Overdraft Tutorial

[xochylv]

well said!!! but one thing... its credits,authorizations, fees the debits from the highest to the lowest.

[huga1957]

YOU DID VERY WELL, WELL SAID!!!

[instock21]

Yeah, I think I fixed the fuzz on some of my newer videos. I'm open to suggestions to improve the quality.

And I'll be the first to admit I'm not the greatest speaker. It's tough to just get in front of a camera and talk! I guess that's part of the appeal for me. I like the challenge. But whatever. It is what it is. They don't pay me enough to actually rehearse these things. ;)

[instock21]

As for getting the bank manager to reverse charges...  Some people make an art of it. You're right. But I don't want to encourage that. You shouldn't have to fight with your bank! Seriously. Keep track of your stuff. Set up the overdraft protection. Get a line of credit. Keep a little padding in your checking account.

[instock21]

If you can't handle that, that's okay!! Stick to cash, cash cards, and money orders. There are plenty of better options for you. There's no shame in that. Everybody will be happier. A checking account is huge convenience, but not a life necessity. Resposible people are (and should be) embarrassed to go and beg for a refund!

[instock21]

If you need a place for savings and you can't trust yourself, consider establishing a Totten Trust account with a responsible relative as trustee. They are very easy to set up.

[Browser4boss]

Few comments - 1st of all, negative comment(s): video a bit fuzzy, tutor looks nervous and appears unsure...but I'm glad I watched it because he definitely knows the truth and reality of the overdraft world and after watching this video, I found it informative and helpful....I just wished there was some information at the end on how you get the bank manager to reverse the charges because banks do that too (at their discretion and depending on reason). Overall, this was a very good video.

[instock21]

Thanks for checking it out and giving some feedback.