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I just got a credit report while trying to get a load for a house. Two of the three credit companies scored me at 550 and one at 750. The reason I was so low was because I was an authorized user on an account that my mom opened when I was 4 years old in 1984. I have never had a card and I never even knew she made me an authorized user. Thanks for making this video because at least i kind of have an idea of what i need to tell them.
licemeat 3 months ago