What do you wish you had done differently with your retirement planning?

[ilartxfl]

All these comments sure seem to make sense. But how the heck can a person save anything, when they have lived from check to check almost their entire adult life. At 57, I have equity in my home and not much else. (Even that has been reduced now). Otherwise, what little bit of money I could 'squirrel away', eventually gets used to pay for car repairs, property taxes, medical expenses, and insurance premiums. Can't very well save what you don't have. I doubt if I'm alone on this topic.