Life Insurance: Term vs Whole Life. Basic Tips and Strategies (Part 1)

[itsyourfinancialplan]

Great questions and very well said. Your presentation is easy to understand.

Regards,

Tom

[Termisexpensive]

There's more misinformation in this video than in Obama's budget and health care reform!!!

[cebeze1015]

May God continue blessing you in all you do. AMEN

[fyou84]

Life insurance save investment....but will not make you rich. Theirs life ins for every budget ...not a waste

[familyman400]

For those people who bash whole life insurance (only looking at the 4 best carriers Northwestern Mutual, New York Life, Mass mutual, Guardian, i would never buy whole life from any other carriers) I have a question for you, WHAT IS YOUR NET WORTH? Exactly, you are probably looking at a low net worth value. This country has a spending problem, 99% of people buy term and spend the difference, not invest the difference.

[adelle0001]

I want to have a life insurance, pero provided nmn na sa among company kaya its okay nalang.

[GEVO111]

Whoever failed at Primerica please stop blaming it on the company!! It's because of you that you can't be successful. It really doesn't matter what company you work for as long as your passionate and devoted you can succeed anywhere. Nobody sells term like Primerica.

[Jgillie85]

As a former Primerican I can tell you all that the company is a complete farce. They sell overpriced term and expensive mutual funds which have poor track records. We were trained to tell client to buy term and invest the diff and showed them 12% returns which Finra allows but we all know is BS, no one get a 12% linear return, the ave investor has earned less than 4% in the market since the '20's as they get in and out at the wrong time. Run from Primerica. It's a scam

[yoranasshole]

Click on Jgillie85's username. That's right, it says "This channel is not available." There's another user by the same name who has a viewable account. Clearly this "former Primerican" is an imposter as the other user is not only a Primerica agent but has had his account for over a year. Don't believe anything the imposer says. Obviously his integrity is questionable

[rcdrury1]

OMG! Cash value life insurance is NOT life insurance with a savings plan attached. No wonder people are under the false impression that it's bad and that those who sell it are crooks. Whole life is just a level term stretched out to the insured's life expectancy. Cash value is precisely the same thing as reserves in a level term. Universal life is just whole life with the cash value unbundled, allowing a flexible premium and death benefit. No type of life insurance is expensive.

[SuperLifeguy]

@rcdrury1 What a load of garbage this guy is spewing!!!

[bluelite7x]

@Jgillie85

I can see that your account has been closed down. LOL! I guess that's what you get for defamation.

[PersonalFinanceMoney]

send me a copy of your cash value policy that you think is so amazing...until then stop posting on everybody's wall

[insurancemike10]

@PersonalFinanceMoney This is absurd - he is using an 18% return to compare - he should be behind bars.

[insurancemike10]

This is complete garbage!!! You are using an 18% ROI in your chart and using a UL chart to explain WL - and your rates are completely off as are your Cash Values. Lock up time!!!

[PersonalFinanceMoney]

@insurancemike10 How did you get 18%?