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From: davincij15
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  • so what is the problem if your silver looks ugly it still have the same value

  • @ana9111

    Yes it's silver.

  • thanks

    

  • Have you tested your silver from these websites that I'm assuming you bought from? because I want to start buying silver but idk where to buy from and I don't want to buy any fake stuff just asking for help I guess thanks

  • @tvdinnerforzombies

    If you are worried by legal tender coins, because they are federally protected from counterfeiting. Meaning if you buy a fake one call the FBI and they will rain down hell and fire. If you buy a bar or round and it's fake then you must go through the count system.

    Best place to buy is Apmex I trust them, but do your own due diligence there are a lot of scammers out there like Glen Beck and GoldLine.

  • @davincij15 : Around how much above market price am I expected to buy gold? The website you posted, is selling over $200+ market value.

  • @winterhills

    You should not pay more than 3 to 5% above spot on gold anything else is a rip off.

  • I want to mention that our store Lovejoy Antiques we sell Junk silver, halfs quarters dimes, dollars at 100% of spot no premium. Just pay for shipping. Give us a call at the shop 239-649-7447

    We also have some gold bullion some times but always junk silver in stock.

  • Want to buy gold and silver? My website is on my page. w(x3) dot numis network dot com  forward slash ClarenceStinson

  • Ron Paul all the way

  • Those are some of the more costly sites

  • @Ryan40272 What other sites would you recommend?

  • @winterhills Provident metals

  • I know a website that offers a secret code that produces 90% success ratio on gold trading. Go check them out, just google Gold Trading Academy and make as much money as you want.

  • lol the woman has such a British accent LMFAO!!!! British much....

  • @davincij15, I am wanting to know what type of gold or silver is best to buy? I know theres a couple with different imprints on them. Thanks

  • @100silverpizza did you find a job yet

  • LOL. I'm sitting here thinking I'm a nutcase for wanting to bury my shit in the back yard.. and it appears there are plenty more who are feeling the same way. I don't trust saftey deposit boxes because I heard something about banks forcing people to open them during the gold confiscation of the early 20th century.

  • @chico280

    That's correct! Funny how in the days of surfdom where you where considered a surf if your taxes where 25% they buried their gold and silver. Good thing we are not surfs today... what is the highest marginal tax rate? lol

  • thanks,, but where best cheapest place to buy gold? i dont want or mean bullion or a credit fom someone saying i own gold, i mean actualy buying gold, where best place cheapest w/o getting scammed? pawn shops ?? where?? gold miners? where canm i get best deal on gold cheapest but still get quality gold or not get scammed etc? message me if not want tell everyone but would share with me privately i wint even tell any one, i have no friends anyway, lol!!

  • @fishncapt26

    Apmex is where I buy most of my bullion.

  • Thank you for you prompt response!

  • HI THERE TO ALL! I AM VERY CURIOUS TO KNOW WHY WOULD THESE BIG COMPANIES SELL THESE PRECIOUS METALS SUCH AS SILVER AND GOLD AND NOT HOARD THEM FOR THEMSELVES AND JUST MONOPOLIZE AS THEY CLEARLY CAN DO THAT AND THEY KNOW FOR A FACT WHAT IS ON THE VERGE OF UNFOLDING! ANY ANSWERS ARE APPRECIATED! THANK YOU!

  • @thinknact

    do not use all caps when posting a question it looks like your shouting.

    The simple answer is if you have no gold you want to earn more gold and thus the same applies if you have some gold and want more gold. Thus you could sell your gold at a higher value then buy it back for plus a bit more and do that over and over again and you are earning more and more gold over time. This is one way to earn more gold but not the only way.

  • Hey, i know there's a treasure under my grandfather's house, but they didn't want keep it because there were ghosts in the house, so they put it back. I told a lady about it, and she told me that the government takes half of it, and i really don't know what to do with that treasure since I'm just 15 years old.

  • @Danger61913

    If you tell the government you own it you will need to pay them.

  • @davincij15 So what should i do with it? Where do i sell all the gold & much is it worth?

  • @davincij15 By the way, it's in a house in mexico, not in the U.S. so if I bring it over here. Do i still need to pay the American government?

  • If you find a silver coin that has been in the dirt for 50 years more than likely it will NOT be tarnished!!!! Ask anyone who metal detects a lot. The newer copper clad money will be completely brown in 1 year though,trust me

  • If you find a silver coin that has been in the dirt for 50 years more than likely it will NOT be tarnished!!!! Ask anyone who metal detects a lot

  • I have also heard that if you are going to burn them, ensure that you do so deep enough that metal detectors wont pick it up....i think i heard somewhere that more than 4 or 5 feet was good. Not 100% on 4...or 5. But 100% sure it was one or the other.

  • this dude is fucken awsome!!! any ron paul supporter is a brother of mine

  • DAVINCJI--YOU NEVER SAY WHERE TO BUY!

  • THE SILVER TARNISH MEANS NOTHING...IF IT BOTHERS YOU...GET A PAN LINED WITH ALUMINUM FOIL...SHINY SIDE UP....POUR IN SOME WATER MIXED WITH TABLE SALT...MIX WELL.....LAY IN YOUR SILVER ITEMS....AS SOON AS THE SILVER TOUCHES THE FOIL.....TARNISH...IS GONE....SWISH IT AROUND....RINSE IN FRESH WATER....WORKS GOOD.

  • thanks the links

  • @100silverpizza smoke some weed and let him know you want to legalize.. job or not, he'll hire you

  • A 20 kilometers radio asteroid .999 pure gold should straike earth.....suckers, remember, you can't take with you

  • Hm,

    I like you :)

  • @100silverpizza

    Just because you beg for job does not mean you deserve one, I would not hire you as you are looking for charity not a job. Someone wanting to work would show his talent not his begging skills. The more I meet people like you the more I see that the system will collapse not because of the banking system but because of people who want something for nothing. Since someone has to produce for you and less and less people are producing it is clear that can not last. Good luck.

  • Bare necessities are the only things you will be able to barter in a Mad Max scenario. Not likely you will get change from an oz of gold if you need a gallon of water or butt paper. You wil have to sell sex, seeds & livestock. Gold has no real value without a market. No harm in bettering yourself today though. & like the sports memorabilia mkt, you still have to find a buyer who will pay the current value. Not easy to do. Buyers are there to resell & profit. U will never get mkt value.

  • DAVINCIJ15...HERE'S A PRETTY SILVER TIP....GET A PAN....LINE IT WITH SOME ALUMINUM FOIL...SHINY SIDE UP. POUR IN SOME SALTED WATER. DIP YOUR SILVER IN IT. IN SECONDS...ALL THE TARNISH IS GONE, BABY. WORKS LIKE A CHARM. NO SCRUBBING...JUST LET THE SILVER TOUCH THE FOIL....ROLL IT OVER.

  • Would you buy from Scottsdalesilver?

  • i honestly thought.........you were gunna be talkign about pokemon O-O

    ...i dont even like pokemon....

  • How is this relevant to Thor?

  • @MrEpicwinning lol i came from a thor video too! xD

  • anyone else thought he was on about pokemon

  • @wojtuniakfrog lol calm down man. there are two games called silver and gold, i saw the vids title in the suggestion box while already on a video of a similiar nature, so i thought it was a funny coincidence.

  • @kindestchains oh..sorry :)

  • davincij15----I ADMIRE ALL YOUR POSTS WITH YOUR LOGIC, INTENSITY, AND THOUGHTFULNESS. DO NOT WORRY ABOUT SILVER TARNISH. IT AFFECTS NOTHING. GET A PAN AND PLACE A LINER OF ALUMINUM FOIL SHINYSIDE UP. POUR IN SOME SALTWATER MIXTURE. THE MOMENT YOU DIP A SILVER ITEM IN IT...ALL THE TARNISH IS GONE....IN A HEARTBEAT. LIKE MAGIC. NO SCRUBBING IS NEEDED. JUST TOUCH THE SILVER TO THE FOIL. NO MAGIC...JUST SCIENCE. RINSE WITH CLEAN WATER. I USE THE METHOD MYSELF...FOR YEARS. TRY IT...YOU'LL LOVE IT.

  • Why would you want to buy gold and silver?

  • @kellerbier2 because the American Dollar is pretty much useless. Buying silver and copper will help you out alot in the near future

  • @layah2sexc There are really only a few things that matter .... food, water, shelter, and a functioning national economy, i dont see how gold or silver is going to help anyone.

  • @kellerbier2 how are you gonna buy food,water without money?

  • @layah2sexc Thousands of years ago they used gold and silver coins, these coins were created by/for the local government system, just like the dollar today. People walking around with actual gold and silver chunks is worthless since nothing is based off of gold or silver metal itself. I think this is an attempt to destroy the dollar and base purchasing power of off actual precious metal, like in the past, which is a good idea, but can never happen, those day are gone, forever.

  • @kellerbier2 Because all fiat money will be reduced to ZERO value soon (because that is the logical conclusion of just printing money, and basing money on debt instead of value). When that happens, commodities like gold and silver will kick in as the de facto money. Gold and silver are the best options for commodity money.

  • @GeoffreyBernardo Ok, so you are saying you think the entire financial system in the USA is going to collapse? or that the purchasing power of the dollar will be nothing? If that were to happen, gold and silver wouldnt help you very much, better have food, water and guns.

  • @kellerbier2

    Because is the one monetary assent that can't go to ZERO. We have 6000 years of proof gold coins from Rome are still worth something today. Paper notes from china in 1200s are worth ZERO.

  • @davincij15 I agree that the dollar SHOULD be backed by gold, like it used to be. Once we came off the gold standard, we cannot go back to it. The problem with buying gold and silver NOW, is that with the dollar so weak, you will get less metal for your dollar than EVER before in history.

  • @kellerbier2 The ammount of reported "found" gold on this planet can only fill an olympic size pool say, 16 ft high? that`s not alot. Everybody & their mother is buying gold like crazy. Mostly certificates. Now, How is it, with ALL the big shot investors in the world, there are any scraps for us to buy, EVER? Something smells. Why is gold being used to plate cheap cosmetic jewlry & such if it is soooo valueable? Gold may make u money today, but has no value. Only consumables.

  • @oldphoque Gold is basically being used as just another way to make, and take money from other people. A few days ago a billionaire named george soros just sold off $800,000,000 in gold for cash, that will oversaturate the market with gold and make what gold is worth right now, worth less. It's nothing more than manipulation of the price(availability) of gold. Time for everyone to jump off this sinking boat and invest their time and efforts into real products.

  • @kellerbier2 What are u calling "Real Products"???.

  • @myleftnutts By real products i mean it's what built america, america produced and consumed it's own products on a daily basis, there were so many mom and pop, individual business owners. Over the decades, more and more people in america have become scammers and workers of mega corporations and service industry providers. Just the thought of buying gold and sitting on it until its worth more, then selling it off, is what wrong with america, and part of why it's collapsing around us.

  • All these Ron Paul and Peter Schiff noobs. You're right for now. Nobody will disagree with you. My ultra silver ETFs and old SIZ10 all the way through my current SIK.11 contracts won't disagree with you. But physical silver is illiquid, even though average rate of return year over year the past half decade has been good. When the next bet comes along, you'll still be sitting on bullion... in the green, but very mediocre. Silver to mid $60's - transition to CNY. Wouldn't want to be long past $60.

  • @darkjeshush

    Good let someone else who knows that fiat money can and will go to zero hold it and sell it to you when they issue the new currency.

  • silver does not tarnish in water - (or pure air) ...it would actually last longer (no tarnish) if you stored it IN water... :) chemistry is funny eh?

  • Executive Order 6102 is an Executive Order signed on April 5, 1933, by U.S. President Franklin D. Roosevelt "forbidding the Hoarding of Gold Coin, Gold Bullion, and Gold Certificates" by U.S. citizens. What is to say the same thing happening again?

    ALSO

    Can somone please tell me how you physicaly exchange a bag or 2 of rice for gold. Say i want to buy 2 bags of rice worth say half an ounce of silver but you have 1 once, you gonna get your hack saw out and start cutting - realy?

  • @MrMaxTruth

    Yes and if they did that today they would find that only 1 or 2% of americans own gold and they would get 20 billion in gold and silver and that would keep them running for about 1 day.

    LOL

    I wonder if there is something that americans own a lot of they could take.... mmmm well they do own 7.7 trillion in retirement money. But that will only keep them running for 4 years. :)

  • @davincij15 going to seize the 401ks it'll be a sad sad day for those who will figure out they don't own what they can't touch

  • U$100.000,00 X 30% IN 12 MONTHS OF COMPOUND U$ 3.559.370,43

    U$300.000.00 X 30% IN 12 MONTHS OF COMPOUND U$ 10.678.111,29

  • Dont trust this Freemason Ron Paul... i dont buy Gold ....Silver is much better i think.

  • Everybody heads up on Chinese Fakes. I did not know there are already so many being circulated around the world. I guess its worth buying from reputable dealers even they charge you high than say .. ebay, etc.

  • BOUGHT GOLD, SILVER, PLATINUM, AND PALLADIUM TEN YEARS AGO....BEEN SMILING EVER SINCE. SILVER TARNISH?....JUST GET A PLASTIC TRAY, LINE IT WITH ALUMINUM FOIL...SHINY SIDE UP. MIX UP SOME SALT WATER...ABOUT A SMALL HANDFUL....DISSOLVE THE SALT...POUR IT IN , & PLACE THE SILVER COIN OR BAR IN IT...IN A FEW SECONDS, THE SILVER IS BRIGHT.....NO SCRUBBING IS NEEDED...MY PERSONAL METHOD. IT WORKS....RINSE THE SILVER IN FRESH WATER!!!....BASIC SCIENCE.

  • great video. Better buy all the gold and silver you can while your paper will still buy them.

  • whitest voice i have ever heard from a black dude not that it matters or anything

  • Silver at $38.50 NICE! Tarnished silver can be cleaned in warm water w a little baking soda and a pinch of salt in a boll. DON'T rub to hard, rinse w warm water and pat dry. I tried it and looks fine. May want to google or bing " How to Clean Silver" Cheers!

  • Friends don't let friends buy silver (or any precious metal) at retail! That's my motto! If you're interested in buying silver at wholesale price, send me a message. No minimums or maximums!

  • it turns black, hahahahah

  • >Watching captain america previews

    >This is in the 'recommended' next list..

    0_o

  • @MattyHild It was a recommended video for Captain American previews because all patriots should invest in physical assets such as silver and gold right now. That is, if you want to survive to be a patriotic American in the future. If you're a kid, tell your parents to dump their dollars for silver, and maybe a little gold.

  • @Doug012

    This is why I use gold for short term savings and silver for long term savings. Also gold is less volatile than silver. Silver could lose 50% very fast while gold will take years to lose that much.

  • @iwillownyourface

    You are the definition of a KKK.

  • He's more white than black! disgrace to the black race! for the HOOD!

  • Where NOT to buy gold?

  • 1:49 - I did!

  • I only have one thought to throw out about the whole gold and silver. I can see where gold and silver would be a good investment if you have alot of money in the bank, like 20,000 and above but for people that dont. I mean what are you going to do with your gold and silver when the ship sinks is it somehow magicaly going to save you. I suggest that you think food supplies and water, guns, things like this also. The real commodity to have in a collapse is food, it will be worth just as much.

  • @dcglascock

    Lets say you have no more food what would you do without tools to get you more food or move you to a new location to make food?

    Gold and silver is a tool like a gun or shovel or a car. The fact you can't see that does not change reality.

    However with that said I believe gold and silver is not for you, since you perceive it as having no value you will treat it as such and not maximize it's potential to improve your life.

  • @davincij15

    All I am saying is to think beyond gold and silver! I think gold and silver are wonderful tools but just make sure thats not the only tool you have prepared in a collapse!!! Ron Paul for President!

  • @dcglascock forget barter?

  • @dcglascock If you have a farm, good for you. If you don't you will need something to barter with.

  • APMEX is fine. I like those APMEX stackable.

  • APMEX rocks!!!!

  • hey davinci also check out cmc mint. google them.

    they actually have "resist the NWO" silver bars lol. i love them.

  • this dude looks like mike tyson

  • AMPEX sucks!

    Buy from NTR and save BIG premiums

  • @uselesscard

    I'll check it out.

  • @uselesscard Apmex sucks? First time I've heard that. You dont give any reasons. Why? I buy from 4 differant companies. Apmex is one. They are in the same ballpark as Anyone else. Whats the deal. Shipping to high? Premiums too high? You simply say Apmex sucks, giving no reason. Why dont you? Just did'nt feel like typing or?

  • @uselesscard NTR only deals with dealers... NTR SUCKS!

  • I buy four ounces per week, one ounce per child. I have been doing this for many years and now have a good nest egg for each child.

  • @gurued888

    Awesome!

  • real life Cleveland :)

  • very nice lips.

  • I get mines from straightsilver free s/h!

  • Hi Davinci,

    Any chance you know of a good Canadian source for us canuckers?

  • @vtofu

    Sorry no not at this time. Any suggestion would not beat the prices at apmex

  • @vtofu The best rates in Canada that I know of for silver is border gold dot com. They are in BC and will ship to you. Good luck.

  • Hi, iam 17 and i love your videos i wanted to buy 200 dollars worth of silver and when say i wanted to buy something worth 200 dollars how would i go about converting that silver into dollars please respond. Thank you for your time.

  • @steamingpoopfart

    I sold 3 - 100oz bars on creigslist in less than 5 hours as a test of liquidity and to move my silver into GoldMoney.

    Also you can sell it back to Apmex or other dealers.

  • TAKE A LOOK AT REPUBLIC PRECIOUS METALS EXCHANGE THESE GUYS KNOW THEIR STUFF RPMEX.COM

  • I like your videos, your a GREAT AMERICAN! I also buy lots of silver...every payday.

  • @silverexplosion

    Im Buying lots of silver as well, always wanted to be an American but I'm not at this time.

  • I wish my parents taught me what real money was when I was making a lot of it in my early 20s. UGH! Now I'm leveraging equity for PMs.

  • @JimbobOMG

    Same here I wish I knew sooner.

  • thank you i have been looking for information on where to purchase gold and silver for a while now, somehow it was not taught in school lol

  • What about vacum sealing your silver?

  • Best part of your video is that poster in the background! ;-)

  • Physical Gold and Silver can be bought at big discounts 30 - 40% below spot for accredited investors in the "privilegedinvestors discounted gold partnership" as they allow the partners to take div payouts in the form of metals if they like.

  • @sanderson4u

    if it's too good to be true... it is.

  • @davincij15 Already have received gold and silver as an active partner sadly I can't get back in as after the divorce I am no longer an accredited investor and don't qualify. They closed off the first fund they did because the General Partner that was running it died of cancer about 18 months ago and in the formation it had in the event clauses which force the fund to close out. I averaged about 63% ROI but after my divorce I no longer qualify as an Accredited Investor sucks.

  • Guys, what is going to happen to the retirement dollars in 401k, should one pull that money and buy silver with that, or is it worth it waiting and exchanging it to new currency, what is the advice. Thanks.

  • @PiercingKnight

    Yes do it for Jan 2011 pay the taxes in April 2012.

    So start the ball rolling this year get the paper filled out and notarized then mail it in on Jan 1.

  • @PiercingKnight

    if you have doubts... google

    If You Had Any Doubt 401k

    (without quotes)

  • I stack American Eagles and found a way to get them for less than spot price. Check out The Coin Man Herb (dot) com

  • gainsvillecoins(dot)com is by far the best to buy silver online........

  • Why would you have to hide your gold or silver from bankers or gov??? Wtf

  • @PiercingKnight

    Historicly they try to take it. There are many modern day examples of them doing so. Morgan stanly charged clients storage fees for their gold but sold it and when the client asked for it they sued them when the found out it was gone. Morgan stanly settled but said this was standard industry practice.

    Don't take my word for it google it.

    If you want more past or present examples just message me.

  • @davincij15 That's if someone has someone else store it for them, but it's not the case if people keep it in their home right?

  • @PiercingKnight

    Right the shovel thing was a joke on the fact that the banks steel it if you let them store it.

  • @davincij15 So I guess it would only make sense to bury it so looters or burglars don't get it

  • @PiercingKnight

    correct.

  • WHat do you think is a trusted site in the UK? Anyone tried them?

  • Its all well and good buying Silver but when you pay sales tax you immediately lose 20 percent of the value. Then when you come to sell the dealer will want another 5 percent cut.

  • @hablerz

    Gold and silver is for long term savings not for short term buying and selling. Also In your country you can use GoldMoney and pay not taxes and fees for buying and selling. Your issue is money is only a way to buy things not a tool for savings and you are correct paper money can not be saved.

  • @davincij15 Sweet , looks like a good site , cheers.

  • @davincij15 Hey Ive seen another site , called BullionVault , it charges less then 1 percent to buy and sell and 1 percent per year to store.

    Would you recommend this site and is 19 pounds an ounce still value for money ?

  • @hablerz Actually if you buy gold eagle coins there is zero tax because its considered legal US tender. If you buy other coins there will be tax. Also if you buy gold bullion bars there is no tax.

  • Are you fucking kidding me? Tips on how to bury silver in your backyard? This is an economic strategy? You are either a complete idiot or an incredibly good satirist!

  • @jojomcbean

    I don't recall giving anyone such advice and remember in the video the lady was laughing. Finally if all you can do is call me a name then please do not come back.

  • @davincij15 you're giving advice on how to bury silver. are you serious about that as an economic strategy or are you making fun of the gold/silver bugs?

  • @jojomcbean No your right you should keep your silver in a bank or in your house safe LMAO.

    I think your the idiot sir. Please name a better place to put your silver.

    If you keep it in a bank and the economy collapses you lose it.

    If you keep it in a safe and the economy collapses someone steals the safe lol!

    So since your such a genius please let us know a better place.

  • @buckinfitches how about: find companies that are undervalued and invest in them! there's an idea! add value to your community: make a product that has value to others... those are sound economic strategies...

  • If you live in Canada, here's a bit of disturbing news for you - in Canada, the only people who can openly carry firearms who aren't police or military are security companies who work for banks.

    The US bailouts of banks are a good indicator to me that if the government wants to come for your bullion, they will - and if they do that in Canada (or anywhere else in the world), the government will have no problem with using force to do so.

    Grab a shovel is right.

  • Cut out the middle man and buy on Ebay. I bought rolls of dimes a couple of years ago for $50 a roll. Right now they are selling for almost $100 a roll. I don't call it a profit but protection from inflation. Even at $2.00 a coin they are a better trading medium than the larger coins or bullion.

  • Mass silver buy day 11th December 2010. Buy physical! Spread the word.

  • @09SRILANKA Where can i buy silver?

  • @SuperKare123. Have a look on the internet, it depends where you live, if you in the USA Gainesville coins are good in Florida and they deliver, if in England Sarnia silver have a good reputation but do your research as theres loads of places. Ive made some of my purchases on ebay but theres usually quite a premium over the spot price. Do your research , silver eagles are nice and canadian maples.

  • @09SRILANKA I live in california.How much should i spend in silver?

  • @SuperKare123. Dont spend everything youve got, spend money that you will not need for a while, silver prices fluctuate massively. Ive spent money that i will not need to use & will not be selling my silver for a longtime. Apmex do some nice stuff, dont buy huge chunks of silver, start small with a few troy ounces & build up your knowledge before taking the plunge. You could ask for silver as Christmas/birthday gifts from family members.

  • gold & silver providentmetals . com

  • thanks, new topic: how was money created during the pre Nixon era of the gold standard?

  • @scmbllr

    Since 1913 it's been the same way the rules of when it can be created have changed over the last 100 years as it started off with only commercial paper, example loans to industry. Then it expanded to government paper and then to credit cards and now anything that pays a dividend.

    Before 1913 money came from someone working to produce it. Crazy concept eh? Money coming from wealth individuals produce.

    BTW: I don't support a gold standard though because money can be anything.

  • @davincij15 before 1913 who placed the value on that work? not to mention the fact that wealth, since the days of jobe and up to the industrial revolution was accumulated mainly through slave labour, real slave labour, (not slave wagers) and war and theft. At least today and for the last 100 years, we know how much something costs relative to the labour to produce it.

  • @scmbllr

    Before "fractional reserved lending" fancy name for creating money out of nothing slaves new they were slaves and it was not right.

    I want you to focus on one point and one point only...

    Banks create money out of nothing and loan it to you making you a slave without you knowing it because a slave is someone working for another person for free.

    The banker makes the money for free and you must work to pay it back plus interest.

    Have that sink in then speak.

  • @davincij15 in my book, a rational person borrows money from a bank to improve their financial situation by playing the game of gain and loss in hopes of winning. i don't recall anyone ever forcing me to accept a bank loan. as for them creating it for free, yes today with the rates at next to zero, it is almost free, but not quite low rates spur economic activity by the big boys who in turn offer us proles something to do to in order to gain a wage, huge or tiny, still a wage.

  • @scmbllr

    Look there is no point in carrying on a conversation until you agree that banks create money out of nothing when it is loaned to people.

    This one fact is what causes the market distortion. Imagine if I give you papers that I write on at no cost to use as money then expect you to pay me those papers back plus 100 more papers. DUDE I DID NOT CREATE 100 extra papers so HOW THE HECK can pay it back?

    You can not without you or someone else going into debt.

  • @davincij15 does your bank have a press in the bank? fractional reserve lending is NOT creating money, it means loaning most of the deposits while keeping a small fraction in reserve, (while expanding the money supply). Money is created by the central bank and distributed through bond issues. this is economics 101.

  • @scmbllr

    That is a half truth although fractional reserve lending exists on checking accounts in 1996 Greenspan allowed bank to have 0 reserve lending on savings and CDs. Then later that same year change the rules again so banks can do 0 reserve lending on checking accounts over night.

    BTW The banks don't loan your money the create it by writing it into your account as a book entry, don't be a smart ass you know what I meant.

    I'm going to repeat what's in "Modern Money Mechanics" (Continue)

  • @scmbllr

    "Of course, they do not really pay out loans from the money they receive as deposits. If they did this, no additional money would be created. What they do when they make loans is to accept promissory notes in exchange for credits [dollars] to the borrowers' account."

    BTW: That's not in Econ 101 the bankers made DAM sure your school does not teach you that.

    "for if they did, I believe there would be a revolution before tomorrow morning." - Ford

  • @davincij15 ok i'll agree to see your point, so you are saying that the credited account (loan) is really an extra allowance to partake in the already existing supply of money in circulation., (with banks acting as facilitators ), so if circulation ceased, balance sheets would fall apart. is that right?

  • @scmbllr

    If are saying that if 5% of outstanding loans where to be paid off there would be no money then yes that's correct. However the Fed can monetize the outstanding debt at any time and currently has done so suffering great losses on it's balance sheet. (the loans it purchased at full value where bad and so where the collateral assets)

  • @davincij15 so in essence, there is lots of blame to go around. not unlike the adage that says "we get the govt. we deserve", same applies to most of our institutions. Banks , like businesses exist to address a demand for their products and services. these are ethical debates that stretch further than gain and loss, and fear and greed.

  • @scmbllr

    The bankers planed this from the beginning 2 central banks were closed down in America after the second one closed the bankers where desperate as it took the 70 years to get another and where going broke because you see when people innovate the value of money goes up NOT down. That means prices fall and the need for a bank to borrow and save reduces.

    With a central bank the need to borrow is guaranteed because you can't pay your debt with out someone borrowing.

  • @scmbllr

    The reality is this is our world it's not perfect and it never was. The question you need to answer for yourself now is do I look at this as bad thing that I will change my ways to stop them or do I use there freely printed money to make more money like Rich Dad does.

    I'm not going to pass judgment on ether choice unless you choose a 3rd option to remain ignorant to reality.

  • @davincij15 now we can relate. i believe we are all responsible for our predicament, especially on this part of the planet. we have choices and need to live with those choices. this may sound curmudgeon, but i think common people are more to blame than banks and institutions. as i said before, this is a spoon fed, sense of entitlement society, who for the most part are ignorant to the consequence of their actions, and the interconnection of things. i have little sympathy for brainless consumers

  • @scmbllr

    I can agree with your feelings we did not get here just because a few men but all men who refuse to take responsibility for their actions.

    I don't want to worry about my money in the bank fine then you will insure your money in the bank via the government.

    How stupid is that?

    Our money is paper that steels from you when printed if you don't know that to bad.

    We have the internet in every home knowledge is free and it is your responsibility to acquire it.

  • @davincij15 i don't mind passing judgement, (when that judgement is based in facts), a truism needs to cut through the crap.

  • @davincij15 it's not the system to blame, it's the fear and /or greed that causes unsustainable activity. our economic system, like democracy is far from perfect, nor completely fair, but never the less the best of bad options.

  • if i have learned anything in my time on this planet as a citizen, investor employee and business owner, it is this. people are funny, mostly they want to hear news that confirms their already established opinions. the difference between today and the news of say 40 years ago is that it used to be,for the most part un bias, where s today, anyone with a desk top can be a nws reporter therfore throwing bias out the window. today, don't believe all you read is even more meaningful than ever.