How to get a Great Credit Score with Equifax or Trans Union

[MrGoNzObeAtZ]

Thanks for this info. Why the hell don't they teach us this shit in school ?

[TheMostWantedR1]

My Equifax FICO was in the mid 700's range until I took out an auto loan. Now it's 697. My Experian PLUS score is 718, and my Transunion FICO is 709. All 3 dropped when I took out the loan, but all 3 are slowly rising each month when I make a payment on the loan. The only negative factor on my report(s) is my limited history. I had credit since I was 15(I lied about my B-day) and I'm almost 19 now, but 4 years is still showed as limited history. Lenders want to see 7+ years of good credit.

[themaninthevan0]

credit cards suck, leave them alone.... live within you're means it's easier

[listentostrick9]

Get this bullshit! My high balance is 18,253 which i have paid totally off! BUT, I had a 15 dollar bill that i didn't know about and EQUIFAX dropped my credit from 810 to 615, now you tell me how this is possible! I pay all my bills on time! Now i can't even get a HIGH INTEREST credit card cause of this!

[tubesteakbooky]

equifax sucks.I hope they go out of business because nobody uses credit anymore and all those dicks end up on unemployment insurance and welfare,thats what they deserve.

[Aragem]

The way people love credit, Equifax is going to be arounf for a long time.