bank of america credit card fees are a scam

[muratshawn]

well ecen if u get the name sweetie...its some dude or chick from india using a fake english name "yes this is adam how can i assist you" lol....and his or real name is something,not even their natives can pronounce....

but yeah i agree with you.....ever since the new credit card bank law passed the banks are trying other shit to scam us folks...as u know, the banks can no longer have u over draft ur account,oin order to charge u aka hit u with a fee...so they come up with new ideas...bastards

[MiguelitoSan]

You are AMAZING. This happened to me, word for word!!

[nocoolname1]

Good advice for somebody name vagisil4ever

[MiguelitoSan]

@nocoolname1 What branch of Bank of America do you work in?

[holyshipballs]

Its not just credit cards that they cheat you with. I had a BoA account that I never EVER touched. But my statements had balances that were lower than what I originally put in, even though the account showed no activity. BoA said it was a mistake and put the money back, but it happens over and over and over every few months. I closed my account and will never bank with them again. Stick to credit unions.....

[OneManWolfPak]

...you are one CLASSY girl ! lol

[ozcrak420]

HEYYYYYYYYYYYYY YAALLLLLLLLLLLLLLLLLLLLLLLS ! GO BANK CARDS GO! FREE PANTIES

[jimmykim100]

I was charged with total of $500 overdraft fee from my Bank of America saving and checking accounts over last 4 months. It's pure bullshit. So my question is: are there any medium size banks that don't have fraudulent fees?

[prcacowboy82401]

I am no fan of "b of a" (lower case intentional throughout (lcit)). Having fought these slime for over a year it took the WY Attorney General to fix the problem. As for what "b of a" stands for: BANK OUT F***ING AMERICA"!

[TheObserver2012]

WTF you still banking with BA choose a credit union or small bank....hello

[lwpducks]

I had a Bof A credit card with a $39,000 line of credit. No late charges, No wrong doings. I had a balane of $8300. I get a letter dropping my line of credit to $8500

what about that.

[SeaMossDesign]

1. People seem to have the attention span of children focusing on the background with comments like "Clean your room" rather than the content of your message. Really amazes me...

2. I've never used BOA so I can not vouch any experience or specific knowledge on the matter. But I do find it greatly discouraging that some people seem to think the only way you can get screwed by a company in this country, including financial institutions, is to personally be at fault.

[SeaMossDesign]

POST #1

1. People seem to have the attention span of children focusing on the background with comments like "Clean your room" rather than the content of your message. Really amazes me.

2. I've never used BOA so I can not vouch any experience or specific knowledge on the matter. But I do find it greatly discouraging that some people seem to think the only way you can get screwed by a company, including financial institutions, is to personally be at fault.

[silverjunky999]

Clean the bedroom

[vagisil4eva]

@silverjunky999 thanks ma

[castawayds]

I document EVERY name, their department, their physical address date and log the discussion. ***Often, they pretend they don't know the address where they work, and try to avoid disclosing their 'call center' location. I also record the conversations and make it know to them that I am recording them, and that any information can be used in a court of law. -Then I repeat the info to them later on when they deny the information.

youtube search "how to stop credit collectors from calling"

[coco067178]

clean ur room and ill give better rating

[snitchboy12]

If you sleep with me I will give you some information.

[lonelyboy323]

u can ask her for their empolyeemnt number

[MikeStamm1058]

YOU AGREED TO ALL THE FEE'S WHEN YOU OPENED THE DAM ACCOUNT IF YOU DIDN'T AGREE TO THEM THEN WHY DID YOU SIGN THE CONTRACT?!?! I am so sick of people bitching about getting charged all these fee's it's not hard people it's called don't spend more then you make and pay of your balance in full each month!

[ifudontlikemefuckoff]

Thank you!!! People need to learn that capitalism isn't kind to fools.

[Quiksilver209]

You make the most sense.

[wacqui]

i'm going to pay off my Bof A cc and close my account, also they are going to lose a customer (me) and porbably millions of others like us. and yeah Karma is a bitch!! they will get theirs! ha ha.

[99range70def]

hey y'alls, wtf?

[scbluesman13]

A CSR not giving their last name is not "something's up". it's company policy to protect workers from possible harm and or harrassment.

[rjnovac]

True. Get an employee id number as in the past i have called back, they ask who you talked to and the response is "We have about 8 lisa's here. So, it makes it difficult.

[eliezeriero]

ok sure but your room is a mess hun.

[bruthaman1971]

vagisil, i've seen your videos and i'm curious? are you still banking w/ boa? i see that you're constantly ranting about what they supposedly did to your account but if you're still with them, what does that say about you. if you're so unhappy with the bank, why not take your overcharged checking acct to another bank? you have this fixation w/ boa but it's clear that you've made a grievous error in your checking acct now you're blaming the bank. what you're doing is irresponsible

[bostero1]

I dont think I can take anyone seriously when they use sentences like "hi y'all's" and "so... just back in here to talk about the bofa c.c. fee's being a total outright scams". good try though.

[sniper152]

doesn't matter what , or how she talks Douche, she is totally correct, the companies are Vultures.

[dukeallofthem]

I had over $14000.00 in my Bank of America account when they charged me a fee to hold my money. Now I have a different checking account, and use a different credit card. Bank of America has lost me and anyone I can convince to bycott them. There are a lot of bad banks, but BOA is about the worst.

[sniper152]

BOA has ALWAYS been the worst, I realized this way back in the 70's. Haven't had an account with them since then.

[ellegeejay19]

wow, I'm glad I watched this video and read these comments. I was actually CONSIDERING a credit card from bank of america. LOL not anymore! Cash only for me. I had a savings account with them but the limitations and the half a penny a month reward was ridiculous so, I cut that off quick!

[republic2010]

I can not believe that they will not give their OWN last name. Oh wait....they are people who have lives outside of work, and some people have names that are unusual and people loves to go to Facebook or MySpace to flame them or just start stalking them. So in other words they are just protecting and own privacy.

EvanQuinn they have to keep their comments on your program professional and their hateful words are things like, could not wave fee for customer."

[Freddyev123]

I was on disability for a few month, i made my payment on time, just becouse i was disable for that time they cancel my car. they suck.

[mcertonio]

What some of you missed! I was not late on my payments AND i was content to The ORIGINAL TERMS of the agreement. And I realize it IS NOT The employee's FAULT AND I would not work there. I would start my own business

As I have done. ONE MORE AND, When I have A n Agreement I do not change it "BECAUSE I CAN!"

[markleyg]

B of A took over my MBNA credit cards when I had a $30K balance and raised my interest from 6% to 45%. They are complete immoral loan sharks who nearly bankrupt me. My credit is ruined because of them.

[EvanQuinn07]

they're assholes, and remember too, EVERYTIME you talk to them, it's recorded, and not only that, they ALWAYS "LEAVE COMMENT" on your account, so if you have a "discussion" with a rep, the leave nasty documentaiot on your account for the next one to see

[nigglefritz]

B of A is the WORST!

I will NEVER do business with them again.

[dodgethishemi]

Cont, they call it a due date for a reason. If you due date is the 15th, plan to pay your bill on the 5th... Then if you forget, you have time to still make your payment. I dont care what anyone says, late payments show piss poor money management. Vid poster, not saying this towards you.

[Nitzer69]

yeah, sometimes the due dates are on Saturdays and even though the bank is open, and someone makes a payment, they are still unknowingly going to get a fee.

[dodgethishemi]

They do have methods for making payments 365 days a year, FYI.  You can even make a payment on a holiday and it count for that day. Its just a matter of asking... Be responisble. Call and let them know you need to make your payment, they will tell you the best method to be on time.

[DarkandJaded]

I agree, sometimes banks only fuck you over because people LET them. Once you fuck up they got ya.

I've messed up, and I paid. Literally. So far, going on my 2nd-3rd month of no bank related screw ups! Yes! :P

[dodgethishemi]

Im assuming your profile went inactive and stopped your reoccurring payment. Not uncommon unfortunately. I can agree that if you go in and fire off demands right away, you just screwed yourself. Your account gets noted and you wont get anywhere. Be cool about it and the CSR will be more willing to help. Also what was said before about fees, that is what every CC issuer follows. If anything, I see a lot more exceptions made with BofA than any other company. Dont get pissy cuz UR late.

[AbsolutelyHilirious]

Goes 2 show nothing perfect on "Earth".

[bradbavarde]

These are good tips, thanks. I am having trouble with an HH gregg account. Too bad it takes so much time to get it resolved!

[graydays79]

i work for bank of america and no customers give us crap like we are the bad ones. we just relay the information we see on our screen . its your fault if you get fees and than you take it out on us . .  but yea everything is electronicly done its not like we cast you out and go put fees on you just for fun!

[mcertonio]

You choose to work for BofA! I despize people who say

"I'm hust doing my job". That is what the Nazi soldiers said

when they shot the prisinors! That is A cop out!

As AN employee you are representing your company.

You have the same shame and blood on your hands.

[wastedtubers]

here we go again, like every other topic on youtube, lets bring the nazi's into this.

[Nitzer69]

um, yeah, the employees are the ones that chose the job to push products on customers.

[firstbest000]

Clean your room next time you take a video,OK?

Bank of America SUCKS!!

Predators!And stupid ones!

I'm closing my accounts!

[vagisil4eva]

thanx ma

[josephcderer]

not credit card fees... it's credit card thievies... Qwest is the same kind of scam...

[Jfrisella]

I feel your pain. I am an employee of bank of america, however i am just the bottom rung, teller. Any CC is a scam, legalized though. You should try to stop using them. Its a business and business' number one focus is profit. They would charge you more for missing a payment if they could. What really gets me is they charge the max legally authorized, which to me seems very unethical. 1 payment 1 day late and maximum fee. Take my advice and just stay away from CC.

[Nitzer69]

lolz. As a former teller sometimes I would try and convince people they didn't need a credit card if they were a college student. I saw it as helping the company out knowing the default rates.

[DarkandJaded]

Good to know. Thanks a lot. :)

[gore1sm]

me <3 u

[ManufacturedThoughts]

Join a Credit Union!!!

[DarkandJaded]

I've had a lot of trouble with the one I'm with now. Not as much as bank of america, but still quite a bit.

[1982danny]

vagisil4eva, people like you make our job difficult. I work at bank of america in the checking and savings department. Luckily my main calls are Spanish remittances to Mexico. If I took regular english calls with customers like you i would of ended up crazy. It is a very stressful job. But I have to admit that your videos are funny. Keep posting them :) I just  hope I will never get your call! you already closed out account

[shanecarsjens]

1982danny people like you are the people whom we feel sorry for. You have to put up with all kinds of innocent people who are angry for being scammed or one way or another screwed in a tricky way? That makes better sense.

[mikebrandimarte]

what if they have a lisp like me