However, my hope is that laws should be changed to it mandatory for the employer and disability insurance company to provide the employee a CLEAR understanding of
a)what is the percentage of claims that the disability insurance company has approved and continued with
b) what is the course to redressal of her grievances and again, what are the chances of success.
This empowers the consumer to make an informed choice of purchasing insurance through employer or on her own.
An issue often not understood by potential consumers is what disability insurance to purchase. A lot of employees think that they are covered by employer provided disability which is governed by ERISA laws.
For example, see this illnessandinsurancehell.blogspot.com/2009/10/erisa-schmerisa-or-lessons-i-have.html
I became disabled at age 23---just married and a newborn. Thank God I had LTD coverage through my union. At least we didn't starve to death. If we had taken disability insurance on the mortgage loan we wouldn't have lost the house.
However, my hope is that laws should be changed to it mandatory for the employer and disability insurance company to provide the employee a CLEAR understanding of
a)what is the percentage of claims that the disability insurance company has approved and continued with
b) what is the course to redressal of her grievances and again, what are the chances of success.
This empowers the consumer to make an informed choice of purchasing insurance through employer or on her own.
rvsw 1 year ago
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An issue often not understood by potential consumers is what disability insurance to purchase. A lot of employees think that they are covered by employer provided disability which is governed by ERISA laws.
For example, see this illnessandinsurancehell.blogspot.com/2009/10/erisa-schmerisa-or-lessons-i-have.html
and
hartford-disability-denial.blogspot.com/2010/12/what-goes-on-in-erisa-litigation.html.
rvsw 1 year ago
I became disabled at age 23---just married and a newborn. Thank God I had LTD coverage through my union. At least we didn't starve to death. If we had taken disability insurance on the mortgage loan we wouldn't have lost the house.
METALGOD3667 3 years ago