The issue is when all of your expenses are needs. Rent, car payments, utilities, food, gasoline, etc. We're living paycheck to paycheck because I make less than 1000 a month after taxes working full time and my husband while the military pays better than my job, he's not making that much more than I am...If he made a little less, we would qualify for food stamps and the like...and its not an uncommon thing for servicemembers to be in such poverty unfortunately...
Don't neglect the "needs" side for savings. Last year I cut $200/mo by refinancing my house, $75/mo by adjusting car insurance, $30/mo by discontinuing traditional phone and going to majicjack, $20/mo ? by installing attic radiant barrier myself...
The issue is when all of your expenses are needs. Rent, car payments, utilities, food, gasoline, etc. We're living paycheck to paycheck because I make less than 1000 a month after taxes working full time and my husband while the military pays better than my job, he's not making that much more than I am...If he made a little less, we would qualify for food stamps and the like...and its not an uncommon thing for servicemembers to be in such poverty unfortunately...
lajjax 1 month ago
Dig the purple shirt. Great advice... Keep rockin'.
MrGQuiz 11 months ago
Don't neglect the "needs" side for savings. Last year I cut $200/mo by refinancing my house, $75/mo by adjusting car insurance, $30/mo by discontinuing traditional phone and going to majicjack, $20/mo ? by installing attic radiant barrier myself...
apatriot1000 11 months ago
Being financial stable is a matter of common sense. Sadly materialism and the "American Dream" so often requires common sense to be pushed aside.
jozlincherise 11 months ago
This is common sense stuff.
Bucknut73 11 months ago
I am only able to save 1600 dollars a month, and am living paycheque to paycheque more or less.
doubleestark 11 months ago
@doubleestark, I think you're doing alright then :)
chriswblizzy 11 months ago