Don't Consolidate Negotiate Your Credit Card Debt!

[dumpyourdebt]

Actually Light, you don't have to stop paying for six months or ruin your credit.

As a just told a customer this A.M., Negotiation is a process. You might have to call back 10 or 20 times to get a person who has authority to make a deal and that you can work with. I've had clients settle for as little as 6% and as much as 50% of the debt. It's all how you play the game.

[TheLIGHTinMYwindow]

You forgot to mention that you have to first stop paying your credit cards for 6months and ruin your credit, and then they may not take your offer.