This video should be viral by now!!! I hope your doing ok now. No one gives a crap about us poor people losing everything! They should send more to money to overseas and not help us AMERICANS as what is always happening in the GREAT OLE USA...wtf??????? Makes NO SENSE!!!
This is so insane it's almost unbelievable. Were it not true...unfortunately, we see far too many homeowners who took their bank's word as gold and ended up broke and on the curb. That's why we give underwater homeowners the Answers Information and Resources (A.I.R.) they need -- from the professionals qualified to provide them. So that homeowners are empowered to make informed decisions about what to do about their underwater mortgage.
Foreclosure Mom should have done her due diligence before refinancing into a 2/28 ARM, consolidating her $50k in credit card debt just so she can lease a new car and 50 inch flat screen TV.
You can keep up with a few dozen foreclosure related blogs at swarmthebanks. You can learn about parallel foreclosure, also known as bait and switch, at parallelforeclosure
GREAT job! We've been in court for over a year telling the judges about this.The tide is turning! Doing a film. Check out our channel. United we stand! GO GIRL!!
Thank you all for the comments to my video. (positive and negative) This is a very controversial subject and the video was meant to bring awareness to the truth concerning banks and servicers of securitized loans. I knew years ago that the assignments were not recorded properly and the loans were sold illegally (up to 9 times!) One thing to note is that there were forgeries in my Deed of Trust. My mortgage "NOTE" was proven to be forged as was the notarized signature on my documents.
If someone is struggling with their loan mod, shoot me an email- I will get it done for you. I have been doing loan mods for 5 years and I nail them to the wall and hold them accountable for their actions. At this rate, America will be a ghost town in a couple of years. Stop the Madness!
I am so sorry for you.I loss alot too.How creative your video is,I hope you get a great job so you will uncover more of the THIEVES.Like the Banks..remember they are friends of Bernie Madoff especially Lehman Bros.Funny how 3 banks opened in my town an we wonder why when theres no money.Make sure your report them for anything u feel is wrong. The government should be giving us more help and NOT THE BANKS or overseas!!!!!!!!!
banks should be ashamed,government should really be ashamed they turn my stomach.all these billions going to other arab countries while we the backbone and supplier for the government abandoned,we are expendable,i cant wait till the market crashes and these crooks loose their pants along with everything else.
Zaxxon2008, Are you stating with certainty that you KNOW her financial situation that intimately?
ANYBODY who files for HAMP is subject to having their home foreclosed upon just for APPLYING FOR HAMP.
A lot of people keep up with their mortgage payments by exhausting their savings and 401K's. They can't find work because of what the BANKSTERS DID with all of the mortgage money and deposits. The banksters used that money to create fraudulent investment schemes that bankrupted local economies.
@SwarmTheBanks among the many things you fail to realize, despite my many repeated posts informing of you of such, is that YES i did listen to & read the transcript of her awful rap AND i saw her interview on FoxNews where she explained what happened
I checked the appraisal district in Montgomery County Tx where this house is located and it still belongs to the same owners for about 7 years. It is not foreclosed. I doubt that the homeowner even knows their house is being used in a foreclosed rap song for some goofball's fun.
I saw this on Fox News this morning... at first i thought she was doing this for fame.. cause it sounds like that she's not really expressing her feelings about forclosure.. cause rap is all about expressing your feelings.. she was just talking about what she went through getting her house forclosed. not her feelings about it.
So, did she not pay her mortgage? On purpose to get 4 months behind so she could get a loan reduction? That wouldn't make any sense because it would start forclosuure proceedings. I'm confused. Anyone know the story behind this?
@pococolo That is how HAMP works! You are forced to be behind on your payments BEFORE the banks will even talk to you about a home loan modification. But if you fall behind on your payments, then your home will be parallel foreclosed!
That is the scam, and it's being done by our own government!
Go! Go! Go! Foreclosure Mom! Tell people the truth. You know your on some real shit if you have hicks like Zaxxon heated. He probably works for BofA, In the complaints department. He was probably getting yelled at by a disgruntled customer from inside his South Dakota or Oklahoma cubicle when he wrote those essay sized posts, jokes...
@CeltechRenude wow thats real ballsy of you to comment ABOUT me, but not in a reply TO me (presumably so you could get away with it & not let me see it)
BWAAAHAHAHAHAHAAAA
EXPOSED!!!
boy kid, your post sure was long! some might say "essay sized"
@monday55ok yeah great points all (ROFL@U) except that this dumb broad CHOSE to not pay her mortgage in order to refinance with the same bank she was complaining about from the outset
there are literally HUNDREDS of lending institutions out there that deal specifically in mortgage refinance & modification
plain & simple for you, because you need it that way, she had a myriad(have fun looking that one up!) of options, and she chose the laziest/easiest one and failed
Zaxxon2008, you just don't get it. You CANNOT apply for HAMP, or the new unemployment version of HAMP, WITHOUT FIRST BEING BEHIND 3-4 months ON YOUR PAYMENTS! I think this is an impeachable action.
The fact that you and others can't grasp such evil by our own government just proves how awful the HAMP program is for FORCING PEOPLE TO FALL BEHIND ON THEIR MORTGAGE PAYMENTS before they can be eligible for HAMP.
@SwarmTheBanks yeah, i do get it, you retarded ignoramous
she didnt NEED to apply for HAMP
she says quite clearly she was working AND making the mortgage payments
yet she did not choose to refinance thru a lendor she was more comfortable with
THAT is the definition of being lazy
she preferred to go the easiest route possible... default & let the bank do the paperwork... instead of her going online or out in the world & finding a solution... LAZY FAIL!!!
@SwarmTheBanks no, nobody is forcing people to apply for HAMP, and nobody is forcing anyone to fall behing on their mortgage
HAMP is there for assistance when all else fails
as i pointed out several times, based on her TV interviews and this crap rap, she CHOSE to fall behind to get assistance from her own bank, rather than refinance with therms she could afford
nothing about this was "impeachable"
she chose the laziest route
(some banks call for 6+months before HAMP... learn something)
You're just not getting the concept of PARALLEL FORECLOSURE. To BECOME eligible for HAMP, a homeowner is FORCED to be behind in their payments 3-4 months. As soon as the homeowner does this, the banks begin PARALLEL FORECLOSURE proceedings on their home!
If you listen to the lyrics more closely, her loan was going to balloon AND THE BANKS HAD NO DESIRE TO DO A NEW LOAN even if she qualified.
The banks want a new homeowner so they can suck up a new home down payment.
what you also conveniently fail to acknowledge or "get the concept of" is that she DID NOT have to ever apply for HAMP... despite your ignorant claim of - "her loan was going to balloon AND THE BANKS HAD NO DESIRE TO DO A NEW LOAN" she had literally HUNDREDS of mortgage refinance options out there
she chose the lazy route (like you do with your thinking... or lack thereof) & did no research into her options. she was lazy & only did what the 1 bank told her her option was
@Zaxxon2008 Ok, here is your reply, hope it makes you feel important. I honestly didn't see a difference except a blue name but cool. Anyways back to the point, Zaxxon, I'm honestly just starting to feel sorry for you. In our 2 day relationship, it has become apparent to me that your life must be SO bad. It literaly makes you feel better about yourself to attack a mom. A mom creatively trying to inform people about foreclosure, in hopes that a similiar situation won't happen to them.
you were just to pussy to click REPLY but chose the typical pussy route of replying to noone, and slandering someone in a post that would've otherwise disappeared into the ether
ROFLMFAO@U i attacked nobody
simply pointing out how lazy it is for those who COULD HAVE refinanced to their own benefit (and therefore the benefit of all citizens who now have to bail her lazy ass out)
@Zaxxon2008 Hey, and what about you on the opposite side of the spectrum making those poor disgruntled customers wait on hold as you furiously type out the last few hateful letters from your prefab Kansas cubicle... ... And oh I almost forgot, the only joy in your soft cell provided by the smiling faces of whatever corporation you willingly gave your life to is the "myriad" of cat pictures erratically hung throughout...
@Zaxxon2008 counter-diction of the day: plain & simple for you, because you need it that way, she had a myriad(have fun looking that one up!) Thanks Zaxxon!
Zaxxon2008, YOU HAVE TO GET 3-4 MONTHS BEHIND before the banksters will allow a HAMP application to be considered. As for going elsewhere, the more places a homeowner requests quotes, it begins to ding their credit rating.
This is all just a shell game. If the banks think they can find a solid re-fi without needing to go to HAMP, just tell the homeowner. The triplicate and beyond in paperwork is the scam.
Inquiring about options, please, get real. It isn't until a homeowner actually pays money that the banks get serious, and that is when credit scores can get dinged if if a homeowner doesn't like the banks deal.
I Just saw a PBS news segment on the foreclosure scam. The bottom line is the banks were offered 1,000 per home loan mod, THAT'S IT! Mortgage servicers can generate THOUSANDS IN PENALTIES and FEES, including 700 dollars just to run a foreclosure ad ON YOUR HOUSE.
@Zaxxon2008 Wow Zaxxon, you just showed your age, star wars, imagine your Yoda? Teen twat stain in one word because you were to scarred to just to write it. Your like a 12 year old premature ejaculation after you saw Darth Maul for the first time
If the banksters don't feel she qualifies for a HAMP, then why not just tell her what she DOES qualify for. It looks like the banks had NO DESIRE to do ANYTHING because once the loan balloons, they get the house back.
Oh no, the banks would never do such a thing, (snark alert).
@SwarmTheBanks again you display your lack of basic reading comprehension skills
the bank THE - BANK
not "the banks" plural
she went with THE BANK... one and only one. she did not shop around for mortgage refinancing offers that were suitable for her. talk about "NO DESIRE"
lazy
like you
"because once the loan balloons, they get the house back"
yeah... like they want the burden of selling off a home at a loss in this market
Banks get four sources of revenue when they foreclose on a home, the original home down payment becomes theirs, late fees and penalties get piled high, mortgage insurance will pay out as well, and then, when the home is sold again, another down payment goes to the banks.
@Zaxxon2008 damn once again I'm reminded how pathetic Zaxxons life must be. "now kindly piss off"? as if he owns the comment board and its a spacial plane in which one can travel on ROFLMAO @ you Zaxxon. Do you just go and start fights on videos you see on youtube? Does it help?
@monday55ok Sorry to hear that. But glad you got that off your chest. But your experience is not indicative of everyone's experience. Since you have already made up your mind about me, without even knowing me, it is clear that you have a closed mind. No further comment is really necessary.
Wall Street dogs can burn in hell, also greedy investors. America is loosing its jobs over seas, people just want proffit at any cost. Start charging big import taxes on goods and services bring are jobs back. also helps pay down defficet and FIRE those incumbets in washington rep. or dem. or indep.stop the lobbying groups who will do harm to america.
monday55ok....you have a legal right to sue for damages. There is an incredible lawyer in Florida (that's where you are, right?) and I would be happy to give you his name. You were defrauded by more than your bank....
My attorney is one of the few that have been successful in this. One case dismissed with prejudice and the home remanded to the homeowner. Mortgage voided, referred to the SEC and AG in NY....
@JustaCarpenterToo Unfortunately I am in LA CA where you never get your day in court as we are Non Judicial. I was in court 2.5 years ago and knew even the judge didn't understand yet. I asked my attorney to put the opposing counsel for pretender lender (local wheel man) and ask him my instrument was bought, Check cash or charge? I ask him to request the GAAP books cause the accounting doesn't lie and I knew my loan would not show there. I knew MERS had no standing.
monday55ok....you have a legal right to sue for damages. There is an incredible lawyer in Florida (that's where you are, right?) and I would be happy to give you his name. You were defrauded by more than your bank....
murphy you are an ass! Are you saying that since the banksters didn't get ALL of us that they get a free pass to break the law and cheat and steal? The attitude of "I got mine, screw you" in this great land of ours MUST STOP!
This woman was defrauded by an institution much more powerful than her. Our LAWS were created to protect EVERYONE not just the wealthy. All she wanted to do was work out a way to pay her mortgage. It's all we ALL wanted to do. ....
@JustaCarpenterToo cries & whine - "Are you saying that since the banksters didn't get ALL of us that they get a free pass"
nope, i believe JCMurphy was pretty clear... DO YOUR RESEARCH, hire a lawyer, BEFORE you buy! it's called "buyer beware" ever heard of it?
"This woman was defrauded by an institution"
nope again. she was not "defrauded" she simply failed to work it out (thru laziness or apathy). as i pointed out previously, BoA is not the only bank/mortgage broker in the world.
I bought a house in 02'. I was offered a wide assortment of loan types. I did a little research and decided that even though at the time the ARM loan was cheaper, that in the long run I would be more secure with a fixed rate loan. I know some banks pulled some stunts out there, but, i doubt any of them, held a gun to these pppl's head and made them sign on the dottted line. Everyone is always looking for someone to blame, except themselves ! They gambled on an ARM loan and lost ! Plain & Simple!
Superb Video. Florida homeowners in foreclosure should consult with a lawyer whether it be legal aid or private. Most private law firm offer free consultations. Bank of America has had numerous class actions filed against them for failing to modify mortgages under HAMP.
I would love to help you put up a blog, it is super easy, especially if someone who has done it before helps. I am anxious to write my blog articles but you know why I am waiting. (I won't say why in public, ha ha).
My point was KTLA gave it out to everybody else claiming that they had the right to do that when they probably didn't. What name can I "officially" use when I credit you?
I did the first article about this song for dailypuma, I can't put the full URL here or the comment won't get posted. (just add the standard beginning and ending to dailypuma and your story is currently featured.
@monday55ok@emopat118@emopat118 I am still in Italy however with todays tech you can be anywhere in the world and still function at any level so lets keep in touch and see what can be done i see you are getting lots of hits in a very few days i got the link via alex he was here for 3 days last week and susan sent him the link talk soon ciao
@rareandfirsts Thank you. Started as a poem when after a 14 month fight with Aurora Loan Service, Lehman BROS. the sheriff came knocking. I lived the nightmare, the uncertain sleepless nights, where will I go, what about my cat and dog? My son can not go to college and he is homeless.......talk about faith, have to be a warrior. Lucky I am smart and know that successful people create they do not compete. Hey Harry Pottor was written why Mom was on welfare!
we love it mama! (I'm a single mom and my little girl loves your sunglasses!) Chase Bank is stealing my home with the MERS on the 1st note in 9 days... keep it up!
@Oceanfloats Thank you, yes the people need a voice. The banks play games and we must remember everything they do is for profit. Servicers made more money servicing loans in default then loans that were current, so they encourged borrowers to default so they could review a modification package. Foreberance payments DO NOT go to the loan balance but rather to a suspense account most likley used to pay attorneys and trustee's to foreclose.
Hey, I would love to do an article about your rap song for my swarm the banks and parallel foreclosure blogs. Would like to include a copy of your lyrics (credited to you or the writer of course).
@trishcimh2 Yeah, my mortgage note was forged and my lawyer asked me,"how were you damaged?" I knew more then he did about the missing assignment and fraudulant foreclosure doc's from the banksters. I feel vindicated that it's all coming out now.
@Bunglbeez Thank you all for the support. My story is alot of folks story in America. Greed did become legal and while investors walk away cashed out we homeowners are foreclosed on the same toxic loans they got paid on. Banks are running casino's out their back door with our public funds!
This is my step-brother's mom hahaha
DGregster 8 hours ago
This video should be viral by now!!! I hope your doing ok now. No one gives a crap about us poor people losing everything! They should send more to money to overseas and not help us AMERICANS as what is always happening in the GREAT OLE USA...wtf??????? Makes NO SENSE!!!
Lovelife515 1 month ago
This is so insane it's almost unbelievable. Were it not true...unfortunately, we see far too many homeowners who took their bank's word as gold and ended up broke and on the curb. That's why we give underwater homeowners the Answers Information and Resources (A.I.R.) they need -- from the professionals qualified to provide them. So that homeowners are empowered to make informed decisions about what to do about their underwater mortgage.
101Homeowner 1 month ago
Foreclosure Mom should have done her due diligence before refinancing into a 2/28 ARM, consolidating her $50k in credit card debt just so she can lease a new car and 50 inch flat screen TV.
"Greed Is Good"
LeemanBrothaz 9 months ago
You can keep up with a few dozen foreclosure related blogs at swarmthebanks. You can learn about parallel foreclosure, also known as bait and switch, at parallelforeclosure
SwarmTheBanks 1 year ago
GREAT job! We've been in court for over a year telling the judges about this.The tide is turning! Doing a film. Check out our channel. United we stand! GO GIRL!!
foreclosurefree 1 year ago
Thank you all for the comments to my video. (positive and negative) This is a very controversial subject and the video was meant to bring awareness to the truth concerning banks and servicers of securitized loans. I knew years ago that the assignments were not recorded properly and the loans were sold illegally (up to 9 times!) One thing to note is that there were forgeries in my Deed of Trust. My mortgage "NOTE" was proven to be forged as was the notarized signature on my documents.
monday55ok 1 year ago
FANTASTIC!!!! :)
imonkeylover 1 year ago
If someone is struggling with their loan mod, shoot me an email- I will get it done for you. I have been doing loan mods for 5 years and I nail them to the wall and hold them accountable for their actions. At this rate, America will be a ghost town in a couple of years. Stop the Madness!
Take care,
CS
mcceelo 1 year ago
YEAH VICTORIA! WOO HOO!
DGregster 1 year ago
I am so sorry for you.I loss alot too.How creative your video is,I hope you get a great job so you will uncover more of the THIEVES.Like the Banks..remember they are friends of Bernie Madoff especially Lehman Bros.Funny how 3 banks opened in my town an we wonder why when theres no money.Make sure your report them for anything u feel is wrong. The government should be giving us more help and NOT THE BANKS or overseas!!!!!!!!!
Jrsygirrl 1 year ago
banks should be ashamed,government should really be ashamed they turn my stomach.all these billions going to other arab countries while we the backbone and supplier for the government abandoned,we are expendable,i cant wait till the market crashes and these crooks loose their pants along with everything else.
powermaxima 1 year ago
All so true. Lived it and for all those doubters try and refiance on a home that is not worth what you paid for it. Wont happen.
AndHeLives 1 year ago
Zaxxon2008, Are you stating with certainty that you KNOW her financial situation that intimately?
ANYBODY who files for HAMP is subject to having their home foreclosed upon just for APPLYING FOR HAMP.
A lot of people keep up with their mortgage payments by exhausting their savings and 401K's. They can't find work because of what the BANKSTERS DID with all of the mortgage money and deposits. The banksters used that money to create fraudulent investment schemes that bankrupted local economies.
SwarmTheBanks 1 year ago
@SwarmTheBanks among the many things you fail to realize, despite my many repeated posts informing of you of such, is that YES i did listen to & read the transcript of her awful rap AND i saw her interview on FoxNews where she explained what happened
Zaxxon2008 1 year ago
Yo go lady.
Thanks to Hussain's Mortgage Crisis Fail.
Hardliner1269 1 year ago
This is great. Very creative. And a quick and dirty on how HAMP works.
baxterblogs 1 year ago
This has been flagged as spam show
I checked the appraisal district in Montgomery County Tx where this house is located and it still belongs to the same owners for about 7 years. It is not foreclosed. I doubt that the homeowner even knows their house is being used in a foreclosed rap song for some goofball's fun.
jack7292009 1 year ago
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jack7292009 1 year ago
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jack7292009 1 year ago
I saw this on Fox News this morning... at first i thought she was doing this for fame.. cause it sounds like that she's not really expressing her feelings about forclosure.. cause rap is all about expressing your feelings.. she was just talking about what she went through getting her house forclosed. not her feelings about it.
owentowe 1 year ago
@owentowe
owentowe, She's an intellectual rapper.
SwarmTheBanks 1 year ago
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monday55ok 1 year ago
Scam...this house is not in foreclosure it is at 16 Timberwood Lane in Conroe Tx.
jack7292009 1 year ago
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monday55ok 1 year ago
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lindaprincesita21 1 year ago
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lindaprincesita21 1 year ago
So, did she not pay her mortgage? On purpose to get 4 months behind so she could get a loan reduction? That wouldn't make any sense because it would start forclosuure proceedings. I'm confused. Anyone know the story behind this?
pococolo 1 year ago
@pococolo That is how HAMP works! You are forced to be behind on your payments BEFORE the banks will even talk to you about a home loan modification. But if you fall behind on your payments, then your home will be parallel foreclosed!
That is the scam, and it's being done by our own government!
SwarmTheBanks 1 year ago
You wouldnt know about this industry if you paid your mortgage ...
slow99si 1 year ago
Go! Go! Go! Foreclosure Mom! Tell people the truth. You know your on some real shit if you have hicks like Zaxxon heated. He probably works for BofA, In the complaints department. He was probably getting yelled at by a disgruntled customer from inside his South Dakota or Oklahoma cubicle when he wrote those essay sized posts, jokes...
CeltechRenude 1 year ago
@CeltechRenude wow thats real ballsy of you to comment ABOUT me, but not in a reply TO me (presumably so you could get away with it & not let me see it)
BWAAAHAHAHAHAHAAAA
EXPOSED!!!
boy kid, your post sure was long! some might say "essay sized"
FAIL!
Zaxxon2008 1 year ago
Very good message! Great job ForeclosureMom!
Harmony6284 1 year ago
frankly, ForeclosureMom, you sound like someone who is either lazy, or "slow"
all this whining about your bank... fine... whine all you want...
but nobody forces you to deal with that bank. there are literally HUNDREDS of mortgage financers
if you dont like your bank, refinance with someone else. they will buy your mortgage from your bank & you can deal with them
otherwise, quit bitchin'
Zaxxon2008 1 year ago
Comment removed
monday55ok 1 year ago
@monday55ok yeah great points all (ROFL@U) except that this dumb broad CHOSE to not pay her mortgage in order to refinance with the same bank she was complaining about from the outset
there are literally HUNDREDS of lending institutions out there that deal specifically in mortgage refinance & modification
plain & simple for you, because you need it that way, she had a myriad(have fun looking that one up!) of options, and she chose the laziest/easiest one and failed
Zaxxon2008 1 year ago
Comment removed
monday55ok 1 year ago
@Zaxxon2008
Zaxxon2008, you just don't get it. You CANNOT apply for HAMP, or the new unemployment version of HAMP, WITHOUT FIRST BEING BEHIND 3-4 months ON YOUR PAYMENTS! I think this is an impeachable action.
The fact that you and others can't grasp such evil by our own government just proves how awful the HAMP program is for FORCING PEOPLE TO FALL BEHIND ON THEIR MORTGAGE PAYMENTS before they can be eligible for HAMP.
SwarmTheBanks 1 year ago
@SwarmTheBanks yeah, i do get it, you retarded ignoramous
she didnt NEED to apply for HAMP
she says quite clearly she was working AND making the mortgage payments
yet she did not choose to refinance thru a lendor she was more comfortable with
THAT is the definition of being lazy
she preferred to go the easiest route possible... default & let the bank do the paperwork... instead of her going online or out in the world & finding a solution... LAZY FAIL!!!
Zaxxon2008 1 year ago
@SwarmTheBanks no, nobody is forcing people to apply for HAMP, and nobody is forcing anyone to fall behing on their mortgage
HAMP is there for assistance when all else fails
as i pointed out several times, based on her TV interviews and this crap rap, she CHOSE to fall behind to get assistance from her own bank, rather than refinance with therms she could afford
nothing about this was "impeachable"
she chose the laziest route
(some banks call for 6+months before HAMP... learn something)
Zaxxon2008 1 year ago
@Zaxxon2008
You're just not getting the concept of PARALLEL FORECLOSURE. To BECOME eligible for HAMP, a homeowner is FORCED to be behind in their payments 3-4 months. As soon as the homeowner does this, the banks begin PARALLEL FORECLOSURE proceedings on their home!
If you listen to the lyrics more closely, her loan was going to balloon AND THE BANKS HAD NO DESIRE TO DO A NEW LOAN even if she qualified.
The banks want a new homeowner so they can suck up a new home down payment.
SwarmTheBanks 1 year ago
@SwarmTheBanks
what you also conveniently fail to acknowledge or "get the concept of" is that she DID NOT have to ever apply for HAMP... despite your ignorant claim of - "her loan was going to balloon AND THE BANKS HAD NO DESIRE TO DO A NEW LOAN" she had literally HUNDREDS of mortgage refinance options out there
she chose the lazy route (like you do with your thinking... or lack thereof) & did no research into her options. she was lazy & only did what the 1 bank told her her option was
Zaxxon2008 1 year ago
@Zaxxon2008 Ok, here is your reply, hope it makes you feel important. I honestly didn't see a difference except a blue name but cool. Anyways back to the point, Zaxxon, I'm honestly just starting to feel sorry for you. In our 2 day relationship, it has become apparent to me that your life must be SO bad. It literaly makes you feel better about yourself to attack a mom. A mom creatively trying to inform people about foreclosure, in hopes that a similiar situation won't happen to them.
Pathetic
CeltechRenude 1 year ago
@CeltechRenude not about feeling "important"
you were just to pussy to click REPLY but chose the typical pussy route of replying to noone, and slandering someone in a post that would've otherwise disappeared into the ether
ROFLMFAO@U i attacked nobody
simply pointing out how lazy it is for those who COULD HAVE refinanced to their own benefit (and therefore the benefit of all citizens who now have to bail her lazy ass out)
she was lazy... that simple
you are simple & lazy too
Zaxxon2008 1 year ago
@Zaxxon2008
actually, you are probably being more slanderous than anyone else on here.
SwarmTheBanks 1 year ago
@Zaxxon2008 Hey, and what about you on the opposite side of the spectrum making those poor disgruntled customers wait on hold as you furiously type out the last few hateful letters from your prefab Kansas cubicle... ... And oh I almost forgot, the only joy in your soft cell provided by the smiling faces of whatever corporation you willingly gave your life to is the "myriad" of cat pictures erratically hung throughout...
CeltechRenude 1 year ago
@Zaxxon2008 counter-diction of the day: plain & simple for you, because you need it that way, she had a myriad(have fun looking that one up!) Thanks Zaxxon!
CeltechRenude 1 year ago
This has been flagged as spam show
@CeltechRenude holy shit that made no sense!!!
"counter-diction of the day: plain & simple for you, because you need it that way, she had a myriad(have fun looking that one up!) Thanks Zaxxon!"
keep trying tho, kiddo
someday you'll get to play with the big boy blocks!
Zaxxon2008 1 year ago
@Zaxxon2008
Zaxxon2008, YOU HAVE TO GET 3-4 MONTHS BEHIND before the banksters will allow a HAMP application to be considered. As for going elsewhere, the more places a homeowner requests quotes, it begins to ding their credit rating.
This is all just a shell game. If the banks think they can find a solid re-fi without needing to go to HAMP, just tell the homeowner. The triplicate and beyond in paperwork is the scam.
SwarmTheBanks 1 year ago
@SwarmTheBanks no, you are wrong... as per usual
at least you finally admit to the myriad of options she had, yet at the same time you are wrong, as per usual
incorrect is - "the more places a homeowner requests quotes, it begins to ding their credit rating"
the only time you get a "ding" on your credit score is when you actully APPLY FOR credit, NOT when you inquire about options
she was lazy
just like you
now deal
Zaxxon2008 1 year ago
@Zaxxon2008
Inquiring about options, please, get real. It isn't until a homeowner actually pays money that the banks get serious, and that is when credit scores can get dinged if if a homeowner doesn't like the banks deal.
I Just saw a PBS news segment on the foreclosure scam. The bottom line is the banks were offered 1,000 per home loan mod, THAT'S IT! Mortgage servicers can generate THOUSANDS IN PENALTIES and FEES, including 700 dollars just to run a foreclosure ad ON YOUR HOUSE.
SwarmTheBanks 1 year ago
@SwarmTheBanks and yet the end story remains the same
she was lazy & did not shop around
she simply did what the bank told her
she took the easiest path with the least resistance...
ergo - lazy
Zaxxon2008 1 year ago
@Zaxxon2008 Wow Zaxxon, you just showed your age, star wars, imagine your Yoda? Teen twat stain in one word because you were to scarred to just to write it. Your like a 12 year old premature ejaculation after you saw Darth Maul for the first time
CeltechRenude 1 year ago
@Zaxxon2008
If the banksters don't feel she qualifies for a HAMP, then why not just tell her what she DOES qualify for. It looks like the banks had NO DESIRE to do ANYTHING because once the loan balloons, they get the house back.
Oh no, the banks would never do such a thing, (snark alert).
SwarmTheBanks 1 year ago
@SwarmTheBanks again you display your lack of basic reading comprehension skills
the bank THE - BANK
not "the banks" plural
she went with THE BANK... one and only one. she did not shop around for mortgage refinancing offers that were suitable for her. talk about "NO DESIRE"
lazy
like you
"because once the loan balloons, they get the house back"
yeah... like they want the burden of selling off a home at a loss in this market
LOL@U
keep on trying tho
Zaxxon2008 1 year ago
@Zaxxon2008
Banks get four sources of revenue when they foreclose on a home, the original home down payment becomes theirs, late fees and penalties get piled high, mortgage insurance will pay out as well, and then, when the home is sold again, another down payment goes to the banks.
That's a pretty good pay day.
SwarmTheBanks 1 year ago
@SwarmTheBanks of course the down payments go to the bank, they own the home!
it is the banks home until you finish paying for it
and again, conveniently for you i guess, you ignore the basic facts as i clearly presented them to you
but hey, why let all the accurate facts i listed get in the way of your penchant for bickering ad nauseum?!?!
now kindly piss off
Zaxxon2008 1 year ago
@Zaxxon2008 damn once again I'm reminded how pathetic Zaxxons life must be. "now kindly piss off"? as if he owns the comment board and its a spacial plane in which one can travel on ROFLMAO @ you Zaxxon. Do you just go and start fights on videos you see on youtube? Does it help?
CeltechRenude 1 year ago
@CeltechRenude is this the best you have? to cry "FOUL" at others posts?
so sad... you are
imagine you are Yoda from Star Wars & you might... just MIGHT make sense of it all
you crybaby teentwatstain
Zaxxon2008 1 year ago
enough time, energy, & creativity to make this video... but not enough time to work & pay your mortgage?!?!!
yeah... blame the banks... ROFL
PAY YOUR BILLS!!!!!!! the rest of us will have higher rates, harder time getting loans, etc... because of sloppy tards like you
Zaxxon2008 1 year ago
This has been flagged as spam show
@Zaxxon2008 You really don't know what you are talking about
tango8606 1 year ago
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monday55ok 1 year ago
@monday55ok Sorry to hear that. But glad you got that off your chest. But your experience is not indicative of everyone's experience. Since you have already made up your mind about me, without even knowing me, it is clear that you have a closed mind. No further comment is really necessary.
tango8606 1 year ago
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monday55ok 1 year ago
@monday55ok cries - "a distrubed,misinformed,jackass"
and whines - "you live in a cave?Obviously you can't read"
then pussyfarts - "just make stupid uninformed comments"
all while ignorantly misspelling - "white supremecy" "Consentrate" "masterbating" and "magizines"
i mean, these weren't even typos... just flat out stupidity in spelling 101
it takes a real brainiac to call someone else an ignorant, stupid asswipe & then put their own foot so far down their throat that they shit shoelaces
Zaxxon2008 1 year ago
Wall Street dogs can burn in hell, also greedy investors. America is loosing its jobs over seas, people just want proffit at any cost. Start charging big import taxes on goods and services bring are jobs back. also helps pay down defficet and FIRE those incumbets in washington rep. or dem. or indep.stop the lobbying groups who will do harm to america.
dc3s1 1 year ago
great vid, Fox & Friends did you right!
BackPorchTrader 1 year ago
so embarrassing to watch this
Nonpacent 1 year ago
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monday55ok 1 year ago
This has been flagged as spam show
Do not buy something you cannot afford. END OF STORY.
milf72 1 year ago
This has been flagged as spam show
Ok, I've just written my second article about your rap song "Foreclosure Tears".
parallelforeclosure.blogspot.com/2010/10/foreclosure-moms-first-rap-song.html
SwarmTheBanks 1 year ago
monday55ok....you have a legal right to sue for damages. There is an incredible lawyer in Florida (that's where you are, right?) and I would be happy to give you his name. You were defrauded by more than your bank....
My attorney is one of the few that have been successful in this. One case dismissed with prejudice and the home remanded to the homeowner. Mortgage voided, referred to the SEC and AG in NY....
Don't take this lying down
JustaCarpenterToo 1 year ago
@JustaCarpenterToo Unfortunately I am in LA CA where you never get your day in court as we are Non Judicial. I was in court 2.5 years ago and knew even the judge didn't understand yet. I asked my attorney to put the opposing counsel for pretender lender (local wheel man) and ask him my instrument was bought, Check cash or charge? I ask him to request the GAAP books cause the accounting doesn't lie and I knew my loan would not show there. I knew MERS had no standing.
monday55ok 1 year ago
monday55ok....you have a legal right to sue for damages. There is an incredible lawyer in Florida (that's where you are, right?) and I would be happy to give you his name. You were defrauded by more than your bank....
JustaCarpenterToo 1 year ago
murphy you are an ass! Are you saying that since the banksters didn't get ALL of us that they get a free pass to break the law and cheat and steal? The attitude of "I got mine, screw you" in this great land of ours MUST STOP!
This woman was defrauded by an institution much more powerful than her. Our LAWS were created to protect EVERYONE not just the wealthy. All she wanted to do was work out a way to pay her mortgage. It's all we ALL wanted to do. ....
JustaCarpenterToo 1 year ago
@JustaCarpenterToo cries & whine - "Are you saying that since the banksters didn't get ALL of us that they get a free pass"
nope, i believe JCMurphy was pretty clear... DO YOUR RESEARCH, hire a lawyer, BEFORE you buy! it's called "buyer beware" ever heard of it?
"This woman was defrauded by an institution"
nope again. she was not "defrauded" she simply failed to work it out (thru laziness or apathy). as i pointed out previously, BoA is not the only bank/mortgage broker in the world.
Zaxxon2008 1 year ago
I bought a house in 02'. I was offered a wide assortment of loan types. I did a little research and decided that even though at the time the ARM loan was cheaper, that in the long run I would be more secure with a fixed rate loan. I know some banks pulled some stunts out there, but, i doubt any of them, held a gun to these pppl's head and made them sign on the dottted line. Everyone is always looking for someone to blame, except themselves ! They gambled on an ARM loan and lost ! Plain & Simple!
4JCMURPHY 1 year ago
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monday55ok 1 year ago
Superb Video. Florida homeowners in foreclosure should consult with a lawyer whether it be legal aid or private. Most private law firm offer free consultations. Bank of America has had numerous class actions filed against them for failing to modify mortgages under HAMP.
foreclosuredefensela 1 year ago
If this lady gets enough subscriptions, youtube will pay her to run ads on her video.
So, don't just watch, subscribe!
SModikoane 1 year ago
@monday55ok I sent you a message. Please respond as soon as possible via email or phone. Thanks!
laurentbelsie 1 year ago
To all those single moms out there , please do not despair! Banks will suck our blood, but we need to stick together and fight back!
guavaflower1 1 year ago
Final question, what is the actual title of your song? Is it "Mom Raps about Foreclosure"?
SwarmTheBanks 1 year ago
@SwarmTheBanks Mom Raps foreclosure Tears was my poem title but somehow when it got uploaded the tears got lost
monday55ok 1 year ago
Awesome! I hope this lots of people see this!
craznish 1 year ago
I would love to help you put up a blog, it is super easy, especially if someone who has done it before helps. I am anxious to write my blog articles but you know why I am waiting. (I won't say why in public, ha ha).
SwarmTheBanks 1 year ago
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monday55ok 1 year ago
@monday55ok
My point was KTLA gave it out to everybody else claiming that they had the right to do that when they probably didn't. What name can I "officially" use when I credit you?
SwarmTheBanks 1 year ago
Comment removed
monday55ok 1 year ago
@monday55ok
I did the first article about this song for dailypuma, I can't put the full URL here or the comment won't get posted. (just add the standard beginning and ending to dailypuma and your story is currently featured.
SwarmTheBanks 1 year ago
Hi Victoria if you need a manager I am ready Amos
emopat118 1 year ago
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monday55ok 1 year ago
@monday55ok @emopat118 @emopat118 I am still in Italy however with todays tech you can be anywhere in the world and still function at any level so lets keep in touch and see what can be done i see you are getting lots of hits in a very few days i got the link via alex he was here for 3 days last week and susan sent him the link talk soon ciao
emopat118 1 year ago
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monday55ok 1 year ago
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emopat118 1 year ago
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emopat118 1 year ago
Burn it down after moving out. Make them pay. Nothing changes until we rise up and have a general strike.
Antiks72 1 year ago
Well done.
rareandfirsts 1 year ago
@rareandfirsts Thank you. Started as a poem when after a 14 month fight with Aurora Loan Service, Lehman BROS. the sheriff came knocking. I lived the nightmare, the uncertain sleepless nights, where will I go, what about my cat and dog? My son can not go to college and he is homeless.......talk about faith, have to be a warrior. Lucky I am smart and know that successful people create they do not compete. Hey Harry Pottor was written why Mom was on welfare!
monday55ok 1 year ago
we love it mama! (I'm a single mom and my little girl loves your sunglasses!) Chase Bank is stealing my home with the MERS on the 1st note in 9 days... keep it up!
mershomeowners 1 year ago
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monday55ok 1 year ago
Spreading the word- Awesome rap, Mom.
Oceanfloats 1 year ago
@Oceanfloats Thank you, yes the people need a voice. The banks play games and we must remember everything they do is for profit. Servicers made more money servicing loans in default then loans that were current, so they encourged borrowers to default so they could review a modification package. Foreberance payments DO NOT go to the loan balance but rather to a suspense account most likley used to pay attorneys and trustee's to foreclose.
monday55ok 1 year ago
Hey, I would love to do an article about your rap song for my swarm the banks and parallel foreclosure blogs. Would like to include a copy of your lyrics (credited to you or the writer of course).
SwarmTheBanks 1 year ago
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monday55ok 1 year ago
I think this really shows the level of frustration in the country at this point. When Moms start rappin' about somethin', you know it's bad.
jeepjerultra 1 year ago
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monday55ok 1 year ago
Mom you deserve a Grammy! WOW fantabulous best video I have seen explaining the "Fruadclosure" nightmare.
trishcimh2 1 year ago 2
@trishcimh2 Yeah, my mortgage note was forged and my lawyer asked me,"how were you damaged?" I knew more then he did about the missing assignment and fraudulant foreclosure doc's from the banksters. I feel vindicated that it's all coming out now.
monday55ok 1 year ago
GO MAMMA GO!!!!!!!
Bunglbeez 1 year ago
@Bunglbeez Thank you all for the support. My story is alot of folks story in America. Greed did become legal and while investors walk away cashed out we homeowners are foreclosed on the same toxic loans they got paid on. Banks are running casino's out their back door with our public funds!
monday55ok 1 year ago