Video: The Role of The Debt Validation Letter

[immafreemann]

No attorney has "Standing to sue" they cant show proof of an injury or LOSS. No one will ever sign an affidavit of obligation signed as an oath w/Notary. They created the Credit from thin air on your signature and pledge /application.  Demand to see the wet-ink signed contract [they never have it], the accounting showing from what account your account was funded from. A sworn oqth from the records custodian who is making the claim. The LIAR ATTORNEY has only hearsay evidence, and no POA.

[JanRichardus]

@immafreemann Excellent comment. Live long!

[coolduder10]

Your videos are very informative. Recently, we disputed a debt by a law firm from Capital One and sent a validated letter, they responded with the letter stating they sent the account back to Capital One. In other words, they never validated the debt within 30 days after I sent the validated letter, but stated in a letter they are returning the account. Six months later, I recieved a letter with a copy of the letter I sent they are validating the debt. Can a collection agency wait 6 months?

[AmericanVoiceRadio]

This video is great!

However, in re third party debt collections, it is lacking.

Please see: youtube.com/watch?v=xQpcNJ_q0t­o

[OZRIC1985]

What if I sent a validation letter to a legal firm who is representing a collection agency who is collecting for the original creditor, and they never properly validated my debt, and now the the collection agency has filed a lawsuit? This is what has happened to me. I should file a counter suit against the collection agency, right? Maybe I should also sue the legal firm who was sending me collection letters and who never provided me with anything tangible to validate the debt?

[kamillark]

@OZRIC1985 shold not of sent it to the firm, they are 3rd party interveners and now you just consented to them getting into your affairs. send them a notice asking if they have proof of claim if there is any lawful money in circulation backed by anything f value of which to pay the debt with. GOODLUCK!

[OZRIC1985]

What does one do if the debt collector cannot properly validate the debt within the 30-day window? Does the debt then become invalid?

[Simy2223]

@OZRIC1985 No. In short a failed validation means they can not pursue it, stops them in their tracks, and also they are not allowed to report it to your credit at that time, but they still will 99% of the time. They can't do anything until AFTER they do validate it. Today, within 30 days, or with in a year, they can still pursue it after they validate it. If they call you you can pursue legal actions. If they try to sue you they have no case, and you can counter sue, etc, etc.

[kamillark]

@OZRIC1985 IF IT WAS SENT THROGH A NOTARY THEN YES, NOW SEARCH ESTOPPEL AND RESEARCH THAT. BUT BASICALLY NOW YOU SEND A NOTICE TO YOU CONTRYS CREDIT REOORTING AGENCIES AKING THEM TO PROVE THE DEBT (IF THE BANK OR CURRENT ACCOUNT HOLDER SENT IN A DEFAULT PAYMENT MESSAGE TO THE REPORTING AGENCY. AND IF THEY CANT PROVE IT THEN BAM, CREDIT BACK TO NORMAL. GOODLUCK!