Don't worry. Where there's smoke, there's fire. If people are complaining, the banks are doing something they shouldn't.
Overdraft Fees Law 6/25/10, CBS 7 News, June 25, 2010
Beginning next week, the Federal Reserve will stop bankd from automatically signing up customers for overdraft protection, which allows banks to charge penalties to debit card users who spend more than they have in their accounts.
Under the new law, bank customers have to "opt in" ....
Tellers are extremely limited on what they can do. I've worked for different banks and they all have a similar system. You could have filled out the form and dropped it off. And at the drive through tellers are even more limited on what they can do. If I were you I'd take them to small claims. All banks refuse to go to court for overdraft fees and always just refund the fees instead of going to court. It's not a rule, it's just a preference they have.
I think I am going to make a BB&T bash video... thanks to them, since August we have lost almost $1000 thanks to them and their exorbitant overdraft fees. They even held my husband's paycheck for almost a week (for what!?) and it was from the United States government!
They just got me for 110.00 in overdraft fees and I had the money in my savings account to cover the items posted. They are taking advantage of hard working customers and it is definately inappropriate.
In the past 48 hours I've had nearly $200 charged in overdraft from BB&T because they claim I had insufficient funds... because THEY did not process the $100 dollars I gave them a week ago IN PERSON. I'm beyond pissed at this point and looking for a different bank as I type this.
THEY R A TERRIBLE BANK. I had $5 in my bank account and used $4 at the gas station. so I should have had $1 left. (I was gonna close my account but later forgot about the account) but then a complete year later I got a paper in the mail saying I overdrawed. but it wouldnt tell me how much but they charged me $122 for overdrawing and then $50 for them closing my bank account. so now they're trying to get $172 out of me
go on you tube and watch how a guy files to fight overdraft fees and got his moneys back its called HOW TO GET BACK OVERDRAFT FEES
007shagman 2 months ago
i went from bank of america to bb&t cuz boa was charging me 8.95 a month for a fucking checking account. FUCK BOA.
fruitybud420 1 year ago
@kelseyfresh83
Don't worry. Where there's smoke, there's fire. If people are complaining, the banks are doing something they shouldn't.
Overdraft Fees Law 6/25/10, CBS 7 News, June 25, 2010
Beginning next week, the Federal Reserve will stop bankd from automatically signing up customers for overdraft protection, which allows banks to charge penalties to debit card users who spend more than they have in their accounts.
Under the new law, bank customers have to "opt in" ....
SaltWaterDiatoms 1 year ago
Tellers are extremely limited on what they can do. I've worked for different banks and they all have a similar system. You could have filled out the form and dropped it off. And at the drive through tellers are even more limited on what they can do. If I were you I'd take them to small claims. All banks refuse to go to court for overdraft fees and always just refund the fees instead of going to court. It's not a rule, it's just a preference they have.
kittypearllove 1 year ago
Why no images of the $112 payment? What was it? A check, an ACH, a debit card purchase?
That's the piece of the puzzle I can't follow.
RockinRight 1 year ago
@RockinRight a direct deposit. A credit. An electronic payment.
SaltWaterDiatoms 1 year ago
I think I am going to make a BB&T bash video... thanks to them, since August we have lost almost $1000 thanks to them and their exorbitant overdraft fees. They even held my husband's paycheck for almost a week (for what!?) and it was from the United States government!
SRHSBandChic 2 years ago
They just got me for 110.00 in overdraft fees and I had the money in my savings account to cover the items posted. They are taking advantage of hard working customers and it is definately inappropriate.
minnimar11 1 year ago
In the past 48 hours I've had nearly $200 charged in overdraft from BB&T because they claim I had insufficient funds... because THEY did not process the $100 dollars I gave them a week ago IN PERSON. I'm beyond pissed at this point and looking for a different bank as I type this.
WinstonTA 2 years ago
THEY R A TERRIBLE BANK. I had $5 in my bank account and used $4 at the gas station. so I should have had $1 left. (I was gonna close my account but later forgot about the account) but then a complete year later I got a paper in the mail saying I overdrawed. but it wouldnt tell me how much but they charged me $122 for overdrawing and then $50 for them closing my bank account. so now they're trying to get $172 out of me
DeannaMcQ 2 years ago
This is common with this bank. Lawsuits are nothing new to these cats. Good luck.
JimminyPricket 2 years ago