Fight Foreclosure: Produce the Note How-To

[drummerbadass1]

Good luck.. It was next to impossible to find a judge that wasn't on the banks payroll. Now Obummer signed the NDAA or S 1867 . If you don't know what that is you better get educated on it. Don't be surprised to start seeing some of you fighting for your consumer/mortgage rights be accused of Homeland Security/terrorist risks and whisked off to detention without habeas corpus (yes , that's in the NDAA) held indefinitely and whereabouts unknown. Don't you know it's unpatriotic to grill banks?

[385Mercedes]

How many hoops are the homeowners expected to jump over, when they are feeling so stressed? What a destruction of public trust!

[AceOfHeart2012]

Didn't work for me. I had 7 copies. The judge told me that the copies were sufficient. I asked him if I was liable on all 7 copies? Bottom line (and what HB is NOT telling you) is that THERE IS NO LOAN! Banks are not allowed to lend on their assets nor on the assets of their depositors. Where then does the funding come from? Anyone? Give up? The funds come from YOUR signature on the promissory note! That's right boys and girls. The banks are lending you YOUR own credit. What a great system...

[dbluei]

Know your Rights Save your Home Now!

Without an Attorney!

970-218-7134

[VORTEX1155]

GOOGLE BrookStoneLaw in Long Beach, Ca..... YOUR JAW WILL DROP!

[alexnds1]

can not a defect in title also be a valid defense? The property with a cloud in the title is not easily sold to a buyer. The title has to be quieted before it can be sold. That lets the lender know that a title search and title insurance will have a hard time being made to sell this house to a new buyer. So if you can cloud your own title, you are making the lender not make you an attractive target

[ForeclosureMD]

Remember that you have the right to due process. Step by step process on how to win in court. go to StopForeclosure. LA free empowering information on the necessary steps in order to stop the bank(s). 888- 255- 9999 or to immediately bring an action against your bank go to  Lawyers. TL

[reefdvr777]

who is this attorney?

[ANYSIA000]

You can get on the biggest lawauit against the banks in the counrty go to icansuemylender. com or call 1-866-967-9993 to be apart of this lawsuit and sue your lender!!! They can also delay your foreclosure!

[cutit37909]

@kendra32 I had Wells Fargo also.They sold it to Ocwen. I have been waiting on modification.They have been

adding "fees" up to $900.00 a month. I stop paying fee. They applied my payments toward the fees.Now my payments are behing ( Feb,payment went to Jan..March went to Feb..so on) Now they refuse to accept payments. I $9000 in fees. I am not upside down in my house. I have equity.I am self contracted. Bad credit now.Frustrated...

.What has happened with you now? What was the next step?

[2502andrew]

BUY FORCLOSURES FREE LISTING stopmyforeclosures.info

[Mattelliott1234]

giant dildos are fun in the bedroom but beware beacuse they can make u prolapse and nobody wants a saggy anus, now be careful out there

[TheDavidsnieckus]

@lilmzaly

Hello: still there....CAN YOU call me at 617-964-2951

david snieckus

[bxccapricorn]

i agree with her but u made a promise so u should keep it but for starter we shouldn't be dealing or paying or promoting interest be it for muslims or christians its totally prohibited but i tink in the bible there is nothing bout usuary cuz it was removed.

[stemborowski]

google paul stemborowski

[ShowdownInAmerica]

Show me the note! h ttp://action.seiu.org/page/spe­akout/wtnnpa

[ouluvme2]

CAN THIS BE DONE WITH YOU CAR LOANS?

[biggerturtle]

@lilmzaly you are indictive of why this country is in such trouble MOOCHER SCUMBAG ASSHOLE I hope you get hit by a truck

[lowelisamarie]

If you really want to understand whats going on, go to this site... Neil Garfields LIVINGLIES......

[heartuvgold]

If you use the debt notes only as a way to help others, the blessings that come from God, the universe or whatever you call it, are enough to keep you afloat. Use your labor to volunteer to help people instead of getting paid by a job which keeps you Just Over Broke. Like the song says, Love is all you need.

[CindyandGaryand1]

I saved my own home by filing less than $200 in paperwork. I got the forms from an agency in DC, you can find them online, they go by homeowners assistance then use info not net, or you can also reach them by stop or delay foreclosure. You can find them online by putting those terms in address box or search engine. Use discount code 7128098 to keep costs under 200. Dont delay as the discount codes do expire as the are subsidized. When a home is saved we all benefit. Good luck and God bless

[MargritWagner]

Braveheart,please explain this to me a little better?I am with Indymac/OneWest Bank

and Mers,whatever that means.I almost lost my house yesterday to them.

Mers is on the Security Deed,But they are NOT the ones foreclosing.What do I have to do or look for now?

Can you help me here?I am a 64 year old widow and I can not afford to loose my house.

[Braveheart4242]

Wildpeachat1737, wrong, wrong, wrong. MERS, HAS NO STANDING AND STATUS in any court. Look up Kesler vr. National Bank. MERS, is listed as a NOMINEE, look this word up in black's 6th. They do not have a Legitimate security intrest in THE REAL PROPERTY, it is much deeper than this but i can't explain here in this blog.....

[biggerturtle]

@Braveheart4242 MORON MORON MORON I wish I owned the mortgage on your house so I could throw your scumbag ass out

[ghostlaw1980]

Well said. I believe in our ability to choose.

[AceOfHeart2012]

Look at the back of a US One Dollar Bill and tell me that isn't a black magic pentacle. Do the folds of the $5, $10, $20, $50 and $100 bills and see the various stages of the free fall of the Twin Towers (On bills printed BEFORE 9/11/01 no less!) The #1 tenet of black magic is: "He who controls the blood controls the soul." That's what it's all about; the artificial manipulation of our time and energy in pursuit of pieces of paper just so we can buy back the fruits of our own labor.

[AceOfHeart2012]

One goal of the redemption movement is to realize fully that money is an illusion. Banks (real estate agents, governments of all kinds et. al.) are all merely third party interlopers who create phony-baloney (makework) jobs where the main intention is to rob us of our labor which should be out of love and service to one another. The ultimate goal is to wean ourselves off of the need for THEIR Black Magic Money Cult System. One starts by desiring less (stuff) and laboring purely for love.

[momoturb0]

Sounds like you where kidnapper, with an aggrervetied assault. Check out Randy Calvin. Or You Tube ( Alix Jones freeman\strawman the rule of Law 1-7) And start reading your state statutes. But also remember we are also under ucc law.

[AceOfHeart2012]

Hey I did that. I was one of the pioneers in the "produce the note" technology here in La Crosse Wisconsin and the judge, Dale Passell (aka bench pirate reptilian Saturn worshipping lawyer in a black dress) kept saying: "Duly noted." Crook! I didn't abandon my home. I was forcibly extracted on June 28, 2007 when a 30 man SWAT team from the local Gestap, I mean, Sheriff's Department broke in and hauled me out in shackles. Anyone know how to get one's house back after it's been seized?

[princeatom3121]

how r u gettin by now?

[missionaryoffaith]

@AceOfHeart2012

squatting i guess

[AceOfHeart2012]

@missionaryoffaith To take a crap? I don't get it. That's neither a complete sentence or a question. Please clarify.

[missionaryoffaith]

@AceOfHeart2012

squatting , means you have the right to live on a property until all the process of paper work and courts has gone through and than they can remove you...ok, my friend went on vacation ( a police officer) got back home and ppl living in his house even their mail was coming there ...it took him 3.5 months to get them out, " squatting " squatters......

[AceOfHeart2012]

@missionaryoffaith I agree that that's wrong if the house is otherwise lived in. I was one of the early proponents of the 'show me the note' technology but there isn't much you can do when the judge is splitting the booty with the bank and the sheriff. All these cum stains are going down real soon.

[drmoogala]

Here is acrazy idea;Don't buy things you can't afford! Duh! If only we had a moronic negro to handle these unprecedented problems,oh wait we do,God help us!

[ELDODAVE]

This does work. During the recent Real Estate Boom years, many lenders, if not most, in order to process as many loans as possible, and then turn around and sell them into the secondary loan market, created shortcuts, many of which are legal violations that you the homeowner, whether you are current or in default, can use these violations to fight your lender legally, with the letter of the law on your side.

[stupidtreehugger]

"They will take a bigger hit than you." Really? What is it all over the net ignorant buckwheats authoritatively telling you the most erroneous things!? Don't listen to (newbie empty-hompage)Wishlist2Day he's obviously some bankster shill arsewipe who wishes we'd all just give all our property and chattel to the banksters and work continuous consecutive shifts in underground factories living on mud gruel.

[Wishlist2day]

Some guy was preachin the same shit in Las Vegas. He lied and told everyone of his clients that he was an attorney and they paid him money for this shit. Then we all heard on the news that he was arrested and his office was closed down. If you are so upside down in your home and your lender will not modify your loan, walk away from the house. They will lose more than you will on the home.

[watchingbird]

watch out if you have any debt with chase credit cards, they just hit me with an increase from 2% of my monthly balance to 5% of my monthly balance starting in August 2009

Since I owe them a large amount of money this is going to increase my minimum payment 250%: OUCH

[djkenny]

Drop the bank all together. Time to start a credit union. Chase filter money outside your community into less than appropriate places.

[wildpeachatl737]

The problem with this approach is that many lenders register their mortgages through MERS (Mortgage Electronic Registration System) which automatically transfers assignments of deeds/mortgages at the applicable county courthouses.

Bottom line, check the chain of ownership of your property by either going to the courthouse yourself or have a title abstract or opnion of title performed. You should have an unbroken chain of ownership and if you don't, you have a better chance of fighting.

[ELDODAVE]

No! the problem is that with MERS being the new bearer of the Promissory note, it is unlawful since MERS is simply a software program and not a legal entity. These are uncharted waters and now is the time for the consumer to Fight Back. Make them produce the note...they can't!

[wildpeachatl737]

You might want to read the language in the deeds/mortgages that consumers have signed and get back to me on that. MERS is definitely a legal entity and the assignments are valid. Why do you think it was created, as banks/financial institutions saw this potential loophole and effectively closed it? Has MERS been challenged in any court yet? If so, what was the outcome?

[frontier1701]

Yes.... This tactic will slow down a foreclosure but you're not gonna get the house for free... In the end the lender will get the house thru the court system... It will just take them 3-6 months more (while you live there for free)----To lead homeowners to believe the court is going to "forgive" the debt because the lender cant produce the original note is just plain foolish.... but thats what

"illegalfuture" would have everyone think...

[consumeradvocate101]

With more and more people trying this, word is the lenders are choosing to put folks who use "produce the note' on the backburner and work on foreclosing on people who don't fight back. It buys time and gives you leverage to negotiate better terms.

[Wishlist2day]

No it doesn't. It doesn't give you anymore time than anything else. They will eventually foreclose on you, even if you are using an attorney for this. Just try to work it out with your lender. If they wont budge and you are upside down on your mortgage... Just walk away and let them have the home. They will take a bigger hit than you.

[frontier1701]

Sorry... this strategy does not work in the real world!!!!... Maybe in your pretend world it does...

[Wishlist2day]

frontier1701

You hit the nail right on the head. Attorneys and loan modifications scammers will tell you this to get an up front fee from you. I say if you are upside down in your home and you cannot modify your loan with your lender.. Walk away from the home and move on with your life.

[HolyHannah]

How is it that they are committing postal fraud? Could you explain that in a bit more detail please?

[rmdm3525]

My lender sold my note. If they produce a note from a refi a couple of years ago the right note? Or does the note have to be from the first loan when originally buying the home?

[kaywynn]

i think they have to produce the original note with your actual signature. no photocopies.

[eyewitness043]

I could be wrong, but I belive that most of the loas created in this mess were fraudelent by virtue of the fact that NO CONSIDERATION existed prior to sighning the 'promis to repay'.

It is illigal to use a loan contract or "debt" as CONSIDERATION because "debt" does not exist and is not leagal tender.

I encourage everyone who's interested in this to also research: National Bank of Montgomery vs. Jerome Daly

[banjojambo9]

has anybody in the usa tried this and had it work? I find it suspicious out of a million foreclosures this year nobody has posted on this video

[juliovargas6]

If you have a sample letter i would be interested in recieving a copy

Thanks for the info

[RandyFricke]

I did all that. But when the judge and the attorney for the bank are fuck buddies and the judge just kept saying "duly noted". When I pressed the judge just kept saying "duly noted". I think this guy is bogus. It sure didn't work for me against ASSOCIATED BANK and its attorney John Cravens and judge Darrell Pascell in LA CROSSE WISCONSIN in October of 2005. Ahhh hey, pass the KY there willya Darrell? Me bung is a wee bit raw from your ASS RAPING!!! You're a sick man.

[femmepen]

Am I correct in understanding that you are saying that when the note was sold, a full crediting for the balance of my mortgage was put in a trust under my own name and the funds can be lawfully transferred back to clear the mortage? And the "bank" would be your lending institution, or what else? You seem to be very keen and unbelievably insightful, and we thank you.

[layed39]

Can you send a sample letter to write to mortgage to get the funds and pay them. I sent you a personal message.

[whitebranch]

Your comments are very informative. Thank you for them. How is the sale of the note, and the later foreclosure linked to theft of title? Is it essentially the same thing?

[tiptoe01]

what if they already took your home?

[cocoling722]

Great!

[cocoling722]

Great!

[lastimeichecked]

This is very helpful. Thank you. It's a scary time. I hope this will work.