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From: MoneyTalksNews
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  • I've never owned a credit card. I always believe if you can't afford something you want, then you can't afford it.

  • very interesting thanks

  • HELLO CASHERS, if you are a serious casher in usa, no ripper and time waster want dumps to help your situation out. Hit Mc Curtis on icq: 615463842. you must be ready to work extra hard.

  • I don't need a credit card. I carry cash....and a .45.

  • There are many men named Stacey. It is not necessarily a female name. Leslie is another name that is commonly male.

  • Old computer for this video i think its not that good.:D

  • You need a job just to get that credit card, without even using it.

  • @makemoneyonlinetoo I've never had a credit card company that verified my job. The whole Credit Card law last year was a joke.

  • you need to start looking at the-credit-experts.co.uk these will give you the best advise

  • dam thats a old computer...

    

  • Thats shocking, I hope not too many people signed up for that card. Definitely worth comparing credit cards and not just taking the first one you see.

  • Very informative and I hope it helps people make the right decisions

  • i have one at age 14

  • Comment removed

  • SOME LETTERS THAT THERE'D BE SOME FEE FOR INACTIVITY OR SOMETHING -- A LETTER THAT MOST PPL PROBABLY WOULDN'T READ

    ANYWAY, THAT'S WHY I SAY 'SCUMBAG COMPANY' THE MOMENT I GET THAT $100 I AM TAKING THAT MONEY O-U-T I DON'T EVEN WANT THIS SCUMBAG HOLDING $0.01 OF MY MONEY

  • SO THERE'S THIS SCUMBAG COMPANY WHICH I CAN'T MENTION I OPENED A SAVINGS ACCT THERE BC U GET $100 BUCKS IF U PUT IN 10K THERE SO I DID ONLY 4 THE $100 (lol) AND I CHECKED ONLINE 2 C IF IT HAS AND IT WASN'T (YET)

    BUT THAT'S NOT THE POINT. I THERE WAS A CREDIT CARD I HAD AND NEVER USED FOR LIKE 2 YEARS -- I NOTICED IT HAD A $10 BALANCE. IF I DID NOT CHECK; IN FACT IF I DIDN'T OPEN THAT SAVINGS I WOULD HAVE GOTTEN HIT WITH A 'GOTCHA' FEE. WHAT PROBABLY HAPPENED IS THEY ENACTED A FEE AND SENT

  • It is unfortunate that people actually fall for deals like that. When Stacy said do your research it worth it's weight in Gold. Any time you sign anything you should be certain about what your signing. READ THE FINE PRINT!!! And if it doesn't look to good don't assume that it the only offer out there. Find the best for yourself...

  • Buy skimmer, best prices on market, for more info pm me on skype : chrissweeney3

  • This really shouldnt be allowed. where are the authorities when rip offs like this happen?

  • @Videoboosters getting campain contributions, kickbacks and the like, I'm sure.

  • @dagda825 too right

  • Good advice. I've done my research and found lots of other cheaper options. Good luck

  • Hi every customer, I'm hacker from Viet Nam , i have shop CVV and site tool shop.

    i work prestige, professional

    If you need CVV please contact me for Y!M : bana_cc

    I'm seller best and alway sell CC fresh with hight balance.

    Contact me via:

    My Y!M : bana_cc

    Email: bana_cc@yahoo.com

  • Hello : i'm a professional hacker and i have for all goods good fresh live 100% :

    I'm Seller for: CC . CVV . US . UK . CA . EURO . AU . Italian . Japan . France . WU Transfer . Ship . Track 1&2 . Dumps . Paypal . all.....

    Business with me ,you have to trust me ...that's for sure.

    I was a real hacker

    If you want to test you must send money for me

    Contact me if you need it: Yahoo ID: bigcompany_cc

    Email: bigcompany_cc@yahoo.com

  • Don't worry guys ,if you have problem with credit cards just search out there your problem will be settle!or check in my channel

  • so many say that bankruptcy prevents you from getting a good card. i went bankrupt and got approved for a capital one rewards card 8 months later. only fee was $29 annual. no other fees. after paying on time for about a year they raised my limit by 5000 and charged no fee.

  • as if you're gonna know that

  • So whats the best prepaid debit card?

  • Fuck credit. There's more to life than worrying about your fucking credit score like it's a grading scale for the worth of your life.

    I have ONE c/c with less than $500 on it. I also have $42,000 in cash and silver.

    I am 34. I earn less than $100,000/yr. I used to have over $15,000 in c/c debt. it took me 4-5 years to pay it off. Best thing I ever did.

    GET OUT OF THE CREDIT CARD CIRCUS NOW! GET OUT OF DEBT!

  • @RayAir1 You're a irresponsible tool. That's why you were in debt. I get free travel all the time from paying all my business expenses on my card. If you pay off the balance in full every month, you pay NO interest. I use it as cash.

  • @blazinhomo

    Enjoy your free commercial travel getting molested and microwaved by TSA.

    Like I said. Fuck credit cards. I use cash.

  • @RayAir1 Neither of that happens to me because a) I don't travel to the US, b) I'm not from the US, and c) I fly business class which means I go through premier security points where nothing you described happens. Like I said, you're a irresponsible moron.

  • @blazinhomo

    If being debt free and well off makes me a moron then so be it. You must work for Visa or some shit.

    Fuck off and die faggot.

  • @RayAir1 Have fun living in your delusional world. Tool

  • @blazinhomo

    Enjoy AIDS.

  • WHAT THE FUCK

  • CALL NOW 877-261-1959 Wize Credit Repair is the nation’s leading, full-service credit repair company producing expedited, industry-leading results to all its clients. We use the law to permanently remove every form of negative credit reporting on behalf of our clients for the past 22 years. We have successfully removed every form of negative credit- including bankruptcies, tax liens, judgments, foreclosures, and repossessions. CALL NOW 877-261-1959

  • CVV for sale!!!!

    CVV FOR SALE!!!

    Email: aferist777@yahoo.com

  • I've been wondering why it still takes 5 days to "process" an electronic transfer when we live in the 21st century.

    Apparently the money is used, by the card company, to play the overnight markets.

    So, basically, the payments take 5 days because the credit card companies gamble with it.

    And they wonder why we hate bankers so much...

  • Anyone who already has $247.00 shouldn't need to get this credit card.

  • I remember I named my favourite Barbie doll Stacy as a child.

    I guess the name for men is spelled with an E.

    It's also funny that men can be named Ashley, (Gone With The Wind) and women can be named Johnnie.

  • Nice Video!

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  • $247 in upfront fees for a $300 credit limit card???? from where i come from it's extortion , day light robbery even.. a legitimate company that produces a product like that targeting such a segment is one that has no business scruples ...

  • @mystaybuzz This is for irresponsible people who can't control themselves.

  • Do your best to live within your means.

  • This is a good reason to improve your credit, and have a prepaid card. One that reports to the credit bureaus.

  • If you are responsible and pay your bills on time as the narrator says, you would have a good credit history to start with. You wouldn't need a credit card like this.

  • There is no reason why anyone should take out a credit card like this. Credit cards are not a necessity of life. This bank should be shut down.

  • I'm sure this bank has more applications than it can process. What's the stock symbol. I'm buying a few shares of this bank.

  • Read the fineprint...period.

  • Those mentioning not using credit cards at all unless absolutely necessary are wise. I would love to see a consumer revolution started where credit cards are avoided like a Nigerian Scam. I LOVE receiving credit card offers. I stuff them so full of junk mail that the postage is well over the price of an ordinary letter. Of course the greedy companies then have to foot the postage bill. I did this for about 6 months and then miraculously not only did a specific card company stop they all did.

  • BULLSHIT i would punch his teeth out in front of his child!!! (the owner of the bank) hahah

  • Sounds like a card put out by the republicons.

  • man thats total rip off

  • "Just because you have bad credit doesn't mean you should jump on the first offer you see. Shop around."

    Seems like textbook language extolling the recklessness of the boom. After all, having bad credit means that having a credit card probably isn't the best idea.

  • Uhh worst credit card? How about Worst name for a man? :P

  • After preparing their business model, Continental Finance started out with the name "Come Fuck Me in the Ass". But the management thought it might be too obvious and scare off potential customers. So they changed it from the "Come Fuck Me in the Ass" card to the "Continental Finance" card. But they kept all the features the same, and your ass will be fucked by getting this card - guaranteed.

  • Worst bank - that would be CitiBank aka ShittyBank. Had a 6.9% interest card - paid it off every month - got a few $'s charged to interest so they were making money but not a lot. Have a credit score of 830 and ShittyBank decided to raise my rate to 29.99% - yep you got it 29.99% for NO FUCKING REASON. Other than of course they can't run their company profitably and want to screw those of us who can run our finances well.

  • Stacey... HIS name is Stacey?

  • first time cc seller. i work for a small undisclamed company and own my own skimmer. i collected a little over 200 card numbers about two months ago. i've used two of the cards a few time and was able get 5 100 visa gifts cards online outta them before i was unable to buy more. i you to buy cards hit me up on yahoo messenger: onelove4206974

  • This is nothing - In the UK there is a company called Provident and believe me, it is better to do without than to borrow of these bloodsuckers. A loan of £300 from provident and you will have to pay back £520 within a year! Sharks man, sharks and they get away with it as a registered company.

  • delawhere is a fail state

  • @gotthkid2 worst bank state ever

  • this wouldnt happen in canada. In canada the goverment just made it law that a credit card company has to give you a 30 day notice just to raise you interest rate. I wish there was some type of law against this for you guys.

  • At the end he's just like "Turn off the camera so I can stop smiling....."

  • Guess who else does this? Hint...Hand's in my pockets Hands In my Pockets.....Whats in your fucking wallet? Yep, you guessed it Capital One! They wanted me to send 300.00 to get 300.00 credit limit, WTF??? I told them, that's fucking prepaid! Then I was told you can wait for one month and get the credit limit increased to 400 limit for 25.00. I said "hahaha...fuck off, I only want it for buying shit on the internet and I will stick with buying prepaid Visa, and I hung up!

  • @thecanadianstoner1 didnt happen to me and I have a capital one card. get ahold of your mp there is laws against this in canada.

  • @crewlla I applied for a credit card back in August. When did you apply for a credit card?

  • @thecanadianstoner1 I got my credit card years ago. I actually have a few. shop around. you can get a good card that suits you. make sure you pay all your bills(utilities and rent) cause the credit card companies look to see if you are good at paying for things. My son, who just turned 18 got him self one as much as I hated the fact that he got one he did. to build up his credit rating he buy things with his card comes home and pays it.

  • 99 plus 80 plus 40 plus 10. equels 229 bucks! bad bad BAD card company. READ THE FINE PRINT guys.

  • oh thank goodness i thought this was some illuminati stuff

  • @BeakyRed that would have been more interesting though.

  • lol, can anyone send me 0.02 dollars to my paypal acc?

  • If you thought this was about skateboarding, thumbs up!

  • @Scahhi

    If u hate Idiots begging for thumps up THUMPS UP!!!!

  • @MALIRIPPA

    So we both are idiots, okay.

  • stacey is a guys name?

  • if you need credit repair help Lexington Law can help

    They are quite good. Helped 1 million people in 2009.

    866-945-4406

  • thanks for the head up

  • Im 18 and I only use cash or debit. I don't want to screw around with credit cards.

  • you have $1000 available budget for the bill payments and you got 2 card debts with minimum payment of lets say one is for $400 other one is for $500 if you pay them both you only paying the minimum no good start paying off the small amount $400 so what you do is when you receive bill from $500 card don't pay from your budget money use your budget money all $1000 to finish the $400 one so the $500 bill you take out $500 and you give them back $500 this the amount stays same and bill gets payed

  • here is the best way to pay off debt

    if you have 2 credit cards  or 1 card the other is a line of credit what ever

    credit card $5000 line of credit $10,000) ok first pay off the credit card $5000 but when you receive a bill don't pay the line of credit from your packet ) if the payment is let say $300 take out same amount (withdraw) and pay them back with there money so this way you can use your money that you were paying for both to pay double payment for 1 card do this till you pay off $5000

  • @turk11111111 Are you sane. Good luck in Bankrupcy court!

  • If you need a co-signer to PAY CASH.....you have bad credit....LOL

  • wait..his name is Stacey?

  • @green2cherry Shemale. Lol.

  • @green2cherry Yeah, Stacey is a unisex name, like Courtney.

  • @green2cherry Not just that:

    Stacey= Girl Name

    Johnson= Another Word For Penis

  • @floridafishingo parents must had really wished for a girl or just hated having a son.

  • @green2cherry I know, right? There are some things I don't understand--using the opposite sex's name for your child. Shawn for a girl, Stacey for a man, Michael for a girl. Really? :(

  • why not just pay cash? I'm 21 years old and never paid something with a credit card. It's really not that difficult you know :D

  • @standaardgold If you ever want to build your credit, you should consider getting one.

  • @standaardgold

    good for you. your parents raised you right. STAY away from STUDENT LOANS...

  • are secured cards good? becase one day you will have to cancel the card and get your money back and that will show u closed a creidt card...does that not lower your credit as well?

  • The Credit CARD Act took away some of the most egregious fee harvesting that was going on.

  • @sneakers55 There are still companies that charge an arm an a leg for people with bad credit. 

  • I once got the severed penis of a black man in the mail.

  • 1) Avoid using banks and credit cards whenever possible.

    2) Save your money and purchase items with cash.

    3) Keep all your cash in a secure location where you live.

    4) All loans should only be taken out for emergencies.

    5) Using plastic cards often causes people to think that its not money they are spending...so they use them more for minor purchases.

  • @sensesectors is any location where you live secured? the house could burn down...so u get a fire proff safe...someone could put a gun to your head and tell you to show them the safe or they will kill you....so is there really any secured safe place in your home to keep money?

  • @sensesectors

    great points. excellent advice

  • i was looking at skateboarding a second ago O O

  • comonism just seem better and better...

  • oh sorry thod they ment credit card with a skateboard... a nut'butin smack... sry ;D

  • thumbs up if you thought this was skating

  • instead of paying all these fees why not use cash? its inconvenient but it saves you money and if you dont have enough money to buy something will you really have that money later and should you be buying it?

  • Butterfly78230

    1 second ago I"ve a nightmare w/ MEDIUS PREPAID CARD. My 1st transfer of EUR 79,80 went right away for their fees. . Then I made another transfer from my bank acct. Medius asked me to fax requirements to prove my identity. With their outrageous hidden fees and procedure, there is no customer service involved. It's been over a month & up to this time I have no access to my own money. Medius leaves you at their own mercy! DON'T APPLY FOR MEDIUS CARD FOR YOUR OWN SAKE!

  • IYAYAYAYAYAYAYA

  • I think Capital One is worst than Chase. Capital One changed their rate after few months that they offered low interest rate.

  • @ndm707 you obviously have never delt with citibank.. also known as sh----tybank

  • who needs credit? I hope I never get credit?

  • Who needs credit cards when you can use cash.

    Are we learning our ABCs, who can count to 100 ?

  • @roycpc464 good luck getting a house, or even a car. unless you can pay 100% of both those up front you cant get them

  • @roycpc464If you use credit cards like cash and you get paid for it . why not use em

  • Another source you can look at for bad credit resources is called Bad Credit Loans 911 dot com. They also have a bad credit blog.

  • his name is stacy? :O

  • @MrBillorbilly I don't think that's a smart idea to post such personal information online...

  • Yeah, cash is so hard to use. You have to move your fingers and count! Oh god, that's horrible!

  • If I knew then, what I know now, I would have never ever gotten a credit card to begin with!

  • as someone who works in the credit industry, what you need to not ever do .... is get credit cards. absolute shocking.

  • Fabulous

    Peace

    Brother Sean

    Tau Community of Interfaith Franciscans

  • his name is stacy lol

  • ههههه يلعن ام النصب

  • No matter what you do, people will always find a way to take the money away from you :)

  • FUCK CREDIT CARDS ! BEST WAY NORMAL BANK ACCOUNT CARD WITH THE OPTION TO PAY AT SHOPS WITH IT ! IN GERMANY IT WORKS ! ONLINE IT WORKS !

  • I've seen what credit cards do to families. My parents are in over $20K in debt due to medical bills and irresponsible spending. I'm fifteen now and I've vowed never to use a credit card in my life, even if I can afford it easily.

  • @BrenMan94 And I want to see what you will do after you see that bling porsche carrera online for 500 bucks (Five hundred) with American Express!

  • @BrenMan94 You're parents were irresponsible. I love credit cards. I've received cash back and only missed the paying the bill twice. LOL, that was because I forgot. Bash credit cards all you want, but I like receiving $100 - $300 back for spending my money. The best part is I don't have to pay a fee to do it like with many debit cards.

  • @unytcommsys

    I still don't feel comfortable using a credit card in such a shaky economy.

  • lol

  • HAHA Stacy! Man, what a ripoff. Unbelievable that people buy into those fees.

  • wow what a way to suck people out of their earnings...

  • These cards are not the problem. If you are irresponsible and choose to develop bad credit you will be reduced to getting these types of cards. If you are responsible and pay your bills on time you will be able to get better credit terms. Or be really smart and live with in your means and don't use credit. Its really up to you.

    I only use cards for buying things online that are cheaper than what is available where i live.

  • /watch?v=v91gX-lCgs4

    better!! with aphex u know...

  • /watch?v=v91gX-lCgs4

    better!! with aphex u know...

  • Its good to know what a fake credit card sounds like. Thanks for the demonstration.

  • fee+fee+fee+fee+fee+fee+fee+fe­e+fee= you are an idiot +idiot+idiot+idiot x 100 welcome to america!

  • good job. i got one of these and actually it really helped me get back in the swing of things. in only six months of having it i get other offers for credit cardsand even got a better higher limit card now without the fees of the first card

  • If you are bankrupted or have bad credit history, don't get a credit card, it's that simple.

  • People with bad credit record aren't likely to read the fine print... so, nice business. :)

  • @Arska777999 thats not true we all fall on bad times and i for one was one of those people that lost their job and couldnt pay certain bills.

  • 2485083119

  • oh lol i thought this was skateboarding

  • @filamor2007 same haha

  • Credit cards ruins people's lives- GET YOUR MONEY RIGHT- DON'T GET INVOLVED!

  • if you need debt relief I know a great company that can really h elp you... Just write me and I can send u the link. =)

  • I thoght credit card was free money what the hell?

  • @Ladiestreat wat

  • Why not start a credit card bank? Charge 30% APR, get 10,000 clients with a balance of 5000 dollars each, and the bank makes 10,000 x 5000 x 30% = 15 million dollar annual profit! There will be expenses, but they won't be 15 million... 1000 people investing 5000 each makes enough to start a bank. And if the bank makes a 10M profit, your 5000 dollars owns 0.1% of this. Typically a company with a 10M profit is worth 100M dollars, 0.1% of 100M is 100,000 dollars - a very good return on 5000 :)

  • god people are idiots....Im moving to fucking peru.

  • dang look at the credit fees

  • This is a blunt video.

    Not everyone qualifies for a secured credit card, and the issuer may list you as a secured user, which does crap for rebuilding credit.

    These ridiculous cards are for people who have messed up more than you can imagine, and are lucky to have anything available at all.

    Thanks to government regulations, the card issuers can't charge interest rates which reflect the horrible gamble these customers represent, so they have to charge "fees" up front.

  • Solution:

    Bad credit > stop buying shit with money you don't have.

  • so let me get this straight...you are leading people to a credit card that you secure with 300 and then they charge you an 8+ interest rate...that is some great reasoning...why don't you just pay with cash...Get with the Dave Ramsey Program

  • You don't pay cash if you want to establish yourself as someone who can pay bills on time.

    It sounds like a bad deal to you, because you didn't just stiff some lender for $100,000 last year. If you had, this kind of credit card is what you get from a bank that doesn't want to crash.

  • this is criminal

  • how is this related to the fat kid getting credit carded