Student Loans Pilot

[xXwhygodwhyXx]

omg lol at 3:42

[PilotLiteCom]

hey metallicmumu,

We were wondering if you'd care to submit your student loans pilot into the Pilot Lite festival which exhibits unaired and original television pilots from independent producers.

Cheers!

Pilot Lite

[sethbaker]

The chick ex machina at the end was super dreamy. Herve was pretty damn classic, too. The rest of it kinda blew. I'd've been happy with a movie that simply had Herve and the cutie pie with the car. If I somehow had a feature-length film containing simple cross-cutting beween those two characters doing their things, I would be in heaven. I'd literally watch that thing's ass off, for days, literally.

[sethbaker]

The chick ex machina at the end was super dreamy. Herve was pretty damn classic, too. The rest of it kinda blew. I'd've been happy with a movie that simply had Herve and the cutie pie with the car. If I somehow had a feature-length film containing simple cross-cutting beween those two characters doing their things, I would be in heaven. I'd literally watch that thing's ass off, for days, literally.

[MaureenFitzpatrick]

hahahahahhahahaha i love the part with his parents being dead

[palabine]

Of course, bankruptcy prevents creditors from collecting from you while you are in bankruptcy. Bankruptcy will give you time to collect yourself and you won't have to make payments in the meantime. It will probably discharge credit card debt and other perosnal debt, but at the end you will still have student loans, but probably at lower payments. However, bankruptcy stays on your credit for 7 years and getting loans for, say, a large house purchase will be difficult if not impossible.

[metallicmumu]

Yeah, that's pretty much what I gained from the online sites concerning bankruptcy. Too bad we aren't living in the 70's anymore. That was the hayday of sweet ass bankruptcy!!!!

[palabine]

Only severe mental or physical disability or certain homelessness as a result would even be considered as "undue hardship". If you have children their welfare will be taken into account, too. Most people get in trouble when they don't swallow their pride and fail to make payments without contacting the lender. If you are honestly seeking work and trying to work with them, they will generally understand.

[palabine]

According to the US Bankruptcy Code you can only discharge students loans in bankruptcy under "undue hardship" standard. After reviewing some of the case law, "undue hardship" is very difficult to meet. Usually, one has to apply for a deferment or forebearance based on economic hardship, but it is almost impossible to eliminate student debt in bankruptcy.

[metallicmumu]

That's the actor Hervé Villechaize from "Fantasy Island" singing some anti-war song on a 70's late night talk show. This whole movie doesn't really have an ending because we filmed it (and edited it) in one day so we were pressed for time and a couple people dropped out so we had to alter the ending on the spot. haha.

[rockyourd]

Oh, and what/who is that from the beginning? It's fucking hysterical.

[rockyourd]

What the fuck is it with people analyzing the little fucking details in other people's movies? It was funny, dude, that's all that matters. And hopefully it will lead to helping pay off some of your own loans.

[metallicmumu]

haha. Thanks man. Bascade has gone on a personal mission to tear apart the idea of NOT BEING ABLE TO CANCEL YOUR STUDENT LOANS WITH BANKRUPTCY.  I'm thinking he works for the IRS and is trying to catch soemone "in the act."

[rockyourd]

We don't take kindly to the IRS around here.

[metallicmumu]

They passed a law in 1998 making it a little harder to file bankruptcy on your loans. When did you get yours taken care of?

[metallicmumu]

Where do you live? You can read all about the US policy regarding student loans and bankruptcy here:

http://www.bankruptcyhome.com/­studentloans.htm

[coolyojosh]

wtf