Suze Orman Oct 08 - What Do We Need Credit Card

[cockshield]

You can have anything you want by WORKING for it, you dumb, yeast infected whore!

[mastermoneystar]

Fico can kiss my ass also...I stoped paying there dumb games along time ago so now I can pay cash for everything including homes...

[TubeJamb]

I haven't had a single credit card for 18 years. This video is wrong and it's what the media wants you to believe. One time in 18 yrs I needed a card and that was to rent a car. I don't like the idea that the world is geared up this way but it is. Know because I haven't borrowed money in 6 yrs now I don't have a FICA score and I wont to buy a house. Too bad, I have to give in and get credit cards. Loosing our freedom of privacy!!!!

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[koolaidpuc]

is it good to have a high credit card limit? and to increase it everytime? does it lower your fico score?

[ACreditcard4u]

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[RedMclaren]

Money is dirty? But I like those brand new, just printed cash notes.

[pete5668]

you need a credit card to get a hotel room. Please, people, when you call the hotel reservation line, have your credit card ready. I don't want to hold for you while you run outside and get it out of your car.

[pete5668]

she looks like a marimba mallet

[aksmit01]

Kristen Wigg does a spot on impression of her. Hilarious!

[kmiroshkhin]

I love you Suze!

[jaysmic24]

F*CK FICO!

[mdrealtorchic]

@jaysmic24 lol when the last time you saw someone buy a home with no credit unless they were paying all cash? Whats the quickest way to establish credit? With a credit card. Just don't ever go above 35% of that limit in order to keep your credit score from lowering and to keep you from going into major debt.

[brendakchavez]

money sure does make you happy.

[rprp07110]

Money will never buy you happiness!

[bonterch]

This lady is completely WRONG!!! It is possible to get a home loan with a zero fico score. Lookup Dave Ramsey on here. He will set you strait.

[skyhonor]

oh sheers she jumped on him when he said money is dirty. then she said do you wash money.. haha, classic... seriously there is bad debt but there is also good debt.. it depends on what you do. =P

[GuerrillaSauce]

Right - like my (interest free) student loan I don't have to start paying back for at-least another year.

By putting what I would be spending on repayments into a savings account now, by the time I actually have to pay it off I've essentially saved £90 over the price I would have paid cash due to the interest earned.

It's not going to make me rich, but £90 for taking 10 minutes to open a savings account and set up a regular transfer isn't a bad deal!

[omarguevara]

drug money is dirty

[amithji]

I dont think that loan idea is going to work - Im south african I dont know how it works there, but :

1. Youll probably owe a interest the instant you take the loan, whether you pay it back tomorrow or in 5 years. That is just a waste of money!

2. "Undersigning" - as guarantor is the worst thing a person can do for their OWN credit score. Their credit to the amount is reflected as blocked till (IF) YOU payback.

Just get the credit card in your fucking name and not involve other ppl!

[qweqqweqbt]

i know it works. i've done it a few times now. any time i take out a loan i pay it back very early with the exception of my car loan i got the summer after 9/11 with a 0 percent loan. you just have to make sure there is no prepayment penalty or other such hidden tricks before you agree to the loan

big lenders want you to be broke. they don't care if they even get the money back since they make the money out of thin air anyways. fiat money is a scam to steel wealth from 99% of population

[gayetri6]

In answer to that particular question - she says you need a credit card for everything that you need to have in life like a cellphone etc etc... Basically what you need to have is credit!

So in effect what you really need to have is enough money on you or in savings in a bank to enable you to buy these things.

In which case why would you need to have a credit card. Save up enough (or get the necessary resources) and then purchase the things that you want to.

[hops152688]

@gayetri6, thankyou finally someone sees things like i do. i don't see any reason to have a credit card in the first place.

[gayetri6]

Hi hops152688, Im so glad.... was begining to think I was the only one who sees things in this light.

Perhaps Im just averse to the words loans and credit! :-)

[ichersue]

i do not love money, i admire it. its ability to provide its possessor the power to persuade a sucker to exchange anything he wants for filthy, stinking pieces of paper(or nothing at all) is almost magical. it's one of the greatest if not the greatest human invention ever

[K4ADA]

I love her too! If more people would heed Suze's advice, we might be able to dig ourselves out of this financial disaster we're in now. Money isn't dirty... greed is.

[spaulobr]

I love Suze Orman! LOVE HER!