How Regulation Helped Cause the Housing Crisis (John A. Allison)

[marktsheppard]

...again... and then to have Conservative-Republican-koo-ko­o-nut... from Alaska... try to be President... and to make terrorist threats towards the people of Iran... and to threaten them with murder... by bombing them to death... and sending-up a radioactive-dust-cloud in to Europe and Asia and Africa... to poison everyone... 

[marktsheppard]

...and then to have Conservative-Republics cry for less government intrusion... and less Government oversight... and to have the Government stay-out of corporate-business-interests..­. becase Regulation is bad-for-business... and that it was Regulation and the Governments social-programs that caused the economical-down-turn... where the government is so dumb and so stupid... and they can never do anything right... hmmm... and lets vote for a REAL tough-on-crime-fanatical-Conse­rvative-Republican

[marktsheppard]

...and the same koo-koo-illogical-laws where passed during the war-on-alcohol/prohibition... where the so-called original-logic was TO-HELP bring decency and family-values-to-the-American-­public... and to stop drunkenness and criminality... and this ban-on-alcohol lasted for approximately ten years... yet it had disastrous consequences... and terrible side effects... that back-fired... and the people-at-the-top will continue to "to-help" ...and to have everyone loose faith in their government

[marktsheppard]

...and it's the same as with OSHA-laws... that are there to "help-protect-the-worker" yet will only discourage working construction...or laws that are there to "to-save-the-environment" ...and to over-do-it... and to have nerd-cock-politicians get-stuck-on-stupid with trying to help everyone... and to save-the-environment... and to protect us from the terrorism...

[marktsheppard]

and then later-on... everyone got sick from the "old-re-ground-re-packaged-bad­-beef" ...and to now... to have those same business-con-artists to blame the economical-housing-crisis-impl­osion-catastrophe... at the Social-Programs ...that in Bush-jr's own words... where there to bridge-the-housing-gap amongst those who felt forgotten or left-behind or betrayed by the US-Government... yet the problem is that the people-at-the-top... they know how to ruin-and-destroy any good idea and to discourage

[marktsheppard]

and it's all perspective... where some business-con-artists will blame it on Regulation... or on Deregulation... yet the bottom-line-is... is that that either-way... they made money by claiming to be helping... and reaching out to the poor and the impoverished... and to sight-up anyone-for-a-loan... similar to a crooked-butcher at your local-deli who sells and re-sells re-ground-beef... or a bad dope-dealer who cuts and water-downs his dope... and re-sells fake-dope to another dealer for resale

[r29]

is this why he quit BB&T? Or is there an other reason?

[bannor99]

@R4t10n4L Why was this flagged as spam? Harold Black's analysis seems quite profound

[jonescomplete]

@R4t10n4L site this fact?

[RealRonPaul]

@LibertyDownUnder Well maybe you should mind your own business and stick to politics in your Marxist country, Australia. Leave loving Jesus and freedom to us proud, patriotic Americans. America was and will always be a White Christian Capitalist nation. Only Dr. Paul understands this!

RON PAUL 2012!!!

[LibertyDownUnder]

@RealRonPaul, you've obviously set up your account to try and smear Ron Paul and label him a racist.

It really is pathetic.

[UTubekookdetector]

LIBERTY: I wouldn't feed the trolls. Are you surprised that the gap between white & black homeownership decreased more before Fannie Mae & Freddie Mac existed?

[LibertyDownUnder]

@UTubekookdetector, no, not surprised at all.

It's not the 1st failed plan to 'help' blacks and the poor in genral.

This doco was made in 1980 and already back then it was evident that these programs are harmful: /watch?v=P1r-r6iLBEI 

[UTubekookdetector]

LIBERTY: Good vid, TYVM. The black community would be a lot better off if they listened to Sowell & Williams instead of Sharpton & Jackson. Agreed, these govt interventions have been counterproductive.

[MagnusIan]

@RealRonPaul Fuck off, troll.

[RealRonPaul]

@MagnusIan Good sir, your hateful words escape me. I do hope you will support Ron Paul and his efforts to restore our beloved Republic to the glory of the 1800's. We are taking our country back!

RON PAUL 2012!!!

[emmit127]

@RealRonPaul

So clever

[H1TMANactual]

@RealRonPaul Aside from the fact that none of what you type is neither clever nor funny, it's just simply sad that someone has no life to make accounts and do this shit.

[origionalwinja]

@RealRonPaul LOL fucking racist pig.... dont dirty the words christian or capitalist.... ron paul is a pig fucker just like you. he is the white version of obama and just as big of a liberal piece of shit as obummer is...

[rextrek]

Nooooo it was DERIVITIOVES TRADING!!!!!!!!!!!!!!! I HATE SOUTHERN ACCENTS

[natdavi]

@rextrek Yeeeees AND it was derivatives trading.... of home loans. What made the derivatives tradable in the first place was the expectation that few people would default on their mortgages. Derivatives markets didn't crash on their own, the housing market fell out from under them.

I'm sorry you dislike his accent, but you don't have to shout. Or you could appreciate diversity and develop a tolerance for people who speak differently.

[kahnk009]

@rextrek I hate people that cannot spell. You lose all credibility.

[philbelanger2]

Love these videos.  Post them all Cato.

[jberragan1]

Excellent video. Regulators control lending standards, central banks control interest rates, yet somehow it's the free market's fault for making stupid loans.