the Credit Score is a way for loan sharks to tell them how much of a big sucker fish you are.
the credit score tells them how much money they can make off you. if a bank or credit card company cannot make money off the interest, then they won't loan you money.
so paying on time and to avoiding fines is not in your credit score best interest
The problem is most people who want "credit repair" have trashed their credit and still want more. I worked in auto and personal loans, some people just never hot it thru their head that negatives that are valid stay. The only real way to "repair" a credir report is time.
@Srd1126 actually I Friend of mine had a foreclosure and a bankruptcy and Lexington law removed it all it took about a 12 months and 900.- but it is all gone now!...and that was a real bankruptcy and real foreclosure not an credit error! ...
A lot of what you say is true but not all cr services scam. I agree some of the big names for credit repair online are the worst out there. However, I charge for cr and have for over 16 years w/ a 100% success rate. Re: 70% of reports having errors, my estimate from the 1000's of reports I've seen is more like 99.98% . One more thing , one can't just send letter after letter out to the same bureau in the same 30 day period without getting penalized or hit with "frivolous" labels.
"Erroneous errors"... that was said clearly and in a clear manner
GATFOCT 4 months ago
Wow... "look, a mushroom!"
A.D.D. much?
GATFOCT 4 months ago
I'm Canadian. Would the 37days to clean credit still work for me???
jenniferaction 11 months ago
the Credit Score is a way for loan sharks to tell them how much of a big sucker fish you are.
the credit score tells them how much money they can make off you. if a bank or credit card company cannot make money off the interest, then they won't loan you money.
so paying on time and to avoiding fines is not in your credit score best interest
BBradshawProductions 1 year ago
fantastic!!
1zxhar39zetl 1 year ago
The problem is most people who want "credit repair" have trashed their credit and still want more. I worked in auto and personal loans, some people just never hot it thru their head that negatives that are valid stay. The only real way to "repair" a credir report is time.
Srd1126 2 years ago
@Srd1126 actually I Friend of mine had a foreclosure and a bankruptcy and Lexington law removed it all it took about a 12 months and 900.- but it is all gone now!...and that was a real bankruptcy and real foreclosure not an credit error! ...
1zxhar39zetl 1 year ago
A lot of what you say is true but not all cr services scam. I agree some of the big names for credit repair online are the worst out there. However, I charge for cr and have for over 16 years w/ a 100% success rate. Re: 70% of reports having errors, my estimate from the 1000's of reports I've seen is more like 99.98% . One more thing , one can't just send letter after letter out to the same bureau in the same 30 day period without getting penalized or hit with "frivolous" labels.
huerilita 2 years ago