Why Knowing Your FICO® score Is So Important

[graverobber35]

The FICO people are nothing more than a storehouse for personal information on people. Fuck them. I don't borrow money. If you pay off your debts, you will not need these bastards.A FICO score is an "I LOVE DEBT" score.

[psalmtree]

Bottom line is that if you want to maximize your FICO score, you need to borrow money. I think it is ludicrous that you have to borrow money to get a score. One who doesn't borrow money shouldn't need a FICO score to rent an apartment or get a mortgage. But, banks have done an excellent job of convincing us that the score is required, meaning we must all go into debt to do something as simple as rent an apartment. Financial responsibility is discouraged, going into debt is.