Subprime
6:43
Added: 2 years ago
From: marketplacevideos
Views: 9,517
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  • I like his analogy of steak...

  • @21580anwar I like steak. Hahahaha

  • haha, man you need alot of drinks!

    Good work.

  • Amazing!!!! After watching his videos I fall in love with finance. THANK YOU for making it crystal clear!!!!!!

  • Simple and clear. well done

  • Awesome!

  • Crystal clear explanation, as always.

    Thank you!

  • i love your videos sir esp. the one about derivatives! nice hair!

  • Not mentioned was lenders denying FALSELY qualifying minorities prime loans so they could get them to pay higher rates with the subprime! And it wasn't just minorities either it was a feeding frenzy of greedy bankers.

  • @cosmosgato z

    There is a reason they do this.

    Spoiler:Minorities carry more risk

    Fair or not, the market, when not having all the additional information needed about a individual. Will go off stereotypes.

  • @mooeythemooseman No they do it because there was more money to be made in the sub prime. You don't understand the comment. They FALSELY I repeat FALSELY that means people who ARE NOT risky into the sub prime. You're saying a person skin color or ethnic groups trumps everything regardless of the objective numbers you see in front of you! Simply put that utterly stupid.

  • What kinda gets my goat is the tacit approval here of this sub-prime loan policy of the FHA, as being somehow 'good for the economy' because it creates 'demand'. This is classic Keynesianism and it is dead wrong. Need we be reminded that it was these very sub-prime loans that created the crisis in the first place, that inflated the housing bubble? And now the government through the FHA is trying to keep the bubble inflated, keeping the very thing that caused the mess, alive and kicking.

  • @Panpiper You sir are correct! We can go all the way back to the Fed on this one. What is going to happen is the Fed will have to raise the interest rates at some point soon. BUST!

  • @Panpiper

    you nailed it

  • Opps. probably should have said Paddy and not Patty. :o)

  • thanks patty. I need a drink now.........and I don't even drink!!

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