I just closed my checking account with TCF. It used to be free. Then it was $10 a month, whether I wrote a single check or not. Next I'm going to open an account with Bremer Bank, a local bank with free checking. Then close my account with Wells Fargo.
Dr Bill, :), very interesting but still one problem, we keep dealing with money and with banks or credit unions who are producing money out of thing air, because that is what it is, money is debt and nothing else. What we need is to end capitalism all together, change from a monetary system to an economy based resource system. As long we have money we never going to live free, we will continuing being slaves of this system.
I'd like to ask if anyone has an opinion as to why interest rates are so low for savers? Previously, interest rates were higher. It was more expensive to borrow and pay the mortgage but as a pensioner or saver you could get a decent rate of interest. Now the only way to make money is to let the banks speculate with it in managed accounts- with no guarantees &hefty fees. Is this why interests rates are being kept low? To leave us no choice but to let the bankers speculate with our savings ?
Well said Bill, the smaller banks are a better alternative to these dinosaurs of banks which you mention. Fundamentally all banks run on the same corrupt system but I can vouch for the fact that in spite of what their marketing depts will have you believe, the big banks care very little at the customer level. We do have a better chance with smaller banks.
After being a customer with Bank of America for 13+ years, I closed my account on Tuesday ... and am now with my local Credit Union - feels good to support my community, not the big bankers :)
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I'm sorry Bill, you're talking to Americans; we don't do anything until our backs are to the wall, then we scream for help NOW. When the crisis is over, we immediately forget what happened, and continue on with the same people that screwed us.
Your analogy of us being like abused girlfriends in that regard is accurate; unfortunately, we think like one, that's what they do......
its just gonna keep getting worse unless we all stand the fuck up one day and tell the banks and top 1% who control the whole god damn fuckin world TO FUCKIN DIE
You know, you Americans are pretty lucky that you even have small community and local banks. In the Czech Republic, we don't. All of our small banks have been destroyed during the shock economical therapy developed by Jeffrey Sachs, ordered by the World Bank and executed by Václav Klaus and his government in the 90's. All we have now are the world's greatest one's subsidiaries.
Big bank or small, you will always be screwed if you borrow. Try not to borrow. If you don't have the money for it, it means you are not ready for it.
I feel bad for bill, he speaks the truth, but is surrounded by either deaf ears or idiots! It's annoying to listen to some of you ppl. Stop supporting a party or idea just because everyone else does. Make your own researches and stop combining politics and religion.
Whatever. This boi is a fraud and does not want to help you. He thinks you are all GOYM. Yes, that's Jewish for Cattle and he would like nothing better than to see you all move out of his way.
@777Atheist No, he doesn't follow the Torah... but he knows how to read, and to think for himself, and we all know what *that* means: he's a baby-eating fascist atheist who worships Lenin.
If laissez-faire capitalism was a viable option, there would already exist banking alternatives. The fact is, an honest bank cannot compete with ones that engage in unethical business.
@tubingforever I'm not talking about switching to a small bank it's his distortion of what happened in the housing bubble. It was mostly small banks that wrote these loans and then passed them on to the big banks. The big banks bought them because they were backed by the government essentially. Moody's and others rated them AAA because of gov. backing etc. Combine that with the Fed keeping interest rates artificially low etc and yeah what happened is what will happen.
@TheKuffarKid Its not ignorance, hes just not scared to tell the truth. Some people cant handle the truth though, they call him ignorant and stuff like that.
@freqazoidiak Name ONE way this video is "half tue". hahaha wtf a jewish price!? hes the most anti religious person on the planet, you are official a retard.
@coopmuch56 Okay, I'll name one way. To the uninformed, what Maher said sounds good, but what he left out is that those "greedy" banks were forced by the liberals in Congress to lend those billions of dollars to people who couldn't pay it back, thereby causing the housing crisis and the inevitable recession. That's how this video is half true. The banks, Wells Fargo and the like, did what he said they did, but by leaving out the fact that they were forced to by Congress, makes it half true.
@loverofthemilf Wow your mis informed. The banks bought off the politicians, not the other way aound. Its actually the republicans that were being bought by these guys, thats why there never raising corporate taxes. For the lame xcuse of "job creation". The rich do none of the work, pay none of the taxes, the middle class does all the work and pays all of the taxes, and the poor, well they are there just to scare the shit outta the middle class.
@loverofthemilf you're a dupe. forced by congress? congress forced goldman sachs to bet against the mortgage backed securities it sold to AIG? i'd love to see your references. prove that congress forced the banks to sell junk mortgages. paste some links.
The whole Bill Maher, Rush Limbaugh, John Stewart, Glen Beck, Rachel Maddow, Bill O'riley, Ohris Mathews, bla..bla bla LoL..It's a game. A puppet show. They are acting. It's all bull shit. It's a goofy left, right circus distraction. They lie and they don't care about you. I used to buy this shit Bill Maher wants to fight the big banks, lol. Be your own hero. They are liars that have their little roll's to play, as they so easily play you. They are picked. This is not organic at all.
In solidarity with the American people -- & all people -- I call on the current president, his surviving predecessors, Congress, and all U.S. & intl. media; on all who spoke/wrote yesterday to honor President Kennedy on the 50th anniversary of his inauguration: to speak/write now to honor & examine, for the benefit of the American people -- & all people -- his Executive Order 11110 & its fate. President Kennedy stood up for all of you. Now who of you will stand up for President Kennedy? Who?????
Your caps-lock has blinded you to the message. It's all about behaviour. People put up with too much from a specific provider, and because enough of a trend of people tolerate bank misbehaviour, they continually worsen their greedy behaviour, while setting examples for each other.
Size tends to impact behaviour but so does an active community. If they are fucking you, GET OUT. If no one takes it, they can't continue doing it.
The big difference between the Great Depression and now is exactly this sort of webcast. We in the Western world now know SO much more about how banks and governments run themselves. We have, should we choose to use it, a much greater ability to appraise and critique these people. Applause for Maher and Huffington on this one.
The 'Big' banks need to be broken up, so they will never be too big to fail again!
So, if the law won't let government force the 'Big' banks to 'down size', then the people will have to for it for them by doing what Bill wisely advises and bank with the smaller banks (even if they charge slightly higher interest rates)...It will be worth it just to hear the Big Bankers scream!
Move your money, then when the banks fail they will get a bigger bailout then the last one. The USA needs first to take back the power of creating and issuing its own currency. Until then the fleecing will continue.
@dewsplash: Absolutely. I believe it was Alexander (?) Hamilton, the first US Treasury Secretary, who reckoned that giving away control of currency would be more dangerous than not having a standing army :0)
It's not just america thats crippled either, many other countries have finacial systems that rely upon america's. Its not a american recession, its a GLOBAL recession. But its nice to see Bill atleast taking a step in the right direction.
@teufeldritch If everyone goes to their community bank then the money is spread far and wide and not in one institution. The banks will grow slightly, but not ever as much as a centralized bank. They could buy some, but not all, and when they buy yours, just move to a smaller one. They will run out of money and decentralization will promote economical growth because distribution of commerce and capitol is the only way a market economy can be successful. If the banks compete for you, you win.
@paolo27th Yeah, and also if everyone goes to smaller local banks then they become a big bank. Kind of like that South Park episode with Wal-Mart where everyone starts shopping at the small drug store then it grows bigger and bigger.
^^ in my country saying that something is populism is the same as saying in America that "thats a gay loving america hating, flag burning atheist al qaida idea!"
I'd do it but Chase bought my bank AND my mortgage. I couldn't get another mortgage if I tried since my credit tanked since I bought my house, and Chase won't do a loan mod. So I give those fuckers $900 month interest if I want to stay in my house. I do put my $800 a month paycheck into my local credit union. Whoopee.
well...i like mahr, but this is only gonna work for about a minute. then the big banks will simply buy up shares in smaller banks and we'll be right back where we were, but with less options! this notion that we can make banks bend through embargo style actions is nonsense. lower interest on housing and interests on autos go up and so on and so fourth. this is a cat and mouse game we can't win until "we force" a change in the system we use, period!
But when enough people start doing it, it will create a liquidity problem for banks and since they are extremely tight on their cash flow anyway, I do think it will cause quite a bit of pain for them. It's a bit like a bank run, except nowadays, banks tread on thinner lines than they used to, we need a smaller % to create problems.
@vinniechan lol...nope! these guys already own everything. embargo 1 thing and they WILL just inflate another, period. take down one bank, and it'll be sold to who? ANOTHER BANK! all this will do is narrow the field even more, and destroy any chance of having a choice. one thing left out here is that small banks are just that...SMALL! most of their own dealings are backed by bigger banks.
Bank of America, stole money before I went to jail knowing they were doing it The better business bureau knew, the real estate company knew and did nothing. Now that I GOT THEM dead to rights they put the whole thing in the annex and hide their own miss info, when this get out their will be hell to pay and the murders will be stopped. Its not about money, its about laws that have been used to kill people for their own ends, which will stop now. I am that serious man that will end it here in CA.
though the only fault is that the larger banks will just buy out and assimilate the smaller local banks. also the larger the local banks grow the easier it is for the megabanks to regain there lost customers, as they will be in larger groupings when purchased by the megabanks
As a corporate banker (at one of the banks above) I agree. I see some of the "strategies" that are involved. They justify them internally, but are at the expense of instruments that they create.
Doing this all at once would have no effect. However, if you focused one bank at a time (preferably the most vulnerable) it might actually work. Also MS & GS are holding companies not retail banks; so they shouldn't apply.
Hey bdragon you don't know much or "that much" for that matter-this is exactly what needs to be done-and if they swallow up smaller banks-people move they're money again- but no bank knowing that the very reason they have customers in the first place would make that " bargain"- good one Bill
Simply delivered, agreed 100%. Screw these big bakns. If you are been foreclosed by one of these banks, destroy the house bucause if they rather sell for less in an auction or short sale to someone else, they should have lowered your principal to begin with.
@eroman10 Maybe people should think before pulling out a loan that they can't afford to buy a house that they really don't need. And then destroying it isn't going to solve the problem, it is greedy attitudes like that that caused the bad economy. Now I am not defending that banks, they are to blame also, but it isn't completely their fault.
@777danzig It's mainly their fault. The banks are the 'experts' and the professionals who should have followed their own guidelines rather than greed. And now THEY are the ones being helped out and shamelessly carrying on with business as usual.
If you tried explaining this stuff to a visitor from another planet they'd probably die laughing!
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This is THE only thing Bill Maher has said that I actually agree with. It kind of makes me wonder how much Bill is being paid to say this stuff, though...
With that attitude they will. Seriously, if we all put our money into local banks, this kind of meltdown will not be able to happen again. Big Wall Street banks need your money to operate, and if you won't give it to them, you can take away some of their power. I moved all my money into a local credit union. Your turn.
It is a good idea. But, if too many people do it, the local banks will become the big banks, thus, becoming counter-productive to the original arguement.
What? haha. That's like saying don't give equal rights to women because they will come to dominate man. Actually, what you have said is even more nonsensical than even that. He's asking you to diversify the money holdings, not to consolidate them.
Few people will actually be proactive enough to do the right thing. They are just trying to get the people who are thoughtful enough to do it out of the MATRIX.
Ridiculous. Thousands of local banks will not become a few mega-banks. What does my credit union in Plantation, Florida care about a credit union in Juneau, Alaska? How/why would they assimilate?
Quoting some consumer act is not a point. And if you think BofA and the big banks didn't bring our country to the brink of disaster, I have VOLUMES of information to illuminate you.
@rightwired OMFG, your source of information about this is over 30 YEARS OLD?? Basically what you are saying is "no, your bank did not raise your interest rate to %30 after one late payment, you must be mistaken, everyone in America. No, the bank did not actually forclose on your house, read this newspaper from a thirty-three years ago. Oh look, an ad for something called a 'calculator!'"
Except that when huge banks hire lobbyists to bend our representatives to their will, we create a climate which allows the banks to get away with whatever they want under an implicit or explicit guarantee by our government that the people are standing by to bail them out. This promotes risk-taking, which, as we know now, nearly brought our economy to its knees. Maybe your thousand dollars is safe, but not: your family's future, your job, your health insurance, your retirement plans...
if i lived in america, you god damn right i would move my money into local banks. Bill maher is a great man and only retarded thing he supports is peta, other then that he is 100% right on most things i have ever seen or heard from him
OK, I got out og BOA & Wachovia and joing HEW Federal Credit Union, ING direct and Navy Federal Credit Union. HEW & Federal didnt engage in subprime mortgages or interest only loans.
Hold on you people: We don't have capitalism in the US. We have CRAPitalism. Don't forget the R. Regular capitalism has regulations and limits, and the wealth trickles down (See UNITED STATES, ca. 1955). Now, we have a ruined system that is worse than communism was.
I'm with Bill all the way on this one. this is what these big banks want to do is scare you into thinking this is Capitalism, this is pure thievery!!! thieves in suits and ties sticking it to us every which way but loose. we must stop this ourselves. I bank with a small local bank and they appreciate my business unlike bank of america, who are they kidding, they think americans are fools for the taking. don't turn your back on them again. it will be your last.
Will we then be considered as a third world country? Of course I'm just trying to make a point and that is: Capitalism appears to do better in communistic countries. Maybe capitalism has more in common with communism. At least the corporate fat cats must think so because that is where they are sending all of our jobs.
sabreharyanto - the proverbial cat is out of the bag. Capitalism has become a bigger success story in Communist China than in the U.S.. Why? In just 11 years they have grown from a closed mostly agri based economy to nearly matching the US in GDP for 2009 and possibly surpassing us in 2010.
Capitalism has not been followed. The fat cats have not operated under capitalism when they can make poor decisions and we the people have to pay for it. THAT's socialism: public funds for private use. I have had accounts with Chase, Citi and BOA. After working at a credit union for 3 years as an FSR, I can tell you that the way a credit union works is VASTLY different. Maher's advice is good. Redistribute your own wealth before the government does.
I don't know about the rest of you, but if I am in a relationship with someone who doesn't know or care if I walk out the door it is probably I good idea that I leave..
the real root of the problem is the idea of capitalism. The greedy pigs at the top can give bonuses all the way among themselves. 1 guy whom I had never heard of, earned like 50 millions bonus for doing nothing lol. so they use the money to increase the bonuses of the top guys on the company, instead of making jobs for the people. Capitalism is failure!. We refuse to admit it...Socialism/semi Capitalism is the way to go..for the people, because some people are greedy pigs.
REAL AMERICANS should recognize this for what it is, in that it is a protest, a revolt which is directed at the true villians of our capitalistic system. If this experiment that we call a democracy is going to work then we need to recognize the special interest propaganda for what it is and find the bad guys in the insurance fraud industry, oil slick willeys and the legalized drug kingpins to name a few.
Everyone should see this video!
Would you list in please?
I just closed my checking account with TCF. It used to be free. Then it was $10 a month, whether I wrote a single check or not. Next I'm going to open an account with Bremer Bank, a local bank with free checking. Then close my account with Wells Fargo.
AppleSouffle 2 months ago
Why is this unlisted??
AJ8988 2 months ago
will do
tyrannosaurusinf14 2 months ago
As a former bank teller for Bank of America this is Brilliant! I am now with a credit union and recommend it to ANYONE sick of there bank.
Speaktok 2 months ago
It's not a bad idea. People should move their money to community banks.
PhiloAmericana 3 months ago
November 5th!!
AJ8988 3 months ago 3
Every person reading this message needs to spread it to (atleast) 5 more random videos on youtube. Get everyone in on this! We need everyone's help.
MAKE THIS VIRAL !!! Infect the Corrupt & Abusive Financial System with Knowledge and Dissent. Spread this message.
WATCH: youtube.com/watch?v=Icqrx0OimSs
VISIT(website): moveyourmoneyproject
TAKE YOUR MONEY BACK! TAKE YOUR POWER BACK!
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BANK TRANSFER DAY on Nov. 5th , 2011 !!!!
IdeaSpreader 3 months ago
Thankfully I'm already with a small bank, actually a credit union.
LouistheHedgehog 3 months ago
He's reading from the teleprompter...
CorporalActivist 3 months ago
CorporalActivist, that's usually how it works. Otherwise he would have to remember the whole talk and do it in one go.
In this case, the message is definitely more important than the message. Have you moved your money?
AppleSouffle 2 months ago
Moved. I have a local credit union here in Tucson and I love them. Love love love.
thestumblingbl0ck 3 months ago 3
End Capitalist, end Government, end Religions. That is the only way. Peace
spiderpilot 3 months ago
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Dr Bill, :), very interesting but still one problem, we keep dealing with money and with banks or credit unions who are producing money out of thing air, because that is what it is, money is debt and nothing else. What we need is to end capitalism all together, change from a monetary system to an economy based resource system. As long we have money we never going to live free, we will continuing being slaves of this system.
spiderpilot 3 months ago
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spiderpilot 3 months ago
Bill, if you were the president of the USA this country would be a better place!
MadeInBGR 3 months ago
Money only means something when you don't have it.
VoxNeruda 3 months ago
I'd like to ask if anyone has an opinion as to why interest rates are so low for savers? Previously, interest rates were higher. It was more expensive to borrow and pay the mortgage but as a pensioner or saver you could get a decent rate of interest. Now the only way to make money is to let the banks speculate with it in managed accounts- with no guarantees &hefty fees. Is this why interests rates are being kept low? To leave us no choice but to let the bankers speculate with our savings ?
GhandifyUs 3 months ago
Well said Bill, the smaller banks are a better alternative to these dinosaurs of banks which you mention. Fundamentally all banks run on the same corrupt system but I can vouch for the fact that in spite of what their marketing depts will have you believe, the big banks care very little at the customer level. We do have a better chance with smaller banks.
GhandifyUs 3 months ago
Dr. Bill?
starqz 3 months ago
After being a customer with Bank of America for 13+ years, I closed my account on Tuesday ... and am now with my local Credit Union - feels good to support my community, not the big bankers :)
bublz31 3 months ago 2
The same thing is true here in the UK
Thoughtland 4 months ago
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TheServiceWeb 6 months ago
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TheServiceWeb 6 months ago
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TheServiceWeb 6 months ago
I'm sorry Bill, you're talking to Americans; we don't do anything until our backs are to the wall, then we scream for help NOW. When the crisis is over, we immediately forget what happened, and continue on with the same people that screwed us.
Your analogy of us being like abused girlfriends in that regard is accurate; unfortunately, we think like one, that's what they do......
MaskedMarvyl 6 months ago
its just gonna keep getting worse unless we all stand the fuck up one day and tell the banks and top 1% who control the whole god damn fuckin world TO FUCKIN DIE
newportxx100s 6 months ago
fuck banks! put your money in credit unions!!!!!!
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Mark10Fischer 7 months ago
fucking basterds.... who are they to play havoc with our lifes? nothing but controlling and greedy cunts
chrisbartley88 7 months ago
He had me at "they took our money"...
themaniusedtob 7 months ago
You know, you Americans are pretty lucky that you even have small community and local banks. In the Czech Republic, we don't. All of our small banks have been destroyed during the shock economical therapy developed by Jeffrey Sachs, ordered by the World Bank and executed by Václav Klaus and his government in the 90's. All we have now are the world's greatest one's subsidiaries.
ffiinnrroodd 8 months ago
For once, someone talks to us like an adult with a simple rational solution.
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just buy silver :)
dancelsd 9 months ago
Screw central bankers and their ilk!!
Craig7280 9 months ago
Big bank or small, you will always be screwed if you borrow. Try not to borrow. If you don't have the money for it, it means you are not ready for it.
channel2point5 9 months ago 19
Wonderful message. Sadly, most people won't do it.
lisambofoh 10 months ago
@mrtapoche1 Not one of those banks is presided over by a Jew, and only one was started by Jews. I love it when people advertise their ignorance.
loverofthemilf 10 months ago
I feel bad for bill, he speaks the truth, but is surrounded by either deaf ears or idiots! It's annoying to listen to some of you ppl. Stop supporting a party or idea just because everyone else does. Make your own researches and stop combining politics and religion.
bettyboop17d 10 months ago 2
Whatever. This boi is a fraud and does not want to help you. He thinks you are all GOYM. Yes, that's Jewish for Cattle and he would like nothing better than to see you all move out of his way.
freqazoidiak 10 months ago
@freqazoidiak Bill Maher does not follow the Torah, he has even said it himself, you sir, are a dumbass.
777Atheist 4 months ago
@777Atheist No, he doesn't follow the Torah... but he knows how to read, and to think for himself, and we all know what *that* means: he's a baby-eating fascist atheist who worships Lenin.
;-)
Rabboleth 3 months ago
THANK you, Bill!!
Shteve67 10 months ago
tell them Dr.Bill sent you .hahahahahaha,this mazafaka is funny as hell.
19cohen 11 months ago
If laissez-faire capitalism was a viable option, there would already exist banking alternatives. The fact is, an honest bank cannot compete with ones that engage in unethical business.
jessemaurais 11 months ago
I joined a credit union after getting screwed by BOFA 20 years ago.
Clark Howard who is a great financial advisor also recommends staying away from the mega banks & recommends credit unions.
111fwj 11 months ago
I joined a credit union after getting screwed by BOFA 20 years ago.
111fwj 11 months ago
In capitalist America bank robs you
FilipH86 11 months ago 80
@FilipH86 Thats exactly right!
denvitaranden 11 months ago
@FilipH86 LMFAO, NICE!
GangsterGumbo 3 months ago
Maher is ignorant even when he has time to think about it.
TheKuffarKid 11 months ago
@TheKuffarKid Yeah, because big banks are great :) Not.
tubingforever 11 months ago
@tubingforever I'm not talking about switching to a small bank it's his distortion of what happened in the housing bubble. It was mostly small banks that wrote these loans and then passed them on to the big banks. The big banks bought them because they were backed by the government essentially. Moody's and others rated them AAA because of gov. backing etc. Combine that with the Fed keeping interest rates artificially low etc and yeah what happened is what will happen.
TheKuffarKid 11 months ago
@TheKuffarKid Its not ignorance, hes just not scared to tell the truth. Some people cant handle the truth though, they call him ignorant and stuff like that.
coopmuch56 10 months ago
@coopmuch56 he is telling half truths. Like the Jewish Prince he thinks he is.
freqazoidiak 10 months ago
@freqazoidiak Name ONE way this video is "half tue". hahaha wtf a jewish price!? hes the most anti religious person on the planet, you are official a retard.
coopmuch56 10 months ago
@coopmuch56 Okay, I'll name one way. To the uninformed, what Maher said sounds good, but what he left out is that those "greedy" banks were forced by the liberals in Congress to lend those billions of dollars to people who couldn't pay it back, thereby causing the housing crisis and the inevitable recession. That's how this video is half true. The banks, Wells Fargo and the like, did what he said they did, but by leaving out the fact that they were forced to by Congress, makes it half true.
loverofthemilf 10 months ago
@loverofthemilf Wow your mis informed. The banks bought off the politicians, not the other way aound. Its actually the republicans that were being bought by these guys, thats why there never raising corporate taxes. For the lame xcuse of "job creation". The rich do none of the work, pay none of the taxes, the middle class does all the work and pays all of the taxes, and the poor, well they are there just to scare the shit outta the middle class.
coopmuch56 10 months ago
@loverofthemilf you're a dupe. forced by congress? congress forced goldman sachs to bet against the mortgage backed securities it sold to AIG? i'd love to see your references. prove that congress forced the banks to sell junk mortgages. paste some links.
DJcaliban 3 months ago
I moved to a smaller bank and they are wonderful!
AlmostAlwaysFabulous 11 months ago
I already dumped bank of america.
AlmostAlwaysFabulous 11 months ago
The whole Bill Maher, Rush Limbaugh, John Stewart, Glen Beck, Rachel Maddow, Bill O'riley, Ohris Mathews, bla..bla bla LoL..It's a game. A puppet show. They are acting. It's all bull shit. It's a goofy left, right circus distraction. They lie and they don't care about you. I used to buy this shit Bill Maher wants to fight the big banks, lol. Be your own hero. They are liars that have their little roll's to play, as they so easily play you. They are picked. This is not organic at all.
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hansikaization 1 year ago
I'm confused though, which people is he talking to?
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@marian1001
Your caps-lock has blinded you to the message. It's all about behaviour. People put up with too much from a specific provider, and because enough of a trend of people tolerate bank misbehaviour, they continually worsen their greedy behaviour, while setting examples for each other.
Size tends to impact behaviour but so does an active community. If they are fucking you, GET OUT. If no one takes it, they can't continue doing it.
Hzqi 1 year ago
I am a member of my community bank. They treat me like a queen. I tell people everyday to get away from the Big banks. Listen people.
One love..
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darseeify 1 year ago
this can change ALOT
jezzieBell05 1 year ago
Maher's right on this one.
mja2035 1 year ago
Bill is a Zionist and he is for big gov ( which is funny because big banks and the MIC control the gov)
RyanR3volution 1 year ago
Only 90,000 hits. Let's get this message out to the millions of people who are getting screwed in the ass by these big banks....wake up America!!!
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JakseUksar34 1 year ago
except the big banks own the small ones and the credit unions..... FAIL!
just keep your money in your matress
apoplexy1974 1 year ago
@apoplexy1974 and when inflation happens?...
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PNC Bank, thats not one of those 6 big banks, right?
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harsikasewwandi 1 year ago
The big difference between the Great Depression and now is exactly this sort of webcast. We in the Western world now know SO much more about how banks and governments run themselves. We have, should we choose to use it, a much greater ability to appraise and critique these people. Applause for Maher and Huffington on this one.
flankspeed 1 year ago
Well said Bill!
Simple...But Effective! *****
The 'Big' banks need to be broken up, so they will never be too big to fail again!
So, if the law won't let government force the 'Big' banks to 'down size', then the people will have to for it for them by doing what Bill wisely advises and bank with the smaller banks (even if they charge slightly higher interest rates)...It will be worth it just to hear the Big Bankers scream!
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madonakuse 1 year ago
hell yes!!!!!!!!!!!!!!!!!!!!!
Tinochapus 1 year ago
Move your money, then when the banks fail they will get a bigger bailout then the last one. The USA needs first to take back the power of creating and issuing its own currency. Until then the fleecing will continue.
dewsplash 1 year ago
@dewsplash: Absolutely. I believe it was Alexander (?) Hamilton, the first US Treasury Secretary, who reckoned that giving away control of currency would be more dangerous than not having a standing army :0)
flankspeed 1 year ago
I did....good bye chase bank!!
Thanks Bill!! I wish more people would listen
PeonSanders911 1 year ago
It's not just america thats crippled either, many other countries have finacial systems that rely upon america's. Its not a american recession, its a GLOBAL recession. But its nice to see Bill atleast taking a step in the right direction.
hughes7520 1 year ago
WELL SAID, BILL MAHER ! WALL STREET IS BLEEDING THE AMERCIAN PEOPLE DRY ! TIME TO MOVE AWAY FROM THOSE CREEPS !!!
davisgreen2020 1 year ago
But if we take our $ out of the Big Banks & put it in small banks & credit unions then the Big Banks will just buy the small banks & credit unions.
teufeldritch 1 year ago
@teufeldritch If everyone goes to their community bank then the money is spread far and wide and not in one institution. The banks will grow slightly, but not ever as much as a centralized bank. They could buy some, but not all, and when they buy yours, just move to a smaller one. They will run out of money and decentralization will promote economical growth because distribution of commerce and capitol is the only way a market economy can be successful. If the banks compete for you, you win.
cloudnaeris 1 year ago
Good idea but it will only work till the big Wall St. banks buy out your local "community banks". Then you`re screwed.
paolo27th 1 year ago
@paolo27th Yeah, and also if everyone goes to smaller local banks then they become a big bank. Kind of like that South Park episode with Wal-Mart where everyone starts shopping at the small drug store then it grows bigger and bigger.
777danzig 1 year ago
^^ in my country saying that something is populism is the same as saying in America that "thats a gay loving america hating, flag burning atheist al qaida idea!"
rugbyanden 1 year ago
he looks like Dracula
georgel19841 1 year ago
tell them dr. bill sent you lol
mike198595 1 year ago 2
I already did this :D
anonymityismyname 1 year ago 15
Wonderful Bill!
anetchi 1 year ago 3
i dont keep money in the bank..i keep it in the walls
MrQuan2u 1 year ago 3
I'd do it but Chase bought my bank AND my mortgage. I couldn't get another mortgage if I tried since my credit tanked since I bought my house, and Chase won't do a loan mod. So I give those fuckers $900 month interest if I want to stay in my house. I do put my $800 a month paycheck into my local credit union. Whoopee.
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shazam20007 1 year ago
I threw out the big banks years ago. Much better with smaller more local.
tjb761 1 year ago
I love this idea!
JessShia 1 year ago
100% support
managarm1349 1 year ago
mY BLACK friend said that!
Paulwhoisvegan 1 year ago
well...i like mahr, but this is only gonna work for about a minute. then the big banks will simply buy up shares in smaller banks and we'll be right back where we were, but with less options! this notion that we can make banks bend through embargo style actions is nonsense. lower interest on housing and interests on autos go up and so on and so fourth. this is a cat and mouse game we can't win until "we force" a change in the system we use, period!
governmentcheese411 1 year ago 2
@governmentcheese411
um
But when enough people start doing it, it will create a liquidity problem for banks and since they are extremely tight on their cash flow anyway, I do think it will cause quite a bit of pain for them. It's a bit like a bank run, except nowadays, banks tread on thinner lines than they used to, we need a smaller % to create problems.
vinniechan 1 year ago
@vinniechan lol...nope! these guys already own everything. embargo 1 thing and they WILL just inflate another, period. take down one bank, and it'll be sold to who? ANOTHER BANK! all this will do is narrow the field even more, and destroy any chance of having a choice. one thing left out here is that small banks are just that...SMALL! most of their own dealings are backed by bigger banks.
governmentcheese411 1 year ago
Bank of America, stole money before I went to jail knowing they were doing it The better business bureau knew, the real estate company knew and did nothing. Now that I GOT THEM dead to rights they put the whole thing in the annex and hide their own miss info, when this get out their will be hell to pay and the murders will be stopped. Its not about money, its about laws that have been used to kill people for their own ends, which will stop now. I am that serious man that will end it here in CA.
Keither9 1 year ago
though the only fault is that the larger banks will just buy out and assimilate the smaller local banks. also the larger the local banks grow the easier it is for the megabanks to regain there lost customers, as they will be in larger groupings when purchased by the megabanks
pngwnpersn 1 year ago
As a corporate banker (at one of the banks above) I agree. I see some of the "strategies" that are involved. They justify them internally, but are at the expense of instruments that they create.
Doing this all at once would have no effect. However, if you focused one bank at a time (preferably the most vulnerable) it might actually work. Also MS & GS are holding companies not retail banks; so they shouldn't apply.
westfald 1 year ago
Hey bdragon you don't know much or "that much" for that matter-this is exactly what needs to be done-and if they swallow up smaller banks-people move they're money again- but no bank knowing that the very reason they have customers in the first place would make that " bargain"- good one Bill
mitllibrat 1 year ago
Simply delivered, agreed 100%. Screw these big bakns. If you are been foreclosed by one of these banks, destroy the house bucause if they rather sell for less in an auction or short sale to someone else, they should have lowered your principal to begin with.
eroman10 1 year ago 54
@eroman10 Maybe people should think before pulling out a loan that they can't afford to buy a house that they really don't need. And then destroying it isn't going to solve the problem, it is greedy attitudes like that that caused the bad economy. Now I am not defending that banks, they are to blame also, but it isn't completely their fault.
777danzig 1 year ago
@777danzig It's mainly their fault. The banks are the 'experts' and the professionals who should have followed their own guidelines rather than greed. And now THEY are the ones being helped out and shamelessly carrying on with business as usual.
If you tried explaining this stuff to a visitor from another planet they'd probably die laughing!
comanchio1976 1 year ago
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This is THE only thing Bill Maher has said that I actually agree with. It kind of makes me wonder how much Bill is being paid to say this stuff, though...
SaLiOaKz 1 year ago
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He is an actor. I don't like him. He plays socialist and populist when it's convenient and gets lots of money to feed people with nonsense.
He is a fraud.
normality123 1 year ago
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bwc3821 1 year ago
I already did it.
Everybody should.
Yet you need a massive amount of people doing this to actually have an effect on the big banks.
Hope it happens; I'm not holding my breath....
unamacarana 1 year ago 3
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0007karine 1 year ago
move your money to smaller banks...then big banks will absorb them sooner or later...big banks will always win!
BobbyDonnel 1 year ago
With that attitude they will. Seriously, if we all put our money into local banks, this kind of meltdown will not be able to happen again. Big Wall Street banks need your money to operate, and if you won't give it to them, you can take away some of their power. I moved all my money into a local credit union. Your turn.
BarbarianDragon 1 year ago
How can an ugly guy like Bill Maher get hot chicks?
IronHeart45 2 years ago
@IronHeart45
hornybodhisattva 2 years ago
Because he doesn't waste time on message boards calling people ugly.
ekkeman 1 year ago 29
It doesn't begin by bitching on internet forums, I know that much.
BarbarianDragon 1 year ago
It is a good idea. But, if too many people do it, the local banks will become the big banks, thus, becoming counter-productive to the original arguement.
JacksonOssea 2 years ago
What? haha. That's like saying don't give equal rights to women because they will come to dominate man. Actually, what you have said is even more nonsensical than even that. He's asking you to diversify the money holdings, not to consolidate them.
featheon 2 years ago 2
Few people will actually be proactive enough to do the right thing. They are just trying to get the people who are thoughtful enough to do it out of the MATRIX.
Fire your bank.
ekkeman 1 year ago
Ridiculous. Thousands of local banks will not become a few mega-banks. What does my credit union in Plantation, Florida care about a credit union in Juneau, Alaska? How/why would they assimilate?
BarbarianDragon 1 year ago
This is an awsome idea. I will do it this week. I'm a conservative and agree 100% these banks are crooks.
Bassmarko 2 years ago
This comment has received too many negative votes show
as usual, he's factualy incorrect on all his points.
cra act of 1977. read it.
rightwired 2 years ago
he didn't make any points though
Bellantoni 2 years ago
Quoting some consumer act is not a point. And if you think BofA and the big banks didn't bring our country to the brink of disaster, I have VOLUMES of information to illuminate you.
ekkeman 1 year ago
@rightwired OMFG, your source of information about this is over 30 YEARS OLD?? Basically what you are saying is "no, your bank did not raise your interest rate to %30 after one late payment, you must be mistaken, everyone in America. No, the bank did not actually forclose on your house, read this newspaper from a thirty-three years ago. Oh look, an ad for something called a 'calculator!'"
BarbarianDragon 1 year ago
I did it Bill!
sarahjames84 2 years ago 2
Bigger banks are more likely to be saved by the government, and are not smaller ones.
What Mr. Maher suggested sounds very risky.
pejorativeglut 2 years ago
Yeah and you have millions invested in all these big banks I take it.
wovokanarchy 2 years ago
All deposits in banks, big or small, are insured. There is no risk for the individual depositor.
Buying small bank shares is risky.
8080256256 2 years ago
All banks are FDIC insured, so there's no difference in risk.
zubizuva 2 years ago 2
Except that when huge banks hire lobbyists to bend our representatives to their will, we create a climate which allows the banks to get away with whatever they want under an implicit or explicit guarantee by our government that the people are standing by to bail them out. This promotes risk-taking, which, as we know now, nearly brought our economy to its knees. Maybe your thousand dollars is safe, but not: your family's future, your job, your health insurance, your retirement plans...
BarbarianDragon 1 year ago 3
Right, it's better to side with the enemy than to fight it. PUSSY.
BarbarianDragon 1 year ago
Amen Bill well maybe I shouldn't say that because you'rean athiest. I agree with you all the way.
ExodusPessoa 2 years ago
good one.
matsutakneatche 2 years ago
if i lived in america, you god damn right i would move my money into local banks. Bill maher is a great man and only retarded thing he supports is peta, other then that he is 100% right on most things i have ever seen or heard from him
lifemetall 2 years ago
OK, I got out og BOA & Wachovia and joing HEW Federal Credit Union, ING direct and Navy Federal Credit Union. HEW & Federal didnt engage in subprime mortgages or interest only loans.
nuumskee 2 years ago
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ugly, ugly motherfucker
freddythecanine 2 years ago
Hold on you people: We don't have capitalism in the US. We have CRAPitalism. Don't forget the R. Regular capitalism has regulations and limits, and the wealth trickles down (See UNITED STATES, ca. 1955). Now, we have a ruined system that is worse than communism was.
johnnations 2 years ago 3
I'm with Bill all the way on this one. this is what these big banks want to do is scare you into thinking this is Capitalism, this is pure thievery!!! thieves in suits and ties sticking it to us every which way but loose. we must stop this ourselves. I bank with a small local bank and they appreciate my business unlike bank of america, who are they kidding, they think americans are fools for the taking. don't turn your back on them again. it will be your last.
lavillavictoria 2 years ago 4
Will we then be considered as a third world country? Of course I'm just trying to make a point and that is: Capitalism appears to do better in communistic countries. Maybe capitalism has more in common with communism. At least the corporate fat cats must think so because that is where they are sending all of our jobs.
AOZOP 2 years ago
sabreharyanto - the proverbial cat is out of the bag. Capitalism has become a bigger success story in Communist China than in the U.S.. Why? In just 11 years they have grown from a closed mostly agri based economy to nearly matching the US in GDP for 2009 and possibly surpassing us in 2010.
contd..
AOZOP 2 years ago
Capitalism has not been followed. The fat cats have not operated under capitalism when they can make poor decisions and we the people have to pay for it. THAT's socialism: public funds for private use. I have had accounts with Chase, Citi and BOA. After working at a credit union for 3 years as an FSR, I can tell you that the way a credit union works is VASTLY different. Maher's advice is good. Redistribute your own wealth before the government does.
fishermg 2 years ago 3
I don't know about the rest of you, but if I am in a relationship with someone who doesn't know or care if I walk out the door it is probably I good idea that I leave..
docwimz 2 years ago 2
the real root of the problem is the idea of capitalism. The greedy pigs at the top can give bonuses all the way among themselves. 1 guy whom I had never heard of, earned like 50 millions bonus for doing nothing lol. so they use the money to increase the bonuses of the top guys on the company, instead of making jobs for the people. Capitalism is failure!. We refuse to admit it...Socialism/semi Capitalism is the way to go..for the people, because some people are greedy pigs.
sabreharyanto 2 years ago
REAL AMERICANS should recognize this for what it is, in that it is a protest, a revolt which is directed at the true villians of our capitalistic system. If this experiment that we call a democracy is going to work then we need to recognize the special interest propaganda for what it is and find the bad guys in the insurance fraud industry, oil slick willeys and the legalized drug kingpins to name a few.
AOZOP 2 years ago
the big 5 don't need your stinking money.
they can get it for free at the federal reserve.
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