonc29 Don't question my knowledge because the warning signs about a business scam is always a number one thing everyone checks out before handing their money and faith to someone they never heard of and is mostly questioned if it is a scam.
@XR42 um first of all, you would have to have shown "knowledge" in order for me to question it...the fact that you think i would have anything to question is absurd, why change a system that works, the comapny at this time is worth 5 billion, just added lincoln financial to its list of partners, became a publically traded company april 2010, if what they are doin is working, then what would be the point of changing it?..they will advertise one day, but at this time, it is not needed
@XR42 so you using kinds holding up lemonade stand signs as an example????is that really what your leading with?..i had a lil kid last night walk up to me in the church lobby and tell me his school was raising money to take a trip, tried ot sell me some candy, according to you,my response shoulda been "kid i dont know you, you cant wait just walk up to me and advertise what your selling, the only way to do business, is you have have to set up and candy stand outside and advertise where
@XR42 everyone can see it, if everyone cant see it, then what your doing is scamming me"..that just sounds stupid..and please dont repsond with any more non sense talking about your "knowledge"..you are not the end all be all of busiess understanding, nor did you write the rules of business conduct..please keep that mess to yourself, people are on here laughin at you
@carsonc29 ya, the keyboard is the reason why you used the wrong form of WHETHER and question marks in the wrong sentences. It's surely the sticky keyboard is the problem rather than a human being adapting to a problem. There are two things I've seen linconl finacil do what Primerica didn't do. Have advertisments and buildings. The difference between the two companies, L.F. methods arn't being seen as a scam by anyone.
@XR42 seeing as how a company with the reputation of lincoln financial has decided to partner up with primerica, they seem dont seem to have any issues with the way primerica does business...ill repeat a previous point, do you think YOU know more than LF?..if you go to duluth georgia, you will find a rather large building, with big bold letters thats says "primerica", they have offices all over the country..just because YOU have not seen them, does not mean they are not around
@carsonc29 Well then they have a choice, Either go quite like Primerica and scam all their clients or give Primerica a comercial that actually get them notice. I could look over the fact that L.F. do employee people and have them work at there home, but they had the balls to actually do something to get people rather then talk to person to person. hmm maybe L.F. might take over Primerica and nobody would notice.
@XR42 sense what so ever..tell ya what...you can go on thinkin your right, or whatever makes you sleep beter at night, but just understand, yo uhave no influence what so ever, and you represent a tiny tiny tiny tiny tiny amount of people, to stubborn to think outside the box, so just stay in the box where its safe for you, hate for you to hurt your self by thinking
@carsonc29 ok for one thing, I've tried not to say anything till now but you type like you havn't graduated high school. As nice as I am, I can understand what your typing, but it's just to much right now. Outside your box is trusting anyone that says the magic words "more money". Yes I am saying that is what a business is all about, advertizing themselves out to the public; hell, kids in the 50s or so would have lemonade stands outside with a large sign while todays standerds,
@carsonc29 kids are holding up car wash signs instead of going from person to person saying they are doing a car wash. You know what a scam is as well as I do and either you are protecting every scam from bad press or your avoiding the major points, Why are they talking person to person, why arn't they advertizing when they claim to have spent and gain money that could give them commercial time at the right time of day to get the most number of people sitting at the tv.
@carsonc29 And as that person is going to say to him or herself, "If I keep looking into this company, it's going to be even more obvious that it is a scam." How it says they have over 4 million customers must be an exageration; a very big exageration.
@XR42 uh dude, the company wouldnt be a publically traded company if its 4 million customers were a flase number, what are you even talkin about?..i really dont think you have any idea what the word "scam" even means?...your points are startin to become quit comical, its almost like your "tryin" to sound like you have it figured out, but alas, ya dont..thanks for the laughs tho
you kow darn good and well if the SEC came out and condemed primerica you would be on here quoting that same article over and over and over to everyone who says anything good about this company, its only annoying you cause you have nothin to use against it..oh and for the record, i dont really couldnt care less about tryin to convince you of anything, in my time in this company you would be amazed how many people,who are now successfull, came into with the same mentality you have
@carsonc29 They actually pay those people so poorly that they either live in the building they work at or live in a run-down old house. They can barly live and support their families for what they do. Down here, it's a great deal for us because getting a pair of jeans for $12 or $20 is better than getting them for nearly $60 from some other store. Anyone who's gone to to college knows this or is that a suckers way of lossing money and brains?
@XR42 company figured out..you wanna know what I think is sad, its that people are too laazy to do any actual research on the primerica, they just hear some other nitwitt say "oh primerica is scam" and they roll with it, then they tell someone "primerica is scam" and it continues..its a sign of bein weak minded
@XR42 insurance cause my family would need it, not cause i was required to buy it,i signed up for credit repair service cause I need to get my credit straight, not cause i was required to sign up, hope your seeing a patern by now, there is no product in primerica that a person is required to buy in order to do business, the person you bring along with you at training is not just some friend, its someone with more knowledge and knowhow, dont know what part of that is so confusing to you??
@XR42 if i did need a brochure i can order it and have it shipped, that brochure will cost a whopping..........10 cent, OMG thats really putting money in the companies proft margins...i did buy a few brochures, guess i better check its stock price to see if it went up..
@carsonc29 sure helping low income people or families is something, but are they helping other people? I mean if they can "decrease" the cost of the bills and/or any insurance payments, then why not do it for everyone so that they can save more than a buck? And let me guess, "That's not the kind of customers they want, just low incomed families."
@XR42 when i MY comments did i say the company ONLY targets low income familes, the company does business with low income,middle income, and even upper income..there is no restriction on whom they do business with, and whom they will allow to join the business, the only restriction is on felons, cant have done time in a federal prison..you will find any bank has a similar restriction, since your dealing with money and sensative info
@XR42 and do it their way and let them figure it out on their own? , reason why that would not be permissabel is every company has procedures and steps in place to do that particualr job that employees must follow..the AWG example was just that, an example, it wwas used cause your agruement bout a companies validity can only come from them bein on TV and other public vehilcles...im not gettin the pizza boy analogy?, if my unemployed neighbor got hired to be a pizza boy, if i hired my
@carsonc29 Don't try anymore. This XR42 troll is obviously trying to get a rise out of us. His stupid examples of rat milk and mommy/daddy "interviews" shows he knows nothing about Primerica. We presented nothing but facts and people like me and you will always be here to help people interested in working for their future and bettering it. Anyone with half a brain can see XR42 knows nothing about what he's talking about and spews "scam" every other sentence. Just forget him.
@jubetily its coo, im just having fun with it now, they have no clue what primerica does or what it is about, just using generalized assumptions to place a judgement, i should be thanking them, since they are giving me a lot of objection feedback, since other people might think the same as them, i can use what ive learned to overcome it...
@XR42 family and friends about it?, the reason they sit with your family and friends first is for training purposes, the new agent wont be as nervous making a presentation in front of someone they already know, than a complete stranger, that makes sense to me, id rather be nervous in front of my best friend, than someone who doesnt know me, once you get comfortable and confident in doin the presentation and have an understanding of what to say,then you are trained on how to approach people
@carsonc29 You need your mommy, daddy, or a friend to be with you at an interview, REALLY?! I've heard of a group interview that supervisers interview more than 1 potential client at a time, but that is just silly. Your not even suppose to have your cell phone on, but you want your friends and family there. That is beyond rediculous. It's either you vs. them or with no job what so ever.
@XR42 now your just being an arogant prick. didnt say anything bout needing mommy and daddy, i said someone who you are FAMILIAR with,did i even mention interview?? lookin down at my las t comment, i fail to see the word interview, i said training, obviously you just made you own opinion and ran with it, typical, cant say im surprised..
@carsonc29 "id rather be nervous in front of my best friend, than someone who doesnt know me" you said. And sorry, training. That's what made it silly, having someone come with you on your training. See I can be nice by saying sorry rather than being rude.
@XR42 the purpose of having someone more expereinced their with you, to watch, is simply to observe, then afterwards coach you on what you did wrong, or what you did right..its kinda like when a surgeon comes out of med school, they are not lettin that person just hop in there and start cutting, they start by assiting, then when they do the surgery, they are monitored, it would be disaterous if they let them jump in and do it all themselves, cutting a dead body in med school is alot diff
@XR42 than cutting on a real person, they have to make sure they can handle the situation..exact same principal..all jobs and professions start off that way..your argueing a tactic/training system that everyone uses..i cant recall any job ive every had or any skill ive learned where i didnt have someone who was already expereinced at it watching me, and training me on what to do and what to improve on
@XR42 scams so much on tv,news, ect..that when a company operates outside the normal confines of a job, they instantly label it as "scam" before they ever take the time to really check it out or try to understand it..i dont think people are against what the company does per say, i thnk they are against how some people go about doin the business..noone likes a pushy person, especially in anything involving sales..in that case its not an issue of company credibility, its an issue of that
@carsonc29 person who is presenting the business to them no doin it properly..i went to go buy a flat screen tv, and the saleman that helped me out was real pushy, kept buggin me every few minutes, and even hto i wanted the TV, the salesman just turned me off, so i went somehwere else..the next salesmen ask me what i needed, i told him, he showed me some options, gave me some info, and left me alone to make my decision..needless to say, i bout that tv,same product,diff technique
@XR42 company operates, surely you dont believe you have a better understanding on the comany than they do?..the company is not a financial planning company, they are a financial marketing company, they just market products..
@XR42 BIG voice to me...now if you chose to have the mentality that only the rich and well off deserve financial adivice, then i feel sorry for you, cause that statement made you seem extremely snobbish,upppity, and just utterly heartless..oh nad by the way, the company does business with alot of high end people as well..do some research b4 you post baseless facts
@jubetily It doesn't make any sense for a company to say to pay $100 for training just to get it back when your done. This company is fighting so hard on this, it can't prove to people like me they can set up a real public commercial to the public on national television. These people are working the same economic move like Tower Recoders, just more affective and discreet. Futuristicly, saying it has been in business for so many years isn't an explanation nor an answer to the questions.
@XR42 It does make sense for a company to pay for your life insurance exam, if most of their agents are middle-low income families and people in America. It's an incentive. It's the company saying "We want you to join and become financially independent so mucht hat WE'LL pay for your starting fees to become trained and an agent." You admit you argue because you like it; not because you think it's wrong. And there ARE other methods of advertising besides commercials, which you need to learn of.
Primerica is THE LARGEST Financial Service Company in N.America, We were the best performing IPO since went public in 2010 of the first quarter... You have the opportunity to start Part time/ fulltime and be your own BOSS... Now Show us your track records... Hmmmm thats what we thought!!!!
jgilles85 is an ex-primerican that got fired for screwing his customer, now he is a whole life insurance agent, i have been tracking him down through many blogs, check any blog that talks about TERM INSURANCE and you'll see, everyone please DON'T WAIST YOUR TIME WITH HIM.
People who hate on primerica, I dont see your business on youtube and dont waste your time talking how bad Pri is and go build your business to be big like Primerica. Lol
@larryfgomez For one thing, they brag about how they spend millions and billions of dollars for the people that they insure, but they won't pay for your training and license like a legal company should. Another fact is the number of people they say they cover. How is it this company has millions of customers with such a poor advertizment to the public. It doesn't matter how long they've been in business, what matters is where is the money coming from. IRS should look into this.
@XR42 Your entire argument here is either based on lies or ignorance. You blatantly admit you do not know how this company can insure so many clients or pay our billions of dollars in year. Learn it. The fact is they do, and without advertising to the public. Firstly, PFS has over 100,000 licensed agents in this country alone. They do not need ads. Also, you think the IRS or the NYSE have NOT looked into this company? You really think they slipped through all this time? Your ignorance baffles me
@XR42 so your saying the proof of a companies "viability" an d"legitimacy" is if they have TV commercials and billboards and other advertisments? so thats your defintion whether or not a company is real?..and im sure the IRS has looked into the comapny, have for the last 34 years....
@larryfgomez you shouldn't join because legal companies should pay for your training and aid you into getting your license; they won't do that for you. They also encurage you to start your home business and also recrute others; all on your own. And if that doesn't help then ask yourself this; how is it this company really getting money when the only way of hearing about it is by another person or here on youtube? Don't join, you might lose your money to them.
@XR42 It's people like you that are responsible for hindering innovation and creating unwarranted skepticism in this world today. Why do you keep talking about how Primerica does not pay for your "training and aid you in getting your license"? They do; I have studied completely through ucanpass.com, a primerica website, to pass my life license exam and only have to take the test in my state to get it. Since I also used their website, they will pay the $100 for me to take the test.
Its amazing how ignorant some people can be. Hopefully no one is influenced by it. Remember to consider the source. By the way a "pyramid" is an illegal scam which neither Primerica nor Pre-Paid Legal are. Don't place your failures on someone else's shoulders. Just stick to your fast food job...where ur manager makes more than you...and his manager makes more than him... (pyramid?!) 1
Crymerica and Prepaid Elegal is the same bs. They're working together to recruit but they will fail. We expose that nonsense on our website prepaidleaveem.
primerica's term insurance is the one of the most expensive term insurances on the market. their "30 year" level term insurance is only guaranteed for 20 years, after which the client must renew the policy at increased rates. primerica's selection of mutual funds is terrible as well as their selection (or lack of) of annuities. if you primericans want to help families, recommend to them to dump primerica and invest the difference!
@aemihsbc As far as the renewal guarantee, its not 20yrs. Its up to age 95. Guarantee. Who or where did you hear this from because you are misinformed. And besides, after the term whether 20 or 30yrs, the client "must" not renew their policy. They shouldnt need it if along the line they save and got out of debt.
This is the best opportunity ive seen and i will never let it go. Primerica is a huge gift to population,families and we work with heart. Of course it is not easy, someone said it would be?? nope. but i know where i belong and i found myself happier and better than who i was.how many families cried in my arms... i am so proud of this 1st april, it is the best foundation of time right now and it will keep going on, coz we're just gonna do it,just do it!
triflow, u dnt have to pay for a job ur right!!.. u are getn a job w primerica, u are startn ur business, now im not the smartest man in the world but to start a business for onli 99 bucks aint bad when other people spend thousands of dollars to start one. know if u lookn for a job ull get one, PFS aint for people who are satisfy to bcome nobodys.
So, you have to sell stuff. I guess to your family and friends first(I'm sure they will kill you later). Then you have to TRY and sell "WHATEVER" to strangers.... How's that going to go for you?? SAVE YOUR MONEY! You never have to pay for a JOB!!!
@probslpwtyormama I just started like a few days ago. I know for sure it's not a scam. my rep is going to pay out of her pocket to get me started! Do you have any tips for me? I really want to succeed!
@probslpwtyormama As long as you can sleep at night......don't call me though because I am aware of the crappy policies you have. But go for it, get rich, alienate your friends and go make new fake Primerica buddies. I pray for you.
@TriFlow oh trust me you "pay for your job " my friend. IT IS CALLED FREEDOM,AND YOU DON'T HAVE IT BECAUSE OF YOUR JOB.you pay everyday, the "man" has his thumb on you and your family.does your wife get out of your bed every day,and bow down to another man? (her boss)
@TriFlow your right , yu dont have to pay for a job, but good luck letting someone else dictate to you how much money you can make and what type of life style you can afford to give your family while working for 30-40 years building equity for someone elses company..yeah, thats sounds like the perfect plan
@poorlittlebaby99 It really urked me to hear when CG stopped Primerica from paying its people to go on those trips just because CG took a bail out!! We need to get out of CG!! I think so, since Primerica's symbol on wall st will be 'PRI'!!
If Primerica going public should be the earning be less for the Reps. Like most other company that paying salary for the Reps because The Share Holder need to make money also otherwise they will take their money to invest somewhere else!!!
This has been flagged as spam show
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
This has been flagged as spam show
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
This has been flagged as spam show
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
This has been flagged as spam show
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
This has been flagged as spam show
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
If you think selling the most expensive term in the industry is good then you'll like Primexpensive. They use unisex rates which penalizes females & it's priced by their actuaries to result in high rates for males too!!! They charge 14% to pay monthly while industry ave is 2-3%, they won't renew your policy after the expiry period nor will they allow it to convert. They are the pit of the industry.
aIprime1 1 month ago
@aIprime1 Source?
jubetily 2 weeks ago
XRA2, you're the one who has shown to be rude the entire time and I don't have any more patience. You can believe what you want to believe, but don't try and lie to people even after being presented with the truth. Live however way you want, but as for others who want to improve their lives, they deserve to be given that chance and not be fed lies by some online conspiracy theorist.
jubetily 1 month ago
@jubetily Now your talking like they are and combineing consperacy theories no different than questionable ethic. My whole argument and question is how is this company (in your words) make and spending millions while only working in marketing targeting only those with low income as customers to help that they can't pay and speak only from person to person rather than advertising themselves to be noticed. These people claim to be a business that earns a lot of money, but how is it
XR42 1 month ago
@jubetily that they can't prove to be a real legal business by using that money to have a building of there own a street corner or next to a Safeway, hell why not in a mall? They can't only get money from the stock market or by being rewarded for advise or method for those that need to pay an expensive bill they can't pay.
XR42 1 month ago
For everyone who sees this video and reads the comments, please do not take the word of some guy who's forever skeptical of non-traditional companies. XRA2 has not given one piece of evidence to prove Primerica is a scam, that the IRS is "looking into it", or that any part of the business should not be trusted. People like me and carsonc29 give facts and websites that prove its legitimacy. All I ask is people take advice from trusted sources and not stubborn people who don't give any facts.
jubetily 1 month ago
@jubetily All I said was this company was a scam and every rude comment I got was from someone who worked from the company rather then someone with their own oppinion that hasn't worked for them. My proof is my avoided questions only answered with, "it saves lives". Anyone that looks up the name, they can easly see the word scam pop up. This company and what it does will always bring up questions because there are holes in its facts.
XR42 1 month ago
@XR42 If you google "moon landing" you'll get over 187,000 results saying that man never landed on the moon. You google "holocaust never happened" you'll get over 1.6 mil results. Simply saying that you can google Primerica and get "scam" a lot is not a good argument. As for the gaping holes, I've asked-nay, told you time and time again: Tell me the gaping holes. I've provided you with nothing BUT facts and you ignored them. Face it, you're just some stubborn man who just won't listen.
jubetily 1 month ago
You may not like it but you've stopped trying to argue with me because you know you're wrong. Primerica was created to help people and since its inception has created more 100,000 income-earners in this country than any other company, has shown faster profits than anyone else, and all by teaching people how to manage their income and retire sooner. They don't advertise openly because people like you put such a big stigma on MLM companies in general. Enjoy staying stubbornly ignorant.
jubetily 1 month ago
I don't know what you mean by a small voice. Primerica has over 100,000 licensed employees in the U.S. It's been very popular in the news, such as Fox News and Freedom Magazine. As far as honesty, the entire reason Primerica was created was to combat and stop the sale of Cash-Value Life Insurance in this country giving consumers life insurance that was cheap and teaching them to invest their money and pay off their debts sooner.
jubetily 1 month ago
Do not listen to the naysayers here in the comments section. The internet has spread so much slur on this company, and ALL through ignorance, that it's no wonder PFS agents advertise in real life and not online. Google Primerica scam; you will get a couple blogs telling you it's a lie. Start searching for how Primerica is a reputable company and you get nothing short of legitimate, professional videos or websites by actual companies or entities in their favor. I wonder who to believe.
jubetily 1 month ago
@jubetily I do this because I like to argue. I've done enough research of this company to know that it doesn't announce itself publicly to get the number of clinets it says it has. The 100 dollars is for the training, they do ask you to pay 500 to 800 dollars to get the licence ( that was straight from the horse's mouth), and the company is mostly involved in stock. You say the pay for training, they say no, others like you say no.
XR42 1 month ago
@XR42 Well, you can say that you've done the research but you haven't given any sources. Look, I've joined the company myself recently and have talked to people who've been in for 20+ years. They DO pay for your life insurance license if you do their study program on ucanpass.com. The proof is there. I don't know what horse said they make you pay 500-800 bucks, but what horse said that? I know it's not the company; and I know because I'm in it. What are your sources for information?
jubetily 1 month ago
@jubetily I don't want to join a company that does business with low income families in 50 different states and show a prosperous profit while giving a more than generous profit to the employees. I may not have a job that pays as much as primerica, but my job is honest, fair, and puts itself out there either in a news report or in the city newpaper. There is nothing in the world that would make me work for a company that works with such a small voice in a population of over 3 million.
XR42 1 month ago
@XR42 so your saying low income families dont deserve help?..you are aware that the more they dont know,the more help they are gonna need from the goverment, which means the more middle americans with jobs, such as you, will pay in taxes..so in actuallity you should be thrilled to have a company that targets those people..small voice???do you not realize how much the middle income is shrinking?, many middle income people,with jobs, are now entering the "poverty" level..thats sounds like a
carsonc29 1 month ago
@carsonc29 My target isn't low income families; it's Primerica itself. Even from your first reply maked it sound like primerica was praying on that class. "The more they don't know"? You make it sound like they are too ignorant to pay a bill or think. There are ways to save and earn money. There have been pyramid scams that have existed for years and have been caught because of FRAUD. Everyone lies, even on a piece of paper.
XR42 1 month ago
@XR42 my point i was making, is if primerica includes the low income families in its target audience its because no other companies are showing any real interest in helping them or reaching out to them cause they deem them not profitable enuff to help..FINRA, SEC, IRS, and other entites, inculding tasks force that are set up to investigate companies in MLM have all done tons of reaearch, using resources beyond what anyone on here has access to, and they have not found fraud in how the
carsonc29 1 month ago
@carsonc29 You don't know either what the IRS have seen or reported on their records. So now it's a marketing. First they don't pay for your training, it's you. Then, no wait they don't pay for your training it's $100 in and back after training. And Then comes helping low income families pay bills. And finally, it's all in the marketing.
XR42 1 month ago
@XR42 i highyl doubt the IRS would allow a company to continue to do business if they found anything fraudulent in the way they conduct buisiness..i think your gettin yourself all mixed up, i dont know what other peolpe have said, but im sayin it cost $99(or 100 if you wanna round up), part of that pays for a background check, part pays for the class that prepares you to pass the life insurance test..i know people have attacked that aspect saying "why do you have to pay to get involved".
carsonc29 1 month ago
@XR42 i would say to that, any business takes an initial investment to get involved..as far the the marketing comment you made, what i mentioned was true, primerica is simply a financial marketing company, i dont know how much simpler i can say that??
carsonc29 1 month ago
@carsonc29 Ok lets look at this figurativly, say a milk company produces and ships thousands upon thousands of gallons of milk to people all over the state it is in. The only way these people are getting milk is from rats. And they still claim that at the end of the month, they reach their amount for shipping. It doesn't make sense when you think about it. If someone wasn't employeed with Primerica, they would also agree that this company is more than what it is claming to be.
XR42 1 month ago
@XR42 huh??you may need to think of a diff analogy to use to illistrate your point..ya lost me at the "rat"
carsonc29 1 month ago
@carsonc29 What I was saying is a company that's getting very little of something and saying they are getting a lot is very questionable. You can avoid the obvious things this company does and doesn't do. The point of the matter is when you define what a pyramid scheme is and how it operates, you'll see why this company is always being questioned why it is being called a scam.
XR42 1 month ago
@XR42 people tend to be lazy, they seem to rather adopt the opinions someone else gives them as opposed to keeping an open mind and gather info for themselves before making any decisions..its alot of people throwing the term "pyramid" around and havin no real idea what it really is, or they define it as one guy raking in all the profits of people underneath him, not realizing that is the exact way their job works, this is what i think causes the most issues, people have heard about other
carsonc29 1 month ago
@carsonc29 That's why they call them pyramid scams; the real money goes to the people at the top while the people at the bottom are trapped in a problem the company gives them. The difference what a salesman and scamers is that salesmen talk to different people rather than relatives and friends only and advertising their company and what it is selling. It may be annoying walking into a mall and have them bug you to buy something, but that's the way salesmen work.
XR42 1 month ago
@XR42 Why are you still talking in this video after what I told you? This is not a pyramid scheme. A pyramid scheme's defining factor is forcing their employees to buy the product themselves and sell licenses to others that enable them to sell the product after buying it. Primerica doesn't force you to buy any product. As far as talking to relatives goes, you don't HAVE to talk to them. You're encouraged to start with them because it's easier as they trust you. I myself recruit non-relatives.
jubetily 1 month ago
@XR42 in a pyramid scheme, like a ponzi..ONLY the people on top have a chance to make any money, that would mean that the only millionaires in primerica would be the founders, but that would be inaccurate, due to the fact that there have been numerous people who mow make a million, who where not there during the inception of the original primera(AL Williams)..that is a comom assumption you made about talking to only people you know, if you opened up a resturant, would you not tell your
carsonc29 1 month ago
@carsonc29 The goal is money and employees. You can't make money by scamming everyone including your your employees. Taking money from people and "some" employees can make a company seem valid by using those happy employees to say it is a valid bussiness and can earn you money and ruin other employees to keep those higher than those at the foot at the latter.
XR42 1 month ago
@XR42 scamming??so helpin them learn to invest is scamming?, how bout learning how to fix ones credit score, is that scamming? helping people insure their families, is that scamming?..dude do you even have any idea what the company does, whom it works with? I have come to the ultimate conclusion, you really dont know anything about the company outside of the fact that it recruits, you have not presented any real facts, just alot of opinions, outside opinions at that
carsonc29 1 month ago
@carsonc29 Without knowing what their investing in can harm what little they have. Giving someone sensative information to a company that only travels by the word of another person; I might as well let a gangbanger hold my wallet. How many families they claimed to have saved? more importantly, why arn't those people say anything infront of cameras?
XR42 1 month ago
@XR42 that is exactally why they have someone with more expereince there with you, to exaplain anything that the new agent may not be able to explain..i wouldnt exactally compare word of mouth to giving your wallet to a gangbanger, if you give your wallet to a gangbanger you deserve to get jacked...that is one thing i find so funny, people forget that in the past, companies were built on word of mouth, b4 TV internet, radio ect..people think a company bein on one of those mediums means
carsonc29 1 month ago
@XR42 they are a real company, but if you look at all the companies on wall st, there would be alot, that frankly, are unheard of, not on TV radio billboard, ect..but they are still a real company, with real profits..bein publically advertised on those type of medium is not and should not be the measureing stick of realness, there is a company where i live call ed AWG, associated wholesale grocers, they are the #2 supplier, i believe, or grocery stores and resturants, people may not know
carsonc29 1 month ago
@XR42 that AWG delivered the food they just bought at price chopper,prolly wouldnt care anyway,but they have never made a commerical, radio announcement, much less a billboard, but i can drive 10 minutes from where i live ad low and behold, there is a 1 million sq feet warehouse that say AWG...so if you saved a bunch of money by switchin your car insurance to geico, are you gonna call gieco headquaters and say "quick get a camera out there, i just saved money on my car ins, i gotta let
carsonc29 1 month ago
@XR42 the world know"..of course not, your just gonna take your saved money, and go home, no need to make a monster deal about it
carsonc29 1 month ago
@carsonc29 You don't need someone to tell you what you did wrong; you use your brain to review your mistakes. People with ADD need aids for that job. Companies do need to put themselves out there to be noticed. From what AWG does, their customers must be the grocery stores and resturants instead of the people. Why would they be open for everyone to do business with; that makes no sense. Like why would you hire you uneployeed nieghbor to be your pizza boy when you want pizza.
XR42 1 month ago
@XR42 you dont need someone telling you what you did wrong?? seriously, then why bother having teachers in school grades test and other assignments? why have spell check on a computer?.the problem with that poit you made is this, how would i know if i made a mistake? we ar enot talkin bout somthing obvious like,murder,rape ect, where it should be obvious you did something wrong....on that same token, why do jobs even bother to have training programs, why not just let the new hire come in
carsonc29 1 month ago
@carsonc29 Look that pizza boy example was based on your observation of what the AWG company does and doesn't do. And Don't know why we're arguing about the training. There's nothing wrong with the traning execpt bringing a friend along with you. This is all about what primerica is. I've been arguing with 5 different people since I started saying it was a scam. How this company is getting money and letting it's future employees pay for the things they need is what makes it a scam.
XR42 1 month ago
@XR42 first let me juist correct you, primerica does not hire people to be "employees"..that there in itself shows you have no idea what primerica is about and what it does, when you join you sign an IBA individual business application, noonw does it say you are an employee, now they do have employees at home office, underwriters,secretaries ect...but to do the bsuiness you are not an employee.dude i pay for investmetn cause I NEED them, not cause i was forced to buy them, i have life
carsonc29 1 month ago
@carsonc29 Ok sense you want to believe I don't know anything, I'll let you lead this dance. This company, gets you to start a business of your own under their name and you have no product, not even sales advice insurance or whatever, how is it that they are earning the total number of money they are spending? they can't just take money out of no where and say, "We're succesful" Telling someone could take years to bring up the number they somewhat earn. and when those people look the
XR42 1 month ago
@XR42 as a rep you have access to a website that has training videos, teaches you how to get diff licenses, like life, securities, ect.im studyin an online simulator for my secerities license at this time, you also have access to company brochures and updates on technolgy, every type of training you need to have in order to be successfull is on there.the product is life ins, IRA ROTH IRA, 401K rollovers,annuities, credit reapir, car ins, LTC, those are products that can all be sold..
carsonc29 1 month ago
@XR42 that would be the "inventory"
carsonc29 1 month ago
@carsonc29 company up on the internet, you believe is rotten, they are going to see the words "Primerica a scam?" or "Is Primerica a pyramid scam?" Do you really think that a person's words are really going to stand strong just in person. The are over 6 billion people on the planet and about 8/10 of that population have internet access. Maybe more than half of those people put up sites like this and you think every negative press are back stabers? That's just sad.
XR42 1 month ago
@XR42 mainly cause they are..like a isaid previously..ost people who have a negative idea about the company didnt get it from doin theit own research and expereince, they adopt the opinion of someone else,maybe like yourself, who themseleves does not understand the company..the internet is a valuable tool no doubt, but i have heard it also described as the batchroom wall of the 21st century, anyone with a webcam, keyborad, free time, and an opinion can type any garbage they want..if i take
carsonc29 1 month ago
@XR42 time to create a website called "the moon is blue.com", does that mean that just cause its a website that can be googled and looked up that someone its gotta be real and my opinions on there have to be true?, of course not..you can google wal mart and find over 100k negative sites about it, but there is nothin evel about Wal Mart, its just people with bad expereinces either working or shopping a 1 0r 2 stores, and generalizing every store as being the same and thinkin they have the
carsonc29 1 month ago
@carsonc29 Well you have to admit that there are flaws in this company and those flaws are making people say it's a scam. You can't say people say hurtfull things because they don't understand, that's what people in cults say to make their prophet seem untouchable. And there is something evil about Wal Mart. The reason why they have low prices on a number of their products is because they have people in different countries make the products there and ship them out here in America.
XR42 1 month ago
@XR42 i wouldnt go as far as to compare any business with a cult
carsonc29 1 month ago
@carsonc29 not any business, just the businesses that are scams. In a common view of it, it's followers or employees and anyone they convince to help back them up on what many others claim these companies to be. No matter what, you have to see and say there's something wrong with this company and how it does business.
XR42 1 month ago
@XR42 i may have said htis b4 but ill say it agon..if the SEC,FINRA, IRS wall st, every magazine tgt has talked bout the comapny, all with vast amount s of resources to reaearch this company from every angle, say this company is legit and there is nothing wrong with the way they do business, then i really dont think your qualified to make any assessments that would say otherwise.. i highly doubt that sonehow you have stummbled upon anything they have misse..
carsonc29 1 month ago
@carsonc29 And your going to say it over and over again because that's the oonly line you and this company will every give to prove what it "isn't". That's proof that your backed into a corner and that is the only hope you have of changing my mind and others that say the same as I do.
XR42 1 month ago
@XR42 the reason why that line is contunually said is mainly because its hold so much weight, on one hand you have you, limitied ability/resources and 0 credibility in business sayin this business is a scam, on the other hand you have trained expereinced professionals is business who have used alot of time and effort to look at this company, and they say its viable,legit and profitable..explain to me again why anyone should listen to you over them???? im hearing some crickets on your end..
carsonc29 1 month ago
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carsonc29 1 month ago
@carsonc29 You really want to believe so much that any company or person that says, " you'll make money in less than a minute" is not a scam. Look if it's not a scam and a business that is working, it should be on the news asking for customers. Don't explain why it wont just do whatever you can beside the internet (because it's already known here), just make flyers go to every door in you city or town know about it and I'll wait here doing a honest hard days work that shows character.
XR42 1 month ago
@XR42 never said you will make money in less than a minute, thjose are get rich quick schemes, it takes time, and effort, and alot of hard work to make money in this business, we dont do any door to dooor, or pass out flyer or any cheap mess like that, we are not seling vaccum cleaners..so let me get this straight, the ONLY arguement for this company is the fact that they dont advertise on tv radio ect?, thats a pretty shaky leg to stand on,
carsonc29 1 month ago
@carsonc29 I can keep doing this for a year and in that year, Primerica is going to stay in its little spot claiming on what it is. Though if it does come out and actually does come out in advertising outside a person to person chat and internet info, then the government can take a bigger look at it and prove if it's a scam or not.
XR42 1 month ago
@XR42 not sure you understand, the comapny does business in the most analyzed sector of business, finance, any comapny that sells life insurance and securities,wheather they advertise on tv or not, is going to be highly monitered and looked into
carsonc29 1 month ago
@carsonc29 shaky? The one common notice of a company or business being a scam is the fact that it doesn't advertize to the publics view. This company violated 3 known facts that makes it a scam. This whole debate is on those facts. If someone was there to investigate this company and asked why arn't they advertising, they say like you, "We got a pardon from this department in the govt. and we let are business be known from person to person."
XR42 1 month ago
@XR42 a pardon?..a pardon is like asking someone for permission to do something, this company didnt ask govt agency for permission...now you just sound like your reachingonce again ill bring up this point, to place an ad on TV or radio ect, takes money, you act like every company that does business has to be on tv or some magazine ad??...ill say it one last time..if that is your measuring stick of validity for which you measure weather a company is real, then dude you have no business
carsonc29 1 month ago
@carsonc29 Don't question my knowledge because the warning signs about a business scam is always a number one thing everyone checks out before handing their money and faith to someone they never heard of and is mostly questioned if it is a scam.
XR42 1 month ago
@XR42 um first of all, you would have to have shown "knowledge" in order for me to question it...the fact that you think i would have anything to question is absurd, why change a system that works, the comapny at this time is worth 5 billion, just added lincoln financial to its list of partners, became a publically traded company april 2010, if what they are doin is working, then what would be the point of changing it?..they will advertise one day, but at this time, it is not needed
carsonc29 1 month ago
@XR42 so you using kinds holding up lemonade stand signs as an example????is that really what your leading with?..i had a lil kid last night walk up to me in the church lobby and tell me his school was raising money to take a trip, tried ot sell me some candy, according to you,my response shoulda been "kid i dont know you, you cant wait just walk up to me and advertise what your selling, the only way to do business, is you have have to set up and candy stand outside and advertise where
carsonc29 1 month ago
@XR42 everyone can see it, if everyone cant see it, then what your doing is scamming me"..that just sounds stupid..and please dont repsond with any more non sense talking about your "knowledge"..you are not the end all be all of busiess understanding, nor did you write the rules of business conduct..please keep that mess to yourself, people are on here laughin at you
carsonc29 1 month ago
@XR42 oh and as far as the misspelled words, dont blame me if the keyboard sticks, try to think of some other comeback besides faulty typing
carsonc29 1 month ago
@carsonc29 ya, the keyboard is the reason why you used the wrong form of WHETHER and question marks in the wrong sentences. It's surely the sticky keyboard is the problem rather than a human being adapting to a problem. There are two things I've seen linconl finacil do what Primerica didn't do. Have advertisments and buildings. The difference between the two companies, L.F. methods arn't being seen as a scam by anyone.
XR42 1 month ago
@XR42 seeing as how a company with the reputation of lincoln financial has decided to partner up with primerica, they seem dont seem to have any issues with the way primerica does business...ill repeat a previous point, do you think YOU know more than LF?..if you go to duluth georgia, you will find a rather large building, with big bold letters thats says "primerica", they have offices all over the country..just because YOU have not seen them, does not mean they are not around
carsonc29 1 month ago
@carsonc29 Well then they have a choice, Either go quite like Primerica and scam all their clients or give Primerica a comercial that actually get them notice. I could look over the fact that L.F. do employee people and have them work at there home, but they had the balls to actually do something to get people rather then talk to person to person. hmm maybe L.F. might take over Primerica and nobody would notice.
XR42 1 month ago
@XR42 sense what so ever..tell ya what...you can go on thinkin your right, or whatever makes you sleep beter at night, but just understand, yo uhave no influence what so ever, and you represent a tiny tiny tiny tiny tiny amount of people, to stubborn to think outside the box, so just stay in the box where its safe for you, hate for you to hurt your self by thinking
carsonc29 1 month ago
@carsonc29 ok for one thing, I've tried not to say anything till now but you type like you havn't graduated high school. As nice as I am, I can understand what your typing, but it's just to much right now. Outside your box is trusting anyone that says the magic words "more money". Yes I am saying that is what a business is all about, advertizing themselves out to the public; hell, kids in the 50s or so would have lemonade stands outside with a large sign while todays standerds,
XR42 1 month ago
@carsonc29 kids are holding up car wash signs instead of going from person to person saying they are doing a car wash. You know what a scam is as well as I do and either you are protecting every scam from bad press or your avoiding the major points, Why are they talking person to person, why arn't they advertizing when they claim to have spent and gain money that could give them commercial time at the right time of day to get the most number of people sitting at the tv.
XR42 1 month ago
@carsonc29 And as that person is going to say to him or herself, "If I keep looking into this company, it's going to be even more obvious that it is a scam." How it says they have over 4 million customers must be an exageration; a very big exageration.
XR42 1 month ago
@XR42 uh dude, the company wouldnt be a publically traded company if its 4 million customers were a flase number, what are you even talkin about?..i really dont think you have any idea what the word "scam" even means?...your points are startin to become quit comical, its almost like your "tryin" to sound like you have it figured out, but alas, ya dont..thanks for the laughs tho
carsonc29 1 month ago
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carsonc29 1 month ago
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@XR42
you kow darn good and well if the SEC came out and condemed primerica you would be on here quoting that same article over and over and over to everyone who says anything good about this company, its only annoying you cause you have nothin to use against it..oh and for the record, i dont really couldnt care less about tryin to convince you of anything, in my time in this company you would be amazed how many people,who are now successfull, came into with the same mentality you have
carsonc29 1 month ago
@carsonc29 They actually pay those people so poorly that they either live in the building they work at or live in a run-down old house. They can barly live and support their families for what they do. Down here, it's a great deal for us because getting a pair of jeans for $12 or $20 is better than getting them for nearly $60 from some other store. Anyone who's gone to to college knows this or is that a suckers way of lossing money and brains?
XR42 1 month ago
@XR42 company figured out..you wanna know what I think is sad, its that people are too laazy to do any actual research on the primerica, they just hear some other nitwitt say "oh primerica is scam" and they roll with it, then they tell someone "primerica is scam" and it continues..its a sign of bein weak minded
carsonc29 1 month ago
@XR42 insurance cause my family would need it, not cause i was required to buy it,i signed up for credit repair service cause I need to get my credit straight, not cause i was required to sign up, hope your seeing a patern by now, there is no product in primerica that a person is required to buy in order to do business, the person you bring along with you at training is not just some friend, its someone with more knowledge and knowhow, dont know what part of that is so confusing to you??
carsonc29 1 month ago
@XR42 if i did need a brochure i can order it and have it shipped, that brochure will cost a whopping..........10 cent, OMG thats really putting money in the companies proft margins...i did buy a few brochures, guess i better check its stock price to see if it went up..
carsonc29 1 month ago
@carsonc29 sure helping low income people or families is something, but are they helping other people? I mean if they can "decrease" the cost of the bills and/or any insurance payments, then why not do it for everyone so that they can save more than a buck? And let me guess, "That's not the kind of customers they want, just low incomed families."
XR42 1 month ago
@XR42 when i MY comments did i say the company ONLY targets low income familes, the company does business with low income,middle income, and even upper income..there is no restriction on whom they do business with, and whom they will allow to join the business, the only restriction is on felons, cant have done time in a federal prison..you will find any bank has a similar restriction, since your dealing with money and sensative info
carsonc29 1 month ago
@XR42 and do it their way and let them figure it out on their own? , reason why that would not be permissabel is every company has procedures and steps in place to do that particualr job that employees must follow..the AWG example was just that, an example, it wwas used cause your agruement bout a companies validity can only come from them bein on TV and other public vehilcles...im not gettin the pizza boy analogy?, if my unemployed neighbor got hired to be a pizza boy, if i hired my
carsonc29 1 month ago
@carsonc29 Don't try anymore. This XR42 troll is obviously trying to get a rise out of us. His stupid examples of rat milk and mommy/daddy "interviews" shows he knows nothing about Primerica. We presented nothing but facts and people like me and you will always be here to help people interested in working for their future and bettering it. Anyone with half a brain can see XR42 knows nothing about what he's talking about and spews "scam" every other sentence. Just forget him.
jubetily 1 month ago
@jubetily its coo, im just having fun with it now, they have no clue what primerica does or what it is about, just using generalized assumptions to place a judgement, i should be thanking them, since they are giving me a lot of objection feedback, since other people might think the same as them, i can use what ive learned to overcome it...
carsonc29 1 month ago
@XR42 unemplyed neighbor to be my pizza boy, and i wanted pizza, wouldnt he be able to provide said pizza?..gotta use a more clear analogy
carsonc29 1 month ago
@XR42 family and friends about it?, the reason they sit with your family and friends first is for training purposes, the new agent wont be as nervous making a presentation in front of someone they already know, than a complete stranger, that makes sense to me, id rather be nervous in front of my best friend, than someone who doesnt know me, once you get comfortable and confident in doin the presentation and have an understanding of what to say,then you are trained on how to approach people
carsonc29 1 month ago
@carsonc29 You need your mommy, daddy, or a friend to be with you at an interview, REALLY?! I've heard of a group interview that supervisers interview more than 1 potential client at a time, but that is just silly. Your not even suppose to have your cell phone on, but you want your friends and family there. That is beyond rediculous. It's either you vs. them or with no job what so ever.
XR42 1 month ago
@XR42 now your just being an arogant prick. didnt say anything bout needing mommy and daddy, i said someone who you are FAMILIAR with,did i even mention interview?? lookin down at my las t comment, i fail to see the word interview, i said training, obviously you just made you own opinion and ran with it, typical, cant say im surprised..
carsonc29 1 month ago
@carsonc29 "id rather be nervous in front of my best friend, than someone who doesnt know me" you said. And sorry, training. That's what made it silly, having someone come with you on your training. See I can be nice by saying sorry rather than being rude.
XR42 1 month ago
@XR42 the purpose of having someone more expereinced their with you, to watch, is simply to observe, then afterwards coach you on what you did wrong, or what you did right..its kinda like when a surgeon comes out of med school, they are not lettin that person just hop in there and start cutting, they start by assiting, then when they do the surgery, they are monitored, it would be disaterous if they let them jump in and do it all themselves, cutting a dead body in med school is alot diff
carsonc29 1 month ago
@XR42 than cutting on a real person, they have to make sure they can handle the situation..exact same principal..all jobs and professions start off that way..your argueing a tactic/training system that everyone uses..i cant recall any job ive every had or any skill ive learned where i didnt have someone who was already expereinced at it watching me, and training me on what to do and what to improve on
carsonc29 1 month ago
@XR42 scams so much on tv,news, ect..that when a company operates outside the normal confines of a job, they instantly label it as "scam" before they ever take the time to really check it out or try to understand it..i dont think people are against what the company does per say, i thnk they are against how some people go about doin the business..noone likes a pushy person, especially in anything involving sales..in that case its not an issue of company credibility, its an issue of that
carsonc29 1 month ago
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carsonc29 1 month ago
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@carsonc29 person who is presenting the business to them no doin it properly..i went to go buy a flat screen tv, and the saleman that helped me out was real pushy, kept buggin me every few minutes, and even hto i wanted the TV, the salesman just turned me off, so i went somehwere else..the next salesmen ask me what i needed, i told him, he showed me some options, gave me some info, and left me alone to make my decision..needless to say, i bout that tv,same product,diff technique
carsonc29 1 month ago
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carsonc29 1 month ago
@XR42 company operates, surely you dont believe you have a better understanding on the comany than they do?..the company is not a financial planning company, they are a financial marketing company, they just market products..
carsonc29 1 month ago
@XR42 BIG voice to me...now if you chose to have the mentality that only the rich and well off deserve financial adivice, then i feel sorry for you, cause that statement made you seem extremely snobbish,upppity, and just utterly heartless..oh nad by the way, the company does business with alot of high end people as well..do some research b4 you post baseless facts
carsonc29 1 month ago
@jubetily It doesn't make any sense for a company to say to pay $100 for training just to get it back when your done. This company is fighting so hard on this, it can't prove to people like me they can set up a real public commercial to the public on national television. These people are working the same economic move like Tower Recoders, just more affective and discreet. Futuristicly, saying it has been in business for so many years isn't an explanation nor an answer to the questions.
XR42 1 month ago
@XR42 It does make sense for a company to pay for your life insurance exam, if most of their agents are middle-low income families and people in America. It's an incentive. It's the company saying "We want you to join and become financially independent so mucht hat WE'LL pay for your starting fees to become trained and an agent." You admit you argue because you like it; not because you think it's wrong. And there ARE other methods of advertising besides commercials, which you need to learn of.
jubetily 1 month ago
@jubetily very well said..word of mouth is still and always will be thr best form of marketing and advertsing
carsonc29 1 month ago
Primerica is THE LARGEST Financial Service Company in N.America, We were the best performing IPO since went public in 2010 of the first quarter... You have the opportunity to start Part time/ fulltime and be your own BOSS... Now Show us your track records... Hmmmm thats what we thought!!!!
maleatoa 3 months ago in playlist Favorite videos
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WARNING EVERYONE:
jgilles85 is an ex-primerican that got fired for screwing his customer, now he is a whole life insurance agent, i have been tracking him down through many blogs, check any blog that talks about TERM INSURANCE and you'll see, everyone please DON'T WAIST YOUR TIME WITH HIM.
acumedcorp 3 months ago
People who hate on primerica, I dont see your business on youtube and dont waste your time talking how bad Pri is and go build your business to be big like Primerica. Lol
Infamous212s 4 months ago
@Jgiliesss, you should be banned from doing what your doing. Rip people off.
Infamous212s 4 months ago
@Infamous212s how does the company rip ppl off?
larryfgomez 2 months ago
@larryfgomez For one thing, they brag about how they spend millions and billions of dollars for the people that they insure, but they won't pay for your training and license like a legal company should. Another fact is the number of people they say they cover. How is it this company has millions of customers with such a poor advertizment to the public. It doesn't matter how long they've been in business, what matters is where is the money coming from. IRS should look into this.
XR42 2 months ago
@XR42 Your entire argument here is either based on lies or ignorance. You blatantly admit you do not know how this company can insure so many clients or pay our billions of dollars in year. Learn it. The fact is they do, and without advertising to the public. Firstly, PFS has over 100,000 licensed agents in this country alone. They do not need ads. Also, you think the IRS or the NYSE have NOT looked into this company? You really think they slipped through all this time? Your ignorance baffles me
jubetily 1 month ago
@XR42 so your saying the proof of a companies "viability" an d"legitimacy" is if they have TV commercials and billboards and other advertisments? so thats your defintion whether or not a company is real?..and im sure the IRS has looked into the comapny, have for the last 34 years....
carsonc29 1 month ago
Primerica is a disease. They ought to be banned PERMANENTLY. Pun intended.
jgiIles85 4 months ago
@jgiIles85 Im thinking of joining primerica. why should they b banned?
larryfgomez 2 months ago
@larryfgomez you shouldn't join because legal companies should pay for your training and aid you into getting your license; they won't do that for you. They also encurage you to start your home business and also recrute others; all on your own. And if that doesn't help then ask yourself this; how is it this company really getting money when the only way of hearing about it is by another person or here on youtube? Don't join, you might lose your money to them.
XR42 2 months ago
@XR42 It's people like you that are responsible for hindering innovation and creating unwarranted skepticism in this world today. Why do you keep talking about how Primerica does not pay for your "training and aid you in getting your license"? They do; I have studied completely through ucanpass.com, a primerica website, to pass my life license exam and only have to take the test in my state to get it. Since I also used their website, they will pay the $100 for me to take the test.
jubetily 1 month ago
Its amazing how ignorant some people can be. Hopefully no one is influenced by it. Remember to consider the source. By the way a "pyramid" is an illegal scam which neither Primerica nor Pre-Paid Legal are. Don't place your failures on someone else's shoulders. Just stick to your fast food job...where ur manager makes more than you...and his manager makes more than him... (pyramid?!) 1
ItzSlickDangerBytch 5 months ago
THANK YOU PRIMERICA !!!
JONATHAN RIVARD;
INTERNATIONAL & GREEN-CERTIFIED RE/MAX REAL ESTATE BROKER
REMAXrivard 5 months ago
@REMAXrivard Yeeeah Homo. Fuck Crymerica.
BIDROLLERS 5 months ago
Educate yourself and avoid scam ass companies like this one and prepaid elegal. Scroll down on our website beatskeetskeet and read our articles.
BIDROLLERS 5 months ago
Filthy big lip beast fuck crymerica hoer only on our website prepaidleaveem.
derrickjenkins 7 months ago
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Crymerica and Prepaid Elegal is the same bs. They're working together to recruit but they will fail. We expose that nonsense on our website prepaidleaveem.
derrickjenkins 9 months ago
pri
gipson40 1 year ago
primerica's term insurance is the one of the most expensive term insurances on the market. their "30 year" level term insurance is only guaranteed for 20 years, after which the client must renew the policy at increased rates. primerica's selection of mutual funds is terrible as well as their selection (or lack of) of annuities. if you primericans want to help families, recommend to them to dump primerica and invest the difference!
aemihsbc 1 year ago
@aemihsbc As far as the renewal guarantee, its not 20yrs. Its up to age 95. Guarantee. Who or where did you hear this from because you are misinformed. And besides, after the term whether 20 or 30yrs, the client "must" not renew their policy. They shouldnt need it if along the line they save and got out of debt.
larryfgomez 2 months ago
Freedom lives here, to all ignorants,haters or whatever you're called, i pity for you!
i wouldnt exchange my life with any of yours,not even with the one i had before.
For all the others, SEE U AT THE TOP! imma be in Atlanta (1st time) it is so exciting,70 000 standing proud winners
SaraBoutin 1 year ago 2
@SaraBoutin I hope to see YOU on ATLANTA!!!! I Will be There!!!!
FreedomLivesHere 11 months ago
This is the best opportunity ive seen and i will never let it go. Primerica is a huge gift to population,families and we work with heart. Of course it is not easy, someone said it would be?? nope. but i know where i belong and i found myself happier and better than who i was.how many families cried in my arms... i am so proud of this 1st april, it is the best foundation of time right now and it will keep going on, coz we're just gonna do it,just do it!
SaraBoutin 1 year ago
triflow, u dnt have to pay for a job ur right!!.. u are getn a job w primerica, u are startn ur business, now im not the smartest man in the world but to start a business for onli 99 bucks aint bad when other people spend thousands of dollars to start one. know if u lookn for a job ull get one, PFS aint for people who are satisfy to bcome nobodys.
danglz08 1 year ago
i just joined 2 weeks ago and i already have many partners and custommer..im in canada tho, french speaking =) add me
musikLmind 1 year ago
So, you have to sell stuff. I guess to your family and friends first(I'm sure they will kill you later). Then you have to TRY and sell "WHATEVER" to strangers.... How's that going to go for you?? SAVE YOUR MONEY! You never have to pay for a JOB!!!
TriFlow 1 year ago
@TriFlow it is unbelievable I made 17k last month how is your job?
probslpwtyormama 1 year ago
@probslpwtyormama I just started like a few days ago. I know for sure it's not a scam. my rep is going to pay out of her pocket to get me started! Do you have any tips for me? I really want to succeed!
rayallove 1 year ago
@rayallove Look up pyramid scheme and tell me that it is any fucking different. I just quit there.
SexyFish660 6 months ago
@probslpwtyormama As long as you can sleep at night......don't call me though because I am aware of the crappy policies you have. But go for it, get rich, alienate your friends and go make new fake Primerica buddies. I pray for you.
KNT0791 1 year ago 2
@KNT0791 thx for the positive feed back !!
probslpwtyormama 11 months ago
@TriFlow oh trust me you "pay for your job " my friend. IT IS CALLED FREEDOM,AND YOU DON'T HAVE IT BECAUSE OF YOUR JOB.you pay everyday, the "man" has his thumb on you and your family.does your wife get out of your bed every day,and bow down to another man? (her boss)
probslpwtyormama 1 year ago
@TriFlow it's not a «job» it's an enterprise.anyone needs cash down to own a business or to run any enterprise with employees or partners...
big huge difference...not mind settled for guys like u
SaraBoutin 1 year ago
@TriFlow your right , yu dont have to pay for a job, but good luck letting someone else dictate to you how much money you can make and what type of life style you can afford to give your family while working for 30-40 years building equity for someone elses company..yeah, thats sounds like the perfect plan
carsonc29 1 month ago
PRI. INC. YEEEAAAHHH BABY!!!
dresnookie 1 year ago
Tomorrow is the day!!!!
klyles95 1 year ago
Does anyone know what the stock symbol will be?
diazmogul 1 year ago
Tomorrow is the day!!!!
klyles95 1 year ago
I can"t wait til PFS officially goes IPO and gets stock traded and can get rid of Citigroup and it's bad reputation!
avon2zion 2 years ago 2
No mention of Citigroup now! It will be interesting to see what happens to PFS in the nex couple of years, once they seperate from CG.
If they are in fact allowed to remain as "Primerica" when they are bought out, hopefully it will benefit them.
poorlittlebaby99 2 years ago
@poorlittlebaby99 It really urked me to hear when CG stopped Primerica from paying its people to go on those trips just because CG took a bail out!! We need to get out of CG!! I think so, since Primerica's symbol on wall st will be 'PRI'!!
CAlanRobinson 1 year ago
i love primerica!!!
yahkee 2 years ago
If Primerica going public should be the earning be less for the Reps. Like most other company that paying salary for the Reps because The Share Holder need to make money also otherwise they will take their money to invest somewhere else!!!
athea2321 2 years ago