There is nothing wrong with our health care system other than the fact that they are all in the pocket of the insurance companies. This isn't because of some big conspiracy or anything. It is primarily because insurance companies get paid by their thousands of customers whether or not they are sick. Therefore they can afford to pay several times what the actual costs of health services are. Plain and simple. Making the fed an insurance company won't help. It will make it worse.
There's the mean white middle class of America for you ....pittyfull pittyfull.... America has no future because the underliying value is.... "Everybody for Himself".... why don't America puts its money on taking care of americans instead of killing people overseas in the name of hypocrit "American interests".
@Anjimom No it is your punishment for not paying some asshole (whether you are sick or not) to price you out of the ability to pay for health care out of your own pocket! You don't go to the hospital to receive health "insurance" do you? An insurance company gets paid every month by thousands of people whether they are sick or not! This means they can afford to pay several times as much as you for the same services! The "real" answer is making the health insurance "scam" ILLEGAL!
what would happen if this were a white democratic president giving this health care reform bill? my opinion is that it wouldn't get out of hand. white conservatives are VERY CLOSE MINDED and dislike blacks and HATE CHANGE
@brsnive If it were GWB trying to "FORCE" Americans to buy health insurance he would have been shot at the first opportunity. Sorry, but I really think Obama's blackness is the only thing keeping his sorry ass from being sniped on a golf course! That and the thought of Biden running the country!
Hatred for Obama really was sparked at these retarded meetings! You people are not concerned or you would have went to Bush and cried! You are fucking racists!
If this were my town hall I would have made the microphones look like pigs or flowers or candy canes haha I bet it would put some shame back into these people that are screaming. Lets see how tough they look screaming into a chubby dalmatian or bright pink stapler! lol
Whatever True experiences I have with our universal care have been nothing but great. Buy right winngers just keep telling me how im lying, and our system has failed us. How can you argue with such stubbornness?
I believe you like your government health care system. I still don't want it for my country, because I do not trust my government with my life, and I believe the proposal violates our Constitution.
Ok Ive heard this arguement alot. Im not really up with evry aspect of your constitution, but exacty where in there does it say this is a violation?? For what I can see from the Life,Liberty,happyness for all part, It would be a violation for the government not to offer some kind of universal health care. You dont trust the government with your life? ok, Put you trust some insurance giant whos easyest road to big profit is to NOT PAY for whatever it can get away with?I really dont get it
Well, according to the 10th Amendment to the Bill of Rights, all powers not expressly given to the federal government belong to the states, or to the people. Since mandated health insurance is not in the Constitution, if the Congress were to pass such a law, it would be unconstitutional.
Less government, and a deregulated market, where the giant companies can't keep out the small guys, would make me feel most comfortable.
It sounds to me like you can interpret your constitution many diffrent ways, depending on which side your coming from. Its far from a black and white doccument, and I dont belive it was ever ment to be
@jeffmagic32 Deregulating the market would only make the big guys bigger, and stomp out the little guys. This bs about "tort reform" is an attempt by big insurance companies to do exactly that. Sure, it would allow them to sell policies across state lines, but remember what happened to life insurance policy holders after 9/11? The victim's insurance companies declared bankruptcy and their spouses and kids got NOTHING! What if those companies had policy holders in 3 or more other states?
@jeffmagic32 No I don't. But allowing the private insurers to sell over state lines is not the answer. The answer is to make insurance ILLEGAL! It is a scam and always has been. I can't afford a new car because I have to pay car insurance. Having paid for car insurance since I was 20, I have paid insurance companies enough money to have bought several expensive cars by now. And what have I gotten for my money??? NOTHING! I've been insured while driving...that is all.
I for one would rather trust the countrymen I have elected with my life, Here in Canada we have for many years,I know you hear all these horror storries about our system,but there all BS,you can trust me, My only motive is to spread truth about UHC I have nothing to gain by lying. And from what I can see being proposed, private care will never go away anyways,youll always be able to go pay for it yourself if you feel mistreated.Its actually gonna be better than Canada's system in my opinion
My thoughts are that governments tend to grow. Politicians are greedy for power, just as individuals in the market are greedy for money. The key difference is that the government can throw you in jail. I feel if we lose the right not to have government approved health care, it won't be long before we are all in a government program.
Well from someone who lives in two countries with state-run healthcare, Britain and Ireland, I can assure you the NHS and HSE are absolute disasters. I have to pay for health coverage twice. Once in taxes and then I have to buy additional private cover because public hospitals are unhygienic death traps that I wouldn't contemplate entering. America don't destroy your system. Just provide transfer payments to the uninsured and free up the market
Ireland? Well mate, given the amount of liquor involved in the decision making... ;)
Jokes apart, I didn't notice that squalor in a French hospital I had to go to. Many hospitals in NY already look like what you describe. Peninsula Hospital in Far Rockaway, NY for example. It has the feel of these abandoned horror movie torture clinics, and you can smell the feces of the screaming guy on the next bed through the curtains.
In Ireland you are either abstinent or an alcoholic. I'm the former.
I have had the misfortune of being in hospital in France 3 times (thankfully only once was I injured) The first time the conditions and treatment was dreadful. Second time was very satisfactory and the third time down in Bordeaux was another nightmare. Point is you can find good and bad everywhere so you have to GENERALIZE. Also, in a state system you are condemned to the hospital allotted, you can't choose
Of course anecdotal evidence can always be produced to prove any case. You have to look at the system in general, it's capacity for incessant improvement and it's equitability. Two-tier government healthcare hurts the poor, destroys innovation and reduces choice
I come from Canada and in my opinion our system works great for our citizens, and the large majority agree, and if we were ever forced to give it up, there would be a revolution of mass proportion. I strongly disagree with your statement that 2 teir hurts the poor, destroys innovation and choice. In the USA the poor are covered, its the middle class self employed who are getting hurt, Innovation in my opinion wont change, people will buy drugs more, choice...well now they will have at least 2
Canada doesn't have two-tier so how would you know? USA isn't proposing a completely government system. It's merely going to degenerate into European two-tier, where I can get good care because I have the money but the majority are stuck with horrendous public conditions. Meanwhile us middle-class double pay in order to survive. If you have a monopsony what impetus drives change? Did your post office come up with any innovations lately? Imagine healthcare advancement freezing for decades
And from what I recall, US senior citizens started buying equivalent medication in Canada a few years back, because it was more expensive here. As soon as the news spread, the conservative government made it unlawful to protect the US drug industries who definitely can't compete.
The people that are insured now have restricted care and co-pay. The Koren system has been voted the best world wide. Skip the debate and adopt it. More booger eating moron speak. I guess this lady is unaware that insurance companies meet and party each year to see how they can deny coverage. Don't hold your breath and wait for your coverage to increase or your co-pay to go down. A trigger is just a cop out. Once installed the "trigger" will never take place.
So I have an intelligent question here. Please only intelligent people respond. Why cant insurance companies sell policies across state lines? What specifically limits this? Who was behind this law? Why would they not want it changed?
for the same reasons you buy your car insurance in the state you live. Every states has different laws and requirements.
Your policy may be written with a company that is nation wide but is "admitted" in your state. Meaning they have the funds to back up claims and will abide by the laws of your state.
Some states like Ca have strict laws regarding pre-exsisting conditions and claims.
If you buy a policy from a carrier (across state lines) they may not be held to the same standards or laws.
you would have to enact federal laws that are uniform in a 50 states to insure that you get the coverage you think you are buying. Without that you will find Insurance Co setting up shop in states that are less strict and more benificial to them.
So what some are advocating is the ability to sell the exact same insurance policy across state lines unencumbered by specific state laws? How come insurance companies are not advocating this?
Conservatives are pro state rights and have blocked given up control of insurance regulation to the Feds. Insurance companies probably love the idea but don't won't to go against their strongest advocates (conservative politicians) in Washington D.C.
But it is their interests to make more money. They compete for car, life, homeowners, etc. and have national advertising campaigns to attract customers. Is it because: 1) they see different state regulations as too burdensome, especially when trying to streamline costs? 2) they are comfortable with their existing market share and profits and do not want to "rock the boat" in pursuing new markets, or 3) something else?
@ulstermandc It is because there are laws against it. Like you said it is their goal to make more money. So they lobby for "tort reform". What will happen if they ever succeed in being able to sell the same policies across state lines is that they will be cheaper....at first. Then after they have undercut the small guys into bankruptcy they will exert their monopolistic power and then you'll need a second job just to pay for health insurance. Why don't people understand this????
you can buy some policies from non-admitted carriers but you will not be covered by the states fund if they should fail. If you purchase a policy from a non-admitted carrier you are required to sign a statement verifying that you know and understand that risk. In the late 80's and early 90's many in Ca had policies that were worthless and did not pay their claims from non-admitted carriers. That is another reason these laws were put in place.
The reason she can only get Insurance from six Co. is because they are willing to adhere to CA laws passed in the early 90's. These are good laws like the 'Fair Claims Practice Act' and laws regarding pre-exsisting conditions.
She could buy from those co. mentioned if they were willing to become "admitted" carriers and adhere to Ca law. Those companies do not wish to because it would cut into their profit. In late 80's early 90's Ca had many non-admitted carries selling policies (continued)
they did not have the funds to pay for claims and many found they had policies that were worthless. That is another reason CA requires an Insurance Carrier to be what they call "admitted". To insure that they have the funds to cover claims in the state that it was issued in.
What news channel should we all watch? Please tell me what news outlet you recommend that is void of bias. Why would you assume that productive business owners who are busy providing jobs for people watch Fox News? You think these people are brainwashed? Were they also hoodwinked into becoming successful entrepreneurs? Business owners have no idea how to think for themselves, right?
I recommend instead of watching just one channel, you get your information from many sources. You can go to Fox, but also check the other networks, check online. Do some fact checking. Ask some friends, talk to people. Don't just make up your mind based on what Fox Noise tells you. Because 95% of the time, their noise is based on their political agenda. Sorry to break it to the Fox News watchers, but they could care less about you. All they care about is winning elections for the GOP.
What channel do you watch. I watch fox but don't follow anyone blindly. I have watched other channels. Dint really like being called names and made fun of if you don't agree with them.
There is nothing wrong with our health care system other than the fact that they are all in the pocket of the insurance companies. This isn't because of some big conspiracy or anything. It is primarily because insurance companies get paid by their thousands of customers whether or not they are sick. Therefore they can afford to pay several times what the actual costs of health services are. Plain and simple. Making the fed an insurance company won't help. It will make it worse.
-Oz
Ozlanthos 1 year ago
There's the mean white middle class of America for you ....pittyfull pittyfull.... America has no future because the underliying value is.... "Everybody for Himself".... why don't America puts its money on taking care of americans instead of killing people overseas in the name of hypocrit "American interests".
Acadianiste 2 years ago
Living in the US must be a scary deal.
Brickfisted 2 years ago
Dying because you have no health insurance is your punishment for not buying an invisible product!
Anjimom 2 years ago
@Anjimom No it is your punishment for not paying some asshole (whether you are sick or not) to price you out of the ability to pay for health care out of your own pocket! You don't go to the hospital to receive health "insurance" do you? An insurance company gets paid every month by thousands of people whether they are sick or not! This means they can afford to pay several times as much as you for the same services! The "real" answer is making the health insurance "scam" ILLEGAL!
-Oz
Ozlanthos 1 year ago
so many idiots, i feel bad for america
wh0racle3 2 years ago
what would happen if this were a white democratic president giving this health care reform bill? my opinion is that it wouldn't get out of hand. white conservatives are VERY CLOSE MINDED and dislike blacks and HATE CHANGE
brsnive 2 years ago
@brsnive If it were GWB trying to "FORCE" Americans to buy health insurance he would have been shot at the first opportunity. Sorry, but I really think Obama's blackness is the only thing keeping his sorry ass from being sniped on a golf course! That and the thought of Biden running the country!
-Oz
Ozlanthos 1 year ago
Hatred for Obama really was sparked at these retarded meetings! You people are not concerned or you would have went to Bush and cried! You are fucking racists!
padude64 2 years ago 2
@padude64 hey padude64, what flavor koolaid are you drinking today??
jerry122063 7 months ago
If this were my town hall I would have made the microphones look like pigs or flowers or candy canes haha I bet it would put some shame back into these people that are screaming. Lets see how tough they look screaming into a chubby dalmatian or bright pink stapler! lol
utUBEr00001 2 years ago
I thought the lady behind the man on 8:04 was going to pull out a gun!
buddacafe 2 years ago
mis-informed Jackals. I feel so sorry for your country
LGLF1 2 years ago
You could offer an argument, but it's easier just to insult people.
jeffmagic32 2 years ago
Im sick of arguing with unreasonable people like these on this video
LGLF1 2 years ago
Whatever True experiences I have with our universal care have been nothing but great. Buy right winngers just keep telling me how im lying, and our system has failed us. How can you argue with such stubbornness?
LGLF1 2 years ago
I believe you like your government health care system. I still don't want it for my country, because I do not trust my government with my life, and I believe the proposal violates our Constitution.
jeffmagic32 2 years ago
Ok Ive heard this arguement alot. Im not really up with evry aspect of your constitution, but exacty where in there does it say this is a violation?? For what I can see from the Life,Liberty,happyness for all part, It would be a violation for the government not to offer some kind of universal health care. You dont trust the government with your life? ok, Put you trust some insurance giant whos easyest road to big profit is to NOT PAY for whatever it can get away with?I really dont get it
LGLF1 2 years ago
Well, according to the 10th Amendment to the Bill of Rights, all powers not expressly given to the federal government belong to the states, or to the people. Since mandated health insurance is not in the Constitution, if the Congress were to pass such a law, it would be unconstitutional.
Less government, and a deregulated market, where the giant companies can't keep out the small guys, would make me feel most comfortable.
jeffmagic32 2 years ago
It sounds to me like you can interpret your constitution many diffrent ways, depending on which side your coming from. Its far from a black and white doccument, and I dont belive it was ever ment to be
LGLF1 2 years ago
The US constitution doesn't cover a lot. But anything that's not mentioned is meant to be settled by the states
Invirtuo 2 years ago
@LGLF1 Actually I'm pretty sure that is why they wrote it on paper!
-Oz
Ozlanthos 1 year ago
@jeffmagic32 Deregulating the market would only make the big guys bigger, and stomp out the little guys. This bs about "tort reform" is an attempt by big insurance companies to do exactly that. Sure, it would allow them to sell policies across state lines, but remember what happened to life insurance policy holders after 9/11? The victim's insurance companies declared bankruptcy and their spouses and kids got NOTHING! What if those companies had policy holders in 3 or more other states?
-Oz
Ozlanthos 1 year ago
@Ozlanthos
Regulated industries always consolidate. Do you honestly think any small insurance providers will survive Obama's "insurance exchange"?
jeffmagic32 1 year ago
@jeffmagic32 No I don't. But allowing the private insurers to sell over state lines is not the answer. The answer is to make insurance ILLEGAL! It is a scam and always has been. I can't afford a new car because I have to pay car insurance. Having paid for car insurance since I was 20, I have paid insurance companies enough money to have bought several expensive cars by now. And what have I gotten for my money??? NOTHING! I've been insured while driving...that is all.
-Oz
Ozlanthos 1 year ago
I think it's pursuit of happiness. Nobody has the right to happiness, or, for that matter, the obligation to it.
Why doesn't America dergulate it's health insurance market completely and then give vouchers to the couple of million truly needy?
I trust government and companies exactly the same. Difference is that you can escape from companies
Invirtuo 2 years ago
And you can vote out administrations.
radoraf 2 years ago
Never changes much, government expansions are rarely, if ever, reversed
Invirtuo 2 years ago
I for one would rather trust the countrymen I have elected with my life, Here in Canada we have for many years,I know you hear all these horror storries about our system,but there all BS,you can trust me, My only motive is to spread truth about UHC I have nothing to gain by lying. And from what I can see being proposed, private care will never go away anyways,youll always be able to go pay for it yourself if you feel mistreated.Its actually gonna be better than Canada's system in my opinion
LGLF1 2 years ago
My thoughts are that governments tend to grow. Politicians are greedy for power, just as individuals in the market are greedy for money. The key difference is that the government can throw you in jail. I feel if we lose the right not to have government approved health care, it won't be long before we are all in a government program.
jeffmagic32 2 years ago
Well from someone who lives in two countries with state-run healthcare, Britain and Ireland, I can assure you the NHS and HSE are absolute disasters. I have to pay for health coverage twice. Once in taxes and then I have to buy additional private cover because public hospitals are unhygienic death traps that I wouldn't contemplate entering. America don't destroy your system. Just provide transfer payments to the uninsured and free up the market
Invirtuo 2 years ago
Ireland? Well mate, given the amount of liquor involved in the decision making... ;)
Jokes apart, I didn't notice that squalor in a French hospital I had to go to. Many hospitals in NY already look like what you describe. Peninsula Hospital in Far Rockaway, NY for example. It has the feel of these abandoned horror movie torture clinics, and you can smell the feces of the screaming guy on the next bed through the curtains.
radoraf 2 years ago
In Ireland you are either abstinent or an alcoholic. I'm the former.
I have had the misfortune of being in hospital in France 3 times (thankfully only once was I injured) The first time the conditions and treatment was dreadful. Second time was very satisfactory and the third time down in Bordeaux was another nightmare. Point is you can find good and bad everywhere so you have to GENERALIZE. Also, in a state system you are condemned to the hospital allotted, you can't choose
Invirtuo 2 years ago
Of course anecdotal evidence can always be produced to prove any case. You have to look at the system in general, it's capacity for incessant improvement and it's equitability. Two-tier government healthcare hurts the poor, destroys innovation and reduces choice
Invirtuo 2 years ago
I come from Canada and in my opinion our system works great for our citizens, and the large majority agree, and if we were ever forced to give it up, there would be a revolution of mass proportion. I strongly disagree with your statement that 2 teir hurts the poor, destroys innovation and choice. In the USA the poor are covered, its the middle class self employed who are getting hurt, Innovation in my opinion wont change, people will buy drugs more, choice...well now they will have at least 2
LGLF1 2 years ago
Canada doesn't have two-tier so how would you know? USA isn't proposing a completely government system. It's merely going to degenerate into European two-tier, where I can get good care because I have the money but the majority are stuck with horrendous public conditions. Meanwhile us middle-class double pay in order to survive. If you have a monopsony what impetus drives change? Did your post office come up with any innovations lately? Imagine healthcare advancement freezing for decades
Invirtuo 2 years ago
And from what I recall, US senior citizens started buying equivalent medication in Canada a few years back, because it was more expensive here. As soon as the news spread, the conservative government made it unlawful to protect the US drug industries who definitely can't compete.
radoraf 2 years ago
The people that are insured now have restricted care and co-pay. The Koren system has been voted the best world wide. Skip the debate and adopt it. More booger eating moron speak. I guess this lady is unaware that insurance companies meet and party each year to see how they can deny coverage. Don't hold your breath and wait for your coverage to increase or your co-pay to go down. A trigger is just a cop out. Once installed the "trigger" will never take place.
connatiah 2 years ago
Or the VERY GOOD CH48 removed the channel in 19 April 2010
soneyo 2 years ago
A CPA and small business owner can't understand why a single payer plan would be cheaper, smarter, and work way better. Unbelievable.
FYI - If the free market worked, we wouldn't be have this debate. Duh.
eelzen 2 years ago
So I have an intelligent question here. Please only intelligent people respond. Why cant insurance companies sell policies across state lines? What specifically limits this? Who was behind this law? Why would they not want it changed?
ulstermandc 2 years ago
for the same reasons you buy your car insurance in the state you live. Every states has different laws and requirements.
Your policy may be written with a company that is nation wide but is "admitted" in your state. Meaning they have the funds to back up claims and will abide by the laws of your state.
Some states like Ca have strict laws regarding pre-exsisting conditions and claims.
If you buy a policy from a carrier (across state lines) they may not be held to the same standards or laws.
lame54 2 years ago
you would have to enact federal laws that are uniform in a 50 states to insure that you get the coverage you think you are buying. Without that you will find Insurance Co setting up shop in states that are less strict and more benificial to them.
lame54 2 years ago
So what some are advocating is the ability to sell the exact same insurance policy across state lines unencumbered by specific state laws? How come insurance companies are not advocating this?
ulstermandc 2 years ago
Conservatives are pro state rights and have blocked given up control of insurance regulation to the Feds. Insurance companies probably love the idea but don't won't to go against their strongest advocates (conservative politicians) in Washington D.C.
eelzen 2 years ago
But it is their interests to make more money. They compete for car, life, homeowners, etc. and have national advertising campaigns to attract customers. Is it because: 1) they see different state regulations as too burdensome, especially when trying to streamline costs? 2) they are comfortable with their existing market share and profits and do not want to "rock the boat" in pursuing new markets, or 3) something else?
ulstermandc 2 years ago
@ulstermandc It is because there are laws against it. Like you said it is their goal to make more money. So they lobby for "tort reform". What will happen if they ever succeed in being able to sell the same policies across state lines is that they will be cheaper....at first. Then after they have undercut the small guys into bankruptcy they will exert their monopolistic power and then you'll need a second job just to pay for health insurance. Why don't people understand this????
-Oz
Ozlanthos 1 year ago
And you?
buddacafe 2 years ago
you can buy some policies from non-admitted carriers but you will not be covered by the states fund if they should fail. If you purchase a policy from a non-admitted carrier you are required to sign a statement verifying that you know and understand that risk. In the late 80's and early 90's many in Ca had policies that were worthless and did not pay their claims from non-admitted carriers. That is another reason these laws were put in place.
lame54 2 years ago
The human head weights 8 pounds
buddacafe 2 years ago
Hmm, indeed.
Kingdedede2008 2 years ago
Politicans don't know anything about business! All they know how to do is tax and take>
KarlGates 2 years ago
DON'T FORGET SPEND!!
Tom6472 2 years ago
Catherine Bragg! That was awesome!!!
MulligansValley 2 years ago
The reason she can only get Insurance from six Co. is because they are willing to adhere to CA laws passed in the early 90's. These are good laws like the 'Fair Claims Practice Act' and laws regarding pre-exsisting conditions.
She could buy from those co. mentioned if they were willing to become "admitted" carriers and adhere to Ca law. Those companies do not wish to because it would cut into their profit. In late 80's early 90's Ca had many non-admitted carries selling policies (continued)
lame54 2 years ago
they did not have the funds to pay for claims and many found they had policies that were worthless. That is another reason CA requires an Insurance Carrier to be what they call "admitted". To insure that they have the funds to cover claims in the state that it was issued in.
lame54 2 years ago
These people should watch a little less Fox News.
DigitalAquarius 2 years ago 2
What news channel should we all watch? Please tell me what news outlet you recommend that is void of bias. Why would you assume that productive business owners who are busy providing jobs for people watch Fox News? You think these people are brainwashed? Were they also hoodwinked into becoming successful entrepreneurs? Business owners have no idea how to think for themselves, right?
MulligansValley 2 years ago
I recommend instead of watching just one channel, you get your information from many sources. You can go to Fox, but also check the other networks, check online. Do some fact checking. Ask some friends, talk to people. Don't just make up your mind based on what Fox Noise tells you. Because 95% of the time, their noise is based on their political agenda. Sorry to break it to the Fox News watchers, but they could care less about you. All they care about is winning elections for the GOP.
DigitalAquarius 2 years ago 2
What channel do you watch. I watch fox but don't follow anyone blindly. I have watched other channels. Dint really like being called names and made fun of if you don't agree with them.
Tom6472 2 years ago