What is the Credit Card Act? How Will This Affect My Credit Cards? Take Charge America

[castawayds]

You don't NEED ANY Credit Cards.

You don't NEED DEBT

You need to stop feeding the banks that are destroying America.

-Get a prepaid Visa, cash your paychecks at the grocery store, etc...

YOU CAN live without a bank, and you'll save more money when you do.

[SupraSovereign]

These money masters are snakes. The masters prohibit adults 18-21 from obtaining a credit card, unless they are able to prove that they are legally responsible and capable for credit card? The people must prohibit these money masters from issuing our money, because they have proven themselves to be criminals, by enslaving us all.

We need SOUND MONEY Gold and Silver NOW. Stop the fiat money changers from enslaving you any further. Next, they will want to insert an RFID chip under your skin

[ICUC007]

I would very much like to know who is responsible for the new laws that are beneficial to the consumer. Was it some particular congressman who initiated it or what?

[tyu3456]

@ICUC007 Obama. It was one of his campaign promises.

[TheRichieCShow]

All LIES

[deltaalpha21074]

ANYBODY STUPID ENOUGH TO GET ONE OF THESE CARDS DESERVED TO GET BURNED DON'T BE STUPID THEY PREY ON DESPERATE DUMBies WHO ARE SO DESPERATE FOR MONEY $ Stay away from cards that give you like $300 or $400 dollars at rediculous rate 27% to 29% or even 49% they will rip you off in fees and other BS and if you get one with Annual fee You deserve to get F-ed

[luvnmees]

what judgment laws in PA

[jackchief]

I had $12,00 and $8,000 credit cards at 29% , the banks raised the rates from 8% because of "universal default" , this is despicable!. My attorney told me to send them a certified letter to not call me [by Federal Law they must stop]! This is a "Federal law". . Then he suggested that I don't pay for about 4 months at which time they'll get someone to negotiate. I didn't pay and I won't so I save $300 a month. my credit score is low.. but so what! Call a free state Attorney or any Attorney!

[WonderWomanFan4life]

I think that not allowing 18 to 21 years old should NOT get card thats what happened to me. In college they gave us credit cards, NO real jobs, we had NO real idea what it was.. but I had credit cards. LOL seriously Stupid idea. That gave a great jump in right directions.... NOT. good they should understand or take a class on credit cards first

[thetruekey]

hi i was wondering 2 things. is it illegal to use these things called "credit car codes"

also wha do i do if they get myn and charge me!

[ICEYCROC123]

there is now a credit card hack lolz fun

[DiJon47]

banks getting 25 % on credit cards and giving .25% on savings

[gredangeo]

I was about to get a credit card, but then they told me I had a student loan. So I then I paid that off the following month. At that point I didn't want one. I only wanted one for some online stuff, but it's not necessary. Prepaids are the way to go.

Credit cards are actually pointless. You're only supposed to spend money you have. :) As for emergencies...learn to save.

[azaquihel]

@gredangeo you got that right bro ....trust us the broke people of america ...you do not want to deal with credit fees unless you really need the credit (hospital bills or study) save some money and get the stuff you need you'll be way happier

[BigAaronBeasley]

I am 16 years old and wanted to know if I could receive a credit card as an authorized user under my parents name?

[TakeChargeAmerica]

Many lending institutions will issue a credit card to a minor as an authorized user on a parents account. If your bank wont do this, get a stored value card. That is even safer!

Good Luck!

[jpmace321]

great video citi went up 20 bucks a month on interest alone we are paying them off and we only have 3 more and we will never do this again we have worked so hard we have paid off 12 so far thanks for this video

[JustaRegularPatriot]

defendent is correct. It's "legal" usury theft, condoned and abetted by the government, for the elitist banking cartel to keep you indebted.

I'm old enought to remember that the first card was for eating out, Diners Club. Now, in two or so generations, it's morphed into this cancer we now see, affecting almost everyone, with literally hundreds of cards to keep you in chains.

[montemendoza]

That was one of the best presentations I have seen in a long time. Excellent graphics on the PowerPoint, if that is what was used. Thank you Mr. Sullivan for the great video/information.

[TakeChargeAmerica]

Thanks for the great feedback!

[defendant420]

Nobody Needs Credit cards, they bring nothing but misery