Added: 1 year ago
From: RonPaul2008dotcom
Views: 19,031
Sort by time | Sort by thread (beta)

Link to this comment:

Share to:
see all

All Comments (256)

Sign In or Sign Up now to post a comment!
  • This is all bullshit. Only those who have enough money to advertise themselves on tv and stuff ever get into high goverment positions.

    You call that democracy?

    US army should do something good for a change and drop a bunker buster on the white house!

  • Ron Paul for President 2012! Someone actually does care about self evident quality information. Free markets pick up a lot quicker than any 1 central banker or corporation. Sometimes you need a little hayek in your life.

  • 4:49 wow bernanke got owned

  • You could land a UFO on that noggen of Bernake's.....

  • Is he serious interest rates were too low, it is what causes all crisis.

  • Remember good,honorable men get killed maybe it's better if he stays where he is.

    Our last true president was Kennedy and he was killed by a magic bullet........

  • 4 People are related to Bernanke.

  • @kungfujellybean Nah, Bernanke created 4 youtube accounts just so he could downrate this video.

  • it does not take long to realize that we are in a huge mess with the fed. central banking is an art? what is bernanke smoking. economics is not an art, it is a science with set principles, only the statists believes that manipulating the currency works. the law of supply and demand will drive an economy. china has manipulated its currency to gain the unfair advantage of trade and our political leaders have bought into this world economy crap by allowing them to do that at the expense of our jobs

  • Agree with everything said in the most popular comments here)) Just a word of caution (expressed by many economists) Austria is not USA, neither population nor size of the economy. Sometimes what works for a smaller entity might not work for a larger. I think he is 100% right though.

  • Since when central banking is an art? It's nothing more than fraudulent robbery n theft picking the pockets of all Americans. I mean couldn't we learn from Thomas Jefferson?

    "If the American people ever allow private banks to control the issuance of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all their property until their children will wake up homeless on the continent their fathers conquered."

  • filthy banker scum

  • That was good stuff. I'd like to see other congressmen/women go toe to toe with a Fed Chairman. RP 2012

  • @b5thomas7

    Grayson does it pretty well. Sanders too, even though he is fraud since he water downed Pauls audit the Fed bill before it was voted down.

  • you know what id take another 8 years of bush if as a condition he gets back in power he ends the fed. thats how destructive our central bank has become and only like 9 outta 10 americans have any clue what it does

  • Ben Bernanke need seriously to go back and teach real economics... Keynesianism is not economics. KEYASIANISM IS SOCIALISM IN ECONOMICS

  • the corrupt economist who r corporate insiders running the government for the benefit of the few wealthy including themselves who r all multimillionaires if not billionaires

  • "and uh...of course I don't agree with that."

    -Ron Paul

    HAHa great

  • hahahahahahahaha "im for the constitution".... Ron Paul is the Man!

  • Ron Paul needs to shut up. We need low interest rates for those of us still hanging onto our mortgages! If they raise rates it's just gonna knock more people out of their homes!

  • @Jabo007Celt Ron Pauls not saying we need low interest rates. Hes saying that for the Federal Reserve to hold the interest rates too low for too long is creating an illusion.

    What happens is, a poor bugger like me would buy a house with REALLY low interest rates, (when the interest rates are actually HIGHER) all of a sudden the interest rates go back to normal, and *GASP* I cant keep paying! All of a sudden, I declare bankruptcy and move out.

  • @Jabo007Celt (cont) so now the banks are out money which they gave to the real estate agents (as loans) and now have to sell a house with massive interest rates, which nobody will take. Now imagine this on a massive scale, with millions of people doing this.

    Now, banks cant afford to keep up, so they ask for BAILOUTS from the Government, which the Government cannot simply afford (60 trillion in debt)

  • @Jabo007Celt Now, the Government has to borrow money from the Federal Reserve which gladly gives out loans with "x" amounts of interests, putting us further into debt.

    Ron Paul has been trying to fight the Fed. Res. for more than 30 years. You clearly didnt understand what he was saying. If Ron Paul was president, you would probably have significant lower taxes and an honest money system.

  • @Jabo007Celt (cont) without the "illusion" of the low interest rates.

    Ron Paul would abolish the FED. thus resulting in this financial crisis not happening. Hes been trying to audit them for sometime now, but little support from congress. You're lucky good men like Ron Paul exist.

  • @Jabo007Celt (cont2) and do you know how the Government would give out bailouts?? With your tax money. Yes, your hard earned cash that you were trying to use to pay for house would result in the corrupt/ignorant bankers getting off the hook.

    Instead of telling the most knowledgable and honest congress men to shut up, you should consider putting his name on your 2012 ballot.

  • bernake sounds like a little boy being grilled !!!!!!!!!!!!!!!!!!

  • Bernanke's lies leak through his face. He looks evil because he is evil.

  • Bernanke is a liar, or a great idiot, but I think the former...how did these financial jihadis that run america find each other? their policies are psychopathic; they will literally kill the economy and americans, and they know this.

  • Back to Central Banking: let's say that we grant that it could serve as a braking mechanism to prevent bubbles and moderate exuberance. The current thinking - save Ron Paul et al - is to do the opposite - to exacerbate ills! Gasoline on the fire!

    And frankly, Larry Summers rides right along with Greenspan, Rubin, and company - as devastating a menace as you could cite for the deep pit we're in. It's mind-staggering that B.O. is so brazen (translated:inept) as to keep that bozo around. Stunning.

  • Who exactly has monetarism benefited? The United States of Goldman Sachs? Sure there is a degree of wide prosperity- once we all amazingly had a VCR and now everyone has a DVD unit. And a cell phone. But what if all that was achieved as a consequence of simple productive gains, *despite* faulty economic policies?

    I'm straying but simply offering that monetarism doesn't get a free pass. I believe that we've survived in SPITE of destructive policies. Where would we be now under true free market?!

  • B.B. "all the other countries have a central banking system"

    All the countries that have it are getting screwed too and going bankrupt.

    Thank you for the clarification that you're party to fraud. And it's become clear to more and more people.

  • Bernanke: "Central banking is an art....."

    Well I guess if you call theft an art he's right. His toolness is staggering.

  • Ben Bernanke is just as much a monetary fraud as the rest of the bankers have been for the past 20 years. As intelligent as he may be, he's using that pseudo-intelligence to destroy our economy about as fast as Obama and his Marxist Czars. I'd say, throw that man to the dogs!

  • I love how Bernanke is trying to act as if he did not know Ron Paul was an Austrian.

  • Comment removed

  • I don't understand why policymakers tune Dr. Paul out. I supported his presidential bid in 2008 and would gladly do so again in 2012.

  • Bernanke has been coached not to grimace & look pained when getting educated by Dr.Paul. It isn't working. He's an ignorant, lying POS, & it still shows.

  • RP: Im for the constitution.

    BB: Um...eh...thee..

  • Comment removed

  • Ben Bernanke doesn't mind building more houses because interest rates are so low and that this would incite people to borrow more than they can pay back....B.S Bernanke is clearly working against the people & he just got schooled in economics.

  • Hey, how bout we get back to what america was really known for worldwide for about 130 years!

    BEING INNOVATORS! BEING NON CONFORMERS!

    The rest of the world is Ass Backwards and this prick is sitting there preaching that other countries have central banks. I dont see the need for one, or the federal reserve! A Criminal opperation run by criminals by criminals for criminals.

  • Bernanke's a Goddamned Crook! Arrest his fat hairy ass and throw him and Eddie Haskell Geithner in jail!

  • Why do people think Ron is for a gold standard? He has already said that monies should be determined by the free people. Gold is not the only viable candidate you know. You got other commodities that could do a good job.

  • I'm definitely not an economist...

    But even I can tell that Ron Paul owned on this one. Fuck Obama, Ron Paul is my president!

  • You WILL NOT audit us peasant!!

    WE WILL ALWAYS FUND BOTH DEM & REPUB PRESIDENTIAL CANDIDATES!

    WE WILL ENSURE THEY ARE BOTH PRO-GLOBALIST, PRO-FED, ANTI-SOVEREIGNTY, ANTI-BORDER, PRO-LOBBYIST AND ANTI-FREE SPEECH & PRIVACY!

    WE OWN YOU! YOU ARE A TAX-SLAVE! GO BACK TO WORK TAX-SLAVE! MAKE US MORE MONEY NOW! WORK FOR OUR FIAT PAPER WE PRINT FROM NOTHING!

    WE OWN YOU!! DO NOT DARE AUDIT US!! WE HAVE OUR GOLDMAN-SACHS AGENTS EVERYWHERE! DO NOT BUY GOLD OR SILVER!

  • Lol , nothing like a little crazed satire.

    Maybe chill next time, though.

  • @kungfujellybean The world would own if people who are not economists took a step back in debates concerning economic issues. Ron Paul questions the sense in regulating the price of money, whereas Bernanke says: well, you have to regulate the money supply somehow, this is the best we - as a species - have come up with. And that is true, unless you want the gold standard, and honestly, no one wants the gold standard.

  • @kungfujellybean am not too well versed in the economy or this "central banking art" that sounds more like organized crime. but what i do know is the current system goes something like this :

    give billionaires tax cuts

    +

    grant billionaires mass amounts of bailout moneys so they can give themselves free million dollar bonuses in the hundreds

    +

    over tax the population to pay for these bonuses

    = hope that this money will somehow trike down back to the tax payers aid aid the economy

  • @kungfujellybean fuck obama, and ron paul! my janitor is my president!

  • Dr. Paul predicted this economic crisis YEARS AGO. he did this thru the study of Austrian Economics.

    Keynesian economics is what got us into this problem in the first place

    RON PAUL for PRESIDENT 2012!!

  • @iAMr3VOLution1 Krugman, a Nobel Prize winning Keynesian, also predicted it.

  • Comment removed

  • Ron Paul is my hero. Wonderful to see someone with integrity and intelligence in congress.

  • @albamarie agreed

  • They're more powerful than you think. Monetary policy really does "work" in the sense that the Fed can great short term GDP growth. Why do you think the economy has grown in the US the past couple quarters? Of course they're starting to run out of ammunition.

  • If every country using a Central Bank winds up like Greece and Iceland...well, then is that a good thing B.S. Bernanke (Ben Shalom Bernanke) ?

    If every country jumps off a cliff into the Central Bankers pockets then we should too just like you'd desire Globalist Bernanke?

  • "central banking is an art" never heard it described that way before....

  • lol. Hear bens voice? Got a bit nervous eh?

  • Russell Pearce needs to be arrested for treason and piracy!!!

    End The Fed!!!

  • Bernanke is full of shit.

  • What happened to Auditing the Fed?

  • @lighthammar - Why don't you call your representative and find out? 300+ reps support it, which would seemingly indicate that most Americans desire it, certainly more than desire the current health care bill... good comment!

  • Hahahahaha. Bernanke, you've been served.

  • "I'm for the Constitution". ME TOO!! Bernanke had to stop and think about that.

  • wow...well handled sir

  • As an investor, what Ron Paul is saying is extremely true

  • Watch closely as Bernanke rolls his eyes at 4:58 in response to "I'm for the constitution"

  • damnit, where's an american patriot who will shoot these motherfuckers?

  • Is it OK to (price)fix the money supply???

    LOLOLOLOLOLOLOLOL

    You got my vote...

  • Bernanke is an idiot, ron paul is schooling him 2 thumbs up Ron Paul

  • "I guess you're a gold standard supporter?"

    "I'm for the Constitution."

    "Um...." *shits pants*

    LMFAO!

  • Beautiful

  • Ben Shalom Bernanke = B.S. Bernanke

  • = String Puppet of the Board of Governors of the US Federal Reserve Bank.

  • Everyone who read Paul's book END THE FED knows Ron Paul advocates a stable currency based on a basket of commodity goods. However Gold has been used as a stable currency for centuries, and the constitution states that only gold and silver are legal tender, that money is 'coined' etc. Deflated currencies were not new when the constitution was written, which is why they specifically put 'gold and silver' into the constitution. Ever hear the term 'worthless as a continental'?

  • @KyleR811

    I read the book, END THE FED when it first came out. I've brought it to work and it's made its way around to several people I work with. I'd encourage anyone to read this and to encourage others to do so as well.

    Wages do not rise commiserate with the inflation of the dollar. The cost of live does. Ultimately, Ron Paul advocates that the dollar is based on a gambit of tangible assets so that the market determines what people are paid and what the cost of living is.

  • Benny Banky said he doesn't see people building more houses as a problem, what an idiot.........

  • @Shebadad Seriously, there are like more than 15 million empty houses in the US.

  • Wooo! School him!

  • Amazing

  • This shit makes me want to go crazy.

  • This is a great Teaching Lesson from the Master i.e. Ron Paul.

    He is operating on Bernanke like a Doctor as he is!

    Thanks Ron

    Dr. TY

  • If the health-care bill is passed, all the doctors that say they will quit their practice should become politicians like Ron Paul.

  • no, a politician

  • Central banks in other countries belong to the Federal Reserve System. That does not say Bernanke. Bernanke makes his job on the way in which Mr Rothschild, Rockefeller and Morgan's advantage. To control the states. Through the WTO, they have the power to control business processes. Extortion by punitive tariffs and import restrictions to force states to accept products that nobody wants. Genetically modified foods, aspartame, Flouride. Codex Alimentarius is also from this corner.

  • I like how Bernanke pretends like he doesn't know Ron's position on monetary policy. How many times have they had exchanges like this? And how does Ron remain so calm and patient? Ron Paul is a saint.

  • @demand4truth

    yeah, as if Bernanke doesn't lay in bed at night thinking about how much hates Ron Paul. He knows all about him. I gaurentee you during these grillings, Bernanke is thinking, "Aurgh, I hate this guy!" And I think RP knows that Bernanke is aware of everything he is telling him. Bernanke just doesn't want the people to know this stuff. It's the perfect way for RP to expose Bernanke for the crook he is, and toy with him at the same time.

  • One would think that on such an important topic that Ron Paul would get more than 5 f-ing minutes to grill that reptilian scum bag.

  • i just like it when bernake ask ron paul if he's a gold standard supporter,with the same tone of voice you would use if you asked someone was a child molester or something,the funny part is the gold standard is the better system lol...there are about like dozens of these little things you notice in this 5 minute vid

  • can't believe that the American economy is all controlled by one man.... how sad is that!

  • @wosahskin: It is a sad fact, however there is hope in the near future.

    Ron Paul - Dennis Kucinich 2012!!

  • operation northwoods

  • Theater for the masses. Remember - they only show you what they want you to hear and see.

  • Truth: We can and will have dramatic positive change in america...We all can imagine a better place and will have it. Funny As Hell: Bernanke ( the ugly cold looking guy) looks like a corrupt puppet...its funny...Watch the movie fun with Dick and Jane ..... thats Bernanke on the table. hahahahaha

  • @TheRepublicX you are blind. I bet you can't wait for your healthcare. I bet you don't care about the whole "deemed" passed thing. I bet you could care less about the constitution. I bet you want to give the government all the power to "protect" us. You are a sheep and do not know of what you speak. "owned by Bernanke?" did you not hear 3:17 where Bernanke made Paul's point for him? lol I bet you think Peter Schiff is a nut job. Austirian economics makes no sense to you. Hang in there buddy

  • lol TheRepublicX:

    the rantings of an idiot

  • Well, the state of america is largely thanks to 'your' (statist) crowd

  • It doesn't seem like you understand the position of either Congressman Paul or Chairman Bernanke. Every economist except those on the Board of Governors at the Fed now believe interest rates were too low in 2000's, Bernanke will just never admit to making a mistake. His bland textbook answer didn't really address the main question. Unfortunately, Paul doesn't understand the difference between Monetarism and Keynesian Policy, so he can't really dig into Bernanke except on legal issues.

  • bobjman, perhaps I don't understand the difference either. However I perceive Dr. Paul to be advanced several steps beyond that distinction. I believe his contention is that either policy is a distraction from or detriment to an unimpeachable goal - which is free market.

    Everything that the Fed and their current economic cohorts does is tampering. That is inherently destructive to free market function - moreover, I would contend it is chaotic.

    Ergo, "End the Fed" makes sense to me.

  • @decapitatespammers

    No offense to Dr. Paul, I did vote for him, or to you for that matter, but Dr. Paul has a major blind spot and that blind spot is Monetary policy. He just doesn't understand it nor why it works. Why do you think he's been wrong about the Currency collapsing for 40 years now? He's absolutely right in the long run, like the Austrians, but you can understand how done surprisingly well for so long if you understand Monetary policy and how it works like nothing else before it.

  • would you have liked it to have collapsed in the last 40 years so you could say he was right? if he's right in the longrun, then whatever leads up to that eventuality is gathering pace now. he will be proven to have been always right. be patient.

  • @decapitatespammers

    And to everyone else hear, I'd like to share some views with you all. I'm an economist, trained in modern economic theory at what is considered to be a top US university. I'm one of the rare few who actually do agree with much of the Austrian School, but you must understand 2 things. That school of economics is not complete and more importantly, takes Keynes theories too seriously. Not Bernanke and not even Krugman think Keynes original ideas have much influence.

  • @decapitatespammers

    Finally, let me share what is probably the most important quote of our time, and it is the EXACT opposite of the one you're all probably thinking of.

    "any honest Democrat will admit that we are now all Friedmanites."

    --Lawrence Summers, Former Chief Economist World Bank, Treasury Secretary Bill Clinton, Current White House Director National Economic Council

    That quote is doubly true for the Fed. People don't take Austrians seriously because they refute the wrong theories.

  • "I'm for the constitution"

  • Central banking is the source of our problems!

  • Wow! Central banking is an "art".

    Yeah - finger painting funny money.

  • Ron Paul... will you be my president for 2012? Please let it be.

  • 4:55 - 5:05

  • Ron Paul "I'm for the constitution"

    B.S. Bernanke [actual initials] "...um...I...the"

    - Exactly B.S. Bernanke, you and your banking cartel are not part of the constitution and are unconstitutional.

  • Do NOT Oppose us tax-slave!!

    We are your masters. We have taken over your country by debt-leveraging it! We own your real property by eminent domain!

    And you WILL NOT audit us!! Or we will send our government controlled implements after you! The IRS and FBI we created in tandem with our own Banking Cartel in 1913!

    DO NOT AUDIT US! WE OWN ALL THE WORLD'S NATIONS! NOT ONE MILITARIZED NATION REMAINS WITHOUT A CENTRAL BANK!

    -BSB

    [Funny thing how those initials work out eh?]

  • Watch closely at 4:58 as Bernankee rolls his eyes when Ron Paul says "I'm for the Constitution."

  • @saltycreefer

    What!? That was my comment. What happened to it?

  • Comment removed

  • Rest easy. Bernanke is not concerned.

  • Ron Paul always with a great ending comment. He is so much smarter than Bernanke

  • he says every country in the world uses a central bank. How many of those countries are free and well off??? 1?2? None? How many of those countries were tricked into being slaves to a central bank? 1? 2? ALL????

  • Thats a very smart comment ((8 Well said. I would have to answer ALL.

  • Bernanke reminds me of curious george. Stupid monkey.

  • very nice Dr Paul. You are a bright man. Schooled Ben once again!

  • I think what Ben is saying is "The FED needs to be auditted and regulated"

  • he says that it is an art, well we don't want a fucking art, we want a godamn system that is proven mathematically and scientifically to be the best system. We don't need a bunch of fucking painters in washington.

  • maybe the problem is that none of them are artists buddy! The problem is, even though he says it is an "art," it is false, he is a poser artist. He is nothing more then an "intellectual," the exact people that f'd everything up to begin with; why? Cause they over intellectualize everything. Ron Paul is an artist.

  • well, all these financial products have also been "proven" mathematically as was Lehman being a safe investment...

    The Homo Economicus doesnt exist.

    Human action will always be unpredictable and this is why - imo - regulations failed

  • Doubters of the self correcting nature of markets say "people cannot be trusted to do the the right thing", and then turn around and entrust people to regulate other people... the fact that this blatant discrepancy is so easily ignored is proof of the prevailing philosophy of nothing, the ideology of anti-ideology, and the poisonous effect of altruism on the nation that coined the concept of individual liberty. It is impossible for our government to artificially build economic prosperity

  • Dr. Paul, "I'm for the constitution". He is the man!!!

  • What is Ron Paul referring to at 4:35?

    He says that if you're fixing interest rates it's one half of the economy. What exactly does this mean?

  • @serfdomthwart Well we are against price fixing thats what socialism does. But when you fix interest rates thats one half because you are artificially fixing the value of the dollar and not letting the market decide what interest rates should be.

  • @SilencerRPMs I understand the Austrian philosophy, but where exactly does the 1/2 come from?

  • Interest rates = the price of money

    Money is one half of every transaction

    Therefore, fixing the price of money is fixing one half of the economy

  • Comment removed

  • @Shahn718

    If money is one half of every transaction, is the other half the goods/services being traded?

  • @serfdomthwart - There is the side that produces, and the side that consumes. This is a floating concept since producers consume and consumers produce. Artificially low fixed rates encourage immediate consumption but not necessarily production, and that's how you get a "jobless recovery". Generally, the people I debate on this that support the low rates HATE Reagan and his "trickle-down economics". They fail to see that the policy of fixed low rates is the same mistake.

  • these get better and better every time... great vid

  • zeitgeist is whats happening right now! get on or get out of the way

  • thank you RON...!!!!!!!!!!!

  • Pay attention to Ben Bernanke body language. He's nervous and worried - also exhibiting signs of anger. He crosses his arms/hands, avoids eye contact, shakes his extremities, tilts his head, slinks down in his chair periodically, and has to keep holding something (a pen) for comfort. His answers are short and condescending, his voice has an upwards inflection, and he grits his teeth several times. This is classic!

  • Ofcourse Bernanke knows what he's doing and that fed-res. policies causes trouble. ITS THEIR BUSINESS TO DO SO!. common use some common sense. you just wont get any confession out this .. (i dont know what to call him)

    And Barack is backing him up, I'm sorry for the ones who voted Obama.

  • @LemonAndYoghurt treasonous?

  • Stop complaining. Do something that matters. Join the Zeitgeist Movement.

  • haha yeah because the Zeitgeist uses SOO MANY FACTS hahaha

  • 4:56

  • organized crime...

    fuck the fed

  • Bernanke's body language shows him to a very nervous person when answering questions.

  • A fucking Picaso, Ben.

  • Kneel before Bernanke! - BB

  • DO NOT QUESTION US YOU TAX-SLAVES!

    We are your gods. We foisted our fraud and fractional reserve lending scam and counterfeit on you in 1913 AND YOU WILL NOT STOP US!

    Do NOT question us! We are your masters! We own the supply of money! We can create it out of thin air WHENEVER we choose! We will do WHATEVER we want!

    DO NOT audit us you lowly tax-slaves!

    We OWN you! Do NOT question us your masters!

    - Private Federal Reserve Bank

  • The Central Banksters, a Congressionally-legitimized criminal organization.

  • I hate the FED, Bernanke is an arrogant asshole! Look at his mannerisms when Ron Paul is asking him these legitimate and important questions, his attitude through his body language is, "I'm to high and mighty to have to answer these questions." What an asshole. The real terrorists in this country are the members of the Federal Reserve, everyone of those thieving counterfeiters should be sent to Guantanamo.

  • I went to a prestigious business school where I learned about fractional reserve banking and about my familial history with the banking scam!

    How dare you say I am arrogant when G-d Himself has given me this rightful placde to take and print your currency and issue your nation's credit you lowly tax slave?!!

    I am above you all and I own the earth with my central banking friends and we have already decided to destroy the currency we created! We own you!

    - BB

  • yes, the gold standard, you bald deceitful fuck, the system where no one can just increase the money supply at their whim and with no effort.

  • "I'm for the Constitution."

    Ouch.

  • Enough is enough. When are people going to stand up to this sham and kick them out.

  • Central banking is an ART? YES, A CRIMINAL ART!

  • "I guess you're a gold standard supporter."

    "I'm for the Constitution."

    "Um...ah.."

    LOL owned.

  • For crying out loud. American's are such fucking idiots. I am an atheist, AND a devote Ron Paul Supporter. I don't give 2 shits what his religious beliefs are because he has no intentions of taking those beliefs and shoving them down my throat. He has even stated that while he is strictly Pro-Life, the laws regarding the issue should not be decided upon by the Federal Government. So WHO THE FUCK CARES what his religious beliefs are?? Fucking idiot America. Drives me insane.

  • YOU ARE TRUE I AGREE WITH YOU

  • Great Job Ron He is a duck out of water we don,t need CENTRAL BANKS .

  • Social darwinism is important in politics...

  • We are all at the mercy of a fragile ego bernake, we are screwed.

  • Yeah its an art... a con art run by con artists

  • Ron Paul just owns this Jew every time!

  • That was amazing - just wish it could have gone longer than 10 minutes. On the content - and the bizarre statement that we need more regulation - we saw Freddie and Fannie - two socialist institutes get bailed out, we saw how acts from congress messed it all up, how low interest rates and housing programs jacked up the prices of houses to speculation levels. How does Bernanke make the case for more regulation - when regulations and acts caused the problem in the first place?