Added: 3 years ago
From: HPCWhen
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  • Busdriver view part 4...

    The interest rates of the banks are market-driven and controlled, of course, ultimately

    by the federal funds rate. By avoiding the interest rate measures

    you avoid the anxiety of consumers' purchasing power. But it is possible to adjust the payroll tax and

    deductions.

  • Busdriver view part 3...

    While scrapping the

    toothless mortgage ceiling (people borrow anyway to the second mortgage) When the house is sold, the seller may

    recover some of money, maybe 60% from the state but may

    also recieve a significantly greater proportion depending on the market.In this way, we address the root problem.

    It is in particular a significant difference

    to simply raise interest rates.....

  • Busdriver view part 2...

    This will lower the payment will of all the investors and the market prices of houses plummets to lower

    levels.

    State may regulate the level so that the banks loan amount are forced to the lie at the right level which

    also becomes market oriented. The banks are thus forced to provide a loan where as little as 75-80%

    of the value IS the House and the rest goes to

    the state before the market prices fall.

  • The Swedish busdrivers view part 1.

    Banks lend millions to house acc. many analysts are over 30% overvalued.

    (A shelter for perhaps 4 million?) A proposal: He who sells his house've bought it before and probably do

    a profit. Suppose a house has made a profit but is as much overvalued.

    The buyer would then be obliged to pay a sum to the State as part corresponding to the taxes to which the

    seller makes when a purchase is complete, or a certain part of it. ....

  • Heres how it works, a country needs no more than 1 house per 3 adults. If you have a small population ie, southern or northern ireland and you have a housing boom it is almost certain that it will end in a collapse. Also, you must look at the people who are buying the houses. The vast majority of sales must be for personal use (not for investment)If they are being sold for investment there will always come a point of saturation.

  • Similar story all throughout the US as well. The working class losing out on construction work left and right. The usual 1% suspects got greedier than usual and we all suffer except for them of course.

  • they were always greedy!! What's new? Interest rates were really know and governments offered grants left, right and center. That's what caused all the housing bubbles.

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