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A lot of people don't need to declare bankruptcy because a portion of their debt is unsecured credit card debt.
HowToGetRidAcne 1 week ago
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To improve your credit score, if you are having difficulty paying your credit card debts, first check it. You will be able to identify the negative listings, as well as any inaccurate information that is negatively impacting your credit report. You should subscribe to a monthly service ($10-15 month) to track it regularly..
melthompsoniii 3 weeks ago
Thanks, HarveyRex23! The issue with demanding validation is that if the alleged debtor is outside the 30 day validation period mandated under FDCPA, the collector has ZERO obligation to validate. Validation is over rated...I'm sad to say.
paynemdp 2 years ago
if it is over the 30 days , however i have had companies resend the letter as i just tell them i never got any letter from them and beingthat they dont use certified mail they cant prove it. so i had them resend the 30 day letter ( yes i actually said send me the 30 day letter so my credit repair person ( i lied) can open a folder for the account) to a po or mail box and they have to act as if ....
TATTOOTRAINING 2 years ago
Predatory Private Debt Collecting agencies do try to capitalize on the ignorance of debtors they try to collect money from. Before considering giving one cent to these guys, ALWAYS exercise your right in requesting that debt collectors validate a debt.
HarveyRex23 2 years ago