To all the young people... Don't get a credit card!

[timd941]

It's simple. Listen to Dave Ramsey's advice, and rip up those credit card offers as soon as you get them in the mail! I think I'll buy a paper shredder just for ripping credit card offers. :)

[global001]

Thats a very good video. Its way to easy and the banks sting you with huge interest. Before you know it you're fucked. Well done for getting yourself out of debt though. Its an amazing feeling!

[thewiredtongue]

@global001 - hehe, thanks man!! :) that's exactly what happens... "before you know it, you're fu#$ed" - haha.. but I think lots of people have to learn the hard way!

[ooJesusIsMuslimoo]

please dont get them...you will be sorry if you do like i was very sorry...

[rotamanX]

stay strong gas!!!! credit cards are the devil!! I read on a brochure in the UK that a £1000 credit card debt would take 20 years to pay off if you only made the minimum payments!! shows you how much the interest kills you