Its a scam alright. Equifax has placed false information on my credit report 3 different times and this is within 1 .5 year. I always check it and I have lost a job because of it. Quite simply anyone can placed false info on your credit report and the credit agencies WILL PLACE IT ON THERE.
One if the biggest errors is caused by your own credit card companies on PURPOSE. They have a dirty little trick. They purposely fail to report your credit limits to the credit bureaus in order to keep your name off mailing lists other competing cards look at to send you offers in the mail. When they don't report your credit limit to the bureaus it makes you utilization rate (30% of your overall score) look to them and lenders as if you're maxed out on your cards even with just a $1 balance.
Its a scam alright. Equifax has placed false information on my credit report 3 different times and this is within 1 .5 year. I always check it and I have lost a job because of it. Quite simply anyone can placed false info on your credit report and the credit agencies WILL PLACE IT ON THERE.
creolelady182 5 months ago
One if the biggest errors is caused by your own credit card companies on PURPOSE. They have a dirty little trick. They purposely fail to report your credit limits to the credit bureaus in order to keep your name off mailing lists other competing cards look at to send you offers in the mail. When they don't report your credit limit to the bureaus it makes you utilization rate (30% of your overall score) look to them and lenders as if you're maxed out on your cards even with just a $1 balance.
TranceScene 1 year ago
the whole lot is Ponkers and a SCAMMMM
themaninthevan0 2 years ago