Debtors Revolt The Bear Bares Truth On Chase Bank Raping America~

[trixz2003]

Maybe you're not a smart beeeeear

[trixz2003]

Well finance charges bill to your account each day so from the time you get your statement that says 476.96 about a week has gone by in which finance charges are billing so when you pay 477 you are going to get one last bill with your finance charges that were billed until you finally paid off that amount. You then said you paid 477 instead of the balance at 476.96 then your finance charges came out to be 7.23 but your balance was 7.19....you paid .04 extra! 7.23 minus the .04 is.....7.19!

[DebtorsRevolt]

I may NOT be a mathematical smart bear BUT you are indeed a smart ass he haw he haw!

[DebtorsRevolt]

As I ponder intelligence, or lack of, what come to mind in my judgment of said would be why on earth would I be so foolish to think or even ponder mankind would give a fuck about my plight, let alone my 'math skills'

You see it is fairly obvious that slice it, dice it, add it or divide it this is a fucked up world made up of fucked up people who are so asinine they don't even get the gist of my situation. Let alone my math skills.

For every lie I unlearn I learn something new 2+2=4 get it?

[phatty34]

FYI:Chase paid off $25 billion in TARP money, generating a government profit of $1.932 billion. Capital One Financial repaid $3.550 billion, plus interest of $321 million. These two institutions are expected to generate additional government profits upwards of $3.1 billion when they buy back the warrants they issued to the government for stock purchases. The government purchased those warrants on low fixed prices for stocks which have soared in value as the banks' stock values have recovered.

[juliekay1969]

Thanks for speaking out Bear! You are great! We need more people like you paying attention to the details & speaking out against what is going on! Thanks!

[DebtorsRevolt]

Thank You for watching and commenting!

I do my best to stay on top of what the BIG BANKS are doing to me, as in we little folks. They constantly are trying to get over on us!

There are people worse off than me and I am sure I am worse off than some others so the bottom line is the BANKS are messing with all of us in a NEGATIVE way and it is NO GOOD to do people this way.

I so wish I did not owe the Credit Card Debt, my life would be sooo much better but they changed the 'rules' midstream :(

[DebtNavigation]

Here's the deal folks: the banks are squeezing everybody and when their squeeze pushes some over the edge they have to squeeze those who remain all the harder. Look into Advanta Bank and what's happened to it, because that's the template for what's happening to the other major banks.

Ann Minch is fighting back, and so should you ... but if the banks have already pushed you under then you need to know how to fight against what comes next--and that's where my book comes in. Check my channel.

[DebtorsRevolt]

Ann Minch may be fighting back BUT she has NOTHING to lose and states so, many of us do.

I assure anyone I have more guts & balls than Ann Minch could ever fathom BUT I am 13 yrs older than her, cannot 'start over' and DO have much to lose, a lot at stake. Including my home.

Her last Video was ridiculous, seemed all she was seeking was glorification for her 15 mins of fame? As this same crap was done to me MONTHS ago, just not 15 mins here lol

Feel free to post anytime on my Channel though~

[ursusarctosana]

I did the same thing. Paid off 7K, closed account, then five months later got one letter and on the outside it said, "We'll accept a settlement" or something like that. I suddenly owed 245.00. I thought, what the heck? Called them and they said there was interest from the day it was paid off and then late charges accrued plus new finance charges. If I didn't give them the total 245.00 they would affect my credit. So I paid it. I've checked twice now to make sure the account was actually paid.

[DebtorsRevolt]

Hate to hear they got you for SO much!

I know this all sounds so hard to believe YET I know 1st handed it is factual what happened to me! So I have NO doubt it did to you also. I am so glad I owed them less that $10 bucks! As I had just paid them off.

My bill the other day said I had a credit now, less than $2

Perhaps NOW is the time I call and CANCEL MY CHASE CARD? I never even renewed it when the new one came in 2005 anyway?

Thanks for sharing as they could pull something else with me!

[zvakwana1]

You know these banks are so quick to screw us over while times are hard. Things will get better and when they do they'll want our business. How about we all boycott them for other more human and ethical institutions, like our local credit unions. At least that way we support our community business instead of these corporate vultures. Enough is enough

[DebtorsRevolt]

Agreed Enough Is Enough!

If I were not in constant pain, and able to walk (almost totally immobile)there is SO much more I would do to assist this Movement!

I think I have/know a way to FUCK THE BANKS BACKlike they are us!

Stay tuned for my next Video coming soon!!!

More than likely though MOST who are able will not join in my PLAN though I am almost certain tt WOULD work!

Peace~

[phatty34]

Its called trimming the fat, profits keeps a business in business not deadbeats!!

[DebtorsRevolt]

Sorry, wrong Channel, I'm not a fucking deadbeat. I am NOT one cent behind, nor one penny late thank you. No 'fat trimming' necessary here.

Nor am I with Cap 1 either. Paid 1st Chase off & closed it. Owe less than $700 on the 2nd YET in stating this they still charged me over $7 on less than twenty-five cents.

Personally I call that an unwanted ass fucking without pleasure, grease nor consent.

Now what was that about 'fat trimming'?

Thanks for your comments.

[HurricaneHeidi]

Congress is not listening to the people - they are in bed with the banking lobby that spends millions on lobbying congress to pass BILLIONS in BAILOUT legislation for them while they are crying poor mouth through the national media. They are liars and thieves.

Only money talks. Stop using their credit cards. Stop making payments and learn how to defeat debt collection. I did and I forced a citibank attorney to dismiss his case against us. If I can do it you can do it

watch?v=GJMQCcFFzak

[DebtorsRevolt]

You are so correct! They are NOT listening to the people, they are doing what they have always done!

All CONGRESS & Senates should be Term Limited. This way they WOULD have something to lose (besides heir lack of values)

I don't think I can do what you did because I can hardly EVEN leave my home, unable to walk anymore, constant pain.

As well I have about 10 BANKS I owe my approx $10,000 to, not just ONE I would be fighting or I darn sure would be!

Now have a Website!

Peace & Many Thanks~

[nonnocere1980]

Fuck Chase!! And FUCK all the banks!

[DebtorsRevolt]

Most all are (crooks) at least the 'yes men' and they are telling us as loud as they can...

BEND OVER AMERICA CUZ WERE GONNA STICK IT TO YA!

And guess what, they are doing exactly that!!

I'm with you, Fuck Em!

[Anothercoilgun]

I Love The Bear!!!!!!

[DebtorsRevolt]

Thanks :-)

I wish someone would love the Bear enough to cut the Bear a Fixed Rate Loan lol

I'm Barking up a tree, or 'Bearly' thinking right I betcha hehehhehe

Seriously, thanks. Sometimes I have to laugh to not cry.

Peace~

[CptvonChaos]

Considering the jokes about lawyerese and fine print and microscopes, how in the world can anyone say that your plight is made up? Nobody reads what hurts their eyes, that's what the finance companies & etc. count on!

Good on you for the re-fi , that's showing some brains! I wonder if you'd knock any more off if you did it again? Or will they let you?

Ma'am, you hang in there.

Don't let the "Illegitimi" wear you down.

[DebtorsRevolt]

I think they say it because they have nothing better to do and can 'hide behind' masks of any face they desire in attempt to perpetuate pain via their spineless comments and doing so 'in the dark' is the nature of the 'weak' at least that is my take on it.

Will do my best to hang on/in as long as I can in hope that 'help is coming' but then again, I may be waiting for 'chicken little or the golden goose'

One must not lose all hope though as if one does, that surly is their demise.

Peace~

[DebtorsRevolt]

People who are 'cloaked' are mean when they can be because in reality they are weak, mean spirited individuals. That's just my opinion.

I looked into my re-fi and I don't think it is possible. My Lender will NOT re-fianyone at tis time. It really sucks! I wish someone would loan me the $10,000 at a 5% FIXED APR

Still doing my best to hang in, all I can do. I am now seeking donations see my Home Channel for link. Who knows ONE DOLLAR, ONE PERSON at a time?

We can dream and wish, right?

Peace~

[jsmythib]

One Bear HAS changed the world forever.

[DebtorsRevolt]

Dear heart, please tell me if you mean 'this BEAR' has changed the world forever as I feel like I'm hanging on by my 'bear, bare skin on my teeth'

Unless you mean I have changed it by showing my ignorance and pulling in the multitudes whom are more ignorant than myself.

People saying my plight is made up must not be living in a real world. Perhaps their pseudo worlds are more rewarding.

No way attacking you, just wondering which bear as I feel like I am losing ground at a fast downhill pace.

[DebtorsRevolt]

jsmythib

This BEAR feels BLESSED just knowing someone feels that I have made some small difference to Change The World forever.

Peace, Love, Light~

[CptvonChaos]

Third: a letter stating what happened so far, with confirmation numbers to back you up.

Fourth to sixth: recaps, with confirmation #'s, copies of all correspondence (both sides), and send it to as many of their branch offices and as far up the food chain as you can find. Maintain a polite, reasonable tone.

Seventh: as above, with full info-dump, to the CEO, only this time go for an irritable tone, and mention being forced into litigation if this isn't solved to your satisfaction.

[Str8TalkNow]

The banks and corporations are nothing more than legalized crime. If these guys were named Gotti, they would be called the Mafia!!!!

[DebtorsRevolt]

They are Criminals, I wonder who their actual master minds are really? Most all the people on the phones seem like minimum wage common people doing whatever robotic task is placed upon them to just keep their job.

Being Mafioso oriented sounds like a good career move about now, maybe I could get out from under this debt! As well with the BIG Banks, I would fit in!

No pun intended towards the Mafioso any looking for a 'good bear' lol, just kidding, I couldn't do half the job the Banks do!

[CptvonChaos]

CITI Bank tried to hit me with late fees on my Visa card for mistakes two of their employees made. No, I never paid them, but I did get them taken off my bill with two polite calls, then an escalation of paperwork to three of their offices. The last one mentioned litigation, and was addressed to a dept. head personally. It took seven months of perseverance, but they folded in the end.

[DebtorsRevolt]

Several of mine are 'waxing' me. I am still not certain what I should do. I have been pondering and it is mentally/emotively wearing me out!

Someone has/is willing to assist me in getting things straight but having tried with Shell/Citi and all the hell I went through I am not certain my blood pressure can 'deal with it'

A phone number change and saying screw them all is sounding a lot easier! Yet I want to do the right thing even though the BIG Banks more than often do not.

It is daunting!

[CptvonChaos]

These two books will help a lot; they helped me deal with CITI Cards:

Shocked, Appalled, and Dismayed! by Ellen Phillips

Super Threats John M. Striker and Andrew O. Shapiro

First is the polite phone call - here's the problem, how are you going to solve it, and ALWAYS get confirmation numbers.

Second, another phone call, polite but sounding a bit irritated, but willing to negotiate, here's the problem, it was supposed to be solved via conf. #, how is this going to be resolved?

[DRAGONFIRELL]

no, you shouldn't say rape

[DebtorsRevolt]

NO, I should say RAPE.

Being as I did not agree to this by free will, nor does the word Rape always imply sexuality.

4. an act of plunder, violent seizure, or abuse; despoliation; violation: the rape of the countryside.

5. Archaic. the act of seizing and carrying off by force.

verb (used with object)

6. to force to have sexual intercourse.

7. to plunder (a place); despoil.

8. to seize, take, or carry off by force.

verb (used without object)

9. to commit rape.

[DesigSE102]

You do realize thats its not illegal, this is how the banks make most of their money, minor fees they catch most everybody on multiple times. Makes me wonder if this sort of stuff happens overseas.

[DebtorsRevolt]

I do realize it is not illegal, yet it is morally wrong. It makes me wonder do Morals even exist anymore, anywhere, in any faction?

[DesigSE102]

Morals certainly do exist but when it comes to things like banking and massive beaurcracy (sp) those types of human institutions rely on rules other than normal human moral guidelines. The impetus to charge people for every nickel and dime error is profit. Regulation of those things would be nice.

[DebtorsRevolt]

Just opened my Car Note/Payment Bill.

It says Outstanding Balance $1,894.44 BUT says this is not a Pay Off Amount. So I call them, this is my Pay Off Amount! $1,917.91

How on earth what the heck. Something is WRONG and I am not totally blind.

Crazy huh!

Peace~

Bear

[Boomer1949]

Depending on the way your contract was written, there could be additional 'fines" for paying a loan off early.

Loans can be written to the effect that they get all interest due on the loan. Or the interest is calculated on the principle amount each month.

[DebtorsRevolt]

Hi Boomer! Oh how I now know, as I have been reading & watching more and my Car Loan is like that also, unreal is it not. What is the average person (or bear) supposed to do.

These are certainly tough times and getting tougher by the minute! I'm going to do my best to watch your videos this week-end.

Thanks for visiting and commenting!

Peace~

[Boomer1949]

Life has a way of teaching us much needed lessons. I too was ignorant of the ways of auto financing on my first brand new car. Once I figured out what was going on, I refinanced it through my Credit Union (have to pay for at least 6 mos before you can refi). Rent-a-Centers..OMG, been there, done that. And the list goes on and on.

[DebtorsRevolt]

Boomer, I'll be 59 years old in 2 days and have NEVER owned a new car, to poor to actually.

The car I have I cannot drive, owe 12 more months on it, 5 speed, blew my back out last YR the day after my birthday and have NOT been able to drive it since. However I'm dependent on it to be taken to DR appts, grocery etc.

In the 80's I used RTOS a couple of times BUT used a 90 pay off so it was not that bad.

Re-fi-ed my home in 04 and knocked 3 YRS of pmyts off and APR went down 5%.

Wish me luck!

[DebtorsRevolt]

OH NO WHERE IS RUFIOSIM? Just when I think I have found a 'freind' who really understands they are now gone!

Where are you rufiosim :-(

[rufiosim]

I love the bear

[DebtorsRevolt]

The bear is baring it's soul~

[TheCatWhoAteChase]

I recall this tactic as having something to do with "double bill cycling", or something like that. Even though you paid off what was asked, that amount of money owed is still accruing interest until they receive payment.

However, it would seem to pay that if you a certain amount by a due date, and you pay it, that that should be the end of the story.

[DebtorsRevolt]

It's crazy! I cannot imagine such a thing as this one, yet it happened this week and I have the proof. Will keep updating, can hardly wait till their 'new bill' arrives lol what a sad joke.

Even if it was double bill cycling we are taking I paid MORE than the total balance! I am closing with them all together this week in fear of what malarkey they may come up with next.