Dave Ramsey Puts the Smackdown on Ignorant Ted from Cali

[cetnik03]

LOL AMAZING ALL YOU IDIOTS follow ramsey!! this guy is a tool!! who's the idiot now idiot?? lol he is a disinfo agent, dude sucks, fuk off ramsey, lying scum bag, im laughing @ all you idiots who did not buy gold or any precious metals!!

[ScrewTheRest]

whose the idiot now bitch?

[murderface74]

Alright, Ive been listening to him on the radio since 2006. i m almost debt free. Ive been unemployeed for 2 years and my student loan is the only one I have left besides a personal debt of 1500, and 800 to the bank. It looks like the employer I quit on good terms before they laid everybody off is going to rehire me. When that happens Ill be changing my family tree this new year. He really makes you think about how to manage money, and if your a half wit and just do it , it works.

[murderface74]

Alright, Ive been listening to him on the radio since 2006. i m almost debt free. Ive been unemployeed for 2 years and my student loan is the only one I have left besides a personal debt of 1500, and 800 to the bank. It looks like the employer I quit on good terms before they laid everybody off is going to rehire me. When that happens Ill be changing my family tree this new year.

[MarkHarrellJr]

Scott Volk is the coolest bald man alive, but Dave is cool...

[ballocoke]

I have poor money managing skill and regularly overdraw on my checking account.What's the worst that can happen from that. I try not to but I do it every now and then.

[loveshortasians]

this guy is awesome!!!

[pfzx3]

All of those posters saying Dave was wrong didn't listen to what he said. He said we may have been on the edge (when he made the comment) but it wasn't one yet.

Non-idiots realize that much of economics is looking back, with data, not opinion, and understanding after the fact what happened.

So Dave was right, and ultimately we ended up where he said we might.

[Thomasmollo]

Guess Ted isn't so dumb after all ! I like Dave Ramsey but man did he blow it big time on The Economy !

[roberts11000]

One thing conservatives are very good like Ramsey are quoting overall numbers, but never looking to see if those numbers are actually being distributed in a fair manner, where we see whether regular hard working people are getting the fruits of their labor. In terms of a recession we now know Dave Ramsey was wrong we were on the verge of a major meltdown

[jacksonroks]

life is not fair.

one thing libs are really good at is ruining economies.

[amberfwn]

Well that's quite strange since Bush put us in a great deficit!

[jacksonroks]

liberal minded republicans like bush suck too. (although the tax cuts helped the economy just as they did under kennedy and reagan)

and before you tell me bush isn't liberal, please think about your liberal messiah obama and his gang not repealing the patriot act or closing guantanamo or getting us out of iraq or legalizing cannabis or cleaning up washington or a million other things they promised!!!!

please think! when will you wake up???

[deborahmouser]

Dave Ramsey wins another.

[dmimcg]

Dave Ramsey is an arrogant jack a*s. Nice Christian witness Dave calling people names that you don't agree with. Jesus is proud of you Dave. No he isn't . WWJD. Turn off Ramsey.

[olh1152]

Dave, as long as people do stupid things with money, you will always have a job.

[clayrains]

Dave Ramsey says buying gold and silver is stupid and tells people to keep their money in their 401ks. I disregarded his advice and cashed in my 401k and bought silver at $7.40 an ounce. Four months later it went up to $14.00 an ounce.

I doubled my money in four months while my friends that listen to "conservative Christian" and "financial guru" Dave Ramsey lost over 90% or their retirements.

[bbal232323]

he's telling you the safe way to make money. i'd much rather take his advice than yours. you are a moron.

[balajiraja]

@bbal232323 : Ya I agree. The things Dave Says are the safe, sure-fire (within reason) way to get out of debt and make money. If a person has more money and want to take a bit risk then they can...

[jacksonroks]

what did that joker say? his comment has been removed lol.

[notxworthless]

Oh really?

Well, let's think about what happens when a natural disaster occurs.

You think anyone is going to give a damn about GOLD?!

No. They want resources and MONEY to buy resources.

Gold is a scam, it's risky just like the stock market. but then again, those companies need people like you to make money off of.

[notxworthless]

hahaha...WOW.

So, you are saying he is a moron because he actually found out how to save his financial future and be successul BY EXPERIENCE, and he found a way that actually works and is saving 1,000's of people?

yeah, you're dumb.

How about YOU tell us how to do that?hm?

[AmericaTheBlind]

No Dave, the CPI is a measurement of FINANCIAL INFLATION, not MONETARY INFLATION - dildo. By def. a recession is when we have two quarters of negative MONETARY INFLATION ADJUSTED GROWTH, not two quarters of growth offset by the price increase shown by the CPI.

Dave, you are an idiot - stick a crow up your ass and stop misleading the sheep of America. Just because they are all mostly retarded doesn't mean you have to be also.

If you need an explanation, I'll call in and explain it to you =)

[osabr22000]

Dave Ramsey is nothing but a lunatic, and his Snowball concept is simply nonsense. Anyone who advises you pay off the balance of a $300 debt at 9% instead of a $1,200 debt at 20% because the former is smaller is selling crazy. So don't buy.

[InTheWord08]

Plug the numbers into a financial debt calculator. Dave's math works most of the time. In truth, a combination of paying off smaller balances and larger interest rates is needed. You just need a good financial debt calculator to show you. Dave is proposing what works best most of the time.

[wittsgirl]

It's not about numbers. It's about getting an emotional kick in the butt to begin paying off your debts... NOT about numbers. :) Get your facts - then attempt to fragment a system that has worked everytime IT'S worked. Didya' get that? :)

[sistermitzi]

I agree, Dave takes into account "the human factor". It's not just about math. It's about motivation, clarity & determination. It worked for us. Thanks Dave for changing our lives forever. Dave is an American Hero, Dave is our hero.

[osabr22000]

Wittsgirl. "it's not about numbers", it IS about numbers. Simple logic says that paying off higher interest rates first saves more money. You simply don't have a leg to stand on. "Get my facts"? I have them straight. "...has worked everytime IT'S worked..." ANYbody who's not an idiot can create a debt payment system that works, all you do is pay more than the interest... I'm sorry if I've damaged DR, your golden calf, after I demonstrated how easy it is to design a system.

[caltrop69]

While you make sense, I think there IS a psychological factor, here, that Dave Ramsey, and his type, address: Accomplishment.

Sure...You may have "only" paid off your $1000, 5% APR card, but IT'S GONE!

Jump up and down people! Pray to the invisible big guy! It's gone!

There's a motivation that comes from accomplishing short term goals that, indisputably I would think, lends itself to accomplishing long term goals.

Never mind that the same money could have gone towards a $5000 10% APR card.

[balajiraja]

From the financial point, I agree with you osabr22000. But the assumption that dave makes (which is valid for the majority) is that the people who are in debt have the mentality.."oh, I am in deep, no way for me to get out of this mess, so I just give up." For these people just paying off a albeit small one is a morality boost

Its like a kid who is failing in class and thinks he is a failure. If you tell him to do well on a quiz and get an A in it, will give him a boost to study well in future.

[omarren]

sheep?

[osabr22000]

Now, in regards to that "emotional kick". Don't be such an enabler to these fools who get into credit trouble. Emotions, lack of telling themselves "NO", got them into this trouble. It sure as heck wasn't discipline and common sense!! So why not use that as an opportunity to teach them common sense and implement a much more efficient debt payment method. Tell them, " I know it seems daunting, you fee like you're not getting any traction". Then prove they are w/ excel. Now, suck it dry.

[Sofunnylol]

Dave Ramsey is great about paying off debt.

Dave Ramsey is an idiot about economics.

[gigman7]

How is he an idiot about echonomics when he was in fact right?

[tharmand]

He who laughs last....This is the same smug guy who would tell his audience last year that the economy is doing great....its a great time to buy a house....etc, etc. He also called Peter Schiff an idiot on the air. Enough said.

[matt98108]

I guess the caller was right, as it was just declared that the U.S. has been in a recession since December 2007. Ignorant? Probably. An idiot? No, he was just overreactive.

[Rekcin]

I've been listening to Dave for 10 years. He knows what he is talking about. I've used his techniques and they DO work. I'll be retiring early thanks to him. I see people everyday being normal and I'm so glad Dave opened my eyes. I don't and debt other than my house and that is going away fast. Thanks Dave and God Bless you for your ministry. P.S. Credit is the DEVIL! The borrower is Slave to the lender.

[creepsomber]

I'm an atheist. Not a believer in religion, not in a relevant god. And I listen to his show everyday, and think he's an incredible guy for doing all he does. It's amazing that there is ANY hate vids against him. I think his bank account proves the value of his program.

[b24talor]

@creepsomber hi, just wondering why you believe Dave about money, but not about God.

[GetDamage]

@b24talor Exeperience. first hand experience with money and financing...

[nadagain]

@creepsomber Agreed. I am also a atheist (level 7 according to Hawkins if I remember correctly) and I listen to Ramsey practically everyday.

[dastote]

Dave is a Stud

[RealAndTruth]

The Dave Ramsey Show, side-swiping America!

[spartaeus]

Dave is pretty intolerant of anyone who doesn't see things the way he does.

This really turns me off about him.

[jeffisontheair]

Dave's actually very intolerant of ignorance. There is a textbook definition to the economic term "recession" which even Barrack Obama can't figure out.

[6858621]

i disagree. he is intolerant of people who run their mouths like they know what they are talking about, but actually do not.

He talks to people every day who mismanage their money and their lives when they KNOW they should do better, yet is never rude, hateful, or unwilling to help them get out of the hole they dug for themselves.

[BATCH420]

TELL EM DAVE!!!!

[wmarkj]

Skinski, I would like to read your books and listen to your radio show. When are you on?

[Skinski7]

Dave Ramsey is very ignorant here. Growth in GDP is meaningless when real inflation is taken into account. GDP measured in dollars may increase while at the same time GDP in actual productive wealth may decrease. Currently the U.S. is undergoing negative when this is taken into account. Research it!

[Shadowgeekster]

Epic FAIL.