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  • The issue is when all of your expenses are needs. Rent, car payments, utilities, food, gasoline, etc. We're living paycheck to paycheck because I make less than 1000 a month after taxes working full time and my husband while the military pays better than my job, he's not making that much more than I am...If he made a little less, we would qualify for food stamps and the like...and its not an uncommon thing for servicemembers to be in such poverty unfortunately...

  • Dig the purple shirt. Great advice... Keep rockin'.

  • Don't neglect the "needs" side for savings. Last year I cut $200/mo by refinancing my house, $75/mo by adjusting car insurance, $30/mo by discontinuing traditional phone and going to majicjack, $20/mo ? by installing attic radiant barrier myself...

  • Being financial stable is a matter of common sense. Sadly materialism and the "American Dream" so often requires common sense to be pushed aside.

  • This is common sense stuff.

  • I am only able to save 1600 dollars a month, and am living paycheque to paycheque more or less.

  • @doubleestark, I think you're doing alright then :)

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