Added: 1 year ago
From: mohammedabshaun
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  • I'm 26 year old African American female. I've been living with my mother for the past 3 years. I help her out with the bills, but people would have opinions of me because I chose to stay home and not rent an expensive apartment. I bought my car cash and will be closing on my house soon. The home needs rehab, but I will turn it into a beauty...I will rent that baby and purchase more investment properties and laugh straight to the bank!! Why get a fancy car or apartment when you can get a house!!!

  • The government is propping up real estate with Fannie Mae and Freddie Mac subprime mortgages. The only opportunity would be is if something has dropped 90 percent from the peak. In the short run precious metals are a better investment than real estate.

  • Cash is KING and NO mortgage is a GREAT DEAL. God bless and if they don't jump on your offer I'll be VERY SURPRISED !! All my respect M .......come up to Canada someday and do business up here.

  • @RETIREMESOON Actually I already have, I have done business in Toronot, Quebec, Montreal, Vancouver and Calgary. I love business in Canada much easier than the USA.

  • Yes M it is a trent that is heading for a HUGE opportunity AT THE BOTTONM 2014. BUT,why buy chickens for 99 cents when in 2014 you can buy 5 chickens for 99 cents ????

  • @RETIREMESOON because I am hungry now lol, and I am in a much better postion than someone who went in with 100% financing from a bank, or a person who put 20% into a high priced home. I am making my money in the beginning, which is what every homebuyer should do.

  • @mohammedabshaun M if you mean that you are motivated by your wifes desperate need for a home then I can see that.

    I have a wife and I believe the saying " If moma ain't happy no one is happy "

    You have to respect your partners needs but this is an emotional decision.

    For christ sakes your a disciplined military guy that can wait to fire the shot when the enemy is closer ie 2014.

    I wanted a new 6 plex in 1986 for 186 K wife said no way I want a new house.

    Cost us 500 K in the long run 

  • @RETIREMESOON By no means is this an emosional decision. We talked about this for a while and we always talekd about paying cash. Most people can't do that, they have to go into debt for things like this. I am freeing up my rental payment and going to use that to build more wealth. My price I am paying is far below your amounts. Do you have a mortgage?

  • @mohammedabshaun .... I respect that you are paying cash for a good deal on a house.

    I live in a house in Canada that I mortgaged to the hilt for investments and then I put CMHC insurance on it in case we fall like America is.

    I grew that money into over 1 million in Gold and Silver.

    We have a 2nd house that is paid for that my wifes mother has in her name and ours because she is in her 80's and we want to avoid taxes when she dies.

    If we crash I hand in the keys and then buy it back cheap

  • @RETIREMESOON so you came out on top with your home. I just want to cross this off my list. I have waited years for a moment like this saving and investing until I can pay cash, now it's time but if I don't get this one I defintely want to knock it out this year. A home will help you build wealth.

  • you see the reality.

    opportunities can be found in every disaster, don't feel bad about it, they would be worse off without you.

    -Ryan

  • I'm a REALTOR and I agree with you. Inbox me if you need a referral in your area.

  • @srystr77 AMAZING........... a Realator that thinks it's a GOOD time to buy a house ??

    It's a miracle.A bloody MIRACLE...PRAISE JEHOVA

    Mind you my brother's have Masters degrees in Economics and they think people should buy a house at the bottom ----> 2014.They called 2006 as the top and it was !!!!!

    Thank god for people like you that always feel that now is the right time to buy a house and stimulate your wallet :0(

  • @srystr77 I have a realtor that only handles forclosures, so he keeps me posted on what is available in the town. He has been in the business for 35 yrs.

  • There are 3 types of people in this world: those who make things happen, those who watch things happen and those who wonder what happened.

  • I agree, it seems like now's the time to buy. People will tell you "wait" for the perfect package or xyz (decreasing price, market changes, interest rates,etc), but the truth is that its a pretty darn good buyers market for the financially savy. Many pass up relatively decent & favorable conditions to wait for the perfect and ideal conditions often don't realize what they've missed until the opportunity has passed them by. This mindset has more in common with gambling than it does investing

  • Another good video. You're so right...it's the real black friday, not going to best buy.

  • there are other considerations to owning. i own my house outright. there are taxes, maintenance, repairs. if you are a landlord there is another can of worms. you need a property manager. you also have vacancies. make sure you do the research for your area.

  • good idea for you as a family man with home based business.i wouldnt expect much from owning a house as long as its paid for. there are ways to keep it up for cheap. much more a solid investment than pissin money away on rent.

  • american real estate values will continue to drop

  • Make sure you pay 25% less then the current market value as of today. Don't listen to ANY REALESTATE AGENTS. They ALL tell you want you want to here. I own several direct ocean front properties here in Florida. They are all paid for and I am collecting high monthly rent for all of them. The money is great but it is not an easy life by any means. Remember, the grass always looks greener on the other side. Good luck!!

  • Dont own your home to save yourself rent!! not good finance!

    Good financial head: own your house or rent it, which ever is cheapest on the monthly payments (thus cashflow), thus if you own it you keep all the equity out of your house as much as possible, so you can earn more than 6% on your money (which is what you save yourself approx, by owning your house outright)

    Also even when your not coughing your breathing sounds bad, whats going on? quit smoking? cheers for good video

  • @GSDebunked I have asthma my friend, don't smoke. Owning your home is power, you can't get kicked out if you own something and if you want to rent it all that cash comes to you not the bank.

  • @GSDebunked LMAO!!

  • I'm not saying don't buy a house, but I monitor the markets. You may have found a good deal, but you didn't say what the cost or sq footage is, but in general, the real estate market is still far too overvalued. There are tons of houses that banks aren't foreclosing on, or it'd hit the bids and destory the asset value. Measuring real estate in gold or the stock market, and looking at the cycles, real estate has a lot more to come down, or gold/stocks have a lot more to go up to meet fair value.

  • How do you determine the market value of a house ?

  • How are people going to magically have money to pay rent if they dont have jobs? Also if you buy down I can bet you a million dollars you will be selling it for less in a year or two. The market is still in the toilet and is about to be flushed. Goodbye recession, hello depression!

  • Hahahhha. This is crazy, I was J U S T looking at short-sales and foreclosures online. I closed firefox to go to bed and decided to checkout youtube first.

    I agree 100% with you. I'm thinking seriously about selling my sports car, adding that with the money I saved this past year and buying my first rental property.

    I love my car, but having $1,000 a month passive would be AWESOME....

  • @jonvssocrates exactly, those things are not making money for you sitting there but a rental porperty would? Financial Power.

  • HEy Dude I like this video a lot!! Second let us know if ou got the house and third give your opinion about the content of this video The American Dream (Animated) yeah bro you have to browse it on youtube!!

  • HEy Dude I like this video a lot!! Second let us know if ou got the house and third give your opinion about the content of this video The American Dream (Animated)

  • not yet time to buy , but the time is coming soon

  • I agree. Owning your own home, with no mortgage is a great idea. It's the same as having passive income equaling the rent you currently pay. I wanted to be mortgage free so badly that I spent 11 months living at the bare minimum to knock out the last of my debt. Now my usual spending is less than 30% of my take home pay.

    So every single month, that property will save you money. That said, I think the real estate market is still headed down and will continue until we get some jobs in the US.

  • There are a lot of posts stating that prices will be falling, etc. Even if the price drops 10% after you purchase it, it still may be worth it....it's the quality of life you're after - no more renting. Just a thought - maybe buy a duplex or 4plex if you can - live in one unit and rent the other unit(s)...that will give you cash flow. If I were starting over again, I would absolutely do that.

  • Can you imagine what the opportunities would be out there if they had let the banks take care of themselves? With all this unemployment?

  • DONT DO IT LOL, Prices are still dropping, there is another rash of foreclosures on the way. unless ur gonna offer them 50% or less on what they are asking. Even if you did they probably wouldnt take it. Its not all free money when you own a home even if its paid for. Maintenance/upkeep costs, Taxes and higher insurance. Do you invest money in something that is still sinking not knowing where the bottom is>? wait till all the adjustable rate loans and bogus loans are finsihed then u may know.

  • @bufforilla nobody know where the bottom is, who knew the bottom with the stockmarket the ones that stayed in won. This house is below market value and I am throwing money away in renting. I can afford all those other things like maintenance and upkeep. I have a budget for that.

  • @mohammedabshaun One thing is for sure, its nowhere near the bottom as long as there are millions upon millions more foreclosures coming and banks keep a lot of existing foreclosures off the market to try to maintain some value to real estate. Federal, state and local governments going bankrupt taxes have nowhere to go but up and tax deductions removed. The Stock Market is being manipulated, just another bubble ready to pop. Its your money, but...

  • @bufforilla better do some real research on what is happening in this world before you jump into something. Dont believe the hype of mainstream media or someone who is trying to sell u a book.

  • @bufforilla I don't take advice from the media. I think I am much better off buy buying now that what people did three yrs ago. Buffarilla do you own a home?

  • @mohammedabshaun I do, more than one, what i own was bought long before the housing bubble. What does that have to do with anything?

  • @mohammedabshaun your right, you are better off now to buy than you were 3 years ago. But the real question is what will it be like 3 years from now. If you can get what you consider a good price on this property by all means go for it. Just go in knowing what the probable conditions will be 3 years from now. compare the cost of owning with renting. If its for a roof over your head or an investment.

  • @bufforilla it also depends on the area you are looking to buy in. CA, NV, FL and other areas have been hit pretty hard. If property values havent ballooned in your area then the effects will not be felt as severely.

  • Wrong. Stop listening to the msm. The end of 2012 then pull the trigger

  • One can buy a home in Detroit from under $10,000.00 There's one problem, who would want to live there?

  • Real Estate has a long way to fall. We are at the beginnings of a long hard cold depression. A USA sovereign debt default and/or hyperinflation is going to affect everyone especially those heavily tied to real estate. These economic conditions will bring Real Estate way down. The price drop thus far, you aint seen nothing yet. The time to buy, provided people can pay their rent, would be after these horrid economic factors have taken hold in full force. This has not occurred yet.

  • I will have to disagree, I would wait the end of 2011. There will be another reset of homes in 2011 and deflate in 2012-2015. You really don't want to tie up your cash in a house right now. You need to buy Silver Investments, you will have the opportunity to pick up these homes in 2013-2015 for pennies of the dollar and with the investment of silver till that time, you can get 5-6 of these in no time at all. Your cash flow will be 5-6times more in a few years.

  • @charlesfuchs A lot of people jumped out of the market a few years back because they thought it was going to crash, now they are wishing they would have stayed because people were able to pick up more stocks and make more money. You nor I can predict the future and if people could everyone would be rich. What I do know is that houses are on sell now, so I am buying.

  • well yeah. duh. the housing bubble popped. the prices are still falling. this is the time to buy now and for the next couple of years.

  • @lorentsmful well duh, are you buying lorentsmful

  • @mohammedabshaun I don't think i could. when you don't have a job or work, and spend 150,000 bucks on a house, people start to wonder where the money is coming from. there's no way i am going to tell them i make it in my garage where i rent now. lol

  • I think almost everybody has driven around looking at great homes. My father used to do that on Sunday with us, drive around looking at mansions

    Oh yeah now is the time to damn near buy anything there are great sales and discounts on things everywhere. I'm loving it.

    now is the time to buy real estate, you buy real estate as cheap as possible that's how you prosper.

    If people are losing homes they have to rent so rental properties will stay full

    Yup this is old news to me

  • @ebut620 actually it's the third.

  • people wont be able to afford food and energy and you think they can pay you rent?

  • @ronnie207 You can only put one family in your house at a time, So if you live in a town of 1 million or more, you think you will not be able to find 1 family to move into your house. My father -in-law gets rentals in a town of 150,000 people and before he was done rennovating one of his houses he had six families come to him trying to rent the home. This is a renters market my friend.

  • @ronnie207 people will pay for their roof, they can go steal food

  • @skeetmoses thats what food stamps are for

  • @manman153 perception lol, but then you know people will pay to keep their roof

  • Yes, that if you can afford annual taxes, steward taxes and insurance along with buying it outright or paying mortgage. If you have the money then go for it.

  • @Greatersend why would I not be able to pay the taxes, those are small cost. We are talking about $2,000 a year. I would take all day versus taxes and a mortgage.

  •  Since I may want to get started in the area; does anyone watching this video know of a couple websites that are reiable etc.... that teaches one the in and downs of making income passive income from real estate ? Send a email with the web site like; Thanks !!

  • @albc1964 Robert Kiyasaki is great in that information.

  • Mohammedabshaun.... with this passive income that could be made from renting out housing properties that are below market value , going into forclosure etc.... I guess shouldn,t have to worry about the real estate tax bill since there is money comming to pay for it.

  • @albc1964 exactly

  • ............considering what you are saying far; I belive one could say the thing about looking for a ideal commercial real estate location. Since the economic mess got started; I have seen many prime commercial locations still stay empty for at least 2 years or more.

  • The disaster is all the government/fed policies designed to keep housing prices up.

    I would love to use my savings and investments to buy a cheap house. That's what I'm ultimately saving for.

  • cont.

    The problem with buying a house right now is that a lot of people (me) are still moving around creating themselves.  A house is like a career anchor.

  • @TheMetalPerson good stuff

  • Okay I am thinking to myself " Here I go.. I am on a roll here ". Isn,t a fixer upper a fianancial risk / liability ? By that' I mean a home that sorely needs major repairs like the basement foundation , gutting old / frayed electrical wiring etc ? I am just curious about that...about what you would have to say about it .

  • @albc1964 My father-in- law does all the work himself and of course you have to get an insepction done before you purchase a home. But with the construction industry taking a hit there are many guys out there looking to make money by helping you rennovate.

  • @albc1964 It depends on how much repairs. Sometimes fixer upper could mean carpet and paint only

  • Hey Mohammedabshaun !! I see you made a another possi bly deep cause for thought video. Buy real esate now ! >> I got to ask you " this wouldn,t happen to be related to the more further decline in housing prices as well as the real estate commerciall begining to take a hit ? I have heard the bottom has yet to come; I wou;ld love to read what you have to say about that. Later !!

  • @albc1964 you make your money when you nuy a home, not sell it. You should never buy a home unless you get it on sale.

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