Me talking to collection agency :) CBV and get it writ off

[keenanmartens]

why would'nt u just pay it? I'm not sure I understand. I've never signed a contract with Shaw but I still always pay. are u really just trying to avoid a bill u know u owe? weird .. and dishonest

[DickJohnson3434]

Where is the "do away with it"call????

[mattroark3]

Author of this video you could not be more wrong

[backinthecrystal]

Nice (that is to say, you are lame for allowing the camera to catch that) crotch shot.

[dollarbillllz]

white piece of fucking trash!!!

[TheGreatBigShow]

"Bbbind by these" "Piece of document" I fuckin LOVE how at 4:51 u admited to owing the debt and that is concrete evidence to all your little followers that this wacktackular adventure of yours has just a backpeddling tactic to keep from paying your bills. p.s. When YOU broke your initial contract/promise with the client i wouldnt be crying about the t's and i's on a collection agencys letter probably 2 years after zero payment.

[syndrah]

@TheGreatBigShow moron, im making sure im paying to the right party.

it is rogers who broke it first by first denying to fix the phone within warranty WHUILE still charging me 6 months later.

shut the fuck up if you dont even understand whats the back story.

[tirolocomcleod]

Why do you bother wasting time with this idiot, he's just trying to rattle your chain and make you as miserable as he is. I had a debt collector call me once and I told him to show me validation and the contract and they never called back.

[CoolieT3mptationsz]

your an asshole ....go back to school or read more your just a dum ass....most of the things your saying ...you getting your information from a us base website...if you like to learn first of all you need to know the law...second i would have love to speak to you to get this debt collected....i am sure you have alot of debts out there ....as we say all you are is a "SO CALL PROFECTIONAL DEBTOR' go get a life

[syndrah]

@CoolieT3mptationsz your a moron i dont follow other peoples shit. i do my OWN research. why copy other peoples work in the US when i know my own acts in canada.

[syndrah]

@CoolieT3mptationsz your a moron i dont follow other peoples shit. i do my OWN research. why copy other peoples work in the US when i know my own acts in canada. and learn to fucking spell. its "Professional"

[amimeow]

" Small business department" It is call BPCP! If you say you got skills, don't make up terms. BPCP act protects people like yourself and no where in there claimed that collections need to proof to you the debt exists. It is your responsiblity to protect yourself! Further more, it is against the law (BPCP act) to collect from the wrong person, hence why would two big companies jeopardize themselves for little old you

Don't bother write back, I would just point and laugh.

[amimeow]

If you have the contract, then we will negotiate. <- LOL, if you don't owe, then why do you say that? You would have just said I don't owe, I would love to see the contract as there would be no way you can pull that up.

[chinaberry80]

Umm... They are a third party collection agency, NOT A BILLING AGENCY.. you defaulted on a contractual agreement which stated at the time that happened the balance would be called due immediately- therefore the BILLING Agency turned you over to a COLLECTION agency they have no access to your bill or contract in which you defaulted on... sometimes you just have to stop and think about the situation you're in for a minute and stop thinking that everyone's committing illegal activities.

[alexyoung1987]

wow dude, your such a loooser. You know that you have a debt and your just trying to be stupid and not pay your bill! Pretty sad

[syndrah]

@alexyoung1987 wow dude, your really ignorant or just stupid. you have absolutely no idea why this situation arised. i made it clear. telus charged me for months i didnt even have a working phone.

[amimeow]

@syndrah next time when you sign away your life, READ YOUR CONTRACT or else you can just be ignorant and everyone would just LAUGH.

[amimeow]

@alexyoung1987 sad thing, even if a person's not being contacted, doesn't actually mean the debt doesn't exist. We adults get it if we cannot see it, it doesn't necessarily means it is not there. Guess syn still needs to grow up. I agreed with you, he is a Loser!

[Selfcaged]

Did you ever end up paying your bill?

[coolduder10]

Like I said, "You go the skills of being stupid!" They don't care, they can do what they want. A phone call does not work in getting rid of debt off your credit report. Thus, you never talk to them at anytime on the phone, but by writing and replying them with letters.

[syndrah]

@coolduder10 your an idiot. you think they care about notices. its great that they ignore them. because i can bring that before a judge. this case was resolved and hey guess what, STILL not on my credit report. id love to handle it in writing but these cocksuckers keep calling. thats ok, its 500$ to use the agents time for frivolous interactions.

[metaron1977]

Syndrah is correct, the collection agent must provide you with a copy of the contract. If you send these assholes a cease and desist letter, or a letter limiting communication to writings like he did, then the collection agency can no longer contact you or can no longer contact you over the phone if you limited to writing. . You were very nice to them if it would of been me, I would of sued, and reported them. Do not ever show a collection agent mercy, every time you sue them it cost them.

[sentrylevel]

In america the phone would of clicked and they woulda played cat and mouse another day

[E12191G]

i just got training in collections and everythign you said that was on the paper, was all you need to know, i suggest you take classes or get training, its people like you who are irrisponsible and try everything you can to not pay for your responsibility.

[DengrayKai211]

well handle my man!

[coolduder10]

You got the skills of being stupid!

[syndrah]

@coolduder10 you got the skills of being willfully ignorant

[carling242]

CBV is already calling you..which means your credit is already fucked. regardless of the contract b/s your talking about. They dont need to show u the contract, they dont need to do anything. You signed a contract with telus. Your fucked. only way u can fix it is by paying it in full. It will be removed from your credit report 7 years later.

[syndrah]

@carling242 your an idiot. first off the collection act forbids them putting it on the credit rating without a claim. in order to substaintiate a claim they must provide consent of the party. its in the courts of justice act. and for that to happen they have to go through several steps to do so. my credit is still clean last time someone put somethign on my credit rating they were fined 10 times the amount for the notice i sent to them. you obviously dont know how to play your cards nor get them

[worryphree]

@carling242 Check out his more recent comment where he states the matter has been resolved.

[hyperskreem]

get your bulge outta my face lmao!!!

[syndrah]

@hyperskreem lmfao ahhh you crack me up!!

[victoriadiary]

you're hot =)

[TheBrslk]

You do realize that a lot of people now have your full name and address now to commit fraud with right? You might wanna edit the video a little.

[syndrah]

highly unlikely. in ordedr to be used for fraud they need photo id and my SIN, which they dont have.

[kokopelli314]

They are a third-party interloper. Without evidence of jurisdiction, collection agencies incur debt. If they in fact held jurisdiction, they would simply file in small claims court and outsource collections to the state. They can't legally do and so resort to intimidation, harassment and bluffing. Most of the time, people give in

If enough people stood up to collection agencies, they would go out of business.

Better yet, learn to live debt free!

[specopmonkey2639]

haha go syn!

-wrym-

[temoc76]

What did you accomplish from posting this video? Honestly. Why did sound so nervous on that call? Just wondering.

[syndrah]

to let people know that they arent the only ones that are aware of this.

i was nervous because this video was my second one so i wasnt used to recording my experiences very well.

[temoc76]

Well, did you pay the bill? I do get your point though; people don't know the facts.

[syndrah]

nope and my credit rating wasnt touched.

[syndrah]

@kourier uhm no. collection agencies exist because they originally seen profit as old debts and tied recovering it. since companies didnt have time or money to go after clients.

[syndrah]

@kourier because they havent presented the legal documents yet

[syndrah]

please do tell me how this failed.

micheal if you post another stupid comment im just gonna block your spamming bullshit.

[angryadrien]

Geez, and I thought that I paced alot while on the phone!

[Nauticalman]

BRAVO! More people need to learn their rights before giving any information to a collection agency. They depend on people's lack of knowledge of their rights. There are several great websites with free information about how to respond to and deal with debt collectors and your legal rights.

[MalonieGrimard]

What Telus and CBV are Doing are against the law. Alot of people that switched to shaw phone service back in 2005,are now out of the blue recieving old phone bills from telus with no explaination as to what the bills are for, and they refuse to tell you anything other than it was a billing error from 2005. They are then selling the bills to CBV (not sending them for collections, but selling them) Then CBV is trying to collect a higher amount than is owed. it already shows on my credit report.

[chopbrocoli]

It seems pretty obvious that you know its your phone bill, so just pay it. If your disputing the charges, then take it up with Telus or an intermediary such as the BBB. You don't need a certified mail copy of your contract because you know the bill belongs to you. Stop using federal technicalities to avoid financial obligations. If you keep this up, karma will bite you in the ass. Seriously, just be a man and pay up. But if the bill does not belong to you, different story then.

[syndrah]

you missed the whole point. i never disputed the fact its my bill, im simply asking them to show me the contract. if they cant then they have no right to enter contract between me and telus. not only that but its a breach of contract and they can get hit for large amounts of money this way and its been ruled before on cases like these. collections atre just not used to the fact where people questioning them.

[keenanmartens]

your right, they can't continue collections against you without providing authority to do so.  But you're wrong if you think that telus won't destroy your credit for letting a bill go unpaid

[syndrah]

no i am not wrong, telus cant touch my credit since they do not posses any tools to do so. even if they did they have to gvie me notice and that is when i can serve them verifycation of debt. collections know better not to touch my credit rating. ill put them on notice that ill be sueing them for 10x the amount. since they accepted it they accept the liabilities.

[keenanmartens]

If telus has hired a debt collection agency, then they can pull your bureau, which I'm sure they already have. That alone has already dropped your score. The letter may not have provided you with proof of authority, but if you signed a contract, then you know it exists. If you let the bill go unpaid for 180 days(at least that's the number in canada), I guarantee that goes on your bureau as well. If you're late 2 or 3 months on a cellphone bill and then pay it off it will never show up.

[syndrah]

telus does not handle going to bureau. if they did then i would ask them to provide a method of LAWFUL payment. even if contracts has collections in it its still a private contract and thus violates it the second it goes to collections. private contracts is ONLY 1 to 1.

[TheWeddingCinema]

If your Telus account is in collections, then it's on your bureau NO QUESTION. The method of payment on your letter is lawful I assure you. I'm sorry but you've simply been misinformed. You received a letter from a collection agency, so it's gone to collections. You didn't pay your bill, and now credit has suffered, just go and pull your bureau and you'll see.

[syndrah]

well actually what i did was much more lawful then what telus or collections did. you see, telus never provided a bill under bills of exchange act. in there it defines what a bill is. which is just a bill of exchange. now if you go to financial administration act and look up money or negotiable instrument it clearly states that a bill of exchange is deemed value. believe me, if they sent a bill i would sign it and return it. but they havent. another thing, collections is 3rd party and CANNOT....

[syndrah]

interfere with private contracts REGARDLESS if its even defined within it. now that we have that covered. in order in council 16 it eliminates any LAWFUL method of repaying debt since our "money" is considered debt and therefor cannot pay debt with debt. So therefor the definition of money was redefined in order to include more lawful means or alternate means to discharge. you can NEVER pay something off. only discharge or set off. So therefor i highly suggest you go back and do some homework.:)

[TheWeddingCinema]

You breached your contract when you didn't pay on time.

There's an R9 on your bureau now boo hoo. A person can only discharge or off set their debt... how is that relevant to you breaching your contract and trying to get away with it? Nothing you even stated was relevant to your problem. Council 16 states money is considered debt, so? So you didn't "discharge" or "off set" your debt... what are you getting at? Are you just waiting for your "bill of exchange"?

[TheWeddingCinema]

well i can't argue what i can't see. If you say they never provided a bill then I guess I'll have to take you on your word. None of that changes the fact that you didn't pay your telus bill, it went to collections, and now your credit score has dropped because of it. If you believe that to be unlawful take it up with telus and whatever collections company they contracted out. Either way your credit has been negatively affected. Next time don't expect something for nothing.

[syndrah]

nope, they didnt. it actually improved due to me discharging it. but collections refuse to remove my account :)

[slamokc]

well if there refusing to remove the account from your credit report thats a FCRA violation and FDCPA violation: FCRA cause they never give you credit to be on your CREDIT report.

FDCPA tell a third party information thats not accurate. you have to go to federal court to get the money but its very easy the courts will let you explain it. good luck buddy

[syndrah]

bingo.

[BLUESTONE1979]

I hope when the time comes if ever in your pathetic life to buy something of importance like a car, house.. whatever.. you wont be able to because you didnt pay your bills.. Youll Call up CBV collection Services depending if there still the company that is reporting to your bureau and youll pay it out.. in full unless you get lucky and they offer you a settlement.. which will close the account.. but doesnt help your credit rating as much as paying it out in full would be..

YOU FAIL AT LIFE!

[syndrah]

you really are a fucking failure in life. First. you send a notice of conditional acceptance. this is asking for proof of debt. in canada, there is no real debt because everythign is written off with your signature which is stated in order in council. but hey im fucking stupid. BTW, they closed my account after they recieved my notice of cease and desist. but hey i must be delusion. know the law and itll bail you out countless times. you on the other hand can go work like a slave. Know law.

[BLUESTONE1979]

First off.. You have no skills to pay your bills because YOU WOULDNT BE IN COLLECTIONS..

Second off your full of bullshit.. end of fuckin story.

your pathetic... act like a fuckin adult.. pay your god damn bills for the services you use and this country would be a greater place.. its a real shame shit heads like you think its fun to rip off company's who provide services to you in good faith and then you rip them off.. basically your a piece of shit thief...

[syndrah]

i have skills. i deal with web/machine technology. the point is not being able to pay it off. the point is its not even legal for them to ask for payment without providing proof of debt.

[fiener42484]

thank you, couldnt said it better my self!

[BLUESTONE1979]

lol your pathetic.. enjoy your debt. lol

[syndrah]

first off, understand that canada is under fractional reserve. all money you have now means nothing. read order in council. there ull learn that canada is bankrupt and therefor gave us remedy to discharge since we have no money. then understand that if there is no contract they cannot contact you. you ca request it but if they fail to provide it then you can send a cease and desist. go and enjoy your sleep sheeple. do your homework.

[zo10]

syndrah, remeber not everybody will want to get out of the matrix (this fraudulent system). You can try to help, but instead they fight you. If they choose to be ignorant, what can you do, let them be.

By the way I appreciate your courage, and determination to help the sheeple.

Great videos!!!!

[syndrah]

yes i know its just so frusterating sometimes i lose my cool -.-

[funkyfrogful]

@BLUESTONE1979 didn't you see where he typed at the end they "did away with it" because they realised they didn't have a case - so, what debt?! LOL

[51osickwidit]

impressive

[MrJansen2010]

Hi.

the collector you spoke to ignore your request she'LL stop calling.however, she would report this in your bureau w/c would in the end be a negative in your rating

I know this bec. I also had debt.i wasn't approve for a car financing bec I have2 debts w/c is Telus&Sears

I were able to stop collection calls but wat they did was screw up my credit by pulling my bureau every end of the month.....

THAT SUCKS BUT IN THE END I HAVE TO PAY IT STILL

[syndrah]

wrong send them a notice with telling them they need 4 pieces of information thus a contract one of them. if they do still try to kill my rating i an in the perfect position to destroy their company, read either cease and disess, notice of understanding or notice of proof of debt, either of those 3 will make it very clear to them.

[mich307]

You got skill? What skill?

[syndrah]

cuz they lost to me, check in description, manager called back and eventually writ off the debt because they coudnt show the contract nor get one.

[MrJansen2010]

Hi.

written off doesn't mean they are closing your account telus transferred you to collection.They might provide you the contract however if the collector you spoke to ignore your request she'LL stop calling.however, she would report this in your bureau w/c would in the end be a negative in your rating

[mich307]

Sit still buddy with the phone on camera for the mic!

[syndrah]

lol yea sorry bout that check the next vid for a better one

[cwesti]

Tnks for documenting this man. well done, peace.

[syndrah]

thx :)