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  • Recently I wanted to transfer a GEMB balance using a balance transfer check. The check was returned with a statement : "ACH checks not accepted". The representative asked for my bank information and transferred cash into my checking account - cash. SO, ever since I found this out, I call the credit card company, tell them that the account lender will not accept an "ACH check" and they give me a 0% APR cash loan direct to my checking account. Put it in a CD and make money off of it.

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