Well, firstly, I disagree with the premise that I would want to raise my score. I have recently had my eyes opened by listening to Dave Ramsey. Dave has a radio show as well and says the best score to have is ZERO, which obviously, is LOWERING one's score. If a person pays everything off, closes all accts, and waits over 6 months, they should be at zero. In 3 years, I've gone from 829 to ZERO & my financial picture has never been better. A 0 score can still get you a home loan acc. to Dave
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I have some late payment but recently IRS posted tax lien to my credit 36500$ how can I fix this and how much can cost? Thank you
MrLoveislampeace 2 months ago
Interesting - @waiting4guffman
htdifinancial 3 months ago
Well, firstly, I disagree with the premise that I would want to raise my score. I have recently had my eyes opened by listening to Dave Ramsey. Dave has a radio show as well and says the best score to have is ZERO, which obviously, is LOWERING one's score. If a person pays everything off, closes all accts, and waits over 6 months, they should be at zero. In 3 years, I've gone from 829 to ZERO & my financial picture has never been better. A 0 score can still get you a home loan acc. to Dave
waiting4guffman 4 months ago