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  • I support kiva.

    I believe microfinancing is more effective of charity because I believe it helps develop good money management skills and work ethic.

    Most borrowers on kiva have a very different attitude towards debt than Americans. I know one day, the borrowers will save enough money so they won't have to pay interest.

    I encourage others to give. If not Kiva, then another cause you are passionate about. If not money, then time.

    Together, we can make a world a better place.

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  • Throw some money out the window. Send money to the Jews stuck in Russia. Loan some money to Haitians so they can have more children. How about I work real hard, save my money and then beg for some more on Kiva.

  • @MrApHowell Kiva is not a charity organization.

  • Clearly you miss the motivation behind this. Kiva makes nothing on these loans, the MFIs that work with the entrepreneurs charge a fraction of the loan sharks they're used to. The comparatively low interest rates go to fund these grassroots organizations that brought loans of such small amounts to them in the first place. When was the last time some dude in the Andes mountains that wanted to buy a cow of his own to milk could borrow $50 from a LOCAL bank?

  • Hello kivamicrofunds

    I have to admit I am very impressed with the quality of your videos here on youtube.

    They are certainly a pleasure to watch as I do enjoy them.

    I am sure there is many others who also feel the same about your videos.

    Mark McCulloch

  • totally copied my video

  • No, this is giving them a fishing pole.

  • Maybe he shouldn't have had 9 children.... just saying...

  • because condoms are so cheap and easy to access there? or because they can get pills?

  • I agree, people should decide how they spend,save, and give their money, the government should not do it for us. People like to give some of their cash away for charitable reasons anyways and lending it is always better than just giving it away when it comes to economic effect. That's all. If they default, it will just become a donation anyways. No one's planning on getting their loan back, it's just like donating to charity, but a bit more effective. Give a man a fish vs. teach how to fish.

  • They are very good borrowers actually because they are humble and disciplined, the rate is 95%+ payment every quarter for microlending. Plus this is a capitalistic kind of philanthropy, that lets them build their own businesses and jobs rather than just giving away charity money and letting warlords steal it like the UN was doing. Anyways you are lending for charitable reasons, not as a serious investment to make money, even though it is slightly profitable for you too!

  • bless your efforts, blessing theirs.

  • I found this very interesting because it provides a way to share a little bit of my abundance in a way that I can see a direct result. And although I am below the poverty level, income wise, I DO have the ability to share a little from time to time, but dont have the ability to commit to a monthly deal. Lastly, there have been several times in my life that a small gift or helping hand made a huge difference to myself and/or my family, I like the idea of being able to be on the other end of that.

  • If you keep saving and investing in a disciplined manner, in a few years you will have much more capital to be comfortable and help others much more too. Have you heard of the Dave Ramsey show? He advocates paying off debt, living frugally, and donating what you can to productive causes

  • whoa, how much money do you think it would be? like realy, it would be and extremely small amount.

  • totally copied my video

  • HEY!!!! Thats way out of line!!!!!

  • awesome! :D

  • Супер

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  • What's ironic is we bank with Bank America, Whacovia and Citi Bank for years and we can't even walk in there to get a $500,$1000 or $5000 business loan. That's crazy. We do over a million dollars in banking(not to mention the bank fees) during a life time and the banks act like we are unworthy.

  • inspiring

  • Kiva rocks, keep it up!

  • Kiva is a great project, i'm happy to be part of it.

  • wonderful! so Happy,

  • Yar for Kiva!

  • Very good! Makes me happy to be a Kiva lender!

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